Explaining difficult concepts in plain English with a breezy style, this third edition has new material covering new tax laws, retirement savings strategies, a chapter on identity theft, and question-and-answer sidebars.
Achieve a Healthy, Balanced, and Richly Rewarding Life! Have your goals and dreams gotten lost in your daily struggle to earn and provide for your family? If so, join Ric Edelman on a journey to self-discovery and personal fulfillment. In Discover the Wealth Within You, he shows you how to choose fun, enriching ... and rewarding goals and gives you a simple, straightforward plan for achieving them. You'll discover how easy it is to create wealth, once you're headed in the right direction. After using Ric's work sheets to help you get started, you'll embark on a detailed exploration of personal investing and discover Ric's formula for creating a plan to achieve your goals, build your financial future ... and finance your dream.
From the #1 "New York Times"-bestselling author of "Ordinary People, Extraordinary Wealth" comes this insider's view into how today's investment practices have become so misleading and manipulative that investors must take charge of their own finances.
The instant New York Times bestseller from legendary investment guru Ric Edelman, who presents a prescient personal finance guide on how technology and science will reshape the way we save, invest, and plan for the future. In The Truth About Your Future, award-winning financial advisor Ric Edelman reveals how technology and science are evolving at a blistering, almost incomprehensible pace—with profound implications for your personal finances. Ric radically upends traditional financial planning, showing that you need not just one financial plan, but three—one for now, one for later and one for much later. He explains: Why you’re likely to live much longer—and the impact on your financial future; how you must alter your plans to shift from the familiar linear lifeline (school-job-retirement-death) to the new cyclical lifeline; the importance of Career Planning—even if you’re in your fifties or sixties; how to invest in tech companies and how to generate income from your investments; why nursing homes are becoming obsolete—and with them, long-term care insurance policies, and what this means for you; how to protect your digital assets; and how you’ll spend your time—and money—in retirement, and why the future will be the happiest time of your life. The traditional paradigms of how we live, learn, and invest are shifting under our feet. Fortunately, Ric Edelman has seen the future, and in The Truth About Your Future he illustrates how smart investors can adapt and thrive in today’s changing marketplace. Newcomers and loyal Edelman followers alike will find value in his proven advice and trademark humor. This is a must-have guide for anyone serious about successfully adapting to the ever-evolving financial landscape.
In troubled times, it is only natural to worry about our financial security. That's why now is the time to act -- to preserve your financial well-being, and that of your family, and to ensure your peace of mind. Financial expert and best-selling author Ric Edelman has written this guide to help all of us quickly safeguard our economic lives. Edelman's eight-point action plan -- actions that you can take right now -- will help you protect yourself and your family, as well as your money, your income, your job, your home, your possessions, and your business. You'll learn how to manage the powerful emotions that can cloud your financial judgment, and find the guidelines you need to make the right investment decisions now that will secure your investments today and prepare you for the future. And because it is more important than ever that we be generous in our charitable giving, you will learn the best ways to give, so you can lend support to all our neighbors who are in such dire need of our help. Financial Security in Troubled Times will help all of us face the future, knowing that our financial house is in order and that we are ready to meet the challenges ahead.
Are You Playing By the New Rules? Forget what you know about personal finance. The old rules no longer apply. Ric Edelman's 88 strategies, tailor-made for today's economy, will show you how to achieve financial success. Ric is famous for making personal finance fun, and you'll discover how easy it is to put his advice into action! Is it smart to buy company stock with your 402 (k) plan? Discover the right way to handle your company retirement plan. See Rule #85 Learn why you must carry a big, long mortgage -- and never pay it off! See Rule #21 Learn why not to invest in the new Roth IRA-and discover the most powerful anti-tax investment available today. See Rules #69 and #76 Planning to retire? Learn why you won't -- and what you must do instead. See Rule #88 Find out why those who invest in S&P 500 Index Funds will wish they hadn't. See Rule #36 Learn why that higher - paying job could actually cost you money. See Rule #32
From the #1 independent financial advisor in America, ranked three times by Barron’s: a guide to making the most of your retirement plans and assuring long-term financial security. Everyone knows that saving for your retirement is important. Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans—including the 401(k), 403(b), 457, and even the IRA—are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this book. Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can’t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.
How did a secretary, a firefighter, a retired naval officer, a housewife, a construction worker, a schoolteacher, and a pharmacist become wealthy? Bestselling author Ric Edelman has studied the wealth-making habits of these and 5,000 other ordinary Americans.What he found is revealed for the first time in this book: the eight great secrets to attaining wealth. This extraordinary book is filled with the advice of everyday people—people like your own friends and neighbors—who entered the world of personal finance, often with no real plan at the start, but who found ways to accumulate astonishing amounts of money. A rich, irreplaceable lifetime of wealthbuilding experience is now at your fingertips.Here you will learn to arrange your finances and make your investment decisions so you can reach your goals and achieve financial security. Including: How to turn your mortgage into a wealth-enhancing tool; Why small investments work better than big ones; How to max out on your employer-sponsored retirement plan; Your investments: when to hold them and when to fold them; Financial news: when to pay attention and when to turn it off; Plus, of course, much, much more. Let your neighbors lend you a hand and let Ric Edelman guide you through their lessons. So come along for an eye-opening journey with thousands of ordinary folks who found their way to extraordinary wealth. Five thousand of your neighbors found hard-won financial success using the same eight secrets to attaining wealth. The lessons they learned through many years of life experience, and lots of trial and error, can now be yours! After studying the habits of thousands of financially successful people, bestselling author Ric Edelman found that they shared eight fundamental methods for attaining wealth. Now you can adopt these same eight strategies yourself. Let the extraordinary experience of ordinary investors—along with Ric Edelman's expert analysis—help you create your own financial success story.
