William B. Shear's Books

Community Development Block Grants

Entitlement Communities¿ and States¿ Methods of Distributing Funds Reflect Program Flexibility

By: William B. Shear

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Community Development Block Grants

Entitlement Communities¿ and States¿ Methods of Distributing Funds Reflect Program Flexibility

By: William B. Shear

The Community Development Block Grant (CDBG) program provides entitlement communities (metro. cities and urban counties) and states with significant discretion in how they distribute funds for eligible activities. Entitlement communities may use a variety of processes to select individual projects, and states may also use different methods to distribute funds to non-entitlement communities. This report examines: (1) the various methods by which entitlement communities use and distribute their CDBG funds to individual projects within their jurisdictions; (2) the various methods by which states distribute CDBG funds to non-entitlement communities; and (3) HUD¿s role in overseeing these methods. Illus. This is a print on demand publication.

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DIANE Publishing

Published Date

ISBN 10

1437939805

ISBN 13

9781437939804

Federal Housing Administration

Agency Should Assess the Effects of Proposed Changes to the Manufactured Home Loan Program

By: William B. Shear

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Federal Housing Administration

Agency Should Assess the Effects of Proposed Changes to the Manufactured Home Loan Program

By: William B. Shear

Pending legislation to the Fed. Housing Admin. (FHA) Title I Manufactured Home Loan program would increase loan limits, insure each loan, incorporate stricter underwriting requirements, and set up-front premiums. This report reviews: (1) selected characteristics of manufactured housing and the demographics of the owners; (2) fed. and state consumer protections for owners of manufactured homes; and (3) the potential benefits and costs of the proposed changes for borrowers and the fed. gov¿t. In addressing these objectives, the author analyzed select Census data; researched fed. laws and laws in 8 states; interviewed local, state, and fed. officials; and analyzed various scenarios that might affect Title I program costs. Includes recommend. Illus.

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339

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DIANE Publishing

Published Date

ISBN 10

1428987509

ISBN 13

9781428987500

Examples in Structural Analysis, Second Edition

By: William M.C. McKenzie

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Examples in Structural Analysis, Second Edition

By: William M.C. McKenzie

This second edition of Examples in Structural Analysis uses a step-by-step approach and provides an extensive collection of fully worked and graded examples for a wide variety of structural analysis problems. It presents detailed information on the methods of solutions to problems and the results obtained. Also given within the text is a summary of each of the principal analysis techniques inherent in the design process and where appropriate, an explanation of the mathematical models used. The text emphasises that software should only be used if designers have the appropriate knowledge and understanding of the mathematical modelling, assumptions and limitations inherent in the programs they use. It establishes the use of hand-methods for obtaining approximate solutions during preliminary design and an independent check on the answers obtained from computer analyses. What’s New in the Second Edition: New chapters cover the development and use of influence lines for determinate and indeterminate beams, as well as the use of approximate analyses for indeterminate pin-jointed and rigid-jointed plane-frames. This edition includes a rewrite of the chapter on buckling instability, expands on beams and on the use of the unit load method applied to singly redundant frames. The x-y-z co-ordinate system and symbols have been modified to reflect the conventions adopted in the structural Eurocodes. William M. C. McKenzie is also the author of six design textbooks relating to the British Standards and the Eurocodes for structural design and one structural analysis textbook. As a member of the Institute of Physics, he is both a chartered engineer and a chartered physicist and has been involved in consultancy, research and teaching for more than 35 years.

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837

Publisher

CRC Press

Published Date

ISBN 10

1466595264

ISBN 13

9781466595262

The Resistance Vasculature

A Publication of the University of Vermont Center for Vascular Research

By: John A. Bevan,William Halpern,Michael J. Mulvany

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The Resistance Vasculature

A Publication of the University of Vermont Center for Vascular Research

By: John A. Bevan,William Halpern,Michael J. Mulvany

Resistance arteries have been recognized for some time as key factors in the regulation of vascular flow resistance, where they determine the regional and local distribution of blood and arterial pressure. Chapters provide an overview of the physiological, biochemical, and electrophysiological characteristics of these vessels, as well as a critical evaluation of the methodologies for studying small arteries and an examination of the membrane and neural mechanisms involved in the control of vascular tone.

