Perfect Your Retirement Planning This practical financial dictionary for retirement terms helps you understand and comprehend most common retirement lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 70 retirement terms is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. Understand Most Popular Retirement Terms This book is useful if you are new to business, finance and retirement. It includes most retirement terms for businesses, investors, entrepreneurs and workers. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionaries Series Additional financial dictionaries are available in this series. Please also check out: Accounting, Banking, Corporate Finance, Economics, Investments, Acronyms, Laws & Regulations, Real Estate & Trading. Example: What is a Roth IRA? A Roth IRA is a particular type of Individual Retirement Account. These Roth IRA's prove to be special retirement plans that are given favorable tax treatment. The tax laws of the United States permit tax reductions on restricted amount savings for retirement accounts. Roth IRA's are different from other IRA's in several ways. Among the chief of these is that tax breaks are not given on monies that are put into the plan and account with a Roth IRA. Instead, these tax breaks are given out on the money and its investment gains when they are taken out of the account at retirement. This chief appeal of Roth IRA's is that they provide completely tax free income at retirement. Other Roth IRA benefits over traditional forms of IRA's exist as well. The restrictions placed on the kinds of investments that they are allowed to contain are fewer. You can turn them into gold IRA's and annuity account IRA's. Roth IRA's can also contain all of the usual forms of investments that IRA's contain, such as mutual funds, stocks, bonds, and certificates of deposit. More unusual investments such as real estate, mortgage notes, derivatives, and even franchises are allowed to be purchased with Roth IRA's. These investment choices do depend on the capability and allowance of the Roth IRA trustee, or firm with which the plan is set up. Roth IRA's also permit you to make un-penalized withdrawals of all direct contributions that you make, after the first five years of the account have and plan have passed, which is certainly not the case with traditional IRA's. These distributions, or withdrawals, are not taxed because they are taxed before the contributions are made. The penalties are waived for principal, as well as interest and earnings in the account, if the distributions are for purchasing a house or for disability or retirement withdrawal uses. If there is not a justified reason for the distribution, then the account earnings and income made above contributions will be taxed. All IRA's contain specific limits on the dollar amount of contributions that the government permits. This amount changes per year, and is set through the year 2011 now. Presently, you can put $5,000 per year into Roth IRA's. There are income restrictions that govern whether you are allowed to make this full contribution as well. Individuals who make less than $106,000 are permitted to make full Roth IRA contributions, and those who make under $121,000 may make a partial contribution. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
Make Better Financial Decisions - Understand Real Estate Terms This practical financial dictionary for Real Estate terms helps you understand and comprehend most common Real Estate lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 120 Real Estate terms is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. What Every Real Estate Investor Needs to Know This book is useful if you are new to business and finance. It includes most real estate terms for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Banking, Retirement, Corporate Finance, Economics, Investments, Acronyms, Laws & Regulations, Accounting & Trading. Click on the author name to see them. Example: What is a Chain of Title? A chain of title refers to the consecutive historical transfers in a title on a particular piece of real estate property. These chains start with the current owner of the property and trace their way back to the property's first owner. Reconstructing such a chain can be extremely important when a lender needs complete ownership documentation. Such title documents are generally kept by registry offices with local and municipal governments. The field of real estate places tremendous importance on such a chain of title. Because it can be difficult to construct them, companies have come up with systems to track ownership and registration of real estate property. One of these is the Torrens Title system. Insurance companies in the United States will provide title insurance on a property. They do this using the chain of title on real estate that the owners are transferring. These chains are so important that many title insurance companies will keep their own private title operations to track such titles so they do not have to rely on only official government records. In cases where it is difficult to come up with a complete chain, abstracts of title can be utilized. Attorneys will sometimes certify these. Lack of a clear chain of title has caused significant problems during the Great Recession of 2008. These problems began when many lending companies made the choice in 1995 to use an electronic registry to hold the title. The best known company in this arena was MERS Mortgage Electronic Registration Systems. The banks tried to use this system so they could sell and purchase mortgages without needing to register ownership changes with the appropriate local governments. Without clear title chains, the banks were often not able to come up with the original titles needed to force foreclosures and evictions as individuals defaulted on their mortgages. A number of states throughout the U.S. sued the banks over these actions. The chain of title is also utilized in intellectual property areas. With the film industry, they refer to documentation that demonstrates the ownership rights of a particular movie. These chains can be used in other creative endeavors in the movie business. If many individuals contributed to the creative work, authorship is owned by a large number of the writers. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
