Are you a single mother who worries about your family's financial future? The Everything Guide to Personal Finance for Single Mothers has the savvy financial advice you really need. Packed with helpful tips and sound financial practices, this practical yet inspirational guide leads you on a step-by-step journey to financial independence and security. This guide features tools to help you: Assess current financial health; Set goals near and far; Narrow the wage gap; and conquer debt. From how to get out of debt, establish good credit, and qualify for a mortgage to opening a college fund, planning for retirement, and even starting your own business, The Everything Guide to Personal Finance for Single Mothers is the financial advisor you need to secure your future-and that of your children. Susan Reynolds is a journalist, author, businesswoman, and single mother who handles her own financial affairs, including managing her retirement fund. Robert A. Bexton, CFA, has been an investment analyst since 1999. Currently, he manages $70 million of clients' assets for Moirai Capital Management. He holds the prestigious Chartered Financial Analyst designation and earned a B.A. in Economics from UC Berkeley.
The all-inclusive guide to managing your money in your 20s and 30s! Money for Millennials provides you with the basic tools you need to manage your life and plan for your future financially. You will learn to manage every aspect of your personal finances, as well as strengthen your financial plan to yield better returns on your investments. In this guide, you get: - The basics of personal finance: creating and following a budget, learning to maintain a robust savings, and building an emergency fund. - A more relevant look at online banking and best account options available. - Honesty about credit cards, how to use them, and how to pay off debt judiciously. - Innovative plans for paying off student loan debt and understanding your options if you choose to further your education. - Advice on making big purchases such as homes and transportation. - Tips on making the right choices when unemployed or underemployed, or lack employer-sponsored healthcare options. - A thorough explanation of how to make the most of retirement plans: 401(k) plans, individual retirement accounts (IRAs), etc.
Revised and updated, this new edition clearly explains all the basic information everyone in this age group needs to begin planning their personal finances or enhance their current financial plan to yield better returns on their investments, including completely new material on. Topics Covered Internet banking Budget for spiraling food and fuel costs College loans management Effective 401(k) and retirement planning Debit and prepaid credit cards Tips about online car shopping Online college degrees and what they can get you Investment strategies for the next decade Home-based employment opportunities Financial effects of changing job Financial impact of marriage and children Home ownership options from building your own to townhouses and condos Online mortgage brokers Fully updated resources
Estate & Gift Tax Handbook is a practical exploration of federal estate and gift taxation. Providing timely and effective advice on estate and gift tax practice and procedure, the book is a useful resource for estate-planning practitioners, fiduciaries, attorneys, and others dealing with the complexities of the estate and gift tax system. In one place, the reader will find all the information and tools necessary to arrange a person's affairs, both before and after death, to minimize the estate and gift tax burden and to maximize wealth transfers through lifetime and testamentary giving. Written in concise, jargon-free language to elucidate and demystify this complicated area of the law, the book is a valuable resource for readers approaching the subject from varied backgrounds and disciplines.
Outlines goals and strategies aimed at helping readers develop the necessary discipline and mindset to build financial wealth, improve investments, and correct self-defeating habits.
This book is an informative resource on personal finance for lawyers, and other professionals in every field. Readers will learn how to better understand their money, and how to make it work for them. Written by noted tax litigator, Susan A. Berson, this indispensable book will help any professional become a better steward of his or her own money. Topics include debt/student loans; saving; investing; philanthropy; real estate; preparing for a drop in income to change paths; and much, much more.
This practical book provides guidance on investing your money to produce sufficient funds for the lifestyle you want to lead, and then on managing your retirement withdrawals so that your money will last you a lifetime. You'll discover how you can combat inflation, plan for expenses, and protect against overall portfolio risks.
