In 2008, America went through a terrible financial crisis, and we are still suffering the consequences. Families lost their homes, had to give up their pets, and struggled to pay for food and medicine. Businesses didn't have money to buy equipment or hire and pay workers. Millions of people lost their jobs and their life savings. More than 100,000 businesses went bankrupt ... [Former FDIC chairman Bair] describes the many ways in which a broken system led families into financial trouble, and also explains the decisions being made at the time by the most powerful people in the country--from CEOs of multinational banks, to heads of government regulatory committees--that led to the recession" --Amazon.com.
The former FDIC Chairwoman, and one of the first people to acknowledge the full risk of subprime loans, offers a unique perspective on the greatest crisis the U.S. has faced since the Great Depression.
2010 Bill Martin Jr. Picture Book Award Master List (Kansas Reading Association) 2009 Association for Gerontology in Higher Education Book Award for Children's Literature on Aging for Primary Readers Rock and Brock may be twins, but they are as different as two twins can be. One day, their grandpa offers them a plan—for ten straight weeks on Saturday he will give them each one dollar. But there is a catch! "Listen now, for here's the trick, each buck you save, I'll match it quick. But spend it, there’s no extra dough, so save your cash, and watch it grow." Rock is excited—there are all sorts of things he can buy for one dollar! So each week he spends his money on something different—an inflatable moose head, green hair goo, white peppermint wax fangs. But while Rock is spending his money, Brock is saving his. And each week when Rock gets just one dollar, Brock’s savings get matched. By the end of summer, Brock has five hundred and twelve dollars, while Rock has none. When Rock sees what his brother has saved, he realizes he has made a mistake. But Brock shows him that it is never too late to start saving.
EIFLE Award 2009, Institute for Financial Literacy Rutgers University, Project on Economics and Children - Book of the Month January 2009 The Nelly Longhair doll is on sale at Murphy's Toys for ten dollars. But Isabel has only fifty cents. Isabel decides to start a car wash business; she's sure she can make money. But at the hardware store she learns that her supplies will cost five dollars! If five of her friends will invest one dollar each, she'll have enough. Will Isabel be able to pay them back and have enough left over for the Nelly doll?
Author Bair has serious finance credentials. She is a former chair of the Federal Deposit Insurance Corporation and current chair of Fannie Mae—and, now, an author of whimsical personal finance books for young children."—Booklist An inexperienced royal learns a valuable lesson about reading the fine print. Princess Persephone was cold in her castle on freezing Ganymede. So, when Aluminum Jim came calling to sell her tin sheets to nail onto the exterior walls to keep out the cold, Persephone was only too happy to agree to a loan and sign the contract without reading it. What could she do when the tin sheets didn't work, she couldn't repay the loan, and Jim claimed the castle?
A giant tortoise learns that if something sounds too good to be true, it usually is. Whitey and Cahoots, two sharks, convince giant tortoise Arlene to invest in their sure-fire, money-making scheme. Arlene takes the bait. So do all her friends, and they discover the hard way what a Ponzi scheme is.
In 2008, America went through a terrible financial crisis, and we are still suffering the consequences. Families lost their homes, had to give up their pets, and struggled to pay for food and medicine. Businesses didn't have money to buy equipment or hire and pay workers. Millions of people lost their jobs and their life savings. More than 100,000 businesses went bankrupt ... [Former FDIC chairman Bair] describes the many ways in which a broken system led families into financial trouble, and also explains the decisions being made at the time by the most powerful people in the country--from CEOs of multinational banks, to heads of government regulatory committees--that led to the recession" --Amazon.com.
The former FDIC Chairwoman, and one of the first people to acknowledge the full risk of subprime loans, offers a unique perspective on the greatest crisis the U.S. has faced since the Great Depression.
The structure of the book allows new students to understand the physiology underlying the patient's condition before concentrating on the priorities of interventions and nursing care. Critical Care Nursing will not only act as an excellent base for nurses new to the critical care area, but will also provide an updated review of evidence-based practice for nurses already familiar with the discipline."--BOOK JACKET.
Author Bair has serious finance credentials. She is a former chair of the Federal Deposit Insurance Corporation and current chair of Fannie Mae—and, now, an author of whimsical personal finance books for young children."—Booklist An inexperienced royal learns a valuable lesson about reading the fine print. Princess Persephone was cold in her castle on freezing Ganymede. So, when Aluminum Jim came calling to sell her tin sheets to nail onto the exterior walls to keep out the cold, Persephone was only too happy to agree to a loan and sign the contract without reading it. What could she do when the tin sheets didn't work, she couldn't repay the loan, and Jim claimed the castle?
