Ulrich Thaidigsmann's Books

Increasing competition and changing customer behavior in the German financial services sector

An analysis of market trends and their consequences for the business model of cooperative banks

By: Ulrich Thaidigsmann

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Increasing competition and changing customer behavior in the German financial services sector

An analysis of market trends and their consequences for the business model of cooperative banks

By: Ulrich Thaidigsmann

Inhaltsangabe:Abstract: Within the last few years, dramatic changes took and still take place in the retail banking business. On the supply-side competition for cooperative banks is increasing due to various reasons. New competitors with different business models have entered the market. There is no doubt that they pose a serious threat to cooperative universal banks (which were the focus of this dissertation) and whose market share is declining constantly. Furthermore, non-banks and near-banks have to be considered in this respect, too, as these entities' business models are increasingly targeting customers of universal banks. On the demand side, changing customer behavior has accelerated transformation processes in recent years. An increased willingness to change suppliers can be noticed as consumers are placing more and more importance on price. A strong price awareness is changing market conditions in many business sectors in Germany. Decreasing customer loyalty forces universal banks to push sales activities and to intensify their personal relationship with the customer. The main objectives of this dissertation are the following: Work out a strategy within today s typical structure as a universal bank. Identify key success factors and evaluate this strategy for its chances for success. Derive the consequences for the future business model of a cooperative bank. Determine the change steps necessary to strengthen the competitiveness. Furthermore, the prerequisites of such a change process will have to be worked out. An inductive approach was chosen to achieve the aims of this thesis (Gill & Johnson). Firstly, an in-depth analysis of existing literature was carried out in order to gain an overview on current developments such as a) customer behaviour, and b) the competitive situation of the financial services sector. The results were to produce not only an explanation for current trends but also allow the prediction of future trends over the course of the next years. The environment in which cooperative banks are operating was described in detail. This approach provides a good basis to identify the relevant factors and to work out the necessary consequences for cooperative banks. In order to examine possible conclusions, interviews with 12 experts in the field were conducted. The target groups were CEOs of cooperative banks and representatives of cooperative bank associations. It is those people who are confronted with new challenges [...]

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Page Count

129

Publisher

diplom.de

Published Date

ISBN 10

3832499237

ISBN 13

9783832499235

Transfigured not Conformed

Christian Ethics in a Hermeneutic Key

By: Hans G. Ulrich

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Transfigured not Conformed

Christian Ethics in a Hermeneutic Key

By: Hans G. Ulrich

The moral theology of Hans G. Ulrich is presented here in English for the first time. These collected essays represent the culmination of a lifetime of reflection on Christian living from this German theologian in conversation with Luther, Bonhoeffer, and contemporary philosophers and theologians. Ulrich's ethics affirm the lively presence of the living work of God in orienting the daily life of Christians. This presence enables members of the Church to live as creatures trusting in God's promises, bearing witness in political and economic spheres, and trusting in life as a gift in response to bioethical issues. Ulrich's fresh take on living out of the promise of God yields further guidance on issues in international relations, economics, parenting, disability, and more.

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Page Count

321

Publisher

Bloomsbury Publishing

Published Date

ISBN 10

0567699986

ISBN 13

9780567699985

Increasing competition and changing customer behavior in the German financial services sector

An analysis of market trends and their consequences for the business model of cooperative banks

By: Ulrich Thaidigsmann

Write a review Read reviews Take a Quiz Solve Book Puzzle

Increasing competition and changing customer behavior in the German financial services sector

An analysis of market trends and their consequences for the business model of cooperative banks

By: Ulrich Thaidigsmann

Average ratings

N/A

Write a review

Solve jigsaw puzzle

Age

Page Count

129

Publisher

diplom.de

Published Date

ISBN 10

3832499237

ISBN 13

9783832499235

Book's by Ulrich Thaidigsmann

Increasing competition and changing customer behavior in the German financial services sector

Increasing competition and changing customer behavior in the German financial services sector

Transfigured not Conformed

Transfigured not Conformed

Increasing competition and changing customer behavior in the German financial services sector

Increasing competition and changing customer behavior in the German financial services sector

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