Failure to Comply: We Fought a Wallstreet Giant and Won is a true story of one couples struggle to fight back against a corporate giant worth billions of dollars. Dont you know how big we are? We will crush you in a court of law if you decide to fight your foreclosure! The story begins with a semi-truck accident along the interstate that could have taken the life of Mrs. Rays husband of 35 years. Instead, through sheer determination, the loss of a lifetime of savings, hours of rehabilitation and research regarding the securitization of their mortgage, this couple stands triumphant at the end of a year long court battle. While the book was being published, the giant returns to sue again. By court order Failure to Comply: We Fought a Wallstreet Giant and Won was immediately put on hold until the second court case was litigated. Mr. & Mrs. Ray prevailed in the second trial but were ordered never to show the name of the Wallstreet Lender that sued them twice. The agreement between the litigants is SEALED under order by the court and the name of the giant is forever redacted. What is the TRUTH that Wallstreet lenders dont want the public to know?
Failure to Comply: We Fought a Wallstreet Giant and Won is a true story of one couples struggle to fight back against a corporate giant worth billions of dollars. Dont you know how big we are? We will crush you in a court of law if you decide to fight your foreclosure! The story begins with a semi-truck accident along the interstate that could have taken the life of Mrs. Rays husband of 35 years. Instead, through sheer determination, the loss of a lifetime of savings, hours of rehabilitation and research regarding the securitization of their mortgage, this couple stands triumphant at the end of a year long court battle. While the book was being published, the giant returns to sue again. By court order Failure to Comply: We Fought a Wallstreet Giant and Won was immediately put on hold until the second court case was litigated. Mr. & Mrs. Ray prevailed in the second trial but were ordered never to show the name of the Wallstreet Lender that sued them twice. The agreement between the litigants is SEALED under order by the court and the name of the giant is forever redacted. What is the TRUTH that Wallstreet lenders dont want the public to know?
Learn to assess and treat respiratory care disorders! Now in full color, Clinical Manifestations and Assessment of Respiratory Disease, 6th Edition bridges normal physiology and pathophysiology to provide a solid foundation in recognizing and assessing conditions. Authors Terry Des Jardins and George G. Burton describe how to systematically gather clinical data, formulate an assessment, make an objective evaluation, identify the desired outcome, and design a safe and effective treatment plan, while documenting each step along the way. Unique coverage of Therapist-Driven Protocols (TDPs) prepares you to implement industry-approved standards of care. Unique! Clinical scenarios connect to specific diseases so you can better understand the disease and the treatment modalities used. Unique! A focus on assessment and Therapist-Driven Protocols (TDPs) emphasizes industry-approved standards of care, providing you with the knowledge and skills to implement these protocols into patient care. Case studies help in applying information to assessment and treatment. Overview boxes summarize the clinical manifestations caused by the pathophysiologic mechanisms of each disorder. End-of-chapter questions include multiple-choice, short answer, matching, and case studies to test knowledge and understanding, pointing out areas that might require further study. A glossary of key terms with definitions is included in the back of the book. Appendices offer easy access to information such as calculations, symbols, medications, and measurements, plus answers to selected case studies. A unique full-color design enhances content and shows realistic examples of diseases and conditions. Student-friendly features reinforce learning with chapter outlines, objectives, and key terms. A consistent presentation of disease information shows background, treatment, and assessment for each condition so you learn the material in a clear, cohesive manner. Over 15 additional case studies with answers are added to the companion Evolve website.
