The world of mortgages is deliberately confusing and mysterious, but by learning how it works, you can drastically reduce the amount of interest you pay on your mortgage and cut down the amortization period. Written by a real estate market who has successfully navigated booms and busts, this guidebook teaches you - how to get through the mortgage application process; - how to select the right mortgage for your situation; - how to apply for and get government assistance; - how to renew, refinance, and renegotiate mortgages; - how to make money by investing in mortgages. Borrowing money to buy a home or investment property can be overwhelming, but the money you borrow is a tool to live a more comfortable and secure life. It's important to learn as much as you can about the process before signing anything that might put your future at risk. With Understanding Mortgages, you'll confidently venture into the world of real estate investing.