Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? Based on Dave Ramsey's New York Times best-selling book that has already helped millions of readers, this companion workbook will help you develop everyday money-saving and life-changing habits. Ready to apply everything you learned in The Total Money Makeover? This essential companion workbook--packed with self-assessments and lined sections dedicated to note-taking--will give you the tools and the encouragement you need to: Unpack the lies you've been told about finances Pay off the debts that are weighing you down Start building your emergency fund Become financially healthy for life With inspiring real-life stories and thought-provoking questions for reflection, this workbook is the reset you've been searching for.
In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.
If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!
Get out of debt and stay out with the help of Dave Ramsey, the financial expert who has helped millions of Americans control their money The Financial Peace Planner may be the most valuable purchase you ever make. Dave Ramey's practical regimen, based on his own personal experience with debt, offers hard-won advice and much needed hope to people who find themselves in serious debt and desperate for a way out. This book comes in a workbook format, allowing you to frequently monitor your progress and, most importantly, to face your situation honestly. Loaded with inspirational insights that come from personal experience, this set of books will be life changing for any debt-ridden readers. You'll find help on how to: • Assess the urgency of your situation • Understand where your money's going • Create a realistic budget • Dump your debt • Clean up your credit rating
A strategy for changing attitudes about personal finances covers such topics as getting out of debt, the dangers of cash advances, and keeping spending within income limits.
From the New York Times bestselling author of The Total Money Makeover and radio and podcast host Dave Ramsey comes an informative guide based on how he grew a successful, multimillion dollar company from a card table in his living room. Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here’s another question to consider—are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based start-up, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave Ramsey opens up his championship playbook for business to show you how to: -Inspire your team to take ownership and love what they do -Unify your team and get rid of all gossip -Handle money to set your business up for success -Reach every goal you set -And much, much more! EntreLeadership is a one-stop guide filled with accessible advice for businesses and leaders to ensure success even through the toughest of times.
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Set aside enough money to pay for unexpected expenses and emergencies Save enough money for your retirement Live like no one else, so later you can LIVE (and GIVE) like no one else! This new edition of The Total Money Makeover includes new content that will help you tackle marriage conflict, college debt, and so much more.
What does the Bible really say about money? About wealth? How much does God expect you to give to others? How does wealth affect your friendships, marriage, and children? How much is “enough”? There’s a lot of bad information in our culture today about wealth―and the wealthy. Worse, there’s a growing backlash in America against our most successful citizens, but why? To many, wealth is seen as the natural result of hard work and wise money management. To others, wealth is viewed as the ultimate, inexcusable sin. This has left many godly men and women confused about what to do with the resources God’s put in their care. They were able to build wealth using God’s ways of handling money, but then they are left feeling guilty about it. Is this what God had in mind?
From the New York Times bestselling author of The Total Money Makeover and radio and podcast host Dave Ramsey comes an informative guide based on how he grew a successful, multimillion dollar company from a card table in his living room. Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here’s another question to consider—are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based start-up, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave Ramsey opens up his championship playbook for business to show you how to: -Inspire your team to take ownership and love what they do -Unify your team and get rid of all gossip -Handle money to set your business up for success -Reach every goal you set -And much, much more! EntreLeadership is a one-stop guide filled with accessible advice for businesses and leaders to ensure success even through the toughest of times.
A simple, straight-forward game plan for completely making over your money habits! Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can: Set up an emergency fund (believe me, you're going to need it) Pay off your home mortgage?it is possible. Prepare for college funding (your kids will love you for it) Maximize your retirement investing so you can live your golden years in financial peace Build wealth like crazy! With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain. It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.
Nationally syndicated radio host and money man Dave Ramsey offers a practical and inspiring action plan to help you get in the best financial shape of your life.
With the help of a #1 New York Times bestselling author and finance expert, set your finances right with these updated tactics and practices Dave Ramsey knows what it's like to have it all. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and, through his workshops and his New York Times business bestsellers Financial Peace and More than Enough, he has helped hundreds of thousands of people to understand the forces behind their financial distress and how to set things right-financially, emotionally, and spiritually. In this new edition of Financial Peace, Ramsey has updated his tactics and philosophy to show even more readers: • how to get out of debt and stay out • the KISS rule of investing—"Keep It Simple, Stupid" • how to use the principle of contentment to guide financial decision making • how the flow of money can revolutionize relationships With practical and easy to follow methods and personal anecdotes, Financial Peace is the road map to personal control, financial security, a new, vital family dynamic, and lifetime peace.