At 3:00 a.m. on March 1, 2008, Terry Caffey awoke to find his daughter’s boyfriend standing in his bedroom with a gun. An instant later the teen opened fire, killing Terry’s wife, his two sons, and wounding him 12 times, before setting the house ablaze. Terry fell into deep depression and planned to kill himself, but God intervened. Upon visiting his burned-out property, Terry noticed a scorched scrap of paper from one of his wife’s books leaning against a tree trunk. The page read: “[God,] I couldn’t understand why You would take my family and leave me behind to struggle along without them. And I guess I still don’t totally understand that part of it. But I do believe that You’re sovereign; You’re in control.” That page was like a direct message from God, and it turned Terry’s life around. Now, one year later, Terry is remarried, the adoptive father of two young sons, and working to rebuild his relationship with his 17-year-old daughter, who is currently serving two life sentences in a Texas state penitentiary for her involvement in the crimes. Terror by Night tells the compelling story of how Terry Caffey found peace after his wife and sons were brutally murdered and his teenage daughter implicated in the crime. Sharing never-before-told details about the night of the crime and subsequent murder trial, it explains how Terry was able to forgive the men who murdered his family, and how he even interceded with the prosecutors on their behalf. A powerful example of how the power of forgiveness can bring healing after tragedy and great loss, it shows how God can bring good out of even the darkest tragedies.
A thoroughly updated and extended new edition of this well-regarded introduction to the basic concepts of biological physics for students in the health and life sciences. Designed to provide a solid foundation in physics for students following health science courses, the text is divided into six sections: Mechanics, Solids and Fluids, Thermodynamics, Electricity and DC Circuits, Optics, and Radiation and Health. Filled with illustrative examples, Introduction to Biological Physics for the Health and Life Sciences, Second Edition features a wealth of concepts, diagrams, ideas and challenges, carefully selected to reference the biomedical sciences. Resources within the text include interspersed problems, objectives to guide learning, and descriptions of key concepts and equations, as well as further practice problems. NEW CHAPTERS INCLUDE: Optical Instruments Advanced Geometric Optics Thermodynamic Processes Heat Engines and Entropy Thermodynamic Potentials This comprehensive text offers an important resource for health and life science majors with little background in mathematics or physics. It is also an excellent reference for anyone wishing to gain a broad background in the subject. Topics covered include: Kinematics Force and Newton’s Laws of Motion Energy Waves Sound and Hearing Elasticity Fluid Dynamics Temperature and the Zeroth Law Ideal Gases Phase and Temperature Change Water Vapour Thermodynamics and the Body Static Electricity Electric Force and Field Capacitance Direct Currents and DC Circuits The Eye and Vision Optical Instruments Atoms and Atomic Physics The Nucleus and Nuclear Physics Ionising Radiation Medical imaging Magnetism and MRI Instructor’s support material available through companion website, www.wiley.com/go/biological_physics
Breverton's Nautical Curiosities is about ships, people and the sea. However, unlike many other nautical compendiums, the focus of this book is on the unusual, the overlooked or the downright extraordinary. Thus, someone most of us do not know, Admiral William Brown, is given equal coverage to Admiral Nelson. Without Admiral Brown releasing Garibaldi, modern Italy might not exist. And without the barely known genius John Ericsson designing the Monitor, the Confederacy might have won the American Civil War. Readers will be stimulated to read more about the remarkable men--explorers, admirals and trawlermen--who have shaped our world. The sea has had a remarkable effect upon our language. We hear the terms "steer clear," "hit the deck," "don't rock the boat," "to harbor a grudge" and the like, and give little thought to them. In the pages of this book, the reader will find the origin of "bumpkin," a "brace of shakes," "born with a silver spoon," "booby prize," "to take on board," "above board," "bombed" (in the sense of being drunk), the "blues," "blind-side," "blind drunk," "the pot calling the kettle black," "reach the bitter end," "wasters," "ahoy," "all at sea," "to keep aloof," "piss-artist," "taken aback," "barbecue" and "bamboozle." Other colourful terms, which have passed out of common usage, such as "bring one's arse to anchor" (sit down), "belly timber" (food) and "bog orange" (potato) are also included, as well as important pirate haunts, technical terms, famous battles, maritime inventors and ship speed records.
The acclaimed author of Refuge here weaves together a resonant and often rhapsodic manifesto on behalf of the landscapes she loves, combining the power of her observations in the field with her personal experience—as a woman, a Mormon, and a Westerner. Through the grace of her stories we come to see how a lack of intimacy with the natural world has initiated a lack of intimacy with each other. Williams shadows lions on the Serengeti and spots night herons in the Bronx. She pays homage to the rogue spirits of Edward Abbey and Georgia O’Keeffe, contemplates the unfathomable wildness of bears, and directs us to a politics of place. The result is an utterly persuasive book—one that has the power to change the way we live upon the earth.
