Updated quarterly, for the most up-to-date information, The Street.com Ratings Guide to Banks and Thrifts offers accurate, intuitive safety ratings your patrons can trust; supporting ratios and analyses that show an institution's strong & weak points; identification of the TheStreet.com Recommended Companies with branches in your area; a complete list of institutions receiving upgrades/downgrades; and comprehensive coverage of every bank and thrift in the nation - more than 9,000. TheStreet.com Safety Ratings are then based on the analysts' review of publicly available information collected by the federal banking regulators. The easy-to-use layout gives you: the institution's TheStreet.com Safety Rating for the last 3 years; the five key indexes used to evaluate each institution; along with the primary ratios and statistics used in determining the company's rating. TheStreet.com Ratings Guide to Banks & Thrifts will be a must for individuals who are concerned about the safety of their CD or savings account; need to be sure that an existing line of credit will be there when they need it; or simply want to avoid the hassles of dealing with a failing or troubled institution.