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473

Publisher

Springer Science & Business Media

Published Date

ISBN 10

1461204038

ISBN 13

9781461204039

Mechanics of Flow-Induced Sound and Vibration V1

General Concepts and Elementary Sources

By: William K. Blake

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Mechanics of Flow-Induced Sound and Vibration V1

General Concepts and Elementary Sources

By: William K. Blake

Mechanics of Flow-Induced Sound and Vibration: Volume 1 discusses a broad selection of flow sources that are widely encountered in many applications of subsonic flow engineering and provides combined physical and mathematical analyses of each of these sources. It classifies each of the leading sources of vibration and sound induced by various types of fluid motion and unifies the disciplines essential to describing each source. The book considers sources such as jet noise, flow-induced tones and self-excited vibration, dipole sound from rigid and flexible acoustically compact surfaces, random vibration of flow-excited plates and cylindrical shells, cavitation noise, acoustic transmission characteristics and sound radiation from bubbly liquids, splash noise, throttling and ventilation system noises, lifting surface flow noise and vibration, and tonal and broadband sounds from rotating machinery. It also integrates the fundamentals of the subject with the many practicalities of the design of quiet vibration-free machinery. This book caters to advanced students well-versed in applied mathematics, fluid mechanics, and vibrations, strength of materials, acoustics, and statistical methods.

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459

Publisher

Elsevier

Published Date

ISBN 10

0323149618

ISBN 13

9780323149617

Banking Taxation

Implications of Proposed Revisions Governing S-Corporations on Community Banks

By: Thomas J. Mccool,William B. Shear

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Banking Taxation

Implications of Proposed Revisions Governing S-Corporations on Community Banks

By: Thomas J. Mccool,William B. Shear

Studies certain rules that affect decisions by banks to elect S-corp. status for Fed. tax purposes. Banks were permitted to elect S-corp. status for the first time beginning in 1997. Banking industry rep's. have cited a number of obstacles that banks face when converting to S-Corp. status. Possible revisions to the tax rules were proposed to address these obstacles and would generally expand the banking &, in some cases, other industries' eligibility to elect S-corp. status. The objectives of this report were to (1) analyze possible revisions to the rules governing S-corp.; and (2) determine the potential impact such revisions might have, primarily on community banks. Tables.

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DIANE Publishing

Published Date

ISBN 10

0756704030

ISBN 13

9780756704032

Design Analysis in Rock Mechanics

By: William G. Pariseau

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Design Analysis in Rock Mechanics

By: William G. Pariseau

This comprehensive introduction to rock mechanics treats the basics of rock mechanics in a clear and straightforward manner and discusses important design problems in terms of the mechanics of materials. This extended third edition includes an additional chapter on Foundations on Jointed Rock. Developed for a complete class in rock engineering, this volume uniquely combines the design of surface and underground rock excavations and addresses: • rock slope stability in surface excavations, from planar block and wedge slides to rotational and toppling failures • shaft and tunnel stability, ranging from naturally-supported openings to analysis and design of artificial support and reinforcement systems • entries and pillars in stratified ground • three-dimensional caverns, with emphasis on cable bolting and backfill • geometry and forces of chimney caving, combination support and trough subsidence • rock bursts and bumps in underground excavations, with focus on dynamic phenomena and on fast and sometimes catastrophic failures. The numerous exercises and examples familiarize the reader with solving basic practical problems in rock mechanics through various design analysis techniques and their applications. Supporting the main text, appendices provide supplementary information about rock, joint, and composite properties, rock mass classification schemes, useful formulas, and an extensive literature list. The large selection of problems at the end of each chapter can be used for home assignment. A solutions manual is available to course instructors. Explanatory and illustrative in character, this volume is suited for courses in rock mechanics, rock engineering and geological engineering design for undergraduate and first year graduate students in mining, civil engineering and applied earth sciences. Moreover, it will form a good introduction to the subject of rock mechanics for earth scientists and engineers from other disciplines.

