Keith was born in Panama City, Florida, in 1977. For the past 23 years he has lived and raised a family in Shreveport, Louisiana. While working as a financial consultant for the past 7 years, Keith realized how important it is for people to learn ways to cut cost and save for retirement. Day after day he meets with people facing the daunting task of higher living cost. What do you tell someone thatas retired, on a fixed income, and facing a 200 percent heating fuel cost increase? And what about a mom or dad commuting to work and facing a 100 percent increase at the gas pump? These are the questions that Keith realized needed to be addressed. This book is Keithas way of passing money-saving tips on to as many people as possible.