In October 1944 Nadine Ramsey was thirty-three and she was flying the cutting-edge P-51 Mustang to New Jersey, its last stop before heading to the war in Europe. The irrepressible young woman from Wichita had long been determined to fly and the gathering storm clouds of World War II had provided an unexpected opportunity. Taking Flight is the inspiring story of a girl from Depression-era Kansas who overcame tremendous challenges and defied convention to become an elite pilot—one of the few American women to fly fighter aircraft during World War II. Taking Flight follows Nadine as she became one of 1,102 women to join the Women’s Airforce Service Pilots and one of only 303 WASPs to take to the skies in military cockpits, transporting aircraft to bases across the nation for use in the theaters of war. This book marks her milestones: the first Kansas woman to earn a commercial pilot license; among the earliest women to fly the US Air Mail; one of only 26 WASPs who flew the Lockheed P-38 Lightning, a fighter aircraft—and the first woman to own one; the only woman in the country to instruct male pilots to fly fighter planes after the war. Disbanded in late 1944 to make way for male pilots and barred from piloting for commercial airlines, the WASPs spent the next three decades fighting to win veteran status. Taking Flight: The Nadine Ramsey Story is a profile in courage of a woman who helped clear the flight path for today’s female combat and commercial aviators.
When Dave Ramsey was experiencing his own Total Money makeover, he found that journaling was very helpful and effective. Dave says, "Take this journal and record everything happening that seems like a big deal. Record the relationship issues, the debt, the emotions, the setbacks, the victories, and anything else that seems important at the time. "The immediate benefits of writing everything down are twofold. First, writing helps you process the problems and victories. The second immediate benefit of journaling is that you can reread your entry just days-even months-later and gain vital perspective on your progress. "Write it down. You will be glad you did.
Ramsey made his first million in his twenties-- the wrong way-- and then went bankrupt. That's when he set out to learn God's ways of managing money, and developed the Ramsey Baby Steps. Following these steps, he became a millionaire again-- this time the right way. Here he shares how he learned God's ways of handling money, as well as his research team's National Study of Millionaires [pages 129-226]. --
LONGLISTED FOR THE NATIONAL BOOK AWARD • A “vivid and frank” (NPR) account of the crack cocaine era and a community’s ultimate resilience, told through a cast of characters whose lives illuminate the dramatic rise and fall of the epidemic “A master class in disrupting a stubborn narrative, a monumental feat for the fraught subject of addiction in Black communities.”—The Washington Post “A poignant and compelling re-examination of a tragic era in America history . . . insightful . . . and deeply moving.”—Bryan Stevenson, author of the #1 New York Times bestseller Just Mercy FINALIST FOR THE NATIONAL BOOK CRITICS CIRCLE AWARD • ONE OF THE NEW YORK PUBLIC LIBRARY AND VULTURE’S TEN BEST BOOKS OF THE YEAR A BEST BOOK OF THE YEAR: Time, The Washington Post, NPR, Chicago Public Library, Publishers Weekly, She Reads, Electric Lit, The Mary Sue The crack epidemic of the 1980s and 1990s is arguably the least examined crisis in American history. Beginning with the myths inspired by Reagan’s war on drugs, journalist Donovan X. Ramsey’s exacting analysis traces the path from the last triumphs of the Civil Rights Movement to the devastating realities we live with today: a racist criminal justice system, continued mass incarceration and gentrification, and increased police brutality. When Crack Was King follows four individuals to give us a startling portrait of crack’s destruction and devastating legacy: Elgin Swift, an archetype of American industry and ambition and the son of a crack-addicted father who turned their home into a “crack house”; Lennie Woodley, a former crack addict and sex worker; Kurt Schmoke, the longtime mayor of Baltimore and an early advocate of decriminalization; and Shawn McCray, community activist, basketball prodigy, and a founding member of the Zoo Crew, Newark’s most legendary group of drug traffickers. Weaving together riveting research with the voices of survivors, When Crack Was King is a crucial reevaluation of the era and a powerful argument for providing historically violated communities with the resources they deserve.
St. Ambrose, Bishop of Milan from 374 to 397, was one of the most important figures of the fourth century Roman empire. This volume explores the enormous impact of Ambrose on Western civilization, and examines the complexity of his ideas and influence; as a poet, ascetic, mystic and politician. Ambrose combines an up-to-date account of his life and work, with translations of key writings. Ramsey's volume presents a comprehensive and accessible insight into a relatively unexplored persona and argues that Ambrose has influenced the Western world in ways as yet unrealized.
