Terry L. Donovan's Books

Mortganomics - a Critical Examination of Mortgage Lending Practices, Pricing, and Predatory Abuses

By: Terry L. Donovan

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Mortganomics - a Critical Examination of Mortgage Lending Practices, Pricing, and Predatory Abuses

By: Terry L. Donovan

Mortganomics teaches readers how to successfully negotiate the terms of a home mortgage with any bank, mortgage lender or broker. It provides detailed examples how lenders price their home loans and how they can subjectively increase a customer's interest rate to create larger commissions and loan costs. It includes samples of lender's rate sheets showing their wholesale costs for the individual interest rates, and explains how to make a lender guarantee that they will charge only their required minimum fees, and nothing extra that would increase force the borrower to take a higher interest rate. It gives readers a step-by-step verifiable method for paying off their mortgage years early, and an easy method to evaluate how competitive their interest rate and terms are in the marketplace. The book sugar coats nothing when it comes to exposing the ways lenders mark up their costs at a borrower's expense, and the ways that they hide important facts from their customers. This book provides dozens of easy to understand loan pricing calculations that readers can use to negotiate their loan terms and detect predatory lending practices.

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Page Count

306

Publisher

Smart Books LLC

Published Date

ISBN 10

0615279473

ISBN 13

9780615279473

Secret Agents

By: Gary Jeffrey,Terry Riley

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Secret Agents

By: Gary Jeffrey,Terry Riley

Illustrated in bold, graphic novel style, this title in Rosen's Graphic Careers series presents three real-life scenarios involving secret agents.

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The Rosen Publishing Group, Inc

Published Date

ISBN 10

1404214658

ISBN 13

9781404214651

Primary Care - E-Book

A Collaborative Practice

By: Terry Mahan Buttaro,Patricia Polgar-Bailey,Joanne Sandberg-Cook,JoAnn Trybulski

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Primary Care - E-Book

A Collaborative Practice

By: Terry Mahan Buttaro,Patricia Polgar-Bailey,Joanne Sandberg-Cook,JoAnn Trybulski

Written by and for Nurse Practitioners from a unique collaborative perspective, Primary Care: A Collaborative Practice, 4th Edition, prepares you to provide care for all of the major disorders of adults seen in the outpatient setting. Evidence-based content reflects the latest guidelines for primary care of hundreds of conditions, including hypertension, diabetes, and sexually transmitted infections. Now in full color, the 4th Edition includes chapters on emerging topics such as genetics, obesity, lifestyle management, and emergency preparedness. Combining a special blend of academic and clinical expertise, the author team provides a practical text/reference that promotes a truly collaborative primary care practice. Comprehensive, evidence-based content incorporates the latest standardized guidelines for primary care in today's fast-paced, collaborative environment. Unique! A collaborative perspective, reflecting the key roles of NPs, MDs, PAs, PharmDs, and others, promotes seamless continuity of care. A consistent format from chapter to chapters facilitates learning and clinical reference value. Diagnostics and Differential Diagnosis boxes provide a quick reference for diagnosing disorders and helping to develop effective management plans. Physician Consultation icons highlight situations or conditions in which consultation is either recommended or necessary. Emergency Referral icons identify signs and symptoms that indicate the need for immediate referral to an emergency facility. Co-management with Specialists discussions help you provide truly collaborative care in the outpatient setting. Complementary and alternative therapies are addressed where supported by solid research evidence.

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Page Count

1428

Publisher

Elsevier Health Sciences

Published Date

ISBN 10

0323075851

ISBN 13

9780323075855

Our Rightful Place

A History of Women at the University of Kentucky, 1880–1945

By: Terry L. Birdwhistell,Deirdre A. Scaggs

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Our Rightful Place

A History of Women at the University of Kentucky, 1880–1945

By: Terry L. Birdwhistell,Deirdre A. Scaggs

In 1880, forty-three women walked into the president's office at the University of Kentucky (UK) and signed the student register, becoming the first female students at a public college in the commonwealth. But gaining admittance was only the beginning. For the next sixty-five years—encompassing two world wars, an economic depression, and the ratification of the Nineteenth Amendment—generations of women at UK claimed and reclaimed their right to an equitable university experience. Their work remains unfinished. Drawing on yearbooks, photographs, and other private collections, Our Rightful Place: A History of Women at the University of Kentucky, 1880–1945 examines the struggle for gender equity in higher education through the lens of one major institution. In the face of shifting resistance, pioneering women constructed opportunities for themselves. Terry L. Birdwhistell and Deirdre A. Scaggs highlight three women—Sarah Blanding, Frances Jewell McVey, and Sarah Bennett Holmes—who fought for access to basic facilities that were denied to UK women for decades, including housing and study spaces. By examining the trials and triumphs of UK's first female undergraduates, faculty, and administrators, this book uncovers the lasting impact women had on higher learning in the early days of coeducation.

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Page Count

263

Publisher

University Press of Kentucky

Published Date

ISBN 10

0813179394

ISBN 13

9780813179391

Book's by Terry L. Donovan

Mortganomics - a Critical Examination of Mortgage Lending Practices, Pricing, and Predatory Abuses

Mortganomics - a Critical Examination of Mortgage Lending Practices, Pricing, and Predatory Abuses

Secret Agents

Secret Agents

Primary Care - E-Book

Primary Care - E-Book

Our Rightful Place

Our Rightful Place

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