ESSENTIALS OF PERSONAL FINANCIAL PLANNING Essentials of Personal Financial Planning was written to challenge the status quo by promoting personal financial planning (PFP) as a profession, not as a sales tool to gather assets under management or facilitate sales of insurance products. The book takes a comprehensive and integrated approach to PFP for accounting students, allowing them to view the profession through the lens of a CPA – with integrity and objectivity. This book systematically introduces the essentials of all the major PFP topics (estate, retirement, investments, insurance, and tax), as well as: The PFP process, concepts and regulatory environment. Professional responsibilities of a CPA personal financial planner and the requirements of the Statement on Standards in PFP Services. Time value of money concepts. The book then builds on these foundational concepts, showing their interconnectivity and professional opportunities, to provide a deeper understanding of PFP and its application. After reading this book, students will be able to apply the knowledge and skills gained from this course to have an immediate and long-term positive impact for themselves and for the clients they serve.
So you've got the basics of your personal finances under control (at leas -- you've controlled your credit card spending, purchased a house, started saving for retirement) but wait! Now that your kids are growing up and your career is moving along, you're facing a whole new set of personal finance challenges. College, weddings, your son or daughter's first car! How to manage these big expenses and still stay afloat?! And how to deal with unexpected changes such as downsizing or a move?! Help is here. The Complete Idiot's Guide to Personal Finance in Your 40s and 50s is the guide you need to everything from helping your kids get on their feet to buying a second home. Coverage includes: Assessing your own financial position in mid-life -- pluses and minusBeing a parent and a blank check -- teaching your kids about moneyPaying for cars, college, weddings and other big parent expensesAssessing and affording your second home, dream home, or vacation homeKeeping your finances in order during a job change -- for the better or worseWhat to think about if you want to start your own businessDivorce and personal financeThinking of the future -- wills, in-laws, aging parents and more!The basics of investing -- in your 40s and 50s. Where to start or how to progress
Are you ready to fly the corporate coop and become the boss of you? Do you dream of busting out of the cubicle wasteland and finding greener pastures as a freelancer? If so, you’re in good company. The U S Department of Labor estimates that nearly one-fourth of the American workforce is self-employed and that number is sure to increase over the next decade. But do you have what it takes to succeed as a freelancer, consultant, or contract employee? Do you even know what it takes to make it on your own? Here’s your chance to find out. A total guide to starting and running a freelance business, Freelancing For Dummies is for anyone thinking about striking out on their own, or who’s already decided to make the move into self-employment. It’s also an excellent resource for established freelancers looking for ways to jumpstart their businesses. Written by a top corporate communication consultant, it features hard-won tips from a slew of successful freelancers, including an accountant, a wr iter, a computer trainer, a graphic designer, a market researcher, an event planner, a medical trainer and others who share what they know about how to: Organize your home office and budget your time Create the ideal working environment Evaluate jobs and projects Land new business and manage client relationships Manage your money and pay your taxes Stay positive and manage the emotional uncertainties of self-employment Here’s your chance to take the leap from employee to boss with minimal stress and minimal sweat. A survival guide to building a successful freelance career, Freelancing For Dummies features: Self-assessments to gauge your skills and personality Critical “Get in, get out” information A gold mine of checklists, tear-out sheets, and sample forms Top ten lists War stories from freelancers who’ve made it Do you long for the freedom of being your own boss? Relax and let expert Susan Drake help you make the transition to becoming a fulltime freelancer.
Each entry includes a photograph, description, common and scientific names and pronunciation, cultivation information, and a description of notable cultivars and similar species.
Revised and updated, this new edition of Idiot's Guides: Personal Finance in Your 20s and 30s, Fifth Edition, explains all the basic information you need to get started in life and plan for your future. You'll learn how to manage all aspects of your personal finances, as well as enhance your financial plan to yield better returns on your investments. • The basics of personal finance, such as creating and following a budget, learning how to maintain a healthy savings, and building an emergency fund. • Up-to-date look at internet and online banking and choosing the best account options. • The truth about credit cards, how to wisely use them, and how to pay off debt wisely. • Creative ideas for developing a plan to pay off student load debt and understanding your choices if you choose to further your education. • Ways to make wise choices on big purchases such as homes and transportation. • Tips on how to make the right choices when you're unemployed or underemployed, short on assets/funds, or lack employer-sponsored healthcare options. • A thorough explanation of 401(k) plans, individual retirement accounts (IRAs), and how to make the most of them. • The basics on investing your money wisely.
