Sandy Bond's Books

Strategic Risk Management

Designing Portfolios and Managing Risk

By: Campbell R. Harvey,Sandy Rattray,Otto Van Hemert

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Strategic Risk Management

Designing Portfolios and Managing Risk

By: Campbell R. Harvey,Sandy Rattray,Otto Van Hemert

STRATEGIC RISK MANAGEMENT Having just experienced a global pandemic that sent equity markets into a tailspin in March 2020, risk management is a more relevant topic than ever. It remains, however, an often poorly understood afterthought. Many portfolios are designed without any thought given to risk management before they are handed off to a dedicated—but separate—risk management team. In Strategic Risk Management: Designing Portfolios and Managing Risk, Campbell R. Harvey, Sandy Rattray, and Otto Van Hemert deliver a reimagining of the risk management process. The book envisions a marriage between the investment and risk processes, an approach that has proven successful at the world’s largest publicly listed hedge fund, Man Group. The authors provide readers with a new framework for portfolio design that includes defensive strategies, drawdown risk controls, volatility targeting, and actively timing rebalancing trades. You will learn about how the book’s new approach to risk management fared during the recent market drawdown at the height of the COVID-19 pandemic. You will also discover why the traditional risk weighting approach only works on certain classes of assets. The book shows you how to accurately evaluate the costs of defensive strategies and which ones offer the best and most cost-effective protection against market downturns. Finally, you will learn how to obtain a more balanced return stream by targeting volatility rather than a constant notional exposure and gain a deeper understanding of concepts like portfolio rebalancing. Perfect for people working in the asset management industry and financial policy makers, Strategic Risk Management: Designing Portfolios and Managing Risk will also earn a place in the libraries of economics and finance scholars, as well as casual readers who take an active approach to investing in their savings or pension assets. PRAISE FOR STRATEGIC RISK MANAGEMENT “Strategic Risk Management shows how to fully embed risk management into the portfolio management process as an equal partner to alpha. This should clearly be best practice for all asset managers.” —Jase Auby, Chief Investment Officer, the Teacher Retirement System of Texas “This book shows the power of integrating risk and investment management, rather than applying risk management as an afterthought to satisfy set limits. I was pleased to shepherd some of the key ideas in this book through the publication process at The Journal of Portfolio Management.” —Frank J. Fabozzi, Editor, The Journal of Portfolio Management “Financial markets today are quite different from those of the last century. Understanding leverage, correlations, tails, and other risk parameters of a portfolio is at least as important as work on signals and alpha. In that sense, bringing risk management from ‘control’ to ‘front office’ should be a priority for asset managers. This book explains how to do it.” —Marko Kolanovic, Chief Global Market Strategist, J.P. Morgan A powerful new approach to risk management in volatile and uncertain markets While the COVID-19 pandemic threw the importance of effective risk management into sharp relief, many investment firms hang on to a traditional and outdated model of risk management. Using siloed and independent portfolio management and risk monitoring teams, these firms miss out on the opportunities presented by integrated risk management. Strategic Risk Management: Designing Portfolios and Managing Risk delivers a fresh approach to risk management in difficult market conditions. The accomplished author team advocates for the amalgamation of portfolio design and risk monitoring teams, incorporating risk management into every aspect of portfolio design. The book provides a roadmap for the cr

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Page Count

256

Publisher

John Wiley & Sons

Published Date

ISBN 10

111977392X

ISBN 13

9781119773924

The Shattered Dark

A Fae Urban Fantasy Romance

By: Sandy Williams

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The Shattered Dark

A Fae Urban Fantasy Romance

By: Sandy Williams

A fae Urban Fantasy Romance Trilogy McKenzie Lewis has a gift. It allows her access to a world few have seen and even fewer can comprehend. It’s her secret. And it exists in the shadows… McKenzie was a normal college student, save for one little twist: she’s a shadow reader, someone who can both see the fae and track their movements between our world and the Realm. It’s a gift for which she has been called insane, one for which she has risked family and friends—and one that has now plunged her into a brutal civil war among the fae. With the reign of the king and his vicious general at an end, McKenzie hoped to live a more normal life while exploring her new relationship with Aren, the rebel fae who has captured her heart. But when her best friend, Paige, disappears, McKenzie knows her wish is, for now, just a dream. McKenzie is the only one who can rescue her friend, but if she’s not careful, her decisions could cost the lives of everyone she’s tried so hard to save. Similar authors: Meg Xuemei X, Karen Marie Moning, Richelle Meade, Rob Thurman, K. F. Breene, Sarra Cannon, Jayne Faith, Kim Richardson, Kelley Armstrong, Kim Harrison, Anne Bishop, Aurora Sky, Pippa DaCosta, W.J. May, Annie Bellet, Elle Casey, K. F. Breene, McKenzie Hunter, Linsey Hall, Jaymin Eve, Bella Forrest, Annette Marie Keywords: urban fantasy, fae urban fantasy, urban fantasy romance, enemies to lovers romance, contemporary fantasy, magic romance, sword and sorcery, fantasy, supernatural suspense, fantasy series, fantasy novels, fantasy books for adults, books like, urban fantasy series, fae, faerie, swords, magic, paranormal, contemporary fantasy, vampires, fantasy with action, fantasy with romance