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731

Publisher

CRC Press

Published Date

ISBN 10

1351796178

ISBN 13

9781351796170

Engineering Fluid Mechanics

By: William Graebel

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Engineering Fluid Mechanics

By: William Graebel

Fluid mechanics is a core component of many undergraduate engineering courses. It is essential for both students and lecturers to have a comprehensive, highly illustrated textbook, full of exercises, problems and practical applications to guide them through their study and teaching. Engineering Fluid Mechanics By William P. Grabel is that book The ISE version of this comprehensive text is especially priced for the student market and is an essential textbook for undergraduates (particularly those on mechanical and civil engineering courses) designed to emphasis the physical aspects of fluid mechanics and to develop the analytical skills and attitudes of the engineering student. Example problems follow most of the theory to ensure that students easily grasp the calculations, step by step processes outline the procedure used, so as to improve the students' problem solving skills. An Appendix is included to present some of the more general considerations involved in the design process. The author also links fluid mechanics to other core engineering courses an undergraduate must take (heat transfer, thermodynamics, mechanics of materials, statistics and dynamics) wherever possible, to build on previously learned knowledge.

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752

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CRC Press

Published Date

ISBN 10

1482284758

ISBN 13

9781482284751

Mentor-Protege Programs Have Policies That Aim to Benefit Participants But Do Not Require Postagreement Tracking

By: William B. Shear

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Mentor-Protege Programs Have Policies That Aim to Benefit Participants But Do Not Require Postagreement Tracking

By: William B. Shear

A mentor-protege program is an arrangement in which mentors businesses, typically experienced prime contractors provide technical, managerial, and other business development assistance to eligible small businesses, or proteges. In return, the programs provide incentives for mentor participation, such as credit towardsubcontracting goals, additional evaluation points toward the awarding of contracts, an annual award to the mentor providing the most effective developmental support to a protege, and in some cases, cost reimbursement. Overall, mentor-protege programs seek to enhance the ability of small businesses to compete more successfully for federal government contracts by furnishing them with assistance to improve their performance. This report identifies 13 federal agencies that currently have mentor-protege programs and examines whether they are effectively supporting the goal of increasing small business participation in federal government contracting. Includes recommendations. Figures. This is a print on demand report.

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DIANE Publishing

Published Date

ISBN 10

1437987613

ISBN 13

9781437987614

Mortgage Financing

FHA's $7 Billion Reestimate Reflects Higher Claims and Changing Loan Performance Estimates

By: William B. Shear

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Mortgage Financing

FHA's $7 Billion Reestimate Reflects Higher Claims and Changing Loan Performance Estimates

By: William B. Shear

The U.S. Dept. of Housing & Urban Dev't. (HUD), through its Fed. Housing Admin. (FHA), provides insurance for private lenders against losses on home mortgages. FHA's largest insurance program is the Mutual Mortgage Insurance Fund, which currently is self-financed & operates at a profit. FHA submitted a re-estimateÓ of $7 billion for the credit subsidy & interest for the Fund as of the end of FY 2003, reflecting a reduction in estimated profits. Given this substantial re-estimate, this report determines what factors contributed to the $7 billion re-estimate & the underlying loan performance variables influencing these factors. Also, assesses how the loan performance variables underlying the re-estimate could impact future estimates of new loans. Illus.

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DIANE Publishing

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ISBN 10

1422304574

ISBN 13

9781422304570

Economic Development Administration

Remediation Activities Account for a Small Percentage of Total Brownfield Grant Funding

By: William B. Shear

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Economic Development Administration

Remediation Activities Account for a Small Percentage of Total Brownfield Grant Funding

By: William B. Shear

The Economic Development Admin. (EDA) Reauthorization Act of 2004 (P.L. 108-373) included a requirement that the GAO evaluate grants made by EDA for the economic development of brownfield sites. More than 450,000 brownfield sites -- properties where redevelopment or reuse may be complicated by real or perceived environmental contamination -- are scattered across the U.S. This report discusses specifics of grants made by EDA at brownfield sites, including: (1) the types, extent, & amount of EDA funds used for remediation activities; (2) the environmental standards & agencies involved; & (3) the economic development activities, standards, & impacts. Includes recommendations. Illustrations.