Set goals, define your vision, and start living your dreams. It sounds like an easy formula, but you probably already know it’s not easy. But when you accept Jesus Christ as your Lord and Savior, you’ll be on the path toward victory. Jesus will help you craft a vision and help it come to life, including working with your family to launch a business. By sharing her life story and looking to the Bible for guidance, the author helps you: · talk to family members to work on business ideas; · re-evaluate life goals in the midst of the coronavirus pandemic; · change your mindset, get a new attitude, dream big, and stay focused; · win hearts and enhance your leadership skills. The author also emphasizes the importance of surrounding yourself with the right people—high achievers that you can learn from and try to emulate. After all, the people you spend the most time with play a big role in stopping you or propelling you forward. Look at the world around you, decide what you want to change, and make it happen with Finding God’s Vision for Your Life.
This is an extraordinary book--riveting story, concise scholarship, experimental ethnography--and it is beautifully told. Greenhalgh makes a cogent and powerful analysis of the sociopolitical sources of pain through feminist, cultural, and political understandings of the nature of medical science and medical practice in the United States."--Sharon Kaufman, author of The Healer's Tale "Far above a simple telling of an illness, Greenhalgh takes the experience as a way to view gendered relations in medical care, the seduction of science for the physician and the patient, and the creation of facts and selves in the treatment of pain. She sets a new standard for the practice of autoethnography."--Virginia Olesen, Professor Emerita of Sociology, Department of Social and Behavioral Sciences, School of Nursing, University of California, San Francisco "A compellingly told story that advances our understanding of the meaning of chronic illness, particularly for women. This work adds a new dimension to the genre of illness narratives."--Susan DiGiacomo, Series Editor, Theory and Practice in Medical Anthropology and International Health "A very useful and very well written book. . . . It states the issues in the culture of biomedicine field effectively and makes them relevant."--Arthur Kleinman, author of Writing at the Margin: Discourse between Anthropology and Medicine "A deeply troubling, meticulous account about the chasm between medical orthodoxy and the subjective experience of chronic illness. This courageous book is essential reading for physicians and the public at large."--Margaret Lock, author of Encounters with Aging: Mythologies of Menopause in Japan and North America
Noelle Starr hates her name and her Christmas Eve birthday. This year, as she works as an event coordinator for a huge Christmas gala, she is dealing with a handsome corporate assistant who has big plans and effusive faith. Can she make it through this season with her sanity intact? Rudolph Cameron was named for his great-grandfather and grew up being teased for his unfortunate penchant for looking rosy-cheeked and red-nosed in the cold Wisconsin winters, but that never dampened his thrill of celebrating the birth of Christ. This year, a certain woman is sweetening the Christmas season...except she hates this time of year! Now if he can only get her to look past her own name to see the real reason for the season.
