Legendary locals of Fruita, Colorado delves into the history of some of the unique individuals and groups, past and present, who have made a memorable impact on their community throughout its history.
I believe we are failing our brothers. The American fire service has excelled in training our firefighters for the job. However, we often fail to prepare them for financial success and life after the fire department. After years of dedicated service, many reach the end of their careers and realize they may not be prepared financially for retirement. This problem needs to be corrected, which is why I wrote this book. The topic of finances can seem overwhelming and sometimes even intimidating. For that reason, I have unpacked unfamiliar terms, included real-life examples, and avoided over-complicated language in the book. Instead, I use firefighter tactics and terminology to make financial strategies easy to learn and apply. The information in Fireproof Finances progresses to build knowledge and give you tools and tips to build a solid financial foundation. The structure will allow you to understand the concepts, apply them, and succeed financially. So, dive in and learn to take back your finances, run your financial firehouse, and retire wealthy.
Do your clients have any idea of what they can/should spend in retirement? Do they know what they need to do to optimize their retirement spending? How can you protect a spouse from the drop in social security if a client dies early? Why is it likely that buying insurance or buying a fixed annuity can dramatically increase the level of your client’s spending—even if your customer is already retired? What if you could show your client exactly what the impact would be and at what level they would need to buy to achieve a certain level of spending? How can buying a fixed annuity be a hedge against term life expiration and what level is required? When should your client start taking social security? What can your client spend now and how much can that improve if they purchase insurance or an annuity from you? All these questions and more are answered in this book and in the free software that accompanies this book. The software, though more complex than most end users would care to learn, offers you the opportunity to load in customer financial data and give them results that will calculate various options. The amazing and counter-intuitive part is that it is highly likely that most individuals can see their monthly spending capability go up dramatically by buying insurance and/or buying a fixed annuity and the software enables you to zero in on the desired level. Even though life insurance is an old, established financial product, and annuities are even older, there is one enormous market that has been overlooked: the market for additional retirement funds for a surviving spouse and replacement of Social Security payments that are lost after the death of a spouse. This book explains how to address this market, and includes instructions and a license for software that illustrates how insurance and annuities can increase sustainable spending in retirement. Most people have no idea how much they can really spend in retirement. Many are living frugal lives spending their social security while "saving for a rainy day". They buy life insurance in batches of tens thousands of dollars because it sounds good or what they think they can afford. Almost no one would believe that buying "expensive" life insurance after age 60 actually can free them to spend MUCH more on a monthly basis. Furthermore, no one is looking at an optimum return on the investment based on a certain level of potential spending. Until now. This book, and the accompanying software enable you, the life agent, to input the customer data and come up with a plan for your customer and provide proof that the plan will work for them. The book explains what goes into making these calculations, why they work the way they do and gives various case studies that quite often show that buying term insurance or buying an annuity after retirement can be great investments for them. We think your customers will be convinced. There are detailed instructions as to use of the software (at www.steveheller.org/rhino) that accompanies the book with built in case studies that you can use. But even more importantly, you can input a customer’s data and provide them with options and actually show them the benefits or give them the solutions that they would otherwise not know exist. These solutions will be invaluable to your business and offer you a distinct advantage over competition that are not selling in this manner.
For millions of families, elder planning has become life's most important financial challenge. To plan successfully for aging, coordinated and knowledgeable action is indispensable. Whether you're concerned about your own future, your loved ones, or both, Steve Weisman's A Guide to Elder Planning, Second Edition brings together all the up-to-date knowledge and practical insights you'll need. Thorough, realistic, friendly, and easy to read, it covers all the financial, legal, and personal issues faced by seniors and their families. Weisman is one of the nation's most respected eldercare attorneys: through his nationally syndicated radio show A Touch of Grey and his books, he's already helped millions of seniors and their families. Now, he brings together practical insights and specific, innovative solutions for estate planning, investment planning, long term care planning, housing, Medicare, Medicaid, retirement planning, Social Security, veterans' benefits, asset protection, substitute decision making, income tax planning, age discrimination, protection from abuse and scams, end of life issues, and much more. From navigating fast-changing benefits programs to preparing healthcare directives, this trustworthy book explains it all -- in plain, crystal-clear English!