Have you ever visited a doctor and thought there might be an alternative treatment for your ailment? Or spoken to a naturopath and wondered if a doctor also had an answer? What's the Alternative? delivers sound advice on common complaints from both perspectives: orthodox and complementary medicine. This blend of therapies is the new approach to the practice of medicine. While orthodox medicine provides targeted, effective treatment for many health problems, more and more people are realising that medical treatment should be a holistic process incorporating lifestyle, diet and complementary therapies. Expanding on the popular Sunday Age column of the same name, experienced health professionals General Practitioner Dr Malcolm Clark and Naturopath Terry Robson outline their approaches to more than 80 ailments, including: backache, eczema, high cholesterol, indigestion, period pain, stress and children's ailments. Their easy-to-use guide provides a useful, integrated and balanced perspective to help you make informed decisions about your health care.
My cabin-the roof's on fire!" When seven-year-old Joey invited his two friends for a sleepover in his little cabin in the forest, he and the girls expected to have lots of fun. But the morning brought danger. What could Joey's mom do? (Based on a true story) This is a chapter book for ages 6-10.
The newly revised Fifth Edition of Exotic Animal Hematology and Cytology delivers a fully updated new edition of the most complete reference to hematology and cytology in exotic animals. The book features high-quality images and step-by-step descriptions of practical techniques. Organized by animal class to make it easier to quickly find critical information, the authors have included 45 new case studies to highlight the application of the content in a real-world setting. All major exotic animal groups are covered, including mammals, birds, reptiles, amphibians, and fish. Clinicians seeking a decision-making aid for patient workup, treatment, and prognosis will find what they need in Exotic Animal Hematology and Cytology. The book also includes: Thorough cellular descriptions unique to mammalian, avian, herptile, and fish species, with extensive discussions of blood and bone marrow sample collection and hematologic techniques for each group Comprehensive evaluation of the peripheral blood specific to mammals, birds, herptiles, and fish, as well as the evaluation of bone marrow Practical discussions of hematology case studies with applications to common real-world clinical problems Color atlas of hemic cells of select species for quick and easy reference Extensive examinations of cytodiagnosis and exploration of unique features within mammals, birds, herptiles, and fish, as well as cytology case studies and wet-mount cases in fish Access to video clips and additional case reports on a companion website Exotic Animal Hematology and Cytology is an essential reference for veterinary clinical pathologists, anatomic pathologists, clinicians, and technicians, as well as for veterinary students taking courses involving exotic hematology and cytology.
Beware the Fisherman. Andi Wyndham has communicated with spirits since she was a kid. When a bone pendant carved into the likeness of a girl’s face calls to her at a gem show in Pennsylvania, she can’t resist buying it and a sister piece. When she discovers the girls are missing runaways and the pendants are made of human bone, Andi is drawn into a mystery that will force her to confront her gifts, her guilt, and the ghosts haunting her. Pendant Girls Mariah and Bennie urge Andi to find a man they call "Fisherman,” a master of disguise. Teaming up with a handsome private eye and a South Carolina sheriff, Andi must find the girls’ bodies and put their souls to rest, before the Fisherman casts his deadly net to trap Andi.
From dragons and wyverns to vampires, werewolves and mischievous gremlins, pixies and fairies, Breverton's Phantasmagoria is a unique compendium of over 250 mythical animals. Prepare to revisit familiar myths, such as vampires, werewolves and the Loch Ness Monster, the Minotaur and Medusa from Greek legend, and Biblical beasts such as Behemoth and Leviathan. Discover new mysterious animals like the giant serpents of Central America, the lethal Mongolian death worm, and the Ennedi tiger in Africa, and investigate the evidence for sightings of Bigfoot and the reclusive Yeti. Packed with quirky line illustrations and a wealth of weird and wonderful information, Breverton's Phantasmagoria surveys the globe to uncover over 250 imaginary creatures passed down from generation to generation.