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342

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Sandy Williams

Published Date

ISBN 10

0996323147

ISBN 13

9780996323147

Annuity Markets and Pension Reform

By: George A. (Sandy) Mackenzie

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Annuity Markets and Pension Reform

By: George A. (Sandy) Mackenzie

This 2006 book treats two vital public policy issues: how should distributions from individual accounts be regulated, and how can the market for private annuities function better? It provides a comprehensive survey of the issues that arise when contributors to individual accounts become eligible for distributions. It also addresses the questions of whether annuitization or other restrictions on distributions should be mandatory, and if so, can the provision of annuities be privatized? Its analytical framework is applicable to a broad range of countries. Given the diminishing importance of public pensions around the world, the growing number of the elderly, and the increasing importance of defined contribution plans, the voluntary demand for private annuities is going to grow. It is vital that annuities be reasonably priced and that the annuity market be effectively regulated. The book investigates both issues, and proposes reforms to enhance the efficiency of the annuity market.

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Cambridge University Press

Published Date

ISBN 10

1139458086

ISBN 13

9781139458085

Tarot Reader's Workbook

By: Sandy Anastasi

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Tarot Reader's Workbook

By: Sandy Anastasi

Whether you are a beginning-level Tarot reader, an experienced professional, or just curious, the Tarot Reader's Workbook will help you to expand your knowledge of and ability to interpret the Tarot cards. The Tarot is more than an ages-old system of divining the future. It is a key to unlocking your inner wisdom and a guide to personal evolution!

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287

Publisher

Lulu.com

Published Date

ISBN 10

0578015625

ISBN 13

9780578015620

The Complete Guide to Planning Your Estate in Indiana

A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Indiana Residents

By: Linda C. Ashar,Sandy Ann Baker

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The Complete Guide to Planning Your Estate in Indiana

A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Indiana Residents

By: Linda C. Ashar,Sandy Ann Baker

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338

Publisher

Atlantic Publishing Company

Published Date

ISBN 10

1601384386

ISBN 13

9781601384386

Public Debt, Inequality, and Power

The Making of a Modern Debt State

By: Sandy Brian Hager

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Public Debt, Inequality, and Power

The Making of a Modern Debt State

By: Sandy Brian Hager

Introduction : public debt, inequality and power -- The spectacle of a highly centralized public debt -- The bondholding class resurgent -- Fiscal conflict : past and present -- Bonding domestic and foreign owners -- Who rules the debt state? -- Conclusion : informing democratic debate -- Appendix : accounting for the public debt

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173

Publisher

Univ of California Press

Published Date

ISBN 10

0520284666

ISBN 13

9780520284661

The Soprano State

New Jersey's Culture of Corruption

By: Bob Ingle,Sandy McClure

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The Soprano State

New Jersey's Culture of Corruption

By: Bob Ingle,Sandy McClure

Details the true story of the corruption that has pervaded New Jersey politics, government, and business for the past thirty years. From Jimmy Hoffa purportedly being buried somewhere beneath the end zone in Giants Stadium in the Meadowlands, through allegations of a thoroughly corrupt medical and dental university, through Mafia influence at all levels, to a governor who suddenly declares himself a "gay American" and resigns, the Garden State might indeed be better named after the HBO mobsters.--From publisher description.

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342

Publisher

Macmillan

Published Date

ISBN 10

0312368941

ISBN 13

9780312368944

Mosby's Essential Sciences for Therapeutic Massage - E-Book

By: Sandy Fritz

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Mosby's Essential Sciences for Therapeutic Massage - E-Book

By: Sandy Fritz

The fourth edition of this science essentials text for massage students features new full-color photos and illustrations along with an easy-to-read, conversational style that explains A&P concepts clearly. The book not only helps students learn the information they need to pass certification exams, but it also helps them see how scientific content applies to actual practice. This new edition also features a very enhanced Evolve resource package, along with new material on boosting your knowledge of nutrition and research — two subjects of growing interest in the massage therapy profession. Clinical reasoning activities included in the workbook section for each chapter promote problem-based learning. Format combining workbook and textbook features gives you immediate review tools in the form of matching exercises, short answer questions, fill-in-the-blank questions, drawing exercises, and critical thinking questions. Sections on pathologic conditions feature intervention protocols as well as indications and contraindications for therapeutic massage. Expert author Sandy Fritz provides credibility and authority to the information presented. Practical Applications boxes in each chapter enable you to see the way material applies to real practice and supports competency-based learning. Highly illustrated format features over 700 full-color line drawings and photos. Updated chapters and artwork have all been revised to reflect the most current industry information and reviewer feedback. MTBOK mapping for instructors on the Evolve website includes a mapping document that links the student objectives in the book to the components of the MTBOK. New muscle illustrations in Chapter 9 clearly show attachments and actions, as well as the relationships between different muscles in composite drawings. Coverage of nutrition (now in Chapter 12) includes information on the digestive process, basics of solid nutrition, how vitamins and minerals affect the body, and how proper nutrition affects the functions of all systems of the body. Enhanced pathology and indications/contraindications appendix includes more illustrations to increase your understanding of what you may encounter during practice. Improved biomechanics chapter activities that use photos instead of drawings help you better understand and apply gait assessment and muscle testing concepts.