Make Better Financial Decisions - Understand Financial Acronyms & Abbreviations This practical financial dictionary edition helps you understand and comprehend most common Acronyms & Abbreviations. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 115 Acronyms & Abbreviations is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. Most Popular Financial Acronyms & Abbreviations This book is useful if you are new to business and finance. It includes most accounting terms for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Accounting, Banking, Retirement, Corporate Finance, Economics, Investments, Laws & Regulations, Real Estate & Trading. Click on the author name to see them. Example: What are Exchange Traded Funds (ETF)? These ETF's are stock market exchange traded investment funds that work very much like stocks. Exchange Traded Funds contain instruments like commodities, stocks, and bonds. They trade for around the identical net asset value as the assets that they contain throughout the course of a day. The majority of ETF's actually follow the value of an index like the Dow Jones Industrial or the S&P 500. Since their creation in 1993, ETF's have evolved into the most beloved kind of exchange traded instruments. The first Exchange Traded Fund particular to countries proved to be a joint venture of MSCI, Funds Distributor, and BGI. This first product finally turned into the iShares name that is accepted and recognized all over earth today. In the first fifteen years, such ETF's were index funds that simply followed indexes. The United States Securities and Exchange Commission began allowing firms to establish actively managed ETF's back in 2008. Exchange Traded Funds provide a number of terrific advantages for smaller investors. Among these are elements like simple and effective diversification, index funds tax practicality, and expense ratios that remain very low. While doing all of this, they also offer the appeal of familiarity for you who trade stocks. This includes such comfortable and helpful options as limit orders, options, and short selling the ETF's. Since it is so inexpensive to purchase, hold, and sell these ETF's, many investors in ETF shares choose to keep them over a longer time frame for purposes of diversification and asset allocation. Still other investors trade in and out of these instruments regularly in order to participate in their strategies for market timing investing. Exchange Traded Funds boast of many advantages. On the one hand, they provide great flexibility in buying and selling. It is easy for you to sell and buy them at the actual market price any time during a trading day, in contrast to mutual funds that you can only acquire at a trading day's conclusion. Since they are companies that trade like stocks, you can buy them in margin accounts and sell them short, meaning that they can be used for hedging purposes too. ETF's also allow limit orders and stop loss orders, which are helpful for assuring entry prices and protecting profits or safeguarding from losses. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
Make Better Financial Decisions - Understand Economic Terms This practical financial dictionary for Economics terms helps you understand and comprehend most common economics lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 442 economic term is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. Economics 101 This book is useful if you are new to business and finance. It includes most economic terms for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Accounting, Banking, Retirement, Corporate Finance, Investments, Laws & Regulations, Acronyms, Real Estate & Trading. Click on the author name to see them. Example: What is Market Sentiment? Market sentiment refers to the all around attitude investors have with regards to a certain financial market or specific security. It is the tone and feeling in a market. This is displayed via the price movement and activity of various securities which trade in a given market. Some have called it the market crowd psychology or investor sentiment. Rising prices in a market are indicative of bullish market sentiment, while declining prices indicate the sentiment in a market is bearish. What makes market sentiment so interesting is that it is sometimes not based on the underlying fundamentals of the security or market in question. At times it instead is based on emotion and greed rather than actual business valuations and fundamentals. This market sentiment matters immensely to both technical analysts and to day traders. These individuals read technical indicators in order to measure shorter term price movements which the attitudes of investors can cause in a given security. They attempt to profit from these price fluctuations. Such sentiment also is important for contrarian investors. They prefer to place trades in the opposite direction of any prevailing sentiment. When all other investors are buying, a contrarian will use this sentiment to instead sell. In general, market sentiment is referred to as either bullish or bearish. As the bulls have control, the stock prices are running up and away. As the bears are dominant, prices of stocks are declining or even plunging. Since the markets are subject to and driven from the emotion of the collective traders, the sentiment of the markets is often not correlated to the underlying fundamental values. This means that market sentiment is more about group emotions and feelings while the fundamental value is more about the actual business performance. Traders realize profits when they find those stocks which are either undervalued or overvalued because of their market sentiment. Traders and investors alike utilize different indicators to attempt to ascertain what the sentiment of the markets actually is. This helps them to decide which stocks are the best ones for them to trade. There are a number of these helpful indicators. Among the more popular ones are the following: VIX CBOE Volatility Index, Bullish Percentage, 52 Weeks High to Low Sentiment Ratio, 200 Days Moving Average, and 50 Days Moving Average. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
In April 1865 the Civil War is over for most Americans. Confederate President Jefferson Davis flees Richmond, the Southern capital, accompanied by most of his administration, a cavalry escort, various hangers-on, and the Confederate treasury.