A giant tortoise learns that if something sounds too good to be true, it usually is. Whitey and Cahoots, two sharks, convince giant tortoise Arlene to invest in their sure-fire, money-making scheme. Arlene takes the bait. So do all her friends, and they discover the hard way what a Ponzi scheme is.
A princess and her pet discover that while making money can be difficult, keeping it can be even harder. Princess Persephone wants to travel somewhere warm and sunny in a shiny new spaceship. But her father won't give her the money she needs for her dream vacation. Persephone comes up with a great idea to earn cash: dragon rides! Learn the ups and downs of entrepreneurship in this amusing story about working hard and spending wisely.
A comprehensive history of the Korean War that explains how it started and why it still has not technically ended, and describes how North Korea continues to stockpile weapons while its people go without the basic necessities of life.
Chapel Street was a row of old Georgian terraced lodging houses in Altrincham, home to some 400 Irish, English, Welsh and Italian lodgers. From this tight-knit community of just sixty houses, 161 men volunteered for the First World War. They fought in all the campaigns of the war, with twenty-nine men killed in action and twenty dying from injuries soon after the war; more men were lost in action from Chapel Street than any other street in England. As a result, King George V called Chapel Street 'the Bravest Little Street in England'. The men that came home returned to a society unfamiliar with the processes of rehabilitation. Fiercely proud, they organised their own Roll of Honour, which recorded all the names of those brave men who volunteered. This book highlights their journeys through war and peace. Royalties from the sale of this book will help support the vital work of the charity Walking With the Wounded and its housing, health, employment and training programmes for ex-service personnel.
Co-written by a professor and 10 students, this book explores their attempts to come to grips with fundamental issues related to writing narrative accounts purporting to represent aspects of people's lives. The fundamental project, around which their explorations in writing textual accounts turned, derived from the editor's initial ethnographic question: "Tell me about the [previous] class we did together?" This proved to be a particularly rich exercise, bringing into the arena all of the problems related to choice of data, analysis of data, the structure of the account, the stance of the author, tense, and case, the adequacy of the account, and more. As participants shared versions of their accounts and struggled to analyze the wealth of data they had accumulated in the previous classes -- the products of in-class practice of observation and interview -- they became aware of the ephemeral nature of narrative accounts. Reality, as written in textual form, cannot capture the immense depth, breadth, and complexity of an actual lived experience and can only be an incomplete representation that derives from the interpretive imagination of the author. The final chapter results from a number of discussions during which each contributing author briefly revisited the text and -- through dialogue with others and/or the editor -- identified the elements that would provide an overall framework that represents "the big message" of the book. In this way, the contributors attempted to provide a conceptual context that would indicate ways in which their private experiences could be seen to be relevant to the broader public arenas in which education and research is engaged. In its entirety, the book presents an interpretive study of teaching and learning. It provides a multi-voiced account that reveals how problematic, turning-point experiences in a university class are perceived, organized, constructed, and given meaning by a group of interacting individuals.
This Badger Bio shares the story of author Sterling North – his adventures and misadventures as a young boy growing up in Edgerton, Wisconsin. Young readers will learn how North’s early experience in Wisconsin influenced him in writing some of his best loved children’s books – such as Rascal and So Dear To My Heart. The story gives readers a glimpse of early 20th century customs and lifestyles in the rural Midwest. It also includes global issues of the time, including World War I and the Spanish flu pandemic, which greatly affected Sterling’s boyhood. As examples, his admired older brother Hershel served overseas in WWI as Sterling was growing up, bringing world events to the North family’s doorstep. His mother Gladys died when Sterling was only 7 years old because of the lack of medical advances in the early 1900s. And, as a young man, Sterling was hit by polio, a common epidemic scourge that left many children with paralysis. Readers will learn of Sterling North’s successes, not only as a beloved author of children’s books, but as a columnist for the Chicago Daily News, an editor of North Star children’s history books, and a well-respected critic of other children’s literature.
New editions support Cambridge IGCSE Combined Science and IGCSE Co-ordinated Sciences for examination from 2025. This print and digital coursebook has been developed from extensive research through lesson observations, interviews, and work with the Cambridge Panel, our online research community. This accessible resource is written in clear English with features to support English as a second language learners. Activities develop students' essential science skills, while practice questions and self-assessment and reflection opportunities build student confidence. Projects provide opportunities for assessment for learning and cross-curricular learning as well as developing skills for life. Answers are available to teachers via Cambridge GO.