Ramsey blends practical business ideas, good practice, and commonsense ideas into lessons that all principals should find useful in their work." Paul Young, 2002-2003 President National Association of Elementary School Principals "Once again Ramsey, like a wise mentor, cuts to the heart of leadership. Every reader who likes new ideas, appreciates fresh perspective, and seeks core truths about leadership will include this book in his or her library and recommend it to colleagues." Don Draayer 1990 AASA National Superintendent of the Year What does it take to be an effective school leader? What can we learn from successful schools and other businesses? Much of what makes a great business organization tick can help make an effective school click as well. This valuable new resource combines the best thinking from today′s finest schools with proven ideas taken directly from successful businesses and other public and private organizations. School Leadership From A to Z blends proven traditional success secrets for school leaders with newfound strategies and unique methods from businesses and organizations outside the education community. This fresh approach provides 26 compact sections, offering provocative insider insight into critical elements of school leadership, including: Attitude and Ambiguity Tolerance; Coaching, Culture, and Common Sense; Exceeding Expectations; Inform, Instruct, and Inspire; Networking and Nitpicking; Removing Obstacles, and much more! This handbook for educational leaders is the first ever to draw heavily on tough lessons from business and life, as well as successful school experiences, providing: Leadership lessons from both businesses and schools Ideas to borrow from the best practices of organizations What business leaders say about leadership New vocabulary for school leaders A reference list of business leadership titles helpful to school leaders If your school is not what it could or should be, something needs to change. This marvelous new resource provides you with the necessary ingredients for success!
Audisee® eBooks with Audio combine professional narration and sentence highlighting for an engaging read aloud experience! The picture book inspiration for the Academy Award-winning film The Green Book Ruth was so excited to take a trip in her family's new car! In the early 1950s, few African Americans could afford to buy cars, so this would be an adventure. But she soon found out that black travelers weren't treated very well in some towns. Many hotels and gas stations refused service to black people. Daddy was upset about something called Jim Crow laws . . . Finally, a friendly attendant at a gas station showed Ruth's family The Green Book. It listed all of the places that would welcome black travelers. With this guidebook—and the kindness of strangers—Ruth could finally make a safe journey from Chicago to her grandma's house in Alabama. Ruth's story is fiction, but The Green Book and its role in helping a generation of African American travelers avoid some of the indignities of Jim Crow are historical fact.
Invaluable etiquette guidelines for today's business professionals. Now that technology is changing the way people do business, proper manners and etiquette have become more important than ever. In this comprehensive guide to mastering everything from professional relationships and correspondence to business attire and luncheons, the author demonstrates that interpersonal skills are as crucial to success as are innovative products and services. Covering topics including business handshakes, telephone courtesy, electronic etiquette, office manners, gift-giving in the office, and international business, the author offers hundreds of useful, practical suggestions for the veteran business professional and novice alike.
Work isn't supposed to be a four-letter word! Does the work you do matter to you? Are you unsure what you want to do for a living? Are you in the right place but looking to advance? No matter where you are in your career, you were born to do work you love. National bestselling author and career expert Ken Coleman was stuck in an unfulfilling career until he realized he didn’t have to be. In his latest book, he draws on what he learned from his own ten-year journey as well as from coaching thousands of others to walk you through the seven stages to discovering and doing meaningful work. Relevant to any job or industry, you’ll learn step-by-step how to: Get Clear on the work you were uniquely made to do and why. Get Qualified to do the work you were created for. Get Connected with the right people who can open the doors to your dream. Get Started by overcoming the emotions and mistakes that often hold people back. Get Promoted by developing winning habits and traits. Get Your Dream Job by doing work you love and accomplishing results that matter to you. Give Yourself Away by expanding the dream to leave a legacy. This is your moment. You are needed, and you were made to contribute. It’s time to exit the daily grind and use your talents to start living your dream once and for all.
First published in 1981, Servant and Son attempts to look simultaneously at Jesus as the subject of our four canonical Gospels, and as a figure, at times the main figure, in his own parables. The parables are understood not as fictions he created but as "stories his Father told him," revelations received from God in his capacity as a prophet. From these parables he emerges as servant of God, Son of God, and much more, anticipating in a variety of ways the Jesus of the four Gospels.
Smart Money Management: A Biblical Approach to Financial Stability, by Pastor John Ramsey, unveils the concerns of financial literacy that have plagued our communities. He addresses challenging issues and uses scriptural references and parables that coincide with our daily living. Beginning with the parable of the unjust steward and ending the book with the Gospel of Matthew on stewardship, Ramsey offers a biblical solution for Christian stewardship in the 21st century. He addresses both the ministry and professional angle to provide a good balance of practical advice for all settings.