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Page Count

738

Publisher

Elsevier Health Sciences

Published Date

ISBN 10

0323291139

ISBN 13

9780323291132

The Complete Guide to Planning Your Estate in Michigan

A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Michigan Residents

By: Linda C. Ashar,Sandy Baker

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The Complete Guide to Planning Your Estate in Michigan

A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Michigan Residents

By: Linda C. Ashar,Sandy Baker

Presents an introduction to estate planning, offering information on such topics as wills, legal aspects, probate, trusts, taxes, insurance, and retirement money for the state of Michigan.

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336

Publisher

Atlantic Publishing Company

Published Date

ISBN 10

1601384327

ISBN 13

9781601384324

Business and Professional Skills for Massage Therapists

By: Sandy Fritz

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Business and Professional Skills for Massage Therapists

By: Sandy Fritz

Develop the business skills necessary to succeed in massage therapy with help from respected massage educator and business owner, Sandy Fritz! With a user-friendly approach and comprehensive support tools, this authoritative guide delivers a working knowledge of essential concepts for employees or owners of a massage therapy practice and helps you prepare for the professional challenges that await you in the real world. - Renowned massage educator and business owner Sandy Fritz presents a practical, proven business philosophy for success in massage therapy practice. - Focus on need-to-know business skills for complete success as an employee or the owner of a massage therapy practice. - A companion CD with practice management software provides hands-on experience creating client records, setting appointments, entering documentation, and more. - Self-Reflection boxes put concepts into a realistic context through Sandy Fritz's personal experiences in massage practice. - Learning Activity boxes reinforce your understanding and challenge you to apply what you've learned in an engaging workbook format. - Good Stuff from the Government boxes alert you to helpful government resources and help you ensure compliance with federal regulations. - Mentor boxes provide real-world insight and advice from experts in massage and business management for successful practice. - More than 200 realistic photos and illustrations clarify concepts and familiarize you with typical practice settings and essential forms, records, office equipment, and supplies. - Evolve Resources link you to templates for building resumes, letters, advertisements, forms for documentation, and client histories, plus small business resources, annotated web links, a glossary of key terms from the text, and additional exercises and case studies.

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Page Count

370

Publisher

Elsevier Health Sciences

Published Date

ISBN 10

032307345X

ISBN 13

9780323073455

Global Biogeochemical Cycles in the Climate System

By: Ernst-Detlef Schulze,Martin Heimann,Sandy Harrison,Elisabeth Holland,Jonathan Lloyd,Ian Colin Prentice,David S. Schimel

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Global Biogeochemical Cycles in the Climate System

By: Ernst-Detlef Schulze,Martin Heimann,Sandy Harrison,Elisabeth Holland,Jonathan Lloyd,Ian Colin Prentice,David S. Schimel

The interactions of biogeochemical cycles influence and maintain our climate system. Land use and fossil fuel emissions are currently impacting the biogeochemical cycles of carbon, nitrogen and sulfur on land, in the atmosphere, and in the oceans.This edited volume brings together 27 scholarly contributions on the state of our knowledge of earth system interactions among the oceans, land, and atmosphere. A unique feature of this treatment is the focus on the paleoclimatic and paleobiotic context for investigating these complex interrelationships.* Eight-page colour insert to highlight the latest research* A unique feature of this treatment is the focus on the paleoclimatic context for investigating these complex interrelationships.

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373

Publisher

Elsevier

Published Date

ISBN 10

0080507409

ISBN 13

9780080507408

Is There a Retirement Crisis? An Exploration of the Current Debate

By: George A. (Sandy) Mackenzie

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Is There a Retirement Crisis? An Exploration of the Current Debate

By: George A. (Sandy) Mackenzie

Many quantitative empirical studies of retirement preparedness find that a substantial number of US households face a potential financial crisis at some point in the future. This monograph provides a critical survey of the most important and best-known of these studies, and it also examines the prospects for other countries. Studies of retirement preparedness vary in complexity and sophistication, and as a result, researchers offer a wide range of forecasts, with some warning of a severe crisis and others being more skeptical about the likely scale of the problem. This monograph appraises the quality of surveyed studies by determining how well each deals with key conceptual issues and how adequately each addresses principal risks. Going beyond the circumstances in the United States, the monograph also provides international perspective by comparing the “macro” and institutional aspects of pension and health systems in a group of eight industrialized countries, including the United States.

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CFA Institute Research Foundation

Published Date

ISBN 10

1952927013

ISBN 13

9781952927010

Your Complete Guide to Early Retirement

A Step-By-Step Plan for Making It Happen

By: Sandy Baker

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Your Complete Guide to Early Retirement

A Step-By-Step Plan for Making It Happen

By: Sandy Baker

Tired of commuting? Fed up with your boss? Bored with your job? There is a solution: Start living and doing what you want to do. Lie in a hammock or on a beach, swing your golf club, or hit the open road. Get control of your life, become financially independent, and RETIRE EARLY. If you want to retire early - before age 65 - you are not alone. In a survey of workers ages 30 to 50, more than half plan to retire at 60 or younger and only 6 percent plan to work past 65. There are three things you need to do to retire early: 1) Manage your expenses and reduce or eliminate debt, 2) accumulate capital, and 3) save and invest wisely. It is easy, but requires patience and self-control, and with the guidance of this new book you will be on your way to achieving this goal. You will learn how to take control of your life, set realistic long-term goals, choose appropriate lifestyle trade-offs, and learn effective savings techniques and simple investing strategies. You will learn how to calculate how much you need to retire early, get the most from your investment portfolio, reduce your taxes, use retirement planning tools, increase your income while retired, reduce living expenses, deal with inflation and deflation, and calculate social security and pension payments. This book will be your road map to turn the dream of early retirement into reality. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