Understand Financial Terms - Make Better Financial Decisions This practical financial dictionary helps you understand and comprehend most common financial terms. It was written with an emphasis to quickly grasp the context without using jargon. Each financial term is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. This book is useful if you are new to business and finance. It includes most financial terms for investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2016. With the alphabetical order it makes it quick and easy to find what you are looking for. Here are some reviews from readers: This Should Be in Every Home & Office Library! Whether you are a layperson or someone working within the various fields of finance itself, this is an indispensable reference book to have at your fingertips. It not only defines the specific words and phrases but clearly explains the concepts behind them. In our current world of nanosecond trading, wildly fluctuating global markets and ever more 'creative' financial instruments, this essential volume belongs in everyone's library, virtual or otherwise! Martin Steiner Great Resource! What a great resource! I had actually been through a short sale, but never really understood the process until I read Mr Herold's book. This book is equally valuable to the experienced and the novice reader. I particularly appreciated the easy to use-alphabetical table of contents. Susan M
Make Better Financial Decisions - Understand Financial Laws & Regulation This practical financial dictionary for Laws & Regulation terms helps you understand and comprehend most common Laws & Regulation lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 244 Laws & Regulation term is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. Most Popular Financial Laws & Regulations This book is useful if you are new to business and finance. It includes most laws & regulations for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Accounting, Banking, Retirement, Corporate Finance, Economics, Investments, Acronyms, Real Estate & Trading. Click on the author name to see them. Example: What is a Promissory Note? Promissory notes are negotiable instruments that are called notes payable in accounting circles. In such promissory notes, an issuer writes an unlimited promise that he or she will pay a certain amount of money to the payee. This can be set up either on demand of the payee, or at a pre arranged future point in time. Specific terms are always arranged for the repayment of the debt in the promissory note. Promissory notes are somewhat like IOU's and yet quite different. Unlike an IOU that only agrees that there is a debt in question, promissory notes are made up of a particular promise to pay the debt. In conversational vernacular, loan contract, loan agreement, or loan are often utilized in place of promissory note, even though such terms do not mean the same things legally. While a promissory note does provide proof of a loan in existence, it is not the loan contract. A loan contract instead has all of the conditions and terms of the particular loan arrangement within it. Promissory notes contain a variety of term elements in them. Among these are the amount of principal, the rate of interest, the parties involved, the repayment terms, the date, and the date of maturity. From time to time, provisions may be included pertaining to the payee's rights should the issuer default. These rights could include the ability to foreclose on the issuer's assets. A particular type of promissory note is a Demand Promissory note. This specific kind does not come with an exact date of maturity. Instead, it is due when the lender demands repayment. Generally, in these cases lenders only allow several days advance notice before the payment must be made. Within the U.S., the Article 3 of the Uniform Commercial Code regulates most promissory notes. These negotiable forms of promissory notes are heavily used along with other documents in mortgages that involve financing purchases of real estate properties. When people make loans in between each other, the making and signing of promissory notes are commonly critical for the purposes of record keeping and paying taxes. Businesses also receive capital via the use of promissory notes that are sometimes referred to as commercial papers. These promissory notes became a finance source for the creditors of the firm receiving money. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words.
