Since the beginning of time, small business has played an important role in all societies and cultures. It has been a vital part of community as craftsmen, laborers, manufacturers, buyers and sellers exchange wares and talents. From ancient times to modern times, people have lived their lives centered around crafting something of value to use at home and to sell outside of their home. Economies have been perpetuated as they centered around commercial activities and commerce. From ancient Greece and Ethiopia, to ancient India, the ingenuity of humans beings and their ability to design, craft, manufacturer and harvest, have kept countries and kingdoms with food on the table. This has allowed cities, nations and kingdoms to prosper. Economic entrepreneurship has a history of success in every area of the world. It has sustained families, cities and nations as it has created employment opportunities and economic growth.
In easy-to-understand narrative, author Rich Brott explains the great danger that all of us will make bad financial decisions. It's not that we deliberately set out to do so, we just follow cultural norms and wind up deep in debt. While many are able to recognize bad spending habits and somber patterns and actively take corrective measures, getting out of debt just brings you to the starting line. Next comes a tenacious determination to stay out of debt. After that follows a commitment to building long-term financial security and independence. The content of this book will help you to understand seven biblical principles for staying out of debt. It starts out with how to have right thinking and knowing exactly where your money is going. The book ends with teaching you how to set financial goals and how to invest for your future.
You were created with great potential. You have God-given giftings and talents. Sometimes potential is never realized. Realizing your full potential is an ever continuing process of growth. This involves a willingness to try new things, new ways, new ideas. Dreams worth pursuing do not have to be "big" or "unrealistic." The important thing is living a dream that is really yours. Those who are most fulfilled know what they want and go after it. You have great God-given capacity to succeed in life! Your life can be full and rewarding. People who never achieve their full potential live an empty life. If you think you can't, you won't. Search for something that can't be done and do it. This insightful book starts by asking you some thought-provoking questions. What is it that you are called to do? What is the vision you have for your life? What dreams do you have that are still ahead of you? What were you born to do? What is your purpose? How will you achieve that calling in your lifetime? Author Rich Brott helps you to understand the 8 Critical Insights You Must Discover in order to Achieve Personal Success in life. The content is thorough, the season is timely and you will be motivated and challenged to achieve your highest potential!
Dreams worth pursuing do not have to be spectacular or amazing. The important thing is living a dream that is really yours. Those who are most fulfilled know what they want and go after it. Understanding and shaping vision is the basis for any new or existing personal or business career. Vision development is a process. But first, it seems appropriate to ask some questions. Why are you here? What is your personal purpose in life? Why are you doing what you are doing? What brought you to this profession? Why are you where you are? These are all questions you must ask yourself before developing a successful personal vision. They same holds true when it comes to a business vision. Understanding who you are and what you are all about is pertinent to understanding what it is you want to accomplish.
This book is an ideal text for use in the classroom, small groups, church events and in junior high, high school and college settings. Author Rich Brott had designed the syllabus in a way that is user friendly, easy to teach, easy to learn. No prior knowledge is required from student or teacher. A summary of the content follows: Module 1 - God's Economy Lesson One: Money in God's Economy Lesson Two: The Cycle of Money Lesson Three: The Blessing of Giving Module 2 - Man's Stewardship Lesson Four: Principles of a Blessed Person Lesson Five: Persona of a Steward Lesson Six: Disciplines of a Steward Module 3 - Family Decisions Lesson Seven: How to Make Wise Family Decisions Lesson Eight: Facing Financial Challenges Lesson Nine: Defining Your Financial Future Module 4 - Spending Management Lesson Ten: Managing Your Cash Flow Lesson Eleven: Financial Benefits of Budgeting Lesson Twelve: Designing the Perfect Budget Lesson Thirteen: Developing the Savings Habit Lesson Fourteen: Borrowing and Credit Issues Module 5 - Making Lifestyle Changes Lesson Fifteen: Getting out of Debt Lesson Sixteen: Making Lifestyle Changes Lesson Seventeen: Areas of Financial Vulnerability Module 6 - Investing with a Vision Lesson Eighteen: Investing for your Future Lesson Nineteen: Planning for Retirement Lesson Twenty: Preparing for the Unexpected
Giving to others brings indescribable pleasure. Author Rich Brott says, giving is fun! Giving is exciting! Just try to give something away without feeling wonderful. An inward joy comes to you when you have reached out and helped others. Whether it be in monetary gifts or simply rolling up your sleeves and helping out the old-fashioned way, the act of giving brings its own reward. When you give first, your own personal needs will be automatically taken care of. After all, giving is the Lord's work. It is Christianity in action.
