Simon Bittmann's Books

Working for Debt

Banks, Loan Sharks, and the Origins of Financial Exploitation in the United States

By: Simon Bittmann

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Working for Debt

Banks, Loan Sharks, and the Origins of Financial Exploitation in the United States

By: Simon Bittmann

In the early twentieth century, wage loans became a major source of cash for workers all over the United States. From Black washerwomen to white foremen, Illinois roomers to Georgia railroad men, workers turned to labor income as collateral for borrowing capital. Networks of companies started profiting from payday and property advances, exposing debtors to the grim prospects of garnishments of their wages and possessions in order to mitigate the risk of default. Progressive and later New Deal reformers sought to eradicate these practices, denouncing “loan sharks” and “financial slavery” as major threats to a new credit democracy. They proposed fair credit as a universal solution to move past industrial poverty and boost consumer freedom—but in doing so, reformers, lenders, and bankers limited credit access to the white middle-class constituencies seen as worthy of protection against extortion. Working for Debt explores how the fight against wage loans divided the American credit market along class, race, and gender lines. Simon Bittmann argues that the moral and political crusades of Progressive Era reformers helped create the exclusionary credit markets that favored white male breadwinners. The politics of credit expansion served to obscure the failures of U.S. capitalism, using the “loan shark” as a scapegoat for larger, deeper depredations. As credit became a core feature of U.S. capitalism, the association of legitimate borrowing with white middle-class households and the financial exclusion of others was entrenched. Blending economic sociology with business, labor, and social history, this book shows how social stratification shaped credit markets, with enduring consequences for class, race, and gender inequalities.

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Page Count

338

Publisher

Columbia University Press

Published Date

ISBN 10

0231554761

ISBN 13

9780231554763

Working for Debt

Banks, Loan Sharks, and the Origins of Financial Exploitation in the United States

By: Simon Bittmann

Write a review Read reviews Take a Quiz Solve Book Puzzle

Working for Debt

Banks, Loan Sharks, and the Origins of Financial Exploitation in the United States

By: Simon Bittmann

Average ratings

N/A

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Solve jigsaw puzzle

Age

Page Count

338

Publisher

Columbia University Press

Published Date

ISBN 10

0231554761

ISBN 13

9780231554763

Basic Science of Spinal Diseases

By: Alok D Sharan,Simon Y Tang,Alexander R Vaccaro

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Basic Science of Spinal Diseases

By: Alok D Sharan,Simon Y Tang,Alexander R Vaccaro

This book is a comprehensive guide to the basic science of spinal diseases for trainees and clinicians. Divided into four sections, the authors begin with detailed discussion on the anatomy, physiology and pathophysiology of the intervertebral disc. The following sections examine the science of spinal instrumentation and spinal interventions. Clinical chapters are structured in a uniform format, beginning with the presentation of a clinical case, followed by detailed discussion and supporting evidence. Each case ends with challenging questions to direct further investigation. This book is a highly useful compilation of research work from recognised surgeons from the USA and The Netherlands, specialising in the fields of physiology, biology, biomechanics and mechanobiology. Key points Comprehensive guide to the basic science of spinal diseases Based on research work of specialists in physiology, biology, biomechanics and mechanobiology US and Dutch author and editor team Includes nearly 240 full colour images and illustrations

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Page Count

310

Publisher

JP Medical Ltd

Published Date

ISBN 10

9350904691

ISBN 13

9789350904695

Book's by Simon Bittmann

Working for Debt

Working for Debt

Working for Debt

Working for Debt

Basic Science of Spinal Diseases

Basic Science of Spinal Diseases

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