Dr Terry A. Sheridan employs a new and unique theoretical perspective to examine how malevolent, tyrannical and mediocre managers commonly use violence in the workplace, not necessarily physical violence, but bullying, overt and covert emotional abuse - all forms of negative behaviour that are damaging to individuals and organisations. The theoretical basis for the author’s analysis and prescriptions is the new perspective of Executive Impression Management, which stems from Dr Sheridan’s research into the differences between a number of types of executives from their co-workers’ point of view. That investigation developed indicators to identify different negative management types and also helped define what has been called respectful management - the sort exercised by those managers who are good stewards. What makes this book unusual is that it is derived from qualitative research and covers an area where hardly any scholarly work has been produced. The author argues that the research methodology employed has resulted in a better understanding of impression management than has hitherto been possible. It addresses the confusion that often abounds regarding who is a good or bad manager and the fact that we can identify bad management through measures of company or organisational performance, but not how and why it went wrong. It will assist the leadership of organisations to make the right decisions about recruitment and promotion and to identify and challenge poor performance effectively.
The Miocene Columbia River flood basalt province covers ~210,000 km2 of the Pacific Northwest of the United States, and forms part of a larger volcanic region that also includes contemporaneous silicic centers in northern Nevada, the basaltic and time-transgressive rhyolitic volcanic fields of the Snake River Plain and Yellowstone plateau, and the High Lava Plains of central Oregon. The Columbia River flood basalt province is accessible and well exposed, making it one of the best-studied flood basalt provinces worldwide, and it serves as a model for understanding the stratigraphic development and petrogenesis of large igneous provinces through time. This volume details our current knowledge of the stratigraphy and physical volcanology; extent, volume, and age of the lava flows; the tectonic setting and history of the province; the petrogenesis of the lavas; and hydrogeology of the basalt aquifers.
Set in London, Wiltshire and Orkney There Came A Big Spider sees the young Marcus Moon attempting to climb the ladder of success at his new company. Bitterly resented by a ruthlessly ambitious rival, they are thrown together to design a big government project near the small market town of Kingscastle. This town was site of the Saxon camp of Alfred the Great, and his treasure was lost when the Danes invaded WIltshire. Marucs is asked to minimize the ecological effects of the project on the beautiful countryside around the town. Local feelings run high both for and against the project and throw up a whole gamut of local politics, sexual deviance, office intrigue, protest groups and romance. A sometimes zany, always enjoyable plot full of humour and energy, this is the eagerly awaited prequel to the popular Marcus Moon series. Light entertainment at its very best!
40 educational quizzes aimed at expanding students' knowledge of their world. Each quiz covers a range of topics, including maths, animals, our body and general knowledge. A teacher page accompanies each quiz containing suggestions on how to preapre for each quiz, resource list and ideas for expanding selected question topics.
The metaverse is here. Are you ready? In The Metaverse Handbook: Innovating for the Internet's Next Tectonic Shift, a duo of experienced tech and culture experts delivers a can't-miss guide to participating in the most promising new technology since the advent of the web. Through dozens of metaverse creator case studies and concise, actionable insights, you'll walk away from this book understanding how to explore and implement the latest metaverse tech emerging from blockchain, XR, and web3. In The Metaverse Handbook, you'll discover: What the metaverse is, why you should care about it, and how to build your metaverse strategy The history of the metaverse and primers on critical technologies driving the metaverse, including non-fungible tokens, XR, the blockchain, and web3 How to unearth unique metaverse opportunities in digital communities, commerce, and immersive experiences As the metaverse has rapidly become the technology platform and marketing buzzword of the future, this new reality for companies, creators, and consumers is not easily understood at the surface level. Those who aim to be at the forefront of this exciting new arena must first understand the foundations and central technologies of the metaverse. An essential resource for digital professionals, creators, and business leaders in the vanguard of the coming technology revolution, The Metaverse Handbook provides the go-to roadmap for your journey into the metaverse.
Learn all about the Gorgeous Georgians, like their sneaky schemes for hiding personal hygiene problems and the schoolchildren who went to war with their teachers! With a bold, accessible new look and revised by the author, these bestselling titles are sure to be a huge hit with yet another generation of Terry Deary fans.