From acclaimed and award-winning financial adviser Ric Edelman comes a modern-day fable in the spirit of The Ant and the Grasshopper that teaches kids—and their parents—the value of spending money, saving for the future, and giving to charity. Financial habits form early. Children learn by observing a parent’s behavior and through their own experiences. That’s why it’s important to make sure your children are treating money the right way. From allowances and birthday money to cash they’ll one day earn babysitting or mowing lawns, The Squirrel Manifesto provides a platform to set your children on the path to a lifetime of fiscal responsibility. Just as a squirrel gathers nuts to prepare for the winter—eating some now and storing some for later—kids can learn the value of money by spending some of their allowance now and saving the rest for later using animals as examples.
A straightforward, practical guide to the newest frontier in investment strategy—crypto—from #1 New York Times bestselling author and personal finance expert Ric Edelman. Blockchain and bitcoin are here to stay—and as the Bank of England stated, this new technology could “transform the global financial system.” No wonder PWC says blockchain technology will add $2 trillion to the world’s $80 trillion economy by 2030. Indeed, blockchain technology and the digital assets it makes possible are revolutionary, the most profound innovation for commerce since the invention of the internet. And yet, the average investor—and the investment advisors who manage two-thirds of all their money—aren’t aware of all this, or of the incredible investment opportunities now available. Fortunately, Ric Edelman, one of the most influential experts in the financial field, shows investors how they can engage and thrive in today’s new investment marketplace. Featuring the prophetic insights you’d expect from one of most acclaimed financial advisors, The Truth About Crypto is fun to read and easy to understand—and most importantly gives readers the sound, practical advice we all need to succeed with this new asset class. Best of all, Edelman shows how blockchain works, the difference between digital currency and digital assets, and a comprehensive look at every aspect of the field. This book is a must-read guide if you want to achieve investment success today.
Explaining difficult concepts in plain English with a breezy style, this third edition has new material covering new tax laws, retirement savings strategies, a chapter on identity theft, and question-and-answer sidebars.
From one of America’s most trusted financial advisors: a guide to making the most of your retirement plans and assuring long-term financial security. Everyone knows that investing in your retirement is important. Yet only half of all eligible Americans contribute to a retirement plan. That’s because 401(k)s, 403(b)s, 457s, and IRA plans are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees, and has accumulated his advice in this book. Edelman has created a step-by-step guide. With illuminating examples and simple explanations, he shares everything you need to know as a plan participant: how much you need to retire comfortably, how to make wise choices among your investment options, and how to maximize the benefits of your 401(k). Along the way, he debunks the myths and clears up the confusion.
From the #1 "New York Times"-bestselling author of "Ordinary People, Extraordinary Wealth" comes this insider's view into how today's investment practices have become so misleading and manipulative that investors must take charge of their own finances.
A straightforward, practical guide to the newest frontier in investment strategy—crypto—from #1 New York Times bestselling author and personal finance expert Ric Edelman. Blockchain and bitcoin are here to stay—and as the Bank of England stated, this new technology could “transform the global financial system.” No wonder PWC says blockchain technology will add $2 trillion to the world’s $80 trillion economy by 2030. Indeed, blockchain technology and the digital assets it makes possible are revolutionary, the most profound innovation for commerce since the invention of the internet. And yet, the average investor—and the investment advisors who manage two-thirds of all their money—aren’t aware of all this, or of the incredible investment opportunities now available. Fortunately, Ric Edelman, one of the most influential experts in the financial field, shows investors how they can engage and thrive in today’s new investment marketplace. Featuring the prophetic insights you’d expect from one of most acclaimed financial advisors, The Truth About Crypto is fun to read and easy to understand—and most importantly gives readers the sound, practical advice we all need to succeed with this new asset class. Best of all, Edelman shows how blockchain works, the difference between digital currency and digital assets, and a comprehensive look at every aspect of the field. This book is a must-read guide if you want to achieve investment success today.
Outlines forward-thinking recommendations on how to tap rapidly evolving technological and scientific innovations to make powerful new choices about saving, investing, and planning for the future.
Home Sweet Home: How to buy your first home, your next home and save on taxes when you sell. A-Z of Investments: From annuities to zero-coupon bonds, go from owing money to OWNING money. Get out of debt (and stay that way). Estate Planning & Long-Term Care: Learn how to protect yourself and your family.