Understand Accounting Terms - Make Better Financial Decisions This practical financial dictionary for accounting terms helps you understand and comprehend most common accounting lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 90 financial accounting term is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. Accounting Made Simple This book is useful if you are new to business and finance. It includes most accounting terms for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Banking, Retirement, Corporate Finance, Economics, Investments, Laws & Regulations, Real Estate & Trading. Click on the author name to see them. Example: What are Tax Exemptions? Tax exemptions are special monetary exemptions that decrease the amount of income which is taxable. This can take the form of full tax exempt status that delivers 100 percent relief from a certain form of taxes, partial tax on certain items, or reduced tax rates and bills. Tax exemption can refer to particular groups such as charitable outfits (who receive exemption from income taxes and property taxes), multi-jurisdictional businesses or individuals, and even military veterans. The phrase tax exemption is commonly utilized to refer to specific scenarios where the law lowers the amount of income that would fall under the taxable label otherwise. With the American Internal Revenue Service, there are two kinds of exemptions which are available to individuals. One example of a tax exemption concerns the decrease in taxes the IRS gives for any dependent children who are under age 18 (who actually live with the head of household income tax filer). For the year 2015, the Internal Revenue Service permitted individuals who were filing taxes to receive a $4,000 exemption on every one of their permitted tax exemptions. This simply means that any individuals paying taxes who count on three permissible exemptions are able to deduct fully $12,000 off of their taxable income level. In the cases where they make a higher amount than an IRS pre-determined threshold, the amount in tax exemptions which they are able to utilize becomes phased out slowly and finally eliminated completely. For the tax year 2015, those individuals filing taxes who earned in excess of $258,250, as well as those married filing jointly couples who earned more than $309,900, received a lower amount for their exemptions. This complicated sliding scale with seemingly random numbers in place is all part of the reason why observers claim the American tax system is outdated and overly complex. There is an important caveat for individuals filing taxes. They can not claim their own personal exemption when someone else claims them as a dependent on their tax return. This is one of the elements that separate exemptions from deductions in the world of tax terminology. Each individual filing is permitted to claim his or her personal deduction. Looking at a real world example helps to clarify the complicated rules. Young college students who have a job while they go to school will typically be claimed by their parents like a dependent on the parents' income tax return. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
Understand Corporate Finance Terms This practical financial dictionary for Corporate Finance terms helps you understand and comprehend most common Corporate Finance lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 100 Corporate Finance term is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. Principles of Corporate Finance This book is useful if you are new to business and finance. It includes most corporate finance terms for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Accounting, Banking, Retirement, Economics, Investments, Laws & Regulations, Acronyms, Real Estate & Trading. Click on the author name to see them. Example: What is Market Capitalization? Market capitalization refers to a company's total value. Analysts determine it by multiplying the number of shares in existence times the price of the stock. This concept can also be utilized to measure the full value of a stock exchange. The New York Stock Exchange market capitalization would equal the value of all publicly traded companies on the exchange added together. Market cap is another name for market capitalization. Examples of how this is figured make it easier to understand. Companies that have 2 million shares which have been issued that sell for $20 apiece have a market cap of $40 million. If an investor had enough money and could get the stockholders to agree to sell their shares, he or she could purchase the company for $40 million total. In practice many shareholders would want more than the current share price to sell their stock. There are three different main sizes of market capitalization among traded companies. These are large cap, mid cap, and small cap corporations. Large cap companies are generally considered the least risky ones in which to invest. They typically possess substantial financial resources to survive economic downturns. They are also generally leaders in their industries. This gives them a smaller amount of growth opportunity. Because of this the returns for these large cap companies are often not as spectacular as with successful companies in the other two categories. They also have a significantly greater chance of paying dividends out to their share holders. Large cap corporations have $5 billion and higher capitalization. Mid cap companies are generally less risky than the smaller companies. They still do not have the same possibilities for aggressive growth. Mid cap companies commonly possess market capitalization of from $1 billion to $5 billion. Studies have shown that mid caps have outperformed large cap and small cap corporation stocks in the past 20 years. Small cap corporations are those which possess under $1 billion in market capitalization. These tinier companies have often completed an Initial Public Offering in the recent past. Such companies are considered the riskiest of the three types. This is because in economic downturns, they have the greatest chance of failing or defaulting. They also enjoy plenty of opportunity and space to expand. This means that they potentially could be extremely profitable if they succeed. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
Make Better Financial Decisions - Understand Trading Terms This practical financial dictionary for trading terms helps you understand and comprehend most common trading lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 226 Trading terms is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. Mastering the Trade This book is useful if you are new to business and finance. It includes most trading terms for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Accounting, Banking, Retirement, Corporate Finance, Economics, Investments, Laws & Regulations, Acronyms & Real Estate. Click on the author name to see them. Example: What is Currency Trading? Currency trading is speculating on the largest financial market on earth. Despite the fact that this is the world's largest, most liquid, and most impressive market, many individual traders do not know much about it. This is mostly because until Internet trading became popular, access to these markets was limited. Only the large banks, multinational businesses, and shadowy hedge funds were able to trade them. Today the currency markets trade 24 hours per day, 6 days per week. This several trillion dollar market trades on every continent. Trillions of dollars per day change hands in the foreign exchange marketplace. All of this combines to make currency trading markets the most easily accessed on earth. This speculative currency trading is not the main reason that the Forex, or Foreign Exchange, markets exist. They were set up to help big international companies change currencies from one kind to another. Many of these corporations need to trade currency constantly to pay for such costs as international goods and services payments, payroll, and acquisitions overseas. Despite the origins of these currency markets, only around 20% of the total market volume comes from these company trades. An incredible 80% of the daily trades in the currency markets are from speculative currency trading hedge funds, large banks, and individual investors who want to take a position on one of the major currency pairs. Currency traders are able to engage in these markets without many of the constraints that plague the stock markets. If individuals believe that the GBP/USD pair will drop dramatically, they are able to short sell as much of the currency pair as they desire. There are no uptick rules with currency trading. There are similarly no position size limits in currency trading. Traders could buy tens of billions of any currency pair if they had the money to cover the trade. There are also no rules on insider trading with this type of currency trading. It does not exist. Economic data in Europe is routinely leaked several days ahead of the official release date. Another way that currency markets are different from stock markets is that there are no commissions in foreign exchange markets. All currency companies are dealers. These dealers take on the counterparty currency in any trade. They earn their money with the spreads between the bid, the cost to buy the currency pair, and the ask, the cost to sell it. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
Understand Banking Terms - Make Better Financial Decisions This practical financial dictionary for banking terms helps you understand and comprehend most common banking lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 200 financial banking terms is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. The Essential Investment Banking Dictionary This book is useful if you are new to business and finance. It includes most popular banking terms for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Accounting, Retirement, Corporate Finance, Economics, Investments, Laws & Regulations, Acronyms, Real Estate & Trading. Click on the author name to see them. Example: What is a Custodian Bank? A custodian bank is a special financial institution that carries the responsibility for protecting the financial assets of individuals or companies. These institutions can also be called simply custodians. Such outfits serve as a third party check that protects the assets they are guarding against the fund managers and any illegal activities they may pursue. Congress established these custodian banks with the Investment Company Act of 1940 in order to protect investors. Thanks to this particular legislation, investment companies must adhere to specific stringent listing requirements and must be registered with the Securities and Exchange Commission. The custodian bank performs a number of activities in their primary function of