To truly be successful, today’s financial advisor must strike the right balance between effectively engaging with his or her clients and finding meaningful ways to maintain their financial security. By framing your mission in this way, you can help your clients clarify their vision, build a plan to achieve it, and manage that plan so they stay on track. Nobody understands this better than authors Timothy Noonan and Matt Smith—two seasoned financial professionals with over five decades of combined experience working in the asset management business. And now, in Someday Rich, they show financial advisors with clients who are rich, or have the opportunity to become rich, how to sustain a client’s desired lifestyle to, and through, retirement. Engaging and informative, Someday Rich provides the context, description, and implementation suggestions for the Personal Asset Liability Model—a process that will allow you to determine a client’s funded status relative to their future spending needs as well as develop and monitor their investment plan accordingly. While the methods in the Personal Asset Liability Model may not have been practically accessible to past advisors with a large number of clients, this model now brings together the technical methods to answer important client questions in a way that is feasible and includes the communication strategies that can make the delivery of the advice model more effective. Along the way, this reliable resource discusses the business of giving good advice and addresses how to incorporate these steps into a client engagement road map. Insights on various other issues associated with this discipline are also included, such as how to develop client trust and deliver personalized service when you have so many clients, and contingency risks—life, health, disability, and long-term care—that need to be considered in the financial planning process. And in later chapters, single-topic essays, contributed by experts in the financial planning field, cover issues ranging from target date funds and the investment aspects of longevity risk to modern portfolio decumulation. Building more valuable relationships with your clients is a difficult endeavor. But with Someday Rich, you’ll discover what it takes to achieve this goal as you put them on a path to a sustainable financial future.
Central to the repertoire of Western art music since the 18th century, the symphony has come to be regarded as one of the ultimate compositional challenges. In his five-volume series The Symphonic Repertoire, the late A. Peter Brown explores the symphony from its 18th-century beginnings to the end of the 20th century. In Volume 1, The Eighteenth-Century Symphony, 22 of Brown's former students and colleagues collaborate to complete the work that he began on this critical period of development in symphonic history. The work follows Brown's outline, is organized by country, and focuses on major composers. It includes a four-chapter overview and concludes with a reframing of the symphonic narrative. Contributors address issues of historiography, the status of research, and questions of attribution and stylistic traits, and provide background material on the musical context of composition and early performances. The volume features a CD of recordings from the Bloomington Early Music Festival Orchestra, highlighting the largely unavailable repertoire discussed in the book.
The Seal: A Priests Story" recalls the true story of an outrageous violation of religious liberty which created an unprecedented rift between the powers of Church and State. When a priest recieved the sacramental confession of a jailed inmate, in which forgiveness is offered by God alone, he did not realize that the sacred priest-penitent communication had been secretly tape recorded. Would it have helped solve the case? Or has the law violated a persons religious right? The story explores uncharted legal territory in this first impression case involving a priest, a penitent, a district attorney and the Catholic Church. It was the first time a violation of the seal of confession was alleged in a capital case in the United States, and the first time an attempt was made in court to define a violation of the seal of the confessional as a First Amendment violation. With a compelling Foreword by Francis Cardinal George, Archbishop of Chicago, this book of narrative non-fiction, written in a unique first person voice, will be of interest to Catholics and non-Catholics, clergy and parishioner alike across this nation, all people of faith, and readers independent of religious affiliation. Citizens concerned with the infringement of our Constitutional rights,in particular the right to religious freedom and privacy, and those in the legal profession will find this book a fascinating study. In the endless debate over the role of religion and faith in public life, this case offers a distinct contribution to that dialogue and presents a significant test of our American Constitution. Delve into the controversial incident that teeters dangerously between morality and ethics, law and religion. This very personal and public story is a compelling read. What Others have said: "The Seal" serves as a sharp reminder that we cannot take religious freedom for granted or stand aside when it is under duress . . ." (Francis Cardinal George - Archbishop of Chicago) "This revelation of a brazen attempt to violate the sacred privacy of the confessional and the constitutional rights of a vulnerable suspect should alert all of us. What happened in Oregon is a warning. I highly recommend this book." (Sr. Helen Prejean, Author: "Dead Man Walking" and "The Death of Innocents." "This case has more twists and turns than an Agatha Christy novel." (Sean Hannity - Fox News Network) "This is the ultimate nightmare between Church Law and Constitutional Law." (Roger Cossack - CNN). "This is unprecedented in American history . . .a Nazi tactic . . . the relationship between a priest and a penitent is sacred and cannot be violated . . ." (William Donohue - Catholic League for Religious and Civil Rights). "Out of nowhere, as it must have seemed, the performance of a rite . . . enshrined in secrecy became a matter for the media, for the courts, for the public at large . . . (Judge John Noonan - 9th Circuit Court of Appeals: 1/27/97)
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