In this wide-ranging study, Ric Knowles demonstrates how the examination and practice of theatre is enhanced by an expanded semiotic approach. Moving from the history and theory of performance analysis to its practical application and paying particular attention to cross-cultural applications, he examines not what a particular piece of theatre means, but how meaning is produced in the process of creating, viewing and analysing theatre. How Theatre Means presents contemporary case studies and explores intersections between a wide range of theories and methods. Clear and accessible, this book brings a key analytical methodology to life for students, practitioners and scholars.
Now in Paperback! Early in 1971, Five Fingers of Death premiered in a New York movie theater. This was America's first look at a Chinese martial arts movie. In Chicago that same year, Duel of the Iron Fist debuted. With the release of Bruce Lee's films, the market exploded. And thus began America's love affair with what is one of the most misunderstood and maligned film genres. The Encyclopedia covers the genre from 1920 to 1994. The genre, however, can be very confusing: films often have several titles, and many of the stars have more than one pseudonym. In an effort to clarify some of the confusion, the authors have included all the information available to them on almost 3,300 films. Each entry includes a listing of the production company, the cast and crew, distributors, running times, reviews with star ratings whenever possible, and alternate film titles. A list of film series and one of the stars' pseudonyms, in addition to a 7,900 name index, are also included. Illustrated.
Home Sweet Home: How to buy your first home, your next home and save on taxes when you sell. A-Z of Investments: From annuities to zero-coupon bonds, go from owing money to OWNING money. Get out of debt (and stay that way). Estate Planning & Long-Term Care: Learn how to protect yourself and your family.
Reestablishing the balance of power between the States who conceived, articulated, and fought for the Republic – almost stopping its formation more than once due to concerns with federal power – is not easy given the structural corruption deeply imbedded in Congress and the Washington, D.C. culture, but it can and must be done. Mark Levin has identified the “clarifications” necessary in our Constitution that must be implemented via a Convention of States, but that will not fix the problem within – at least not in time. This book is a detailed, step by step strategy that can achieve this from within. In addition, the book provides specific answers to those who will object – and do so loudly. It also provides some keen insights into the D.C. culture with information few Americans know. There are preconditions to this Revolution that are essential, achievable, and identified here. Many can begin now, well before the 2016 election, but they must begin and we must have the commitment from enough States (26) to get these stepping stones set so that a new authentic constitutionally conservative President and a ‘friendly’ Congress can achieve them in just five years. It became clear at the RNC Platform Committee in 2012 that we needed something new, a very specific plan – an informed strategy, not just more speeches, not just more of the same general rhetoric we have all heard for decades. You have to do the hard work, and that doesn’t come from behind a podium. The reforms outlined in this book will achieve the rebalance and again form an even more perfect union with States in control and the federal system again limited as prescribed in the Constitution. This is an historic time, a new political time and space that will determine if America, as constructed by the States, will again prevail.
Manage all your social media marketing efforts with repeatable, improvable processes Winner of a 2013 Small Business Book Award for Social Media “In studying social media we must also embrace social sciences. Sociology, psychology, neuroscience, statistical analysis, ethnography, as well as marketing are at the source of Social Marketology, and Dragon explains how and why it matters to business.” —Brian Solis, author of Then End of Business as Usual “There is no longer any doubt that social media is one of the key digital trends that are reshaping today’s industries, brands, and customer networks. Ric Dragon’s immensely practical guide will help you get the most out of your own social media investment by identifying the processes and best practices that build real and valuable business relationships. Read it, and use it, today!” —David Rogers, bestselling author of The Network is Your Customer “If you think Facebook, Twitter, and the like are simply trends or fads, you’re missing the bigger picture. Consumers are more connected than ever before, and they are highly untethered (thanks to smartphones and tablets). Now that we’re past the whole ‘Do I really need social media for my business?’ Ric is here with Social Marketology, a smart look at how to get social media organized for your business.” —Mitch Joel, President of Twist Image and author, blogger, and podcaster at Six Pixels of Separation About the Book: Covering subjects ranging from the best-tasting breakfast cereal to the latest developments in cancer treatment, personal interactions are occurring with increased frequency on social media. And if you want to connect with customers, you have no choice but to join their conversations. This much has been established by the mountains of social media marketing literature produced in recent years. What has not been established are the best practices for creating the most ideal social media strategy for your particular needs—and that’s where this book comes in. In Social Marketology, cofounder Ric Dragon of the renowned search engine marketing firm DragonSearch, takes social media marketing to the next step—showing how to choose the best tools for your needs and develop a strategy tailored to your goals. Drawing from such process methodologies as LEAN and the Capability Maturity Model, Dragon helps you develop a social media process that is quantifiable, repeatable—and improvable. His process is based on these basic steps: Focus on desirable outcomes: Vision, Goals, Objectives, and Metrics Pinpoint the very smallest segments of your customers Determine the communities to which these microsegments belong Identify the influencers of those communities Create an action plan for your project Measure and constantly improve your efforts The beauty of Dragon’s method is its core flexibility. New social media platforms are guaranteed to pop up in the near future. Any strategy based on the methods in this book can be adapted to take full advantage of them. The age of blind trial and error for social media marketers is over. Social Marketology provides the means to implement an effective campaign that is testable, controllable, and fully integrated within broader campaigns and goals.
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