This is an essential tool for keeping institutions in compliance with the various consumer protection laws and regulations. It addresses all the subjects that bank examiners would review, including regulatory changes resulting from the Economic Growth and Regulatory Paperwork Reduction Act (EGRIPA) plus the latest information on: mortgage rules; the Bank Secrecy Act; consumer leasing; truth in lending requirements; fair credit reporting, and electronic transfer of funds.
Addresses the current state of funding for public transportation in the United States, the various circumstances that have contributed to today's funding environment, and specific strategies that transit agencies are pursuing to identify new sources of funding. The report is presented in two parts -- a final report and a casebook.
The regulations governing trust departments and services continue to become more complex. The OCC rewrote Regulation 9 and savings associations are expanding their trust departments. This handbook offers the most up-to-date information on the duties and responsibilities of directors and administrators of: personal and corporate trusts; employee benefit and retirement plans; shareholder services; international trusts; trust department operations; portfolio investment and management, and trust department audits and regulatory examinations.
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