watching over the financial assets of businesses and individuals. They settle sales and purchases of bonds and equities and physically protect the certificates of these assets. These institutions also gather information about and income from such assets. When the assets are stocks this means dividends. When the instruments are bonds, they collect the interest from the coupons. The custodians also disperse information they gather, pertaining to yearly general meetings and shareholder voting. They handle any foreign exchange transfers as necessary and manage all cash transactions. Finally, custodians deliver routine reports on their various activities to the customers. Custodians banks provide reports on every trade or deal which they transact on behalf of the clients. They must be consistently delivered. Along with these reports they furnish information on the companies whose assets they hold besides information on general meetings. When a custodian is holding foreign shares or bonds, they will also have to change currencies as necessary. This is the case when the fund manager buys or sells foreign currency assets. It is also necessary when companies pay out dividends or bonds receive interest with these overseas financial instruments. Custodian banks are a critical component of the modern investment environment. Without them to carry out these functions, all of the important financial record keeping and housekeeping items would be neglected. Not all custodian banks are national operations in the United States. A number of the major international financial institutions offer these services around the globe. Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
Make Better Financial Decisions - Understand Investment Terms This practical financial dictionary for Investment terms helps you understand and comprehend most common Investment lingo. It was written with an emphasis to quickly grasp the context without using jargon. Each of the 332 Investment terms is explained in detail and also gives practical examples. It is based on common usage as practiced by financial professionals. Compiled over the last 3 years from questions and feedback to financial articles published by the Wealth Building Course education program. The Intelligent Investor This book is useful if you are new to business and finance. It includes most Investment terms for businesses, investors and entrepreneurs. It also covers the lingo that was introduced in the financial crisis of 2008 until 2017. With the alphabetical order it makes it quick and easy to find what you are looking for. Financial Dictionary Series Additional financial dictionaries are available in this series. Please also check out: Accounting, Banking, Retirement, Corporate Finance, Economics, Laws & Regulations, Real Estate & Trading. Click on the author name to see them. Example: What are Corporate Bonds? Corporate bonds are debt securities that a company issues and sells to investors. Such corporate bonds are generally backed by the company's ability to repay the loan. This money is anticipated to result from successful operations in the future time periods. With some corporate bonds, the physical assets of a company can be offered as bond collateral to ease investors' minds and any concerns about repayment. Corporate bonds are also known as debt financing. These bonds provide a significant capital source for a great number of businesses. Other sources of capital for the companies include lines of credit, bank loans, and equity issues like stock shares. For a business to be capable of achieving coupon rates that are favorable to them by issuing their debt to members of the public, a corporation will have to provide a series of consistent earnings reports and to show considerable earnings potential. As a general rule, the better a corporation's quality of credit is believed to be, the simpler it is for them to offer debt at lower rates and float greater amounts of such debt. Such corporate bonds are always issued in $1,000 face value blocks. Practically all of them come with a standardized structure for coupon payments. Some corporate bonds include what is known as a call provision. These provisions permit the corporation that issues them to recall the bonds early if interest rates change significantly. Every call provision will be specific to the given bond. These types of corporate bonds are deemed to be of greater risk than are government issued bonds. Because of this perceived additional risk, the interest rates almost always turn out to be higher with corporate bonds. This is true for companies whose credit is rated as among the best. Regarding tax issues of corporate bonds, these are pretty straight forward. The majority of corporate bonds prove to be taxable, assuming that their terms are for longer than a single year. To avoid taxes until the end, some bonds come with zero coupons and redemption values that are high, meaning that taxes are deferred as capital gains until the end of the bond term. Such corporate debts that come due in under a year are generally referred to as commercial paper. Corporate bonds are commonly listed on the major exchanges and ECN's like MarketAxess and Bonds.com. Even though these bonds are carried on the major exchanges, their trading does not mostly take place on them... Note: This example description is shorted due to publish restrictions. Each term is explained with 600 words and more.