Machiko Noguchi accepted the supervision of the ranching colony of Ryushi as a challenge. Little did she know that she would defend it with her life. For the entire unarmed human settlement lies smack between two varieties of monster, one spider-like, one human-like, but infinitely stronger. Monsters who will simply never stop… HUNTER’S PLANET by David Bischoff On Hunter's Planet, populated by genetically engineered creatures of all kinds, it seems that Predators have begun to seed Aliens. This is bad, real bad, for business, which is why Machiko Noguchi is sent in to confront the Predators she once considered friends. The only way for her to win is to take control of the most deadly planet in known space… WAR by S. D. Perry Machiko Noguchi is an outcast being tracked by the Predators who used to be her hunting band. Jess, Lara, and Ellis are the remnants of a bug-hunting team that wiped out an infestation in a Company space station. All four humans must join a desperate fight on the swamp planet Bunda, where fearsome Predators are at war with a ferocious colony of aliens.
All you need to know about every IRA, every 401(k) ... even HSAs, and more! · The truth about getting the most benefits at the lowest cost · The truth about avoiding the pitfalls that can kill your retirement · The truth about choosing the best strategies for you-- and your kids The Truth About Protecting Your IRAs and 401(k)s arms you with the up-to-the-minute knowledge you need to build your retirement income, as you reduce your costs, taxes, and risks! Consumer finance expert and nationally syndicated radio host Steve Weisman offers 48 quick, bite-size, just-the-facts information about every type of tax-advantaged retirement investments: self-directed, stretch, SIMPLE, SEP, Roth, and spousal IRAs, 401(k)s, and more. You'll find up-to-the-minute guidance on avoiding pitfalls that can cost you a fortune ... choosing the right retirement strategies for both you and your heirs ... planning retirement investments when you're a married or unmarried couple ... widening your 401(k) investment options ... and much more. Like every book in The Truth About Series, this book distills all the essential knowledge you need on a topic ... presents it clearly, simply, and quickly, with an "a-ha!" on every page ... and shows exactly how to put it to work in your daily life. Easy to read, easy to use, it's all you need to gain retirement security--and protect it for the rest of your life!
Successful Teaching: Practical Ideas to Make It Happen is written for all pre- and in-service teachers, whether they are the 20 year veteran who needs a renewed sense of purpose, new to the profession, or planning to become a teacher. It will also serve as a resource for administrators wishing to help teachers discover the enjoyment of their teaching. This book is designed to be a reference to help teachers make their career more enjoyable and rewarding. Teachers can pick it up at anytime and find something new to add to their "bag of tricks.
Steve Bogira’s riveting book takes us into the heart of America’s criminal justice system. Courtroom 302 is the story of one year in one courtroom in Chicago’s Cook County Criminal Courthouse, the busiest felony courthouse in the country. We see the system through the eyes of the men and women who experience it, not only in the courtroom but in the lockup, the jury room, the judge’s chambers, the spectators’ gallery. When the judge and his staff go to the scene of the crime during a burglary trial, we go with them on the sheriff’s bus. We witness from behind the scenes the highest-profile case of the year: three young white men, one of them the son of a reputed mobster, charged with the racially motivated beating of a thirteen-year-old black boy. And we follow the cases that are the daily grind of the court, like that of the middle-aged man whose crack addiction brings him repeatedly back before the judge. Bogira shows us how the war on drugs is choking the system, and how in most instances justice is dispensed–as, under the circumstances, it must be–rapidly and mindlessly. The stories that unfold in the courtroom are often tragic, but they no longer seem so to the people who work there. Says a deputy in 302: “You hear this stuff every day, and you’re like, ‘Let’s go, let’s go, let’s get this over with and move on to the next thing.’” Steve Bogira is, as Robert Caro says, “a masterful reporter.” His special gift is his understanding of people–and his ability to make us see and understand them. Fast-paced, gripping, and bursting with character and incident, Courtroom 302 is a unique illumination of our criminal court system that raises fundamental issues of race, civil rights, and justice.
