Jessica Jeffries hates Christmas. With all the commercialism, stress and chaos, there are a lot of people who feel the same way. But Jessie has more reason than most for hating it. She’s been robbed, dumped, caught pneumonia, broken her leg, and this year she ran over Santa Claus with her truck.

Tom Dunham’s holiday is turning out to be pretty awful. Not only is he suddenly responsible for a six-year-old daughter he hasn’t seen since infancy, but Amy holds him personally responsible for uprooting her, making it impossible for Santa to find her on Christmas morning.

Things go from bad to worse when Tom’s car breaks down on a freezing mountain road, but he gets a reprieve when a young woman who looks more like a Victoria’s Secret model than a tow truck driver comes to his rescue. Suddenly things are looking up—until she runs over an old man with an eerie resemblance to St. Nick.