Praise for the previous edition: "...easy-to-read...well-balanced...a good amount of detail."—School Library Journal Food recalls have made people nervous about eating some of their favorite foods. Every year, millions of people contract a foodborne illness. While many cases are nothing more than an upset stomach, some result in serious sickness. Nutrition and Food Safety, Second Edition explores the many risks to our food and water supplies, including bacterial contamination, agricultural pesticides, food additives, allergens, and industrial chemicals. Rapid changes in the food industry often outpace the ability of government oversight to protect the consumer. Learn about the interconnecting responsibilities of farmers, food processors, retailers, government regulators, and consumers to assure a safe food supply.
The purpose of this book is to acquaint the geoscientist with issues associated with the debate over orientation and magnitude of stress in the lithosphere. Terry Engelder provides a broad understanding of the topic, while touching some of the specific details involved in the interpretation of stress data generated by the most commonly used measurement techniques. An understanding of stress in the lithosphere starts with an introduction to nomenclature based on three reference states of stress. Since rock strength governs differential stress magnitudes, stress regimes are identified according to the specific failure mechanism (crack propagation, shear rupture, ductile flow, or frictional slip) that controls the magnitude of stress at a particular time and place in the lithosphere. After introducing the various stress regimes, the author shows how their extent in the upper crust is demarcated by direct measurements of four types: hydraulic fracture, borehole-logging, strain-relaxation, and rigid-inclusion measurements. The relationship between lithospheric stress and the properties of rocks is then presented in terms of microcrack-related phenomena and residual stress. Lithospheric stress is also inferred from the analysis of earthquakes. Finally, lithospheric stress is placed in the context of large-scale stress fields and plate tectonics. Originally published in 1993. The Princeton Legacy Library uses the latest print-on-demand technology to again make available previously out-of-print books from the distinguished backlist of Princeton University Press. These editions preserve the original texts of these important books while presenting them in durable paperback and hardcover editions. The goal of the Princeton Legacy Library is to vastly increase access to the rich scholarly heritage found in the thousands of books published by Princeton University Press since its founding in 1905.
Timely and unsettling essays from an important and beloved writer and conservationist In Erosion, Terry Tempest Williams's fierce, spirited, and magnificent essays are a howl in the desert. She sizes up the continuing assaults on America's public lands and the erosion of our commitment to the open space of democracy. She asks: "How do we find the strength to not look away from all that is breaking our hearts?" We know the elements of erosion: wind, water, and time. They have shaped the spectacular physical landscape of our nation. Here, Williams bravely and brilliantly explores the many forms of erosion we face: of democracy, science, compassion, and trust. She examines the dire cultural and environmental implications of the gutting of Bear Ears National Monument—sacred lands to Native Peoples of the American Southwest; of the undermining of the Endangered Species Act; of the relentless press by the fossil fuel industry that has led to a panorama in which "oil rigs light up the horizon." And she testifies that the climate crisis is not an abstraction, offering as evidence the drought outside her door and, at times, within herself. These essays are Williams's call to action, blazing a way forward through difficult and dispiriting times. We will find new territory—emotional, geographical, communal. The erosion of desert lands exposes the truth of change. What has been weathered, worn, and whittled away is as powerful as what remains. Our undoing is also our becoming. Erosion is a book for this moment, political and spiritual at once, written by one of our greatest naturalists, essayists, and defenders of the environment. She reminds us that beauty is its own form of resistance, and that water can crack stone.
Most frauds perpetrated by senior managers take longer to uncover than those by other occupational groups and they steal more. This is a serious problem world-wide. Currently the Red Flag approach is used by auditors to prevent and uncover fraud and in some countries it is statutory. However, the existing approach does not catch managerial fraudsters quickly or very often. In Managerial Fraud, Dr Terry Sheridan reports the findings of her study of fraudulent executives. Her work illuminates the particular methods fraudsters employ to appear more authentic than the average person and reveals two types of executive fraudster with very different behaviours. All this helps to explain why the current Red Flag approach fails to identify potential fraudsters and instead tends to focus on Red Flag executives who are negative characters, but non-fraudulent and accounts for the problem auditors face, who see Red Flag indicators and are obliged to conduct further audits, yet find nothing of substance. During the author’s research, the innocent colleagues who worked closely with fraudulent managers have for the first time been interviewed about their experiences and had their impressions analysed, leading to the development of an innovative typology of fraudulent executives based on Impression Management Theory. Better understanding of what Dr Sheridan has uncovered might result in organisations being able to reduce their exposure to fraud perpetrated by their own senior management.