The private legal and financial issues can have a profound impact on families. Here is guidance and preparation through the process, as though working with a trusted friend who also happens to be a trained financial professional The adult child with the foresight and courage to tackle these issues while their parents are able to discuss them, will be forearmed When disaster strikes, it's too late.Stressing that adult children should talk with aging relatives while they are healthy and vital, the book helps families: -- remove psychological and practical barriers-- identify all the information required to make good decisions, creating a framework for action-- compile data, formulate discussion points, and set and achieve goals-- deal with reticent parents, advisors, distance barriers, and complex financial issues-- understand the financial and legal aspects of aging: what to do if your parents have money, and what to do if they don't
From inheritances and divorce and insurance settlements to retirement payouts and the most recent phenomenon of stock options, the largest transfer of wealth in the history of America is now taking place. For some, this welcome event is relatively stress-free. But for those who are inexperienced in dealing with large sums of money, a windfall can be an overwhelming, even losing, situation. What is the difference between those who build on their financial gains and those who end up worse off than before? In this much-needed, one-of-a-kind book, top financial planner Susan Bradley gets to the heart of the matter by examining the emotional complexity of the windfall experience and how to manage it-and your newfound money-successfully. Whatever the sum involved, the impact of one's emotional state on the way money is handled--or mishandled--cannot be underestimated. In addition to the legal intricacies of receiving sudden money, the element of surprise that catches people unprepared also often leaves them there. Here, at last, is a type of "owner's manual" to sudden money that demystifies the process for recipients and their financial planners. Based on her work with countless clients, many of whose stories appear in this book, Bradley has developed a step-by-step program for moving safely through the three phases of building a solid financial foundation: Preparation and Planning Investing Monitoring, Giving, and Sharing Giving individual attention to each possible windfall event, Bradley addresses their distinct tax consequences, insurance and estate planning considerations, as well as the crucial emotional component. She also shares advice on how to put together the proper team of advisors, including an attorney and a therapist. When correctly handled, an unexpected windfall can provide expected benefits that will continue far beyond the lifetime of the initial recipient---and turn sudden money into lasting wealth. Turn Sudden Money into Lasting Wealth Maximize your wealth and minimize your stress and confusion with this unique, indispensable guide to handling a sudden financial windfall. Written by nationally recognized financial planner Susan Bradley, Sudden Money provides a complete program for successfully managing newfound wealth. Discover ways to: Stay calm and not make decisions based on your emotions Seek experienced, professional advice Avoid pressure from others Create and execute the best financial plan for you Most important, Sudden Money provides you with easy-to-implement, proven ways to ensure that your financial gains are more than fleeting good fortune. "A 'must read' for financial advisors and for clients who have received financial windfalls. Susan Bradley has detailed--in an easy-to-apply way--a new financial planning discipline that is sure to become a vital part of discussions about the burgeoning wealth in this country." —Ronni Burns, Wall Street consultant "This book is essential for anyone who receives a financial windfall. It's an easy read and packed with useful advice." —Don Phillips, CEO, Morningstar "Reading this book is like having a trusted friend explain what to expect, what to do, and what not to do at a happy time that can also be overwhelming and stressful. This book has been extraordinarily helpful to me." —Marci Shimoff, coauthor, Chicken Soup for the Soul "Women in particular are often ill prepared to manage a financial windfall. Without careful planning, it could turn into a pitfall. Susan Bradley's book is a sensible guide on how to handle instant wealth." —Jennifer Openshaw, CEO, WFN.com, Financial Network for Women
A clear and direct tax guide for small business owners, this book offers expert commentary on every step of the process of filing a sole proprietorship tax return. Whether owners tackle this task themselves or solicit the help of a professional, this resource offers analyses of individual income tax issues, an extensive glossary that demystifies tax lingo, and detailed discussions on issues of interest to small business owners. These issues include differentiating between personal and business expenses; maximizing deductions for auto, entertainment, depreciation, and home office expenses; handling employee benefit plans on tax returns; and what the IRS is likely to look for in an audit of business activities.
This how-to-book for small business owners--drawn from the online site, CCH Business Owners Toolkit (www.toolkit.cch.com)--covers start-up to shut-down, from business planning to marketing, and from business financing to personal wealth.
You’re no idiot, of course. Money’s always on your mind; if you’re not working to make more, you’re wondering where it all went. Will you have to give up movies and CDs to get your bank account to grow? Play it smart and you can have it all! Whether you’re saving for something big like college or wondering why you're always broke, this info-packed book has the answers you need. The Complete Idiot’s Guide® to Money for Teens can show you how to: • Stop the bleeding! Easy ways to get a grip on your expenses. • Make sense of bank and credit card statements. • Work wise and shop smart; get the most of your money. • Pay less for the things you buy—even designer labels! • Learn what it takes to be a teen entrepreneur.