Collects Astonishing Tales (1970) #17-20, Ka-Zar (1974) #1-5, Shanna the She-Devil (1972) #1-5, Daredevil (1964) #110-112; material from Daredevil (1964) #109, Marvel Two-In-One (1974) #3. Ka-Zar the Lord of the Hidden Jungle meets Shanna the She-Devil for the very first time in this massive Marvel Masterworks! These two heroes were from separate realms, but after both rejected the modern world and its concrete canyons it was inevitable their paths would cross deep in the jungle. Ka-Zar must first conquer a madman powered by the Super-Soldier serum, the twin villain Gemini and Ka-Zar's brother the Plunderer, while Shanna hunts her father's killers, explores the jungle's mysteries and battles the Mandrill and priestess Nekra. After their paths diverge, Ka-Zar will encounter an evolved incarnation of his Savage Land nemesis in adventures with Bobbi Morse, the S.H.I.E.L.D. agent known as Mockingbird. Meanwhile, Shanna completes her quest to avenge her father alongside Daredevil.
All you need to know about every IRA, every 401(k)…even HSAs, and more! · The truth about getting the most benefits at the lowest cost · The truth about avoiding the pitfalls that can kill your retirement · The truth about choosing the best strategies for you--and your kids The Truth About Protecting Your IRAs and 401(k)s arms you with the up-to-the-minute knowledge you need to build your retirement income, as you reduce your costs, taxes, and risks! Consumer finance expert and nationally syndicated radio host Steve Weisman offers 48 quick, bite-size, just-the-facts information about every type of tax-advantaged retirement investments: self-directed, stretch, SIMPLE, SEP, Roth, and spousal IRAs, 401(k)s, and more. You'll find up-to-the-minute guidance on avoiding pitfalls that can cost you a fortune…choosing the right retirement strategies for both you and your heirs…planning retirement investments when you’re a married or unmarried couple…widening your 401(k) investment options…and much more. Like every book in The Truth About Series, this book distills all the essential knowledge you need on a topic...presents it clearly, simply, and quickly, with an “a-ha!” on every page...and shows exactly how to put it to work in your daily life. Easy to read, easy to use, it’s all you need to gain retirement security--and protect it for the rest of your life!
There comes a time when you wake up to the reality that you've actually grown up. Steve Gimondi reflects back through his life and times with comedic eyes in Turning Forty. Follow his journey from Hickey Field to NBC and beyond as he tells you what life is like when Turning Forty.