This book provides a concise but thorough summary of how the selective service system worked from 1965 through 1973, and also demonstrates how this selective process, during a highly unpopular war, steered major life choices of millions of young men seeking deferrals based on education, occupation, marital and family status, sexual orientation, and more. This book explains each category of deferral and its resulting “ripple effect” across society. Putting a human face on these sociological trends, the book also includes a number of brief personal anecdotes from men in each category, told from a remove of 40 years or more, when the lifelong effects of youthful decisions prompted by the draft have become evident. There are few books which address the military draft of the Vietnam years, most notably CHANCE AND CIRCUMSTANCE: The Draft, the War and the Vietnam Generation, by Baskir and Strauss (1978). This early study of draft-age men discusses how they were socially channeled by the selective service system. RANDOM DESTINY follows up on this premise and draws from numerous later studies of men in the lottery pool, to create the definitive portrait of the draft and its long-term personal and social effects. RANDOM DESTINY presents an in-depth explanation of the selective service system in its final years. It also provides a comprehensive yet personal portrait of how the draft and the lottery steered a generation of young lives into many different paths, from combat to conscientious objection, from teaching to prison, from the pulpit to the Canadian border, from public health to gay liberation. It is the only recent book which demonstrates how American military conscription, in the time of an unpopular war, profoundly influenced a generation and a society over the decades that followed.
Do you remember the 1959 game show where ABC cancelled a tape featuring a female impersonator (Across the Board)? Ever heard of Snip, the 1976 sitcom starring David Brenner that NBC canned just before it debuted? Almost everyone who has worked on a successful television series has also been on one that flopped. Even during the first thirty years of broadcasting, when NBC, CBS, and ABC were the only networks and not quite so quick to cancel unsuccessful programs, hundreds of shows lasted less than one year. This work tells the stories of those ill-fated series that were cancelled within one year after their premieres. The entries are arranged chronologically from the 1948-1949 through the 1977-1978 seasons, and provide brief descriptions of the shows along with such facts as the type of program each series was; its times, dates, and network; its competition on other networks; and the names of the cast, producer, director and writer. The book also includes information from more than 100 interviews with actors, writers, directors, and producers who worked on the short-lived television series.
This bibliography is a companion volume to International Law and the Social Sciences. One of the aims of the earlier work by Wesley L. Gould and Michael Barkun was to show how social science concepts could be employed in research in international law. With the support and encouragement of the American Society of international Law, they have now compiled a broad and thorough survey of social science literature of potential usefulness to students and practitioners of international law. Arranged by topics, the works cited range over political science, economics, sociology, anthropology, geography, and many interdisciplinary fields. Material on possible methodological approaches is also included. Each citation is fully and critically annotated and cross-indexed. Originally published in 1972. The Princeton Legacy Library uses the latest print-on-demand technology to again make available previously out-of-print books from the distinguished backlist of Princeton University Press. These editions preserve the original texts of these important books while presenting them in durable paperback and hardcover editions. The goal of the Princeton Legacy Library is to vastly increase access to the rich scholarly heritage found in the thousands of books published by Princeton University Press since its founding in 1905.
Slowly fading with the city's ever-changing landscape, the places and people of Burbank's past tell a vibrant story. Before the arrival of Warner Bros. and Walt Disney, First National Pictures built its original studio lot on Olive Avenue in 1926. For over sixty years, Lockheed Aircraft Company produced some of the nation's best airplanes where the massive Empire Shopping Center now stands. Heavyweight champion James Jeffries turned his Burbank ranch home and barn into a beloved landmark and boxing venue. And inventor Joseph Wesley Fawkes's scheme to build a monorail to Los Angeles became a local laughingstock. Die-hard Burbankers Wes Clark and Michael McDaniel collect these and many more forgotten local stories where they can finally be found.
Guide to the Pianist's Repertoire continues to be the go-to source for piano performers, teachers, and students. Newly updated and expanded with more than 250 new composers, this incomparable resource expertly guides readers to solo piano literature and provides answers to common questions: What did a given composer write? What interesting work have I never heard of? How difficult is it? What are its special musical features? How can I reach the publisher? New to the fourth edition are enhanced indexes identifying black composers, women composers, and compositions for piano with live or recorded electronics; a thorough listing of anthologies and collections organized by time period and nationality, now including collections from Africa and Slovakia; and expanded entries to account for new material, works, and resources that have become available since the third edition, including websites and electronic resources. The "newest Hinson" will be an indispensible guide for many years to come.