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DIANE Publishing

Published Date

ISBN 10

1422304523

ISBN 13

9781422304525

Improvements Needed to Help Ensure Reliability of SBA's Performance Data on Procurement Center Representatives

By: William B. Shear

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Improvements Needed to Help Ensure Reliability of SBA's Performance Data on Procurement Center Representatives

By: William B. Shear

Each year, the federal government awards hundreds of billions of dollars in contracts for goods and services more than $500 billion in FY 2010 alone. It uses this buying power to maximize procurement opportunities for small businesses through long-standing policies such as set-asides and requiring large contractors to set goals for using small business subcontractors. The Small Business Admin.'s (SBA) Procurement Center Representatives (PCR) and Commercial Market Representatives (CMR) play an important role in helping ensure that small businesses gain access to contracting and subcontracting opportunities. Previous reports noted resource constraints that limited the ability of PCRs and CMRs to effectively perform their functions. In Sept. 2010, SBA contracted with a consulting firm to conduct a studyto define the optimal environment in which a PCR's efforts would have the maximum impact on directing contracts to qualified and capable small businesses. This report identifies (1) measures SBA uses to determine the effectiveness of PCRs and CMRs in carrying out their responsibilities; (2) key challenges PCRs and CMRs cited related tocarrying out their responsibilities; and (3) options PCRs, CMRs, and other key stakeholders cite to increase the effectiveness of PCRs and CMRs, including advantages and disadvantages. Figures. This is a print on demand report.

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DIANE Publishing

Published Date

ISBN 10

1437987680

ISBN 13

9781437987683

Hurricane Katrina

Agency Contracting Data Should be More Complete Regarding Subcontracting Opportunities for Small Businesses

By: William B. Shear

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Hurricane Katrina

Agency Contracting Data Should be More Complete Regarding Subcontracting Opportunities for Small Businesses

By: William B. Shear

In response to Hurricane Katrina, the Departments of Homeland Security (DHS) & Defense (DoD), the General Services Admin. (GSA), & the U.S. Army Corps of Engineers were responsible for 94% of the federal funds awarded for relief efforts via contracting as of May 2006. This report describes: (1) the amounts that small businesses received from prime contracts with these agencies; (2) the extent of subcontracting; (3) & the extent to which Disadvantaged Business Enterprises received Dept. of Transportation (DoT) funds for Katrina-related projects. Includes recommendations. Charts & tables.

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DIANE Publishing

Published Date

ISBN 10

1422315444

ISBN 13

9781422315446

The Working Back

A Systems View

By: William S. Marras

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The Working Back

A Systems View

By: William S. Marras

A systems approach to understanding and minimizing the causes of low back pain in the workplace Low back pain affects 80% of the population at some point during their lifetime; it is responsiblefor over 40% of the compensation costs for work-related injuries. This book provides an understanding of the mechanisms influencing low back pain in the workplace and indicates how low back pain might be prevented, saving employers extraordinary amounts in medical costs and protecting workers from the most common on-the-job injury. With a unique, multidisciplinary perspective that shows how various influences or risk factors can be considered collectively, The Working Back: A Systems View: Explains basic concepts in anatomy and physiology that are essential to understanding and preventing low back pain Provides a systems perspective on the occupational causes of back pain, not only addressing factors such as spine loading, but also considering the potential impact of psychosocial and organizational interactions, genetics, and physiology Discusses implementing preventive engineering and administrative controls and integrating risk interventions into the workplace Offers an expert analysis of current medical research on low back pain in one comprehensive, accessible reference This book gives readers the knowledge to assess a work environment and prescribe effective interventions. It is a hands-on reference for ergonomists, manufacturing engineers, process engineers, industrial engineers and managers, safety engineers, nurses, therapists, chiropractors, physicians, and workers with back pain. It is also an excellent resource for graduate or undergraduate students of kinesiology, physiology, ergonomics, physical therapy, nursing, industrial design, engineering, and general medicine.