The creation of the Pentagon in seventeen whirlwind months during World War II is one of the great construction feats in American history, involving a tremendous mobilization of manpower, resources, and minds. In astonishingly short order, Brigadier General Brehon B. Somervell conceived and built an institution that ranks with the White House, the Vatican, and a handful of other structures as symbols recognized around the world. Now veteran military reporter Steve Vogel reveals for the first time the remarkable story of the Pentagon’s construction, from it’s dramatic birth to its rebuilding after the September 11 attack. At the center of the story is the tempestuous but courtly Somervell–“dynamite in a Tiffany box,” as he was once described. In July 1941, the Army construction chief sprang the idea of building a single, huge headquarters that could house the entire War Department, then scattered in seventeen buildings around Washington. Somervell ordered drawings produced in one weekend and, despite a firestorm of opposition, broke ground two months later, vowing that the building would be finished in little more than a year. Thousands of workers descended on the site, a raffish Virginia neighborhood known as Hell’s Bottom, while an army of draftsmen churned out designs barely one step ahead of their execution. Seven months later the first Pentagon employees skirted seas of mud to move into the building and went to work even as construction roared around them. The colossal Army headquarters helped recast Washington from a sleepy southern town into the bustling center of a reluctant empire. Vivid portraits are drawn of other key figures in the drama, among them Franklin D. Roosevelt, the president who fancied himself an architect; Secretary of War Henry L. Stimson and Army Chief of Staff General George C. Marshall, both desperate for a home for the War Department as the country prepared for battle; Colonel Leslie R. Groves, the ruthless force of nature who oversaw the Pentagon’s construction (as well as the Manhattan Project to create an atomic bomb); and John McShain, the charming and dapper builder who used his relationship with FDR to help land himself the contract for the biggest office building in the world. The Pentagon’s post-World War II history is told through its critical moments, including the troubled birth of the Department of Defense during the Cold War, the tense days of the Cuban Missile Crisis, and the tumultuous 1967 protest against the Vietnam War. The pivotal attack on September 11 is related with chilling new detail, as is the race to rebuild the damaged Pentagon, a restoration that echoed the spirit of its creation. This study of a single enigmatic building tells a broader story of modern American history, from the eve of World War II to the new wars of the twenty-first century. Steve Vogel has crafted a dazzling work of military social history that merits comparison with the best works of David Halberstam or David McCullough. Like its namesake, The Pentagon is a true landmark. "Among books dealing with seemingly impossible engineering feats, this easily ranks with David McCullough’s The Great Bridge and The Path Between the Seas, as well as Ross King’s Brunelleschi’s Dome." -Kirkus Reviews (Starred Review) "Vogel artfully weaves architectural and cultural history, thus creating a brilliant and illuminating study of this singular (and, in many ways, sacred) American space." -Publishers Weekly (Starred Review) "An amazing story, expertly researched and beautifully told. Part history, part adventure yarn, The Pentagon is above all else the biography of an American icon." -Rick Atkinson, Pulitzer Prize winning author of An Army at Dawn "This book, like the Pentagon itself, is a stunning and monumental achievement." –Andrew Carroll, editor of the New York Times bestsellers, War Letters and Behind the Lines "Superb! Not only the best biography of a building ever written, but a fascinating look at the human architecture behind the Pentagon--the saints and scoundrels of our national defense. With his decades of experience covering the military and a web of insider connections, Steve Vogel has produced a book that's not only timely and a treat to read, but a stellar example of how to write history in the twenty-first century." -Ralph Peters, author of Never Quit The Fight “This concrete behemoth – the largest office building in the world – is also the product of considerable human ingenuity and resourcefulness, as Steve Vogel amply demonstrates in his interesting account… This is not, of course, the first account of the [9/11] attack, but with its Clancyesque action and firsthand detail… it is surely the most vivid.” — Witold Rybczynski, The New York Times Book Review , June 10, 2007 "Vogel's account shines . . . . [A]n engrossing and revealing account. . . . Vogel provides a first-rate account of the transformation of a dilapidated Arlington neighborhood into what Norman Mailer called "the true and high church of the military industrial complex." -- Yonatan Lupu, The San Francisco Chronicle, June 10, 2007 “The saga of the construction of the Pentagon, skillfully recounted by Steve Vogel, a military reporter on the Washington Post, is as enthralling as it is improbable. . . . It was one of the greatest engineering feats of the 20th century–driven by the intelligence and willpower of larger-than-life figures prepared to cut corners and demand the impossible. Mr Vogel has brought to our notice a thrilling achievement.”