Earth Day creator Gaylord Nelson comes to vivid life in this addition to the Badger Biographies series for young readers. Accessibly written and richly illustrated with historic images, Gaylord Nelson: Champion for Our Earth includes a glossary of terms, sidebars on World War II, DDT, and several facets of the environmental movement, plus activities and discussion questions. Born in Clear Lake, Wisconsin, in 1916, Gaylord grew up as immersed in his parents' political work and community service as he was in playing practical jokes and exploring the natural world surrounding his home town. Along the way he encountered experiences that would shape him in fundamental ways: as a man who stood up for what he believed in the face of opposition and yet who also understood how to treat his opponents with respect. Both traits would serve him well as he rose from law student to state senator to Wisconsin governor and finally to three terms as a United States Senator. Nelson fought to treat all races equally and to condemn McCarthy-era paranoia, but his greatest contribution was to sound the alarm about another battle: the fight to save the natural world and the earth itself. It was his idea to use teach-ins to let people know that the environment needed their help. Thanks to him, more natural resources were conserved and new laws demanded clean air and water. Now, every year on April 22, people all over the world plant trees and pick up litter to celebrate Earth Day. The Earth and its inhabitants aren't safe yet, but Gaylord Nelson demonstrated that even one person can help to save the world.
Questions of ethics in public administration are increasingly in the news, where commentators seem too often detached from the sources of those ethics and their application to current political conflicts. American Public Service: Constitutional and Ethical Foundations examines public administration ethics as contextualized by constitutional, legal, and political values within the United States. Through case studies, hypothetical examples, and an easy-to-read discussion format, the authors explore what these values mean for specific duties of government managers and for the resolution of many contemporary issues confronting public sector officials. Key Features: • Describes the philosophical underpinnings of the Constitution and the Bill of Rights • Identifies the values that anchor and define what government and public administrators should do. • Indicates where these values fit into a framework for moral decision-making in the public sector, and how they apply to discussions of current controversies in public administration. • Written by authors with rich experience as both lawyers and academics in public administration programs.
Michelle Obama is: A Lawyer A Writer An Activist A First Lady of the United States of America. __________ She is a role model and feminist icon. Born and raised in Chicago, she studied and worked hard to become a lawyer, and then took to the international stage as First Lady. This beautifully illustrated book tells the extraordinary story of Michelle Obama's life, perfect for young readers everywhere.
Newly qualified library and information staff are thrown in at the deep end in their first jobs, where they are expected to function as skilled practitioners. They find themselves in a world where technological developments and global competition are changing the shape and reach of information services. The scale and speed of change present constant challenges to develop awareness and understanding of the wider environment in order to improve local services. Their need for support in their professional development is particularly acute at this stage in their careers. This easy-to-use manual aims to provide that support at both operational and strategic levels. It is designed to help new professionals make sense of the contemporary information world and devise effective strategies for developing their skills and services. It brings together a host of useful sources covering the professional and managerial aspects of information work, introducing key concepts and techniques in a coherent framework, and using practical examples to illustrate current organizational and service trends. The book offers a global cross-sectoral perspective on information resources and services, covering strategy and marketing as well as day-to-day operations. The thematic arrangement means that each chapter can be used as a self-directed training module, or as the basis of a session with a supervisor or mentor. Packed with activities and reflection points, the book encourages a critical approach through the use of questions and also offers annotated bibliographies providing quick access to relevant publications, websites and organizations worldwide. Readership: Particularly valuable as an on-the-job reference source for those working towards chartered/corporate membership of professional bodies, this workbook also makes extremely useful reading for students and lecturers, staff development officers, those returning to employment after a break, and established professionals in search of fresh perspectives or career development.
EIFLE Award 2009, Institute for Financial Literacy Rutgers University, Project on Economics and Children - Book of the Month January 2009 The Nelly Longhair doll is on sale at Murphy's Toys for ten dollars. But Isabel has only fifty cents. Isabel decides to start a car wash business; she's sure she can make money. But at the hardware store she learns that her supplies will cost five dollars! If five of her friends will invest one dollar each, she'll have enough. Will Isabel be able to pay them back and have enough left over for the Nelly doll?
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