This book is a corpus-based study examining thou and you in three speech-related genres from 15601760, a crucial period in the history of second person singular pronouns, spanning the time from when you became dominant to when thou became all but obsolete. The study embraces the fields of corpus linguistics, historical pragmatics, and historical sociolinguistics. Using data drawn from the recently released A Corpus of English Dialogues 15601760 and manuscript material, the aim is to ascertain which extra-linguistic and linguistic factors highlighted by previous research appear particularly relevant in the selection and relative distribution of thou and you. Previous research on thou and you has tended to concentrate on Drama and/or been primarily qualitative in nature. Depositions in particular have hitherto received very little attention. This book is intended to help fill a gap in the literature by presenting an in-depth qualitative and quantitative analysis of pronoun usage in Trials, Depositions, and, for comparative purposes, Drama Comedy.
14 Days--Loving Life with the Love of my Life, a memoir, is a love story based on the author's relationship with her husband, Chuck. How they managed through six years battling cancer after only being married three, and together what they learned about the ultimate fear.The story weaves through the early days of their relationship and includes Chuck's inspiring journal entries. 14 Days will leave you with a greater understanding and appreciation of how precious life, and true love, is.
A tongue-in-cheek parody of HUCK FINN, with a saucy girl heroine and her shape-shifting, wisecracking, talking sword, all set in an alternate Civil War waged with secret magic.
This best-selling handbook is the most comprehensive and practical reference available on energy auditing in buildings and industry. Topics include energy assessment and computer software which will guide you in planning and carrying out a thorough and accurate energy audit of any type of facility, including electrical, mechanical and building systems analysis. Clear, easy-to-follow instructions guide you through accounting procedures, rate of return and life cycle cost analysis. Also covered is information on understanding your utility bill and using that knowledge to trim your energy costs. Loaded with forms, checklists and handy working aids, book is required reading for anyone responsible for conducting or overseeing a facility energy audit. Completely edited throughout, this latest edition includes a new chapter on investment grade energy audits and also a new chapter on retro-commissioning and energy audits. Revisions include new information on ISO 50001 and the Superior Energy Performance program plus a completely updated chapter on software.
Law Enforcement in the United States, Second Edition presents a unique balance of theory, history, and practice of American law enforcement. It provides readers with updated, important information ranging from the evolution and theory of social control to the training, function, and strategies involved in modern policing. The authors also examine the gray areas of law enforcement, ethics, forces in society that impact policing, and the laws governing police behavior.
A compelling and compulsively readable riff on the classic noir detective novel that follows a hard-drinking PI accused of a murder he didn’t commit--or did he? Eddie King wakes up one morning with a splitting headache to find two cops in his room, who begin questioning him about the murder of a man named Walter Morris, a writer of pulp detective novels. Thus begins this novel about a Chandleresque detective accused of a murder he didn’t commit. In the process of seeking answers, he is shocked to discover that all of the deceased writer’s novels are based on his own cases. Further investigation leads him to the writer’s widow, a sensual older woman with whom he begins an impassioned affair. Smartly disguised as a textured and playful homage to the hardboiled American noir, Heir Apparent is also a sophisticated literary game with roots in Greek mythology. Its numerous levels and surprising twists will keep the reader guessing until the very end. Heir Apparent takes the reader on a strange journey through cavernous libraries, sleazy hotels, and soulless suburbia with a detective who in the end may be nothing more than a figment of the dead writer’s imagination. For fans of Jonathan Lethem’s Motherless Brooklyn, Heir Apparent is a brilliantly original detective novel from a smart, talented voice.
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