–The Economist, June 30, 2007 A Wall Street Journal selection for its 2007 summer reading list. “THE PLOT: How the Pentagon, the world's most famous defense building, was erected just as the U.S was pulled into World War II, and its subsequent history, including the rebuilding after the Sept. 11 attack. THE BACKSTORY: Mr. Vogel spent two years writing and researching the book. "The Pentagon" has drawn rave prepublication reviews, and within Random House there is hope that it will fill the usual summer slot for a big history title. It's printing 30,000 copies to start. WHAT GRABBED US: Anecdotes about the Pentagon's early days. The cafeteria couldn't keep up with the flood of workers; security was so lax in 1972 that the Weathermen walked in and planted a bomb, which exploded in a bathroom.”–Robert Hughes, The Wall Street Journal, May 11, 2007 “Steve Vogel's marvelous work recounts the construction of one of the world's most iconic buildings - the Pentagon. But more compelling by far, he relates the human stories underlying this huge construction effort. . . .All this would of itself be enough to warrant a book but Vogel plunges on to an appropriate second story: the terrorist assault of 9/11 and the Pentagon's subsequent resurrection. This section of the book, due perhaps to the proximity of the event, is all the more compelling. . . –Frederick J. Chiaventone, New York Post, June 17, 2007 “Vogel's writing coupled with the dynamic, conflict-strewn history of the Pentagon provides for a fascinating and comfortable read while giving new insight into an old Washington landmark."–Roll Call, June 5, 2007 “Students, writers and historians will use The Pentagon as a reference book for years to come. Vogel has created an admirable, timely and immensely readable book. It is a must read for anyone who has ever worked in the building.” –The Pentagram, June 17, 2007 "Steve Vogel has provided two excellent books in one: an interesting account of the frenetic effort to build the world's largest office building in order to support the U.S. entry into World War II, and an equally fascinating study of how the building survived and was reborn in the renovation effort so rudely interrupted on Sept. 11, 2001. . . . Vogel has done a great service to a historic structure and its people. –Raymond Leach, The Virginian-Pilot, July 29, 2007 "Few major buildings were constructed in as much of a hurry and with as many challenges as the building that is synonymous with the nation's defense. Almost by accident, it is one of the best-known buildings in the world. The building, of course, is the Pentagon, and its story is wonderfully told in a new book ``The Pentagon -- A History''(Random House) by veteran Washington Post military writer Steve Vogel. . . .Every building of any size and complexity has a story; few of them are this compelling.” –Tom Condon, The Hartford Courant, July 22, 2007 [Vogel] "puts on display his superlative skills as a journalist with capturing human detail. Above all, he reminds us that history is made by living people, and he has a biographer's fascination with the details of dozens of personalities who made the Pentagon what it is today." –Mark Falcoff, The New York Sun, July 11, 2007 "Vogel vividly depicts the horror of those inside the Pentagon on September 11, 2001 and then skillfully describes the rebirth of the Pentagon through the Phoenix Project. His intimate knowledge of the construction process and his years of research energize these pages. . . . [T]here is simply no better book on the massive construction - and then restoration - of the building itself." --Chuck Leddy, The Christian Science Monitor, July 10, 2007 "The place has a fascinating story, told in lively style by Washington Post journalist Steve Vogel." -- Harry Levins, St. Louis Post-Dispatch, June 24, 2007
A conflict that erupted between Roman legions and some Judaeans in late AD 66 had an incalculable impact on Rome's physical appearance and imperial governance; on ancient Jews bereft of their mother-city and temple; and on early Christian fortunes. Historical scholarship and cinema alike tend to see the conflict as the culmination of long Jewish resistance to Roman oppression. In this volume, Steven Mason re-examines the war in all relevant contexts (such as the Parthian dimension, and Judaea's place in Roman Syria) and phases, from the Hasmoneans to the fall of Masada. Mason approaches each topic as a historical investigation, clarifying problems that need to be solved, understanding the available evidence, and considering scenarios that might explain the evidence. The simplest reconstructions make the conflict more humanly intelligible while casting doubt on received knowledge.