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Page Count

290

Publisher

Atlantic Publishing Company

Published Date

ISBN 10

0910627932

ISBN 13

9780910627931

Mosby's Massage Therapy Review - E-Book

By: Sandy Fritz

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Mosby's Massage Therapy Review - E-Book

By: Sandy Fritz

No other massage review book offers such complete exam preparation! Written by massage therapy expert Sandy Fritz, this preparation tool offers more review content and questions than any other massage certification review. It gives you the practice and study tools you need for the NCE and MPLEx certification exams, state exams, and even mid-term or final exams. With complete coverage of the information you need to know to study more effectively and take tests more successfully, it helps you memorize terms, definitions, and key facts, all with an emphasis on critical thinking skills — a key part of any licensure or certification exam. This title includes additional digital media when purchased in print format. For this digital book edition, media content is not included. More than 1,300 review questions include the two types of questions on the NCE — factual recall and comprehension. Content review includes a detailed review of body systems and their applications to massage. A new five-step review process lets you identify areas that need more attention as you study and prepare. Tips for studying and test taking; what to memorize; how to apply concepts and think critically help you hone test-taking skills better than ever before. A full-color design features 100 new illustrations showing massage techniques and Anatomy & Physiology.

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Page Count

587

Publisher

Elsevier Health Sciences

Published Date

ISBN 10

0323075517

ISBN 13

9780323075510

The Complete Guide to Planning Your Estate in Illinois

A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Illinois Residents

By: Linda C. Ashar,Sandy Ann Baker

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The Complete Guide to Planning Your Estate in Illinois

A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Illinois Residents

By: Linda C. Ashar,Sandy Ann Baker

What happens to your estate after you are gone is very much within your control. Estate planning is not only for the wealthy; it is for everyone. It is simply the process of deciding where your assets are to be distributed after your death. For those people who wish to preserve their assets for designated purposes -- such as family or special charities -- it becomes necessary to make special advance preparations. To ensure your assets are protected and final wishes are carried out, there are some common actions that should be taken now. Proper estate planning allows you to plan for yourself and your loved ones without giving up control of your affairs. Your estate plan should also allow for the possibility of your own disability. It should detail what you own and whom you want to leave it to at a time of your choosing and the way you want. Your estate plan should include fully disclosed, controlled costs for you and your loved ones. The last thing you want to worry about is having your estate drained of value through taxes and legal costs. The right plan can protect the value of your estate and spare your loved ones unnecessary hassles and legal conflicts. The Complete Guide to Planning Your Estate in Illinois will help you glide through this complicated process. This new book has been adapted to offer Ohio residents state-specific advice for estate planning. Co-authors Margo Pierce and Linda C. Ashar, attorneys at law, have crafted an estate planning primer, allowing Illinois residents to become more informed and more involved during the process. Many books on estate planning indicate you do not need the services of an attorney, but this book highly recommends using an attorney versed in this area: You should not go through the process alone. This book is intended explain the complicated issues, terminology, and planning strategies of estate planning so when you do meet with a qualified attorney, you will be well prepared. You will understand the legal terms and be ready to discuss issues and strategies with familiarity, saving you time and legal fees and ensuring peace of mind. Illinois -specific information is offered throughout this book, including: Illinois s probate code; Illinois rules, regulations, and laws specific to estate planning; elements of a valid Illinois will; planning your living will in Illinois; explanations of Illinois laws regarding durable health care power of attorneys, do not resuscitate (DNR) orders, and directives to withhold CPR. The book's easy-to-understand context clarifies this complicated and sensitive subject and gives readers the power to take control of their future. This book also offers an overview of abatement rules, settlement costs, guardianship and minor children, executors and trustees, life insurance, potential long-term care needs, marital deductions, types of trusts, gift splitting, survivorship deeds, 529 plans, reducing or eliminating estate taxes, avoiding tax on life insurance, using insurance to pay estate taxes, gift tax issues, generation skipping transfer tax, and tax-deferred accounts. Estate planning should be a positive experience. It involves reviewing your situation and planning for your future. Although few people want to think about the possibility of disability or disease, advance planning is also a way to show your love and to reduce potential distress later. Other books offer a non-state-specific overview of estate planning, causing many readers to be misinformed about rules and regulations particular to their state; but, this new book provides information Illinois residents need to know. Do not get outdated or wrong information that does not pertain to you specifically. Use this new book to craft an estate plan that is not only legally sound but also fully carries out your last wishes and protects your loved ones.