According to author Rich Brott, the topic of tithing on your increase always relates to your entire life and all that you are concerned with. It's not strictly a financial issue. We have much to give that is far more valuable than money. We have our time, our commitment, our attitude, our gifting, our energy, our service, our talent, our assets, our devotion and our entire life. Yet in all that we have to offer, our attitude toward our finances does play an important role and affects the other areas of our life. Your role in receiving the blessings of God is all about you keeping only a needed portion of God's blessing and returning a large portion of the blessing so that others can be blessed as well. We should become resourceful and efficient stewards of all the possessions God has sent our way.
Some people teach that we should give to get. Others teach that we should sacrifice and withhold from our family in order to give more. Neither extreme point of view is correct. We must provide for our family. We should not give to get. Our attitude should be one of obedience and liberality. The best way to give to the Lord is to understand all that He has given to us, and then freely give back to Him. Author Rich Brott provides a very balanced perspective in his latest book, Prosperity Has a Purpose. He notes that we gain by giving and we lose by withholding. When we freely give to God, regardless of our own personal need, we allow God to be big in our lives. We allow Him to provide for us. This can only happen as we buy into the principle of freely giving. If we are stingy in our giving and withhold from the Lord, we miss the many blessings and provisions He wants to shower upon us.
Author Rich Brott notes six themes that are mutually dependent upon each other, each of which represent a necessary requirement for a successful business. They are, Knowledge, Experience, Ability, Opportunity, Capital, and Commitment. When it comes to business failures, the stats are not pretty. Within the first year of operation, over 50% of businesses fail. Extend the time period to five years, and the statistics become even worse. In that time period over 95% of all businesses fail. From the beginning, business is risky and chances of success poor. But you can significantly improve your chances of success with good insight, preparation and planning. The author notes that in this book he wants to help you in the area of establishing your business and will do so by leading you step-by-step through these critical areas.
3 John 2 says Beloved, I pray that you may prosper in all things and be in health, just as your soul prospers. Proverbs 11: 25 notes A generous man will prosper; he who refreshes others will himself be refreshed. Jeremiah 29: 11 states, For I know the plans I have for you, declares the LORD, plans to prosper you and not to harm you, plans to give you hope and a future. Author Rich Brott begins with the fact that God wants to provide good things for His children. He wants for you to prosper and be successful in your God given gifts and callings. But God is no vending machine, nor does His promises come without conditions. If God cannot trust you with a hundred dollars now, how can He trust you with a thousand or a hundred thousand? Christians have access to unlimited and unimaginable resources. But with this access comes accountability. This is a lot of trust that God places in our lives. It is more than just finances. It is our entire life and how we handle it with faithfulness, responsibility, accountability, honesty, and integrity. You can learn how to Receive the Prosperity and Provision of God!
Dreams worth pursuing do not have to be spectacular or amazing. The important thing is living a dream that is really yours. Those who are most fulfilled know what they want and go after it. Understanding and shaping vision is the basis for any new or existing personal or business career. Vision development is a process. But first, it seems appropriate to ask some questions. Why are you here? What is your personal purpose in life? Why are you doing what you are doing? What brought you to this profession? Why are you where you are? These are all questions you must ask yourself before developing a successful personal vision. They same holds true when it comes to a business vision. Understanding who you are and what you are all about is pertinent to understanding what it is you want to accomplish.
Economic entrepreneurship has a history of success in every area of the world. It has sustained families, cities and nations as it has created employment opportunities and economic growth. Your success in business will be determined by your commitment to gain, learn, understand, and implement knowledge, experience, ability, opportunity, capital, commitment and do it all with great business passion. Success is a planned event and rarely happens without great personal effort. Maximizing your business success means that you are effective, productive and efficient. Never give up! In other words, trying and failing is a risk one must bear in order to be able to succeed. Success is in turning failure into an opportunity. Failure is not your enemy. Successful people see failure as a seed; the seed of success.