All you need to know about every IRA, every 401(k) ... even HSAs, and more! · The truth about getting the most benefits at the lowest cost · The truth about avoiding the pitfalls that can kill your retirement · The truth about choosing the best strategies for you-- and your kids The Truth About Protecting Your IRAs and 401(k)s arms you with the up-to-the-minute knowledge you need to build your retirement income, as you reduce your costs, taxes, and risks! Consumer finance expert and nationally syndicated radio host Steve Weisman offers 48 quick, bite-size, just-the-facts information about every type of tax-advantaged retirement investments: self-directed, stretch, SIMPLE, SEP, Roth, and spousal IRAs, 401(k)s, and more. You'll find up-to-the-minute guidance on avoiding pitfalls that can cost you a fortune ... choosing the right retirement strategies for both you and your heirs ... planning retirement investments when you're a married or unmarried couple ... widening your 401(k) investment options ... and much more. Like every book in The Truth About Series, this book distills all the essential knowledge you need on a topic ... presents it clearly, simply, and quickly, with an "a-ha!" on every page ... and shows exactly how to put it to work in your daily life. Easy to read, easy to use, it's all you need to gain retirement security--and protect it for the rest of your life!
This Element is an excerpt from The Truth About Protecting Your IRAs and 401(k)s (ISBN: 9780132333849) by Steve Weisman. Available in print and digital formats. A quick, indispensable checklist for better retirement decision-making and financial planning--and a more secure, comfortable retirement! When it comes to retirement, the decisions you make earlier in life can go a long way in determining your financial success or failure in retirement and the quality of your retirement experience. Knowing and following a few simple rules can help you make good decisions....
Dealing with the Decades By: COL (Ret) Walter L. Steve Mayew Interested in the best paths to achieve a positive progression in life and avoid harm? Sometimes, your future can feel overwhelming and scary—and it’s coming for you, no matter what, so it’s best to prepare. But, take heart: There are several key pathways that we all must follow, so perhaps the future isn’t as unknown as it seems. An operator’s manual for people, Dealing with the Decades presents expectations for each decade of life, considering human needs and those predictable events in each decade based on extensive research and real-life experiences. It highlights the importance of developing intellect with education, and emphasizes the accomplishment of happiness and security by knowing what to expect in each decade of life.
This lively and entertaining revisionist history of rock music after 1970 reconsiders the roles of two genres, heavy metal and punk. Instead of considering metal and punk as aesthetically opposed to each other, Steve Waksman breaks new ground by showing that a profound connection exists between them. Metal and punk enjoyed a charged, intimate relationship that informed both genres in terms of sound, image, and discourse. This Ain't the Summer of Love traces this connection back to the early 1970s, when metal first asserted its identity and punk arose independently as an ideal about what rock should be and could become, and upends established interpretations of metal and punk and their place in rock history.
This innovative volume analyzes historical, strategic and domestic political influences on the character and dynamics of the European Union's eastern enlargement. Its main focus is on interactions between Germany, Poland, the Czech Republic and Hungary, in political-diplomatic, commercial-economic and socio-cultural fields. The book also examines the wider European and international contexts to show that as enlargement advanced, we also witnessed an increase in the potential for conflict among EU members, old and new. Steve Wood provides an eclectic and topical appraisal, which identifies the German state as the crucial actor in both the enlargement venture and parallel processes of bilateral reconciliation. The book is recommended to those with interests in contemporary Germany, Central and Eastern Europe, and European integration.
Packed with never-before-seen photos, plans and meticulous new digital artwork, this is the first history of the USAAF's futuristic World War II prototype interceptor, the XP-67 "Moonbat". The series of X-planes that sprang from the US Army's Request for Data R40C, focused on high-altitude, high-speed, long-range bomber interceptors. Among these aircraft was the McDonnell Aircraft Company's first ever clean sheet design, the XP67. Its futuristic lines promised performance that it was ultimately unable to deliver, but development was still underway when disaster struck. Just before Army performance demonstration flights were scheduled to begin, an engine fire destroyed the only XP-67 prototype, leaving a host of unanswered questions about what might have been, and leading to decades of continuing fascination with the XP-67 among aviation buffs and aircraft modelers. The authors of this book have uncovered new sources of information and a wealth of photographs and line drawings that document not just the XP-67 but also its immediate precursors within the McDonnell Aircraft design community, as well as alternative configurations for unbuilt variants aimed at different missions. Packed with unpublished photos of all stages of construction including key airframe changes made after initial flight tests, showing in detail how the final configuration was evolved, this volume finally provides clear focus on a story that has long been shrouded in mystery.