The Richest Man in Babylon has been a favorite of Dave Ramsey’s for years. Set in ancient Babylon, this book is an inspiring collection of stories about people who have struggled with—and overcome—the same money problems most Americans face: feeling trapped by debt, living paycheck to paycheck, with little to no savings. In this exclusive edition of George Clason’s classic, George gives his timeless principles for building lasting wealth, while Dave shares his proven money advice using quotes directly from The Dave Ramsey Show. With powerful storytelling, The Richest Man in Babylon gives fresh perspective and encouragement to all who want to change their lives and win with money. Join George and Dave as they share how to: -Get out of debt -Budget -Live on less than you make -Invest wisely -Save for the future -Enjoy your life and money As George says, “Money is plentiful for those who understand the simple rules of its acquisition.” If you follow the wisdom of Babylon, financial peace—and a life of freedom—are just seven steps away.
A practical how-to guide for students and a powerful reminder of the value of a humanities education In recent decades, the humanities have struggled to justify themselves in the American university. The costs of attending a four-year college have exploded, resulting in intense pressure on students to major in STEM (science, technology, engineering, and mathematics), business, and other pre-professional or "practical" majors that supposedly transmit more marketable skills than can be acquired from the humanities. But, as Laurie Grobman and E. Michele Ramsey argue, this vision of humanities majors idly pondering the meaning of life for four years is inaccurate. Major Decisions demonstrates how choosing a major in the humanities is a worthwhile investment in a global economy that is shifting in the direction of college graduates who think broadly, critically, and ethically. Indeed, the core skills and knowledge imparted by an education in the humanities—including facility with written and verbal communication, collaboration, problem-solving, technological literacy, ethics, leadership, and an understanding of the human impacts of globalization—are immensely useful to employers across a variety of sectors. Major Decisions serves as a deeply informative guide to students and parents—and provides a powerful reminder to employers and university administrators of the true value of an education in the humanities.
A compilation of all previously published writings on philosophy and the foundations of mathematics from the greatest of the generation of Cambridge scholars that included G.E. Moore, Bertrand Russell, Ludwig Wittgenstein and Maynard Keynes.
Distributed by the University of Nebraska Press for Caxton Press Unsanctioned Voice is the story of a writer who found himself on the losing side of a national debate about the limits of government- a debate that is even more crucial today. Garet Garrett was the most eloquent enemy of FDR's policies at home and abroad and he paid the price for it.
Along with his Confessions, The City of God is undoubtedly St. Augustine's most influential work. In the context of what begins as a lengthy critique of classic Roman religion and a defense of Christianity, Augustine touches upon numerous topics, including the role of grace, the original state of humanity, the possibility of waging a just war, the ideal form of government, and the nature of heaven and hell. But his major concern is the difference between the City of God and the City of Man - one built on love of God, the other on love of self. One cannot but be moved and impressed by the author's breadth of interest and penetrating intelligence. For all those who are interested in the greatest classics of Christian antiquity, The City of God is indispensible. This long-awaited translation by William Babcock is published in two volumes, with an introduction and annotation that make Augustine's monumental work approachable. Books 11-22 offer Augustine's Christian view of history, including the Christian view of human destiny.
Now you can do more than just deal with the "crisis-du-jour". Leadership is learnable, and this comprehensive guide will show you how to be proactive, prevent crises, create dreams, push the envelope, and focus on the future instead of just reacting to crises, spending all your time putting out fires, or coping with the current system-whether it works or not. In this updated second edition, best-selling author Robert D. Ramsey gives you just what you need to avoid "simply managing" and to become a true leader instead! Unlike other manuals that give you bits and pieces on how to develop a particular curriculum or handle specific day-to-day discipline problems, this unique handbook offers administrators practical, time-proven lessons on how to think, act, plan, set priorities, manage time, and make decisions-skills that will help you navigate through the unique challenges of leading in a school environment. Included are guidelines on: Getting the most out of people Bringing about change Handling politics Dealing with setbacks Thinking, looking, and acting like an effective school leader Communicating effectively Practicing ethical leadership Being a school leader can actually be exciting, rewarding, and fun again, once you're equipped to tackle today's challenges!Other books by Robert D. Ramsey:What Matters Most for School Leaders School Leadership From A to Z How to Say the Right Thing Every Time, Second Edition Well Said, Well Spoken
The Yamasee War was a violent and bloody conflict between southeastern American Indian tribes and English colonists in South Carolina from 1715 to 1718. Ramsey's discussion of the war itself goes far beyond the coastal conflicts between Yamasees and Carolinians, however, and evaluates the regional diplomatic issues that drew Indian nations as far distant as the Choctaws in modern-day Mississippi into a far-flung anti-English alliance. In tracing the decline of Indian slavery within South Carolina during and after the war, the book reveals the shift in white racial ideology that responded to wa.
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