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321

Publisher

John Wiley & Sons

Published Date

ISBN 10

047025856X

ISBN 13

9780470258569

Small Business Administration

Size of the SBA 7(a) Secondary Markets Is Driven by Benefits Provided

By: William B. Shear

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Small Business Administration

Size of the SBA 7(a) Secondary Markets Is Driven by Benefits Provided

By: William B. Shear

Discusses the secondary markets (SM) for small business loans guaranteed by the Small Bus. Admin. (SBA); these loans are known as SBA 7(a) loans. The objectives of this report are to (1) discuss the benefits and risks of secondary loan markets to participants; (2) identify primary benefits and risks to participants in the guaranteed 7(a) SM and the unguaranteed 7(a) SM; and (3) compare the guaranteed 7(a) SM with the SM for federally guaranteed residential mortgages, and the unguaranteed 7(a) SM with the SM for residential mortgages without a federal guarantee. Identifies these residential mortgage markets as the most valid comparisons for these objectives.

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DIANE Publishing

Published Date

ISBN 10

0756702410

ISBN 13

9780756702410

Design Analysis in Rock Mechanics, Second Edition

By: William G. Pariseau

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Design Analysis in Rock Mechanics, Second Edition

By: William G. Pariseau

This comprehensive introduction to rock mechanics treats the basics of rock mechanics in a clear and straightforward manner and discusses important design problems in terms of the mechanics of materials. This extended second edition includes an additional chapter on rock bursts and bumps, a part on basic dynamics, and numerous additional examples and exercises throughout the chapters. Developed for a complete class in rock engineering, Design Analysis in Rock Mechanics, Second Edition uniquely combines the design of surface and underground rock excavations and addresses: Rock slope stability in surface excavations, from planar block and wedge slides to rotational and toppling failures Shaft and tunnel stability, ranging from naturally supported openings to analysis and design of artificial support and reinforcement systems Entries and pillars in stratified ground Three-dimensional caverns, with an emphasis on cable bolting and backfill Geometry and forces of chimney caving, combination support, and trough subsidence Rock bursts and bumps in underground excavations, with a focus on dynamic phenomena and on fast and sometimes catastrophic failures The numerous exercises and examples familiarize the reader with solving basic practical problems in rock mechanics through various design analysis techniques and their applications. Supporting the main text, appendices provide supplementary information about rock, joint, and composite properties, rock mass classification schemes, useful formulas, and an extensive literature list. The large selection of problems at the end of each chapter can be used for homework assignments. Explanatory and illustrative in character, this volume is suited for courses in rock mechanics, rock engineering and geological engineering design for undergraduate and first-year graduate students in mining, civil engineering, and applied earth sciences. Moreover, it will form a good introduction to the subject of rock mechanics for earth scientists and engineers from other disciplines.

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700

Publisher

CRC Press

Published Date

ISBN 10

0415893399

ISBN 13

9780415893398

Atkins' Physical Chemistry

By: Peter William Atkins,Julio de Paula

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Atkins' Physical Chemistry

By: Peter William Atkins,Julio de Paula

PART 1: THERMODYNAMICS PART 2: STRUCTURE PART 3: CHANGE

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1035

Publisher

Oxford University Press

Published Date

ISBN 10

019969740X

ISBN 13

9780199697403

Small Business Administration: Additional Actions are Needed to Certify and Monitor HUBZone Business and Assess Program Results

Congressional Testimony

By: William B. Shear

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Small Business Administration: Additional Actions are Needed to Certify and Monitor HUBZone Business and Assess Program Results

Congressional Testimony

By: William B. Shear

The Small Business Admin¿s. (SBA) Historically Underutilized Business Zone (HUBZone) program provides fed. contracting assistance to small firms located in economically distressed areas, with the intent of stimulating economic dev¿t. Questions have been raised about whether the program is targeting the locations and businesses that Congress intended to assist. This testimony focuses on: (1) the criteria and process that SBA uses to identify and map HUBZone areas; (2) the mechanisms SBA uses to ensure that only eligible small businesses participate in the program; and (3) the actions SBA has taken to assess the results of the program and the extent to which fed. agencies have met HUBZone contracting goals. Includes recommend. Illus.