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Page Count

338

Publisher

Atlantic Publishing Company

Published Date

ISBN 10

1601384297

ISBN 13

9781601384294

The Shadow Reader

A Fae Urban Fantasy Romance

By: Sandy Williams

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The Shadow Reader

A Fae Urban Fantasy Romance

By: Sandy Williams

A fae urban fantasy romance. Some humans can see the fae. McKenzie Lewis can track them. A Houston College student trying to finish her degree, McKenzie has been working for the fae king for years, tracking vicious rebels who would claim the Realm. Her job isn't her only secret. For just as long, she's been in love with Kyol, the king's sword-master--and relationships between humans and fae are forbidden. But any hope of a normal life is shattered when she's captured by Aren, the fierce and uncompromising rebel leader. He teaches her the forbidden fae language and tells her dark truths about the Court, all to persuade her to turn against the king. Time is running out, and as the fight starts to claim human lives, McKenzie has to decide once and for all whom to trust--and where she ultimately stands in the face of a cataclysmic civil war. "A fresh take on the fae, packed with suspense, surprises, and real moral dilemmas. Sexy and fun, this is a must for anyone who likes their fae modern, their stakes high, and their property damage extensive." --Seanan McGuire, New York Times bestselling author "Combines top-notch writing and world-building with characters you'll adore...and the star-crossed lovers may just break your heart." --Ann Aguirre, USA Today bestselling author Keywords: urban fantasy, urban fantasy romance, contemporary fantasy, contemporary fantasy, fae romance, fantasy, fae books, fae urban fantasy series, urban fantasy magic, sword and sorcery, epic urban fantasy, paranormal romance, fae urban fantasy, fey urban fantasy, new adult urban fantasy, enemies to lovers, urban fantasy trilogy, paranormal fae Similar Authors: K. F. Breene, McKenzie Hunter, Linsey Hall, Jaymin Eve, Bella Forrest, Annette Marie, Kim Harrison, Karen Marie Moning, Meg Xuemei X

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373

Publisher

Shot of Romance Publishing

Published Date

ISBN 10

0996323171

ISBN 13

9780996323178

The Complete Guide to Planning Your Estate in Florida

A Step-by-step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes are Fulfilled for Florida Residents

By: Linda C. Ashar,Sandy Ann Baker

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The Complete Guide to Planning Your Estate in Florida

A Step-by-step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes are Fulfilled for Florida Residents

By: Linda C. Ashar,Sandy Ann Baker

What happens to your estate after you are gone is very much within your control. Estate planning is not only for the wealthy; it is for everyone. It is simply the process of deciding where your assets are to be distributed after your death. For those people who wish to preserve their assets for designated purposes such as family or special charities it becomes necessary to make special advance preparations. To ensure your assets are protected and final wishes are carried out, there are some common actions that should be taken now. Proper estate planning allows you to plan for yourself and your loved ones without giving up control of your affairs. Your estate plan should also allow for the possibility of your own disability. It should detail what you own and whom you want to leave it to at a time of your choosing and the way you want. Your estate plan should include fully disclosed, controlled costs for you and your loved ones. The last thing you want to worry about is having your estate drained of value through taxes and legal costs. The right plan can protect the value of your estate and spare your loved ones unnecessary hassles and legal conflicts. The Complete Guide to Planning Your Estate in Florida will help you glide through this complicated process. This new book has been adapted to offer Florida residents state-specific advice for estate planning. Author Linda C. Ashar, Attorney at Law, has crafted an estate planning primer, allowing Florida residents to become more informed and more involved during the process. Many books on estate planning indicate you do not need the services of an attorney, but this book highly recommends using an attorney versed in this area: You should not go through the process alone. This book is intended explain the complicated issues, terminology, and planning strategies of estate planning so when you do meet with a qualified attorney, you will be well prepared. You will understand the legal terms and be ready to discuss issues and strategies with familiarity, saving you time and legal fees and ensuring peace of mind. Florida-specific information is offered throughout this book, including: Florida''s probate code; Florida rules, regulations, and laws specific to estate planning; elements of a valid Florida will; planning your living will in Florida; explanations of Florida laws regarding durable health care power of attorneys, do not resuscitate (DNR) orders, and directives to withhold CPR. The book''s easy-to-understand context clarifies this complicated and sensitive subject and gives readers the power to take control of their future. This book also offers an overview of abatement rules, settlement costs, guardianship and minor children, executors and trustees, life insurance, potential long-term care needs, marital deductions, types of trusts, gift splitting, survivorship deeds, 529 plans, reducing or eliminating estate taxes, avoiding tax on life insurance, using insurance to pay estate taxes, gift tax issues, generation skipping transfer tax, and tax-deferred accounts. Estate planning should be a positive experience. It involves reviewing your situation and planning for your future. Although few people want to think about the possibility of disability or disease, advance planning is also a way to show your love and to reduce potential distress later. Other books offer a non-state-specific overview of estate planning, causing many readers to be misinformed about rules and regulations particular to their state; but, this new book provides information Florida residents need to know. Do not get outdated or wrong information that does not pertain to you specifically. Use this new book to craft an estate plan that is not only legally sound but also fully carries out your last wishes and protects your loved ones. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

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Page Count

338

Publisher

Atlantic Publishing Company

Published Date

ISBN 10

1601384289

ISBN 13

9781601384287

The Complete Guide to Planning Your Estate in California

A Step-by-step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes are Fulfilled for California Residents

By: Linda C. Ashar,Sandy Ann Baker

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The Complete Guide to Planning Your Estate in California

A Step-by-step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes are Fulfilled for California Residents