God is interested in our willingness to manage and administrate all that He has given to us. Nothing will be thrown into our laps. Financial prosperity is not an unconditional providential blessing; conditions are attached. We are to take action and be proactive. The abilities and giftings God provides motivate us to action. Sometimes it takes our persistence in doing the same things faithfully with the heart of a servant. Other times it is time to try new things, new methods, and seek new opportunities. Sometimes the steady plodding brings the success of the blessed life. Many people, deep in debt and lacking in self-discipline in their spending and contentment level, complain that their employers don't pay them enough, their taxes are much too high, their business costs have skyrocketed, or render some other excuse why they cannot plan for their financial future. Of course, some of these excuses may have a certain amount of legitimacy to them, but they don't excuse a person from the responsibility of making sure that they are not wasting any of the resources God has allowed to come through their hands. The problem is rarely a lack of money; it is a lack of money management. Money management simply means self-management. This book will help the reader to re-align their financial attitude so that can begin to fulfill their potential financial altitude.
This book is an ideal text for use in the classroom, small groups, church events and in junior high, high school and college settings. Author Rich Brott had designed the syllabus in a way that is user friendly, easy to teach, easy to learn. No prior knowledge is required from student or teacher. A summary of the content follows: Module 1 - God's Economy Lesson One: Money in God's Economy Lesson Two: The Cycle of Money Lesson Three: The Blessing of Giving Module 2 - Man's Stewardship Lesson Four: Principles of a Blessed Person Lesson Five: Persona of a Steward Lesson Six: Disciplines of a Steward Module 3 - Family Decisions Lesson Seven: How to Make Wise Family Decisions Lesson Eight: Facing Financial Challenges Lesson Nine: Defining Your Financial Future Module 4 - Spending Management Lesson Ten: Managing Your Cash Flow Lesson Eleven: Financial Benefits of Budgeting Lesson Twelve: Designing the Perfect Budget Lesson Thirteen: Developing the Savings Habit Lesson Fourteen: Borrowing and Credit Issues Module 5 - Making Lifestyle Changes Lesson Fifteen: Getting out of Debt Lesson Sixteen: Making Lifestyle Changes Lesson Seventeen: Areas of Financial Vulnerability Module 6 - Investing with a Vision Lesson Eighteen: Investing for your Future Lesson Nineteen: Planning for Retirement
This book was designed with the reader in mind. Written in easy-to-understand language, it contains a comprehensive blend of information for those ready to accept personal responsibility for their financial future. Whether a teenager, college student, single parent, married with kids, or a seasoned business professional, the book's content was researched and organized to benefit anyone in whatever season of life. Organized to be reader friendly, one will have no trouble finding helpful answers and solutions to benefit his/her area of greatest need. ?Biblical Principles for Success in Personal Finance? has been endorsed by publishers, authors and business executives from all around the world.
Enjoying financial security in today's world takes more than simply earning a good living. Some people who have made extraordinary incomes for many years are in terrible financial shape and are not prepared for today, let alone their future. Author Rich Brott explains that it is essential to make decisions that will help you manage your resources if you are ever going to be financially secure. The problem is not our income, but our spending. Many waste much of their hard-earned money on the small and unimportant things. Don't fall into wasteful patterns of living. Make a decision now to be different, to live differently. You can get started on the road to financial freedom by putting the following 5 simple keys into practice immediately. Key 1 Stop Spending on Yourself Key 2 Control Your Cash Key 3 Live Below Your Means Key 4 Save for Your Future Key 5 Give to Others
Investing can be very complicated or very simple. It can be very successful or disastrous. There is risk with investing and there is risk in not investing. Investing can be very enjoyable or very distasteful. In this book you will be given some overall and well-rounded investment information. Absolutely no attempt will be made to influence you to invest in a specific type of financial instrument. Author Rich Brott starts by encouraging you to set aside monies so that in time you have something to invest. The pre-investment process begins by being prepared for those unexpected emergencies. Following that you must be on a path to reach those short term and long term financial goals. With this out of the way, you can turn your thinking to retirement and your long term well-being. If you have already retired, it's all about preserving what you have and making sure that your money always outlasts you. So get out a notepad, your pen or highlighter and record some insights and to do lists as your read its contents.