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DIANE Publishing

Published Date

ISBN 10

143790808X

ISBN 13

9781437908084

Characteristics and Performance of Nonprime Mortgages

By: William B. Shear

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Characteristics and Performance of Nonprime Mortgages

By: William B. Shear

In dollar terms, nonprime loans accounted for an increasing share of the overall mortgage market, rising from 12% in 2000 to 34% in 2006. Over this period, the dollar volume of nonprime mortgages originated annually climbed from $100 billion to $600 billion in the subprime market. However, these market segments contracted sharply in the summer of 2007. This report examines the evolution and condition of the nonprime market segment. It discusses: (1) trends in the loan and borrower characteristics of nonprime mortgages originated from 2000 through 2007; and (2) the performance of these mortgages as of March 31, 2009. It also provides supplemental info., including detailed statistics by annual loan cohort, state, and congressional district. Illustrations.

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DIANE Publishing

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ISBN 10

143791988X

ISBN 13

9781437919882

Revitalization Programs

Empowerment Zones, Enterprise Communities, and Renewal Communities

By: William B. Shear

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Revitalization Programs

Empowerment Zones, Enterprise Communities, and Renewal Communities

By: William B. Shear

Beginning in 1993 and in subsequent legislation in 1997, 1999, and 2000, Congress established the Empowerment Zone (EZ), Enterprise Community (EC), and Renewal Community (RC) programs to reduce unemployment and generate economic growth in selected Census tracts. Urban and rural communities received grants, tax incentives, or a combination of both to stimulate community development and business activity. A report to Congress was mandated on the EZ, EC, and RC programs and their effect on poverty, unemployment, and economic growth in designated program areas. The first two mandated reports were issued in 2004 and 2006. This report makes available info. provided in a briefing to Congress on Jan. 29, 2010. Illus.

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DIANE Publishing

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ISBN 10

1437930492

ISBN 13

9781437930498

Loan Performance and Negative Home Equity in the Non-Prime Mortgage Market

By: William B. Shear

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Loan Performance and Negative Home Equity in the Non-Prime Mortgage Market

By: William B. Shear

The number of nonprime mortgage originations grew rapidly from 2000 through 2006, a period during which average house prices appreciated dramatically. The nonprime share of mortgage originations rose from 12% in 2000 to 34% in 2006. As house prices subsequently fell, the subprime and Alt-A market segments contracted sharply. Borrowers who had obtained nonprime mortgages earlier in the decade increasingly fell behind on their mortgage payments. This report: (1) provides info. on the performance of these nonprime loans as of 6/30/09, and describes forecasts made by others of future loan performance; and (2) examines the extent of negative home equity among nonprime borrowers in selected metro. areas and nationwide.

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DIANE Publishing

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143792770X

ISBN 13

9781437927702

Small Business Programs

Efforts to Address Internal Control Weaknesses and Potential Duplication: Congressional Testimony

By: William B. Shear

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Small Business Programs

Efforts to Address Internal Control Weaknesses and Potential Duplication: Congressional Testimony

By: William B. Shear

Economic development programs can contribute to the well-being of the economy at the least cost to taxpayers. Such programs can encompass small business (SB) development and contracting. To encourage such contracting, Congress created programs -- such as the Historically Underutilized Bus. Zone, service-disabled vet.-owned SB, and 8(a) Bus. Development programs -- that give contracting preferences to some SB: in economically distressed communities; to those owned by service-disabled vets; and to those with eligible socially and economically disadvantaged owners. This testimony addresses: (1) potential duplication in economic development programs; and (2) internal controls weaknesses in 3 SB programs. Illus. A print on demand report.