By: Linda C. Ashar,Sandy Ann Baker

Synopsis: What happens to your estate after you are gone is very much within your control. Estate planning is not only for the wealthy; it is for everyone. It is simply the process of deciding where your assets are to be distributed after your death. For those people who wish to preserve their assets for designated purposes such as family or special charities it becomes necessary to make special advance preparations. To ensure your assets are protected and final wishes are carried out, there are some common actions that should be taken now. Proper estate planning allows you to plan for yourself and your loved ones without giving up control of your affairs. Your estate plan should also allow for the possibility of your own disability. It should detail what you own and whom you want to leave it to at a time of your choosing and the way you want. Your estate plan should include fully disclosed, controlled costs for you and your loved ones. The last thing you want to worry about is having your estate drained of value through taxes and legal costs. The right plan can protect the value of your estate and spare your loved ones unnecessary hassles and legal conflicts. The Complete Guide to Planning Your Estate in Michigan will help you glide through this complicated process. This new book has been adapted to offer Ohio residents state-specific advice for estate planning. Co-authors Margo Pierce and Linda C. Ashar, attorneys at law, have crafted an estate planning primer, allowing Michigan residents to become more informed and more involved during the process. Many books on estate planning indicate you do not need the services of an attorney, but this book highly recommends using an attorney versed in this area: You should not go through the process alone. This book is intended explain the complicated issues, terminology, and planning strategies of estate planning so when you do meet with a qualified attorney, you will be well prepared. You will understand the legal terms and be ready to discuss issues and strategies with familiarity, saving you time and legal fees and ensuring peace of mind. Michigan -specific information is offered throughout this book, including: Michigan's probate code; Michigan rules, regulations, and laws specific to estate planning; elements of a valid Michigan will; planning your living will in Michigan; explanations of Michigan laws regarding durable health care power of attorneys, do not resuscitate (DNR) orders, and directives to withhold CPR. The book's easy-to-understand context clarifies this complicated and sensitive subject and gives readers the power to take control of their future. This book also offers an overview of abatement rules, settlement costs, guardianship and minor children, executors and trustees, life insurance, potential long-term care needs, marital deductions, types of trusts, gift splitting, survivorship deeds, 529 plans, reducing or eliminating estate taxes, avoiding tax on life insurance, using insurance to pay estate taxes, gift tax issues, generation skipping transfer tax, and tax-deferred accounts. Estate planning should be a positive experience. It involves reviewing your situation and planning for your future. Although few people want to think about the possibility of disability or disease, advance planning is also a way to show your love and to reduce potential distress later. Other books offer a non-state-specific overview of estate planning, causing many readers to be misinformed about rules and regulations particular to their state; but, this new book provides information Michigan residents need to know. Do not get outdated or wrong information that does not pertain to you specifically. Use this new book to craft an estate plan that is not only legally sound but also fully carries out your last wishes and protects your loved ones.

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338

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Atlantic Publishing Company

Published Date

ISBN 10

1601384254

ISBN 13

9781601384256

Illustrated Questions in Orthodontics

By: Claire Nightingale,Jonathan Sandy

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Illustrated Questions in Orthodontics

By: Claire Nightingale,Jonathan Sandy

Illustrated Questions in Orthodontics takes a problem-based approach to orthodontics, offering a unique resource for undergraduate dentists. This book contains a comprehensive set of questions mapped to undergraduate orthodontics curricula, including chapters on examination and diagnosis, treatment planning, pathology, appliances, and anchorage. Each chapter is packed with high-quality clinical photographs and x-rays to help readers to test their skills in identifying and describing various orthodontic problems and presentations. Furthermore, every question is answered with extensive feedback, setting each topic in a clinical context in order to teach as well as test. The ideal revision resource for undergraduate dentists looking to test and consolidate their knowledge ahead of placements and exams, Illustrated Questions in Orthodontics will also form a useful tool for postgraduate dentists and orthodontic therapists.

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177

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ISBN 10

0198714823

ISBN 13

9780198714828

The Principles and Practice of Auditing

By: George Puttick,Sandy van Esch

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The Principles and Practice of Auditing

By: George Puttick,Sandy van Esch

A valuable resource for students preparing for certification, registered accountants and auditors, and financial personnel in various businesses, this is the 9th updated edition of a classic auditing text. Integrating theory with practice and application, it is up-to-date with the field's recent and gradual transition from self-regulation to external auditing and supervision.

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1300

Publisher

Juta and Company Ltd

Published Date

ISBN 10

0702172685

ISBN 13

9780702172687

Advanced Analytics with PySpark

By: Akash Tandon,Sandy Ryza,Sean Owen,Uri Laserson,Josh Wills

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Advanced Analytics with PySpark

By: Akash Tandon,Sandy Ryza,Sean Owen,Uri Laserson,Josh Wills

The amount of data being generated today is staggering and growing. Apache Spark has emerged as the de facto tool to analyze big data and is now a critical part of the data science toolbox. Updated for Spark 3.0, this practical guide brings together Spark, statistical methods, and real-world datasets to teach you how to approach analytics problems using PySpark, Spark's Python API, and other best practices in Spark programming. Data scientists Akash Tandon, Sandy Ryza, Uri Laserson, Sean Owen, and Josh Wills offer an introduction to the Spark ecosystem, then dive into patterns that apply common techniques-including classification, clustering, collaborative filtering, and anomaly detection, to fields such as genomics, security, and finance. This updated edition also covers NLP and image processing. If you have a basic understanding of machine learning and statistics and you program in Python, this book will get you started with large-scale data analysis. Familiarize yourself with Spark's programming model and ecosystem Learn general approaches in data science Examine complete implementations that analyze large public datasets Discover which machine learning tools make sense for particular problems Explore code that can be adapted to many uses

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236

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"O'Reilly Media, Inc."