At the dawn of the roaring twenties, baseball was struggling to overcome two of its darkest moments: the death of a player during a Major League game and the revelations of the 1919 Black Sox scandal. At this critical juncture for baseball, two teams emerged to fight for the future of the game. They were also battling for the hearts and minds of New Yorkers as the city rose in dramatic fashion to the pinnacle of the baseball world. "1921" captures this crucial moment in the history of baseball, telling the story of a season that pitted the New York Yankees against their Polo Grounds landlords and hated rivals, John McGraw's Giants, in the first all-New York Series and resulted in the first American League pennant for the now-storied Yankees' franchise. Lyle Spatz and Steve Steinberg recreate the drama that featured the charismatic Babe Ruth in his assault on baseball records in the face of McGraw's disdain for the American League and the Ruth-led slugging style. Their work evokes the early 1920s with the words of renowned sportswriters such as Damon Runyon, Grantland Rice, and Heywood Broun. With more than fifty photographs, the book offers a remarkably vivid picture of the colorful characters, the crosstown rivalry, and the incomparable performances that made this season a classic.
A comprehensive treatment of the science and practice of organizational psychology Following a scientist-practitioner model, Organizational Psychology explores the practical implications of the current research in the field, expertly integrating multicultural and international issues. Beginning with a foundation of research methodology, author Steve Jex examines the behavior of individuals in organizational settings. Drawing on his experiences as a consultant and educator, he uses actual cases to illustrate workplace issues, offering balanced coverage of such key topics as occupational stress, motivation, and corporate culture. Also presented is unique information on research methods and the use of statistics in understanding organizations. With an emphasis on applying theory and research in practice, Jex explores the mechanisms that organizations use to influence employees' behavior, addressing the major motivation theories in organizational psychology. Readers will discover how psychological models can be used to improve employee morale, productivity, and quality of service. The focus then shifts from the individual to the group level-an important distinction given the increased reliance on teams in many organizations. Jex identifies the factors that have the greatest impact on group effectiveness and examines the dynamics underlying intergroup behavior. Finally, he moves to the organization ("macro") level, revealing a variety of ways in which organizations engage in planned change with the assistance of behavioral science knowledge.
Basic curiosity-driven biomedical science has delivered many of today’s most significant medical advances. This book provides clearly explained examples from recent biomedical history and includes convincing arguments for sustaining a robust portfolio of basic research. Intended as an engaging read, which will delight undergraduate and graduate students, as well as scientific researchers, it is full-throated advocacy of basic science. Illustrations and examples include the discoveries of penicillin and insulin, and the breakthrough elucidation of the genetic code. Providing both compelling rationale in support of basic science, and a fascinating look through the history of modern biomedical research, this book highlights with stirring examples why basic biomedical research is so important, and how so many key advances in medicine are derived from basic research. The book also offers a rationale for scientific inquiry and a broader understanding of the history of modern biomedical research missing from today’s classrooms. Key Features 1) Provides clear explanations of great scientific discoveries 2) Illustrates connections between basic research findings and modern medicine 3) Includes compelling graphics/diagrams/illustrations 4) Accessible to the general public 5) Offers background for more specialized readers, including researchers as well as those with advanced degrees. Related Titles Staddon, J. Scientific Method: How Science Works, Fails to Work, and Pretends to Work (ISBN 978-1-1382-9536-0) Helliwell, J. R. Skills for Scientific Life (ISBN 978-1-4987-6875-7) MacRitchie, F. Scientific Research as a Career (ISBN 978-1-4398-6965-9)
Merritt reveals how to find out how the current IRA has been changed and what the new Roth IRA is all about; how special educational features can help parents pay for college; how to build a tax-free retirement nest egg; what the four different types of IRA contributions are; how to set up, make contributions to, and receive distributions from an IRA; and more.