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DIANE Publishing

Published Date

ISBN 10

1437987699

ISBN 13

9781437987690

Residential Appraisals: Opportunities to Enhance Oversight of an Evolving Industry

By: William B. Shear

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Residential Appraisals: Opportunities to Enhance Oversight of an Evolving Industry

By: William B. Shear

Real estate valuations, which encompass appraisals and other estimation methods, have come under increased scrutiny in the wake of the recent mortgage crisis. The Dodd- Frank Wall Street Reform and Consumer Protection Act mandated this study of the various valuation methods and the options available for selecting appraisers, as well as the Home Valuation Code of Conduct, which established appraiser independence requirements for mortgages sold to Fannie Mae and Freddie Mac. This report examined: (1) the use of different valuation methods; (2) factors affecting consumer costs for appraisals and appraisal disclosure requirements; and (3) conflict-of-interest and appraiser selection policies and views on their impact. A print on demand report.

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DIANE Publishing

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ISBN 10

1437988695

ISBN 13

9781437988697

Department of Veterans Affairs: Preliminary Observations on Issues Related to Contracting Opportunities for Veteran-Owned Small Businesses

Congressional Testimony

By: William B. Shear

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Department of Veterans Affairs: Preliminary Observations on Issues Related to Contracting Opportunities for Veteran-Owned Small Businesses

Congressional Testimony

By: William B. Shear

The Veterans Benefits, Health Care, and Information Technology Act of 2006 (the 2006 Act) requires the Dept. of Veterans Affairs (VA) to give priority to veteran-owned and service-disabled veteran-owned small businesses (VOSB and SDVOSB) when awarding contracts to small businesses. This testimony discusses preliminary views on: (1) the extent to which VA met its prime contracting goals for SDVOSBs and VOSBs in FY 2007-2009; and (2) VA¿s progress in implementing procedures to verify the ownership, control, and veteran status of firms in its mandated database. The auditor obtained and analyzed data on VA¿s contracting activities, and reviewed a sample of verified businesses to assess VA¿s verification program. Illustrations.

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DIANE Publishing

Published Date

ISBN 10

1437933599

ISBN 13

9781437933598

Department of Veterans Affairs

Improved Measures Needed to Assess Supplemental Loan Servicing Program

By: Davi M. D'Agostino,William B. Shear

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Department of Veterans Affairs

Improved Measures Needed to Assess Supplemental Loan Servicing Program

By: Davi M. D'Agostino,William B. Shear

Every year, thousands of vets default on mortgage loans guaranteed by the VA. When vets default on these loans, lenders may foreclose on the loans and file claims against the VA loan guaranty program. To help veterans retain their homes and minimize their financial losses, VA provides additional assist. through its supplemental loan servicing program (SLSP). This report reviews VA's SLSP. It describes VA's policies and procedures (P&P) for servicing troubled loans; assesses VA's implement. of its P&P for servicing troubled loans; and analyzes VA's measures for assessing the effectiveness of its SLSP and ability to generate meaningful data for improving loan servicing.

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DIANE Publishing

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ISBN 10

0756717566

ISBN 13

9780756717568

Non-Prime Mortgages

Analysis of Loan Performance, Factors Associated with Defaults, and Data Sources

By: William B. Shear

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Non-Prime Mortgages

Analysis of Loan Performance, Factors Associated with Defaults, and Data Sources

By: William B. Shear

This is a print on demand edition of a hard to find publication. The surge in mortgage foreclosures that began in late 2006 and continues today was initially driven by deterioration in the performance of non-prime loans. Non-prime mortgage originations increased dramatically from 2000 through 2006, rising from 12% of all mortgage originations to 34%. The non-prime market contracted sharply in mid-2007, in response to increasing defaults and foreclosures for these loans. This report: (1) provides info. on the performance of non-prime loans through 12/31/09; (2) examines how loan and borrower characteristics and economic conditions influenced the likelihood of default of non-prime loans; and (3) describes the features of data on non-prime loan performance and borrower characteristics. Illus.

