With the Great Sioux War as background and context, and drawing on many new materials, Thomas Powers establishes what really happened in the dramatic final months and days of Crazy Horse’s life. He was the greatest Indian warrior of the nineteenth century, whose victory over General Custer at the battle of Little Bighorn in 1876 was the worst defeat ever inflicted on the frontier army. But after surrendering to federal troops, Crazy Horse was killed in custody for reasons which have been fiercely debated for more than a century. The Killing of Crazy Horse pieces together the story behind this official killing.
Consumer Credit and the American Economy examines the economics, behavioral science, sociology, history, institutions, law, and regulation of consumer credit in the United States. After discussing the origins and various kinds of consumer credit available in today's marketplace, this book reviews at some length the long run growth of consumer credit to explore the widely held belief that somehow consumer credit has risen "too fast for too long." It then turns to demand and supply with chapters discussing neoclassical theories of demand, new behavioral economics, and evidence on production costs and why consumer credit might seem expensive compared to some other kinds of credit like government finance. This discussion includes review of the economics of risk management and funding sources, as well discussion of the economic theory of why some people might be limited in their credit search, the phenomenon of credit rationing. This examination includes review of issues of risk management through mathematical methods of borrower screening known as credit scoring and financial market sources of funding for offerings of consumer credit. The book then discusses technological change in credit granting. It examines how modern automated information systems called credit reporting agencies, or more popularly "credit bureaus," reduce the costs of information acquisition and permit greater credit availability at less cost. This discussion is followed by examination of the logical offspring of technology, the ubiquitous credit card that permits consumers access to both payments and credit services worldwide virtually instantly. After a chapter on institutions that have arisen to supply credit to individuals for whom mainstream credit is often unavailable, including "payday loans" and other small dollar sources of loans, discussion turns to legal structure and the regulation of consumer credit. There are separate chapters on the theories behind the two main thrusts of federal regulation to this point, fairness for all and financial disclosure. Following these chapters, there is another on state regulation that has long focused on marketplace access and pricing. Before a final concluding chapter, another chapter focuses on two noncredit marketplace products that are closely related to credit. The first of them, debt protection including credit insurance and other forms of credit protection, is economically a complement. The second product, consumer leasing, is a substitute for credit use in many situations, especially involving acquisition of automobiles. This chapter is followed by a full review of consumer bankruptcy, what happens in the worst of cases when consumers find themselves unable to repay their loans. Because of the importance of consumer credit in consumers' financial affairs, the intended audience includes anyone interested in these issues, not only specialists who spend much of their time focused on them. For this reason, the authors have carefully avoided academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for consumer credit and to what the markets and institutions that provide these products have become today.
Hailed as a model state history thanks to Thomas E. Sheridan's thoughtful analysis and lively interpretation of the people and events shaping the Grand Canyon State, Arizona has become a standard in the field. Now, just in time for Arizona's centennial, Sheridan has revised and expanded this already top-tier state history to incorporate events and changes that have taken place in recent years. Addressing contemporary issues like land use, water rights, dramatic population increases, suburban sprawl, and the US-Mexico border, the new material makes the book more essential than ever. It successfully places the forty-eighth state's history within the context of national and global events. No other book on Arizona history is as integrative or comprehensive. From stone spear points more than 10,000 years old to the boom and bust of the housing market in the first decade of this century, Arizona: A History explores the ways in which Native Americans, Hispanics, African Americans, Asians, and Anglos have inhabited and exploited Arizona. Sheridan, a life-long resident of the state, puts forth new ideas about what a history should be, embracing a holistic view of the region and shattering the artificial line between prehistory and history. Other works on Arizona's history focus on government, business, or natural resources, but this is the only book to meld the ethnic and cultural complexities of the state's history into the main flow of the story. A must read for anyone interested in Arizona's past or present, this extensive revision of the classic work will appeal to students, scholars, and general readers alike.
When Lieutenant-Colonel George Armstrong Custer made his last stand in the battle at Little Bighorn River in 1876, there were 17 Canadians with the U.S. 7th Cavalry at the scene. Some had been in the Civil War, some were close friends or admirers of Custer, and some were mercenaries who just wanted a job with adventure.
No Drug deal is worth dying for, was the first rule of the street that I chose to call a Street Smart rule and was one of ten informal rules which guided me through a career as a Federal Agent with the Drug Enforcement Administration (DEA). In my book Breakfast in Kersey I detail these ten rules, the Street Smarts, that I deduced from actual street experience and incorporated them with anecdotal incidents which traced the highs and lows of my Special Agent career. In tracing my long career, the many facets of drug law enforcement are exposed; from the exciting and dangerous work of undercover to the rather mundane tasks such as long-term surveillance. Additionally, the highs and lows of a federal narcotics career are examined from the thrill of making a big seizure or arrest to the heartbreaking hardships that this job has on a family and personal life. And fi nally, I off er insights at the frustrations of the job such as inane policies and procedures established by a higher headquarters that tended to hinder investigations and, at times, agent safety to the petty bickering that existed between local, state and federal agencies over drug and or money seizures and jurisdiction. Interwoven into these facets are anecdotes, both humorous and sad but every one of them real allowing a keen insight as to what it was really like to toil in the realm of narcotics enforcement.
Established in 1874 just south of the Black Hills, Fort Robinson witnessed many of the most dramatic, most tragic encounters between whites and American Indians, including the Cheyenne Outbreak, the death of Crazy Horse, the Ghost Dance, the desperation and diplomacy of such famed plains Indian leaders as Dull Knife and Red Cloud, and the tragic sequence of events surrounding Wounded Knee.
Profile of the troops whose last stand helped prevent the destruction of the Army of Northern Virginia, providing Robert E. Lee with yet another chance for a northern invasion .
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