A proper attitude and approach to your financial affairs is not only exemplary, but also necessary. In this book you will find 10 life-changing attitudes that will make you a financial success. They are the I Can attitudes. Not only are they life changing, but also very attainable. With the right guidance, you can become debt free. With the proper attitude, you can break bad spending habits. With enough self-discipline, you can pay cash instead of using credit. You can renew your thinking, change your flawed value system, and rise above your burden of debt. If you are financially accountable, you can enjoy life without spending massive amounts of money. Author Rich Brott wants to help you discover financial solutions and change your improper attitudes so that you can change your life!
Author Rich Brott notes six themes that are mutually dependent upon each other, each of which represent a necessary requirement for a successful business. They are, Knowledge, Experience, Ability, Opportunity, Capital, and Commitment. When it comes to business failures, the stats are not pretty. Within the first year of operation, over 50% of businesses fail. Extend the time period to five years, and the statistics become even worse. In that time period over 95% of all businesses fail. From the beginning, business is risky and chances of success poor. But you can significantly improve your chances of success with good insight, preparation and planning. The author notes that in this book he wants to help you in the area of establishing your business and will do so by leading you step-by-step through these critical areas.
Everyone wants to maximize their personal cash flow. Everyone wishes to become financially independent. Everyone desires the ultimate financial freedom. So what's the secret to living a better, fuller, freeing life? In this book, Rich Brott shows you just how to do so. If you are going to maximize your personal cash flow, you must know that it cannot be done without financial accountability. But it is possible that you can be a responsible person and you can become financially accountable for every decision you make. You can develop habits that will insure financial success, regardless of how much or how little your income is. Many people earn very little over a lifetime, yet manage to save enough for a debt free and secure retirement. The book outlines 7 major principles that must find a place in your life. Read the book, and find your way to financial freedom.
In simple and easy-to-understand language, author Rich Brott explains that financially, you must "live below your means". If you have been living above your means, you are already in serious debt with no hope of becoming debt free unless you quickly change your financial habits. If you have been living within your means, you may be debt free, but you have little or no savings or investments to carry you through your retirement. What you must begin to do is live below your means. The book will show you how to do just that. Once you've accomplished the basics of getting out of debt, staying out of debt and continuing to live below your means, then the next big hurtle is to set financial goals that will keep you invested in simple, well-diversified, conservative investment vehicles. The only way to reach a financial goal is to work at it. The most important step in reaching that goal is to develop a plan to achieve it. That's why it is so important to plan ahead for your retirement and your financial future. While the idea of planning ahead and building a solid financial strategy for success can sometimes be intimidating and overwhelming, once you get started, it will become easier. With a little planning and a better understanding of what your investment options are, you too can successfully manage your money and pursue your financial goals.
Economic entrepreneurship has a history of success in every area of the world. It has sustained families, cities and nations as it has created employment opportunities and economic growth. Your success in business will be determined by your commitment to gain, learn, understand, and implement knowledge, experience, ability, opportunity, capital, commitment and do it all with great business passion. Success is a planned event and rarely happens without great personal effort. Maximizing your business success means that you are effective, productive and efficient. Never give up! In other words, trying and failing is a risk one must bear in order to be able to succeed. Success is in turning failure into an opportunity. Failure is not your enemy. Successful people see failure as a seed; the seed of success.