Published Date

ISBN 10

1098103629

ISBN 13

9781098103620

The Economics of Sport

An International Perspective

By: Robert Sandy,Peter Sloane,Mark Rosentraub

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The Economics of Sport

An International Perspective

By: Robert Sandy,Peter Sloane,Mark Rosentraub

This text, by three distinguished authors, applies the theories and techniques of economic analysis to sport and topics related to the business of sport. It builds on a basis of introductory microeconomics and continues the discussion, generally at an intermediate standard. The text has an international perspective, primarily the US, Canada, Europe and Australia, and contains relevant and entertaining case studies. The text suits both undergradute and postgraduate students in that while it provides a clear progression of topics throughout, it also incorporates optional sections in each chapters of a higher and more challenging level.

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363

Publisher

Bloomsbury Publishing

Published Date

ISBN 10

0230374034

ISBN 13

9780230374034

Vault Career Guide to Investment Banking

By: Tom Lott,Derek Loosvelt,Mary Phillips-Sandy,Richard Roberts,Vault (Firm)

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Vault Career Guide to Investment Banking

By: Tom Lott,Derek Loosvelt,Mary Phillips-Sandy,Richard Roberts,Vault (Firm)

Provides information on investment banking, covering the basics of financial markets, interviews, career paths, and job responsibilities.

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140

Publisher

Infobase Learning

Published Date

ISBN 10

1581319061

ISBN 13

9781581319064

By His Grace

Delivered from Jezebel

By: Sandy Rivers

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By His Grace

Delivered from Jezebel

By: Sandy Rivers

Trapped in a game of cat and mouse, Sandy Rivers existed as a battered wife emotionally, physically and psychologically for over 25 years. Prayer, adherence to the word of God, and a strong loving bond between she and her sons, kept her alive through the violence that nearly took her life. Sandy's story brings her through devastating personal sufferings that include, bouts of depression, 3 strokes, 2 pacemaker surgeries, experimental brain surgery, raising a special needs son who survived 18 life threatening surgeries, the death of another son in a tragic accident, along with caring for a sickly husband oppressed by the spirit of Jezebel. Sandy weaves supportive scripture with prayers around a story so intriguing and heartbreaking that she manages to touch the hearts of abused women everywhere. The book contains practical insights in how to remain in a challenging marriage while encouraging those who choose to leave their abuser.

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363

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AuthorHouse

Published Date

ISBN 10

1477288988

ISBN 13

9781477288986

Achieve Financial Freedom – Big Time!: Wealth-Building Secrets from Everyday Millionaires

By: Sandy Botkin,Sanford C. Botkin

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Achieve Financial Freedom – Big Time!: Wealth-Building Secrets from Everyday Millionaires

By: Sandy Botkin,Sanford C. Botkin

The bestselling author of the consistently successful Lower Your TaxesBig Time! reveals the secrets of the rich to help anyone achieve long-term financial stability

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Page Count

333

Publisher

McGraw Hill Professional

Published Date

ISBN 10

0071798501

ISBN 13

9780071798501

Fempowerment: A Guide To Unleashing Your Inner Bond Girl - The Companion Playbook

By: Sandy Shepard

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Fempowerment: A Guide To Unleashing Your Inner Bond Girl - The Companion Playbook

By: Sandy Shepard

The Companion Playbook to Ms. Shepard's acclaimed book Fempowerment: A Guide To Unleashing Your Inner Bond Girl.

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Page Count

200

Publisher

Lulu.com

Published Date

ISBN 10

0557533457

ISBN 13

9780557533459

The Original Cat Bible

The Definitive Source for All Things Cat

By: Sandy Robins

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The Original Cat Bible

The Definitive Source for All Things Cat

By: Sandy Robins

The ultimate comprehensive resource for cat lovers from the editors of Cat Fancy magazine—packed with dazzling photography. The most complete and authoritative book of its kind, The Original Cat Bible delves deeply into all things feline, from the domestication of cats and their anatomy and genetics, to practical advice on pet health, to folklore and fun facts. Learn about: A detailed history of the modern cat (including the noble big cats of the wild) Cat welfare and rescue of stray and feral cats The feline’s place in world religions and folklore Cats in literature, art, popular culture through the ages, and social media The development of cat breeds and the genetics of purebred cats Body types, coat types, colors, and patterns A guide to choosing and caring for a pet cat, including advice on catproofing and supplies Expansive coverage of every recognized cat breed in the world, with contributions from expert guest authors Sarah Hartwell and Lorraine Shelton Thorough information on feline health with special veterinary chapters by Dr. Arnold Plotnick