A chess grandmaster and a certified financial planner show readers how to approach investing like a chess player, and how to gain financial freedom. Discover how you can apply the strategies of chess to manage your money better. World Chess Champion Grandmaster Susan Polgar and international investment advisor Douglas Goldstein, CFP, share practical examples and never-before-heard stories from the chess, and show you: · What is holding you back from financial freedom · How to apply the strategies that Susan Polgar used to win 10 Olympic medals to managing your money · The 64 strategies that can make you as “Rich as a King!” Praise for Rich As a King “An entertaining, informative, and very interesting treatment of investment strategy, tactics, and wisdom.”—Michael Spence, Nobel Prize Laureate, Economics, 2001 “Goldstein and Polgar integrate chess and investment strategies in a remarkably entertaining and educational fashion. Chess players who know little about investing and investors who know little about chess will gain fresh insights into both.”—Ken Rogoff, former chief economist of the International Monetary Fund; professor, Economics Department, Harvard University; chess grandmaster “A treasure trove of financial tips, brilliantly weaving together the strategic thinking of a chess master with the practical advice of an experienced financial analyst.”—Doug Shadel, PhD; AARP financial fraud expert and author of Outsmarting the Scam Artists “This fast-moving, enjoyable book shows you how to think better, make better decisions, and achieve your long-term goals of “financial victory” with great certainty.”—Brian Tracy, bestselling author of Million Dollar Habits
Psychodynamic Counselling in a Nutshell explains in clear, jargon-free style, the concepts at the heart of the psychodynamic approach, and, drawing on case material, describes the therapeutic practice which rests on those ideas. Assuming no previous knowledge of the subject, the book introduces: - the history of the approach, - the key main concepts, and - practical techniques used by practitioners In the first chapter, the author introduces a client, John, whose case is revisited throughout the book, connecting together theory and practice for the reader. This new and revised edition also now includes new material on supervision and ethics, on Freud and Jung, and on outcome research and the most recent developments in the field. Psychodynamic Counselling in a Nutshell is the ideal place to start for anyone reading about the psychodynamic approach for the first time.
Save time and money by understanding tax returns, taking advantage of tax breaks, and avoiding common errors, tax traps and audit triggers. Includes a free tax organizer on CD-ROM.
Being a single mother is difficult—especially in the cash-strapped financial environment that we live in today. With the cost of gas, food, and college all going up, how can one woman do it all? Single mothers need a practical, issue-specific, easy-to-read guide to personal finance issues. Answering questions about the costs of rent, day care, health care, college, and more, this book will serve as a valuable tool for struggling single mothers everywhere. Whether they receive child support or not, most single mothers live on tighter-than-tight budgets—and they need a go-to guide to get them through tough times and plan for the future. Offering the advice single moms need to find a sense of security, this book is an affordable alternative to a financial advisor.
Jason is typical of today's college students, who are assuming unprecedented debt burdens because of relaxed limits on student loans and easily obtained credit cards. Many on college campuses are calling it a fiscal crisis. Financial Basics tackles the gaps in the personal financial knowledge of college students. Beginning with debit-credit card issues, student loan decisions, and the challenge of managing and reducing debt, Knox walks readers through money management. She skillfully addresses the how to's of checking accounts, spending plans, emergency funds, and credit histories. She discusses financial personalities and the emotions of money, as well as practical record-keeping and simple filing techniques. In Financial Basics, Knox blends her extensive money-management experience with her desire to inform and help students master their finances: she shares experiences about money lessons learned in college, and offers sound solutions and advice for students and their families. Since everyone does not handle money in the same way, Knox gives money-management options for readers to find their best way. The book includes helpful worksheets and is written in an easy-to-read style, using testimonials and examples that will ring true to students.