A bridge is constructed by this volume between the separate professions and disciplines of international lawyers and social scientists. The authors attempt to restate international law, both its jurisprudence and its rules, in social science terms. The authors then explicitly set forth the reciprocal relationships between international law and the findings, perspectives, and literature of the social sciences—showing how the insights and concepts of political science, sociology, psychology, and other disciplines can illuminate the field of international law. The limits as well as utility of social science materials in the comprehension, teaching, and practice of international law are evaluated. Originally published in 1970. The Princeton Legacy Library uses the latest print-on-demand technology to again make available previously out-of-print books from the distinguished backlist of Princeton University Press. These editions preserve the original texts of these important books while presenting them in durable paperback and hardcover editions. The goal of the Princeton Legacy Library is to vastly increase access to the rich scholarly heritage found in the thousands of books published by Princeton University Press since its founding in 1905.
Approaching the legal profession through the lens of cultural history, Wes Pue explores the social roles lawyers imagined for themselves in England and its expanding empire from the late eighteenth to the mid-twentieth century. Each chapter focuses on a critical moment when lawyers – whether leaders or rebels – sought to reshape their profession. In the process, they often fancied they were also shaping the culture and politics of both nation and empire as they struggled to develop or adapt professional structures, represent clients, or engage in advocacy. As an exploration of the relationship between legal professionals and liberalism at home or in the Empire, this work draws attention to recurrent disagreements as to how lawyers have best assured their own economic well-being while simultaneously advancing the causes of liberty, cultural authority, stability, and continuity.
Digital Scholarship 2009 includes four bibliographies: the Scholarly Electronic Publishing Bibliography: 2009 Annual Edition, the Institutional Repository Bibliography, the Electronic Theses and Dissertations Bibliography, and the Google Book Search Bibliography. The longest bibliography, the Scholarly Electronic Publishing Bibliography: 2009 Annual Edition, presents selected English-language articles, books, and other printed and electronic sources that are useful in understanding scholarly electronic publishing efforts on the Internet. Most sources have been published between 1990 and 2009; however, a limited number of key sources published prior to 1990 are also included. Peter Jacso said in ONLINE (vol. 27, no. 3 2003, pp. 73-76): "SEP [Scholarly Electronic Publishing Bibliography] is compiled with utter professionalism. It reminds me of the work of the best artisans who know not only every item that leaves their workshops, but each component used to create them--providing the ideal quality control. . . . The selection of items is impeccable. I have yet to find journal articles irrelevant to the scope of the bibliography. SEP could be used as a benchmark in evaluating abstracting/indexing databases that proudly claim to have coverage of electronic publishing, but do not come close to SEP.
Emphasizing the use of WinBUGS and R to analyze real data, Bayesian Ideas and Data Analysis: An Introduction for Scientists and Statisticians presents statistical tools to address scientific questions. It highlights foundational issues in statistics, the importance of making accurate predictions, and the need for scientists and statisticians to collaborate in analyzing data. The WinBUGS code provided offers a convenient platform to model and analyze a wide range of data. The first five chapters of the book contain core material that spans basic Bayesian ideas, calculations, and inference, including modeling one and two sample data from traditional sampling models. The text then covers Monte Carlo methods, such as Markov chain Monte Carlo (MCMC) simulation. After discussing linear structures in regression, it presents binomial regression, normal regression, analysis of variance, and Poisson regression, before extending these methods to handle correlated data. The authors also examine survival analysis and binary diagnostic testing. A complementary chapter on diagnostic testing for continuous outcomes is available on the book’s website. The last chapter on nonparametric inference explores density estimation and flexible regression modeling of mean functions. The appropriate statistical analysis of data involves a collaborative effort between scientists and statisticians. Exemplifying this approach, Bayesian Ideas and Data Analysis focuses on the necessary tools and concepts for modeling and analyzing scientific data. Data sets and codes are provided on a supplemental website.
Thank you for visiting our website. Would you like to provide feedback on how we could improve your experience?
This site does not use any third party cookies with one exception — it uses cookies from Google to deliver its services and to analyze traffic.Learn More.