Break free from financial bondage! Biblical Principles for Becoming Debt Free's step-by-step approach will show you how, while laying a foundation of biblical understanding regarding the stewardship of your resources. Rescue your life and liberate your future! "Endorsed by: Dr. Jack Hayford; Dr. C. Peter Wagner; Ted Haggard; Christine Caine of Hillsong Austrailia; Ron Blue president of Christian Financial Professionals Network; Chen Hui-Lin of Campus Crusade Asia; Karen Minnis, Speaker of the House -Oregon House of Representatives; Bill Greig III, President Gospel Light Publishing; Dr. Barbara Wentroble; Marilyn Hickey; Dick Iverson, Founder/Chairman Ministers Fellowship International
In simple and easy-to-understand workbook language with fill-in-the-blanks (Teacher's Manual has answers filled in), author Rich Brott explains that financially, you must live below your means. If you have been living above your means, you are already in serious debt with no hope of becoming debt free unless you quickly change your financial habits. If you have been living within your means, you may be debt free, but you have little or no savings or investments to carry you through your retirement. What you must begin to do is live below your means. The book will show you how to do just that. Once you've accomplished the basics of getting out of debt, staying out of debt and continuing to live below your means, then the next big hurtle is to set financial goals that will keep you invested in simple, well-diversified, conservative investment vehicles. The only way to reach a financial goal is to work at it. The most important step in reaching that goal is to develop a plan to achieve it. That's why it is so important to plan ahead for your retirement and your financial future. While the idea of planning ahead and building a solid financial strategy for success can sometimes be intimidating and overwhelming, once you get started, it will become easier. With a little planning and a better understanding of what your investment options are, you too can successfully manage your money and pursue your financial goals.
This resource is dedicated to all individuals who want to enter into God's financial provision and desire to obtain His favor in their personal life, their business life and in all that they purpose to do. From the foreword by Dr. Jack W. Hayford: "Biblical Principles for Releasing Financial Provision! is a remarkable resource that is all at once a gift, tool, and mantle. You will find that this study will be a true gift for anyone. As a tool, this material will help build and edify disciples of Christ with apostolic doctrine. And as a mantle, as God covenants to bless those who live out the principles of giving revealed in this book. Step forward and receive the gift, tool, and mantle!" Endorsements by Dr. Yonggi Cho, Dr. Rod Parsley, Ted Haggard & Dr. Steven Davis, FBI Chaplain
With insights gained from twenty-five years in business and ministry, the author imparts to the reader biblical principles of stewardship and financial management. Readers learn how to get out of debt and are carefully guided through the investment process in this comprehensive and well-crafted resource.
In simple and easy-to-understand workbook language with fill-in-the-blanks, author Rich Brott explains that financially, you must live below your means. If you have been living above your means, you are already in serious debt with no hope of becoming debt free unless you quickly change your financial habits. If you have been living within your means, you may be debt free, but you have little or no savings or investments to carry you through your retirement. What you must begin to do is live below your means. The book will show you how to do just that. Once you've accomplished the basics of getting out of debt, staying out of debt and continuing to live below your means, then the next big hurtle is to set financial goals that will keep you invested in simple, well-diversified, conservative investment vehicles. The only way to reach a financial goal is to work at it. The most important step in reaching that goal is to develop a plan to achieve it. That's why it is so important to plan ahead for your retirement and your financial future. While the idea of planning ahead and building a solid financial strategy for success can sometimes be intimidating and overwhelming, once you get started, it will become easier. With a little planning and a better understanding of what your investment options are, you too can successfully manage your money and pursue your financial goals.
From the Foreword written by Jack Hayford: This book presents the real deal, because God does covenant to bless those who learn to live within His covenants and revealed principles of giving. I see the evenhanded instruction herein as providing a study that can open your life to receiving a mantle, a kind of covering or anointing, for every aspect of your life.
Marc Rich -- the most wanted white-collar criminal in America -- was one of the most successful metal traders in the world. Before there was Michael Milken or Ivan Boesky, Rich rose through the ranks to amass a multibillion dollar fortune in the halcyon days of high-flying commodities trading. But he did it by cutting corners and pulling the wool over the eyes of his competitors. Eventually his companies pleaded guilty to 38 counts of tax evasion, paying $90 million in fines. Rich fled to Switzerland, where he faced a potential jail term of over 300 years if he ever returned to the United States. This is a story of greed, corruption, and money gone wild, in truly astronomical proportions. Posing as a commodities trader, A. Craig Copetas goes behind the scenes to give us a riveting, true-to-life portrait of Rich's corrupt world and his incredible escape from the law.
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