Provides information on planning, designing, planting, and caring for flower gardens; contains plans for gardens in a variety of styles; features an encyclopedia of over 450 perennials, annuals, bulbs, roses, ornamental grasses, and ferns; and includes advice from gardeners across the country.
Are you tired of having what seems like holes in your purse? Do you work hard but never have money left at the end of the month? Susan M. Tillery, president and CEO of Paraklete® Financial, which provides financial planning services, reveals how to plug those holes in your purse in this self-help guide. While geared toward women, anyone can use her advice and strategies to: • think about money in new, productive ways; • set achievable financial goals; • leverage seven financial principles to achieve financial freedom. The pearls of wisdom Susan shares will bring you financial understanding which releases financial freedom and opens the way for you to fulfill your God given purpose in life. Susan’s premise is that we are created with an inherent desire to help others. But before this can occur, we must first help ourselves. Just like the airline attendants share before any flight takes-off: ‘Please put the oxygen mask on yourself first, then put it on your child.’ In order to really help others, you must first, help yourself. Proceeds from the book will be donated to charitable organizations who work to help women and children living in poverty or who are trapped in trafficking or abuse.
Containing over 6,000 entries from Aalto to Zwinger and written in a clear and concise style, this authoritative dictionary covers architectural history in detail, from ancient times to the present day. It also includes concise biographies of hundreds of architects from history (excluding living persons), from Sir Francis Bacon and Imhotep to Liang Ssu-ch'eng and Francis Inigo Thomas. The text is complemented by over 260 beautiful and meticulous line drawings, labelled cross-sections, and diagrams. These include precise drawings of typical building features, making it easy for readers to identify particular period styles. This third edition of The Oxford Dictionary of Architecture has been extensively revised and expanded, with over 900 new entries including hundreds of definitions of garden and landscape terms such as Baroque garden, floral clock, hortus conclusus, and Zen garden-design. Each entry is followed by a mini-bibliography, with suggestions for further reading. The full bibliography to the first edition (previously only available online) has also been fully updated and expanded, and incorporated into this new edition. This is an essential work of reference for anyone with an interest in architectural and garden history. With clear descriptions providing in-depth analysis, it is invaluable for students, professional architects, art historians, and anyone interested in architecture and garden design, and provides a fascinating wealth of information for the general reader.
The inside scoop... for when you want more than the official line! Sad. Mad. Scared. Stressed. Distraught. Distracted. Overwhelmed. Divorce dredges up so many emotions and entails so many financial and legal issues, it's difficult to stay rational and keep your life on track. This savvy, updated guide empowers you to take constructive steps toward a better future. It leads you through preparing for divorce, the process, legal issues, coping, sticky situations, and post-divorce financial and health-care issues. It tells you things attorneys and other advisors may not, and gives unbiased recommendations for negotiating the tricky issues of divorce while keeping your sanity. * Vital Information to help you protect your interests in a divorce or in dealings with your future ex, attorneys, financial advisors, and more. * Insider Secrets for moving from "I do" to "I don't" with harmony, intelligence, and grace. * Money-Saving Techniques to reduce legal fees and court costs. * Time-Saving Tips to help you resolve your divorce without going to court. * The Scoop on the Latest Trends and precedents in spousal and child support, pre-nups, and more to help you set realistic expectations. * Handy Checklists to help you do everything from setting priorities to telling the children to dividing property
This will help us customize your experience to showcase the most relevant content to your age group
Please select from below
Login
Not registered?
Sign up
Already registered?
Success – Your message will goes here
We'd love to hear from you!
Thank you for visiting our website. Would you like to provide feedback on how we could improve your experience?
This site does not use any third party cookies with one exception — it uses cookies from Google to deliver its services and to analyze traffic.Learn More.