Unbeknownst to the colonists on Ryushi, the planet is the setting for hunting games between the Predators and the prey they have bred for this purpose, and Machiko Noguchi and the other ranchers must fight for survival.
This book is written for all people who would like to enter the world of investing, but just don't know how to get started. Unlike books written for "idiots" or "dummies" this book is geared toward intelligent people who simply need a bit of knowledge and advice. It starts with a primer on stocks, bonds and mutual funds, and proceeds to describe the important concepts of asset allocation, diversification, risk and dollar-cost averaging. It proceeds to a step-by-step guide to getting started and maintaining your own investment portfolio. The book is written by two physicians who learned the hard way about investing while running a busy clinical practice. While not professional investors, the authors are quite experienced through investing their own money and assisting friends and colleagues with their finances. The book is written in plain English, and does not resort to jargon or cartoons to keep the reader's attention. Many thanks go to Carolyn Smith, a professional investment advisor, who supplied technical support and to Bonnie Monte, a professional editor, who edited the manuscript.
Transform your financial present and future so you can give back to the people you care about the most In Millionaire Habits: How to Achieve Financial Independence, Retire Early, and Make a Difference by Focusing on Yourself First, popular personal finance educator Steve Adcock delivers a fun, insightful, and hands-on discussion of how to build financial security, retire early, and give back to the community. You’ll learn to focus on yourself and your family first, creating personal wealth for the purpose of giving back to others. In the book, the author explains that “saving money” isn’t a goal in and of itself, but rather the end product of the personal wealth equation: Wealth = Income + Investments – Lifestyle. You’ll discover how to pay yourself first with concrete guidance and practical advice drawn from people who built wealth on modest incomes. You’ll also find: Strategies for maintaining your physical and financial fitness so you can maximize the value of your assets Ways to turn your existing wealth into even more valuable investments that generate continued, passive income Methods to help you retire early and enjoy your financial independence at a young age Perfect for young professionals, working families, self-employed people, and anyone else seeking to increase their net worth and get more out of life, Millionaire Habits is the intuitive and engaging personal finance roadmap we’ve all been waiting for.
GET THE MOST OUT OF LIFE In Live Long and Prosper!, Steve Vernon unveils a new way of thinking that will truly help you live a more happy, healthy, and prosperous life. Based on the latest research and planning strategies typically reserved for large corporations, it will help you answer these important questions: * Do you have enough money to retire? * How can you manage your income and expenses so you don't outlive your 401(k) balances? * How can you invest in your health, so that you won't be wiped out by large medical expenses and are able to live a long, comfortable, and productive life? * What can you expect from Social Security and Medicare? * What's the best work/life balance for prosperity and fulfillment? Live Long and Prosper! will help you move beyond the traditional view of retirement and begin planning for the rest of your life.
It takes more than money to have a satisfying retirement. Retirement is a time of great expectations. After a lifetime spent making a living, how do we make a new life for ourselves? Ten Common Mistakes Retirees Make will show you how to find money, meaning and happiness to make your new life great. "A delightful read that's filled with practical advice for creating and saving both wealth and peace of mind, this book will make a difference in your life. Read it today!" Wayne M. Sotile, Ph.D., Author of Letting Go of What's Holding You Back "What a terrific book! Steve really takes the intimidation out of planning for one's financial future. Reading this book is like taking a bath in reassurance and security." Judith Light, actress "Whether you are looking to retire in the next four to ten years, are expecting to work for another 20 years, or even if you have already retired, this book is a must read." Joseph Hall, President/COO Food Lion Stores (Retired)
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