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1437940188

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9781437940183

Department of Veterans Affairs

Contracting with Veteran Owned-Small Businesses

By: William B. Shear

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Department of Veterans Affairs

Contracting with Veteran Owned-Small Businesses

By: William B. Shear

The fed. gov¿t. long-standing policy has been to use its buying power -- the billions of dollars it spends through contracting each year -- to maximize procurement opportunities for small businesses, including those owned by service-disabled veterans. The Dept. of Veterans Affairs (VA) is to give first and second priority to small businesses owned by service-disabled and other veterans, respectively, when it uses small business preferences to award its contracts. The act also requires VA to establish contracting goals for service disabled veteran-owned small businesses and other veteran-owned small businesses. This report makes publicly available the contents of a briefing held on Jan. 30, 2009 which reviews the VA¿s goals. Charts and tables.

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1437914446

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9781437914443

Hurricanes Katrina and Rita

Federally Funded Programs Have Helped to Address the Needs of Gulf Coast Small Bus. , But Agency Data on Subcontracting are Incomplete

By: William B. Shear

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Hurricanes Katrina and Rita

Federally Funded Programs Have Helped to Address the Needs of Gulf Coast Small Bus. , But Agency Data on Subcontracting are Incomplete

By: William B. Shear

Hurricanes Katrina and Rita wreaked havoc on small businesses (SB) in the Gulf Coast, and much federal assistance has been provided to help these SB. This report described: (1) the amount of assistance provided to Gulf Coast SB through the SBA, HUD Community Development Block Grants (CDBG), and the EPA; (2) the extent to which Gulf Coast SB received fed. contract funds; and (3) the current state of and improvements in the region's economy. The report analyzed data on SBA and EDA loans and states' use of supplemental CDBG appropriations, data on prime and subcontracts awarded for hurricane recovery activities, and economic indicators both before and after the hurricanes. Charts and tables. This is a print on demand report.

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1437937969

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9781437937961

Status of the Small Business Administration's (SBA)Implementation of Administrative Provisions in the American Recovery and Reinvestment Act Of 2009

By: William B. Shear

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Status of the Small Business Administration's (SBA)Implementation of Administrative Provisions in the American Recovery and Reinvestment Act Of 2009

By: William B. Shear

This is a print on demand edition of a hard to find publication. Many lenders have been reluctant to offer conventional loans -- that is, loans not guaranteed by the fed. gov¿t. -- to small bus. (SB). While the SBA loan guarantee programs are intended to help SB raise critical financing that they may have difficulty obtaining from other sources, the availability of such loans has also declined. This report reviews SBA¿s efforts to implement the 8 Amer. Recovery and Reinvest. Act (ARRA) admin. provisions. This report discusses the extent to which: (1) SBA has implemented the 8 ARRA admin. provisions; (2) ARRA admin. provisions and other actions are enhancing liquidity in the markets for SBA loans; and (3) SBA has implemented the ARC Loan Program and how its terms appeal to market participants.

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1437928145

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9781437928143

Home Mortgages

Provisions in a 2007 Mortgage Reform Bill (H. R. 3915) Would Strengthen Borrower Protections, But Views on Their Long-Term Impact Differ

By: William B. Shear

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Home Mortgages

Provisions in a 2007 Mortgage Reform Bill (H. R. 3915) Would Strengthen Borrower Protections, But Views on Their Long-Term Impact Differ

By: William B. Shear

H.R. 3915 (2007), a bill introduced, but not enacted by the 110th Congress, was intended to reform mortgage lending practices to prevent a recurrence of problems in the mortgage market, particularly in the nonprime market segment. The bill would have set minimum standards for all mortgages (e.g., reasonable ability to repay) and created a "safe harbor" for loans that met certain requirements. This report discusses: (1) the proportions of recent nonprime loans that likely would have met and not met the bill's safe harbor requirements and factors influencing the performance of these loans; and (2) relevant research and the views of mortgage industry stakeholders concerning the potential impact of key provisions of the bill on the availability of mortgage credit.

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1437920349

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9781437920345

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