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Page Count

1800

Publisher

Fox Chapel Publishing

Published Date

ISBN 10

1620081415

ISBN 13

9781620081419

Electric Light

An Architectural History

By: Sandy Isenstadt

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Electric Light

An Architectural History

By: Sandy Isenstadt

How electric light created new spaces that transformed the built environment and the perception of modern architecture. In this book, Sandy Isenstadt examines electric light as a form of architecture—as a new, uniquely modern kind of building material. Electric light was more than just a novel way of brightening a room or illuminating a streetscape; it brought with it new ways of perceiving and experiencing space itself. If modernity can be characterized by rapid, incessant change, and modernism as the creative response to such change, Isenstadt argues, then electricity—instantaneous, malleable, ubiquitous, evanescent—is modernity's medium. Isenstadt shows how the introduction of electric lighting at the end of the nineteenth century created new architectural spaces that altered and sometimes eclipsed previously existing spaces. He constructs an architectural history of these new spaces through five examples, ranging from the tangible miracle of the light switch to the immaterial and borderless gloom of the wartime blackout. He describes what it means when an ordinary person can play God by flipping a switch; when the roving cone of automobile headlights places driver and passenger at the vertex of a luminous cavity; when lighting in factories is seen to enhance productivity; when Times Square became an emblem of illuminated commercial speech; and when the absence of electric light in a blackout produced a new type of space. In this book, the first sustained examination of the spatial effects of electric lighting, Isenstadt reconceives modernism in architecture to account for the new perceptual conditions and visual habits that followed widespread electrification.

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303

Publisher

MIT Press

Published Date

ISBN 10

0262347326

ISBN 13

9780262347327

The Sins of Tarrant County

By: Sandy Prindle

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The Sins of Tarrant County

By: Sandy Prindle

Judge Ray Sterrett runs a busy court, raises two motherless children, and oversees a flourishing karate studio. He is financially and politically secure. Life is balanced and enjoyable. Then, in just one week, all hell breaks loose ...

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335

Publisher

Wordclay

Published Date

ISBN 10

160037543X

ISBN 13

9781600375439

The Complete Guide to Planning Your Estate in Virginia

A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Virginia Residents

By: Linda C. Ashar,Sandy Ann Baker

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The Complete Guide to Planning Your Estate in Virginia

A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for Virginia Residents

By: Linda C. Ashar,Sandy Ann Baker

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196

Publisher

Atlantic Publishing Company

Published Date

ISBN 10

160138436X

ISBN 13

9781601384362

Kittens

A Complete Guide to Caring for Your Kitten

By: Sandy Meyer

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Kittens

A Complete Guide to Caring for Your Kitten

By: Sandy Meyer

Complete Care Made Easy books address all the major concerns about owning and training a small pet. Each care book offers practical advice, emergency first aid tips, fun activities, and more! Look to the training titles for in-depth training techniques and helpful tips.

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161

Publisher

Fox Chapel Publishing

Published Date

ISBN 10

1937049051

ISBN 13

9781937049058

The Complete Guide to Planning Your Estate in North Carolina

A Step-By-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for North Carolina Residents

By: Linda C. Ashar,Sandy Ann Baker

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The Complete Guide to Planning Your Estate in North Carolina

A Step-By-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for North Carolina Residents

By: Linda C. Ashar,Sandy Ann Baker

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338

Publisher

Atlantic Publishing Company

Published Date

ISBN 10

1601384343

ISBN 13

9781601384348

FEmpowerment

A Guide to Unleashing Your Inner Bond Girl

By: Sandy Shepard

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FEmpowerment

A Guide to Unleashing Your Inner Bond Girl

By: Sandy Shepard

By using the Bond Girl (from the ever-popular James Bond movies and books) as her paradigm, fEmpowerment coach Sandy Shepard leads the reader to experience, then unleash, her inner authentic self. Ms. Shepard states that she aims to change the world, one Bond Girl at a time. A successful businesswoman and attorney, Ms. Shepard is particularly passionate about helping harried women weave sensual femininity into their daily routines, and this book uses a friendly "best girlfriend" style to help women empower their lives.

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258

Publisher

Lulu.com

Published Date

ISBN 10

0615159796

ISBN 13

9780615159799

Quick and Easy Boat Maintenance, 2nd Edition

1,001 Time-Saving Tips

By: Sandy Lindsey

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Quick and Easy Boat Maintenance, 2nd Edition

1,001 Time-Saving Tips

By: Sandy Lindsey

STOP WORKING ON YOUR BOAT AND GET OUT ON THE WATER! Save money and time with these 1,001 tested tips from Sandy Lindsey, a boat-maintenance contributor to Boating magazine for many years. In Quick and Easy Boat Maintenance, Lindsey has culled the best of her years of advice and gathered the top suggestions from her readers. These handy, natural solutions work amazingly well—and are environmentally friendly. Boats last longer and look more beautiful with proper care. But that care takes a lot less time when you work smart. See how you can make your winterizing and spring commissioning chores go much faster and learn Lindsey's labor-saving secrets for tackling: Teak, canvas, and carpet care Painting, metal cleaning, and polishing Fiberglass and gelcoat cleaning and repair Engine care and winterizing Mildew--how to get rid of it, how to prevent it This second edition is updated with green solutions, information about dealing with ethanol in fuel, how to maintain the new batteries, and an all-new chapter on maintenance aspects of sailboats (sail care, winches, lines, and wire rigging). Putting the helpful hints of Quick and Easy Boat Maintenance to work can change your boating life. Less time working means more time boating! "A treasure chest of proven labor-savers that can help get those pesky maintenance chores done faster." -- Observer-Dispatch

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161

Publisher

McGraw Hill Professional

Published Date

ISBN 10

0071789960

ISBN 13

9780071789967

Book's by Sandy Bond

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