Petra Steinorth präsentiert in ihrer in englischer Sprache vorgelegten kumulativen Dissertationsschrift drei theoretische Modelle, die Versicherungsentscheidungen über mehrere Perioden und bei privater Information seitens der Versicherungsnehmer ökonomisch untersuchen. Die Dissertation leistet einen wichtigen Beitrag zur theoretischen Forschung im Bereich Versicherungsökonomie, da insbesondere zu mehrperiodigen Fragestellungen noch großer Forschungsbedarf besteht: Der Beitrag ""Impact of Health Savings Accounts on Precautionary Savings, Demand for Health Insurance and Prevention Effort"" untersucht den Einfluss von steuerlich begünstigten Gesundheitssparkonten auf das Sparverhalten, die Nachfrage nach Krankenversicherung und Prävention. Im zweiten Beitrag ""Yes, No, Perhaps - Explaining the Demand for Risk Classification Insurance with Imperfect Private Information"" wird untersucht, welche Granularität der Risikoklassifizierung optimal ist, wenn die Versicherungsnehmer unvollständige private Information über ihren zukünftigen Risikotyp haben. Der dritte Beitrag ""The Demand for Enhanced Annuities"" analysiert die Reaktion des Marktes auf die Einführung von sogenannten Enhanced Annuities. Dabei handelt es sich um Rentenversicherungsprodukte, die die individuelle Lebenserwartung bei der Tarifierung berücksichtigen. Die wissenschaftliche Arbeit ist auch für Mitarbeiter in Versicherungsunternehmen von Interesse, da sie wichtige Bereiche des Produktmanagements in der Lebens- und Krankenversicherung behandelt. Petra Steinorth ́s dissertation consists of three theoretical models, which all examine the economics of selected multi-period insurance decisions with private information on the part of the insured. The thesis makes an important contribution to insurance economics literature as multi-period problems have not yet been widely studied. The article ""Impact of Health Savings Accounts on Precautionary Savings, Demand for Health Insurance and Prevention Effort"" investigates how tax incentives like health savings accounts influence savings for medical costs, the demand for health insurance and ex ante moral hazard. The second article ""Yes, no, perhaps - Explaining the Demand for Risk Classification Insurance"" examines the optimal risk classification in case the insured have incomplete private information regarding their future risk type. The third article ""The Demand for Enhanced Annuities"" analyzes the market reaction to the introduction of so-called enhanced annuities, which are annuities that take individual factors influencing life expectancy into account for pricing. The scientific dissertation is also of interest to insurance practitioners as it examines important issues in the field of health and life insurance product management.
Focusing particularly on the British context, this study offers the first analysis of contemporary popular and literary fiction, film, TV and art exhibitions about Nazis and Nazism.
Evropské neonacistické hnutí se ze své ideologické podstaty staví negativně vůči globalizaci a mezinárodní migraci. Přesto samo těchto fenoménů využívá k sjednocování se na evropské a celosvětové úrovni ve snaze vytvořit jednotné hnutí, které bude schopné prosadit vlastní ideologii. V Evropě pozorujeme výrazné posilování mezinárodních vazeb mezi neonacisty z jednotlivých zemí, posilování vzájemných kontaktů a narůstající počet aktivit s mezinárodní účastí. Viditelné je rychlé šíření se jednotlivých konceptů a strategií a upevňování společné ideologie nacionálního socialismu s velmi jasnou vizí bílé Evropy. Cílem této publikace je analyzovat transnacionalizaci neonacistického hnutí, a to z perspektivy českých neonacistů. Publikace nabízí vhled do představy neonacistického hnutí o Evropě, představuje ideologii sjednocující jednotlivá národní neonacistická hnutí. Také představuje neonacistické koncepty a strategie jako příklady transnacionalizace. Dále identifikuje formy konkrétních aktivit mezinárodní spolupráce.
Earthquakes are a natural part of the process in the ongoing formation of our planet. Learn about the different kinds, how they occur, which ones did the most damage, and what is being done to protect us from the big one.
This monograph for young researchers and professionals looking for a comprehensive reference offers an advanced treatment of the topic that extends beyond an introductory work. As such, it systematically covers the inorganic nanostructures in the breadth needed, while presenting them together with the surface science tools used to characterize them, such as electron spectroscopy and scanning probe techniques. The unique challenges in the fabrication of nanostructures are illustrated, and set into context of controlling structure, dimensionality and electronic properties.
Despite being a young field of research and development, data mining has proved to be a successful approach to extracting knowledge from huge collections of structured digital data collection as usually stored in databases. Whereas data mining was done in early days primarily on numerical data, nowadays multimedia and Internet applications drive the need to develop data mining methods and techniques that can work on all kinds of data such as documents, images, and signals. This book introduces the basic concepts of mining multimedia data and demonstrates how to apply these methods in various application fields. It is written for students, ambitioned professionals from industry and medicine, and for scientists who want to contribute R&D work to the field or apply this new technology.
The Zhivago Affair is the dramatic, never-before-told story—drawing on newly declassified files—of how a forbidden book became a secret CIA weapon in the ideological battle between East and West. In May 1956, an Italian publishing scout went to a village outside Moscow to visit Russia’s greatest living poet, Boris Pasternak. He left carrying the manuscript of Pasternak’s only novel, suppressed by Soviet authorities. From there the life of this extraordinary book entered the realm of the spy novel. The CIA published a Russian-language edition of Doctor Zhivago and smuggled it into the Soviet Union. Copies were devoured in Moscow and Leningrad, sold on the black market, and passed from friend to friend. Pasternak’s funeral in 1960 was attended by thousands who defied their government to bid him farewell, and his example launched the great tradition of the Soviet writer-dissident. First to obtain CIA files providing proof of the agency’s involvement, Peter Finn and Petra Couvée take us back to a remarkable Cold War era when literature had the power to stir the world. (With 8 pages of black-and-white illustrations.)
A guide to collaborative impact for leaders in industry, government, and social change networks Our world is facing unsustainable global trends—from climate change and water scarcity to energy insecurity, unfair labor practices, and growing inequality. Tackling these crises effectively requires a new form of leadership—a collective one. But, in a world of many silos, how do we get people to work together toward a common goal? That is one of the most important questions facing sustainability and social-change professionals around the world, and it is a question that Petra Kuenkel answers in The Art of Leading Collectively. Readers learn how to tackle system change for sustainable development, reimagine leadership as a collaborative endeavor, retrain leaders to work collectively, and manage diverse groups through a change process that has sustainability as a guiding focus. Drawing upon two decades of pioneering, internationally recognized work orchestrating multi-stakeholder initiatives, Kuenkel presents her chief tool, the Collective Leadership Compass, and shows others how to use it with large groups of diverse stakeholders to solve complex, urgent problems—particularly those that enmesh business activities, governance, human needs, and environmental impacts. The book offers many examples of collective leadership efforts involving corporate, public, and nonprofit sectors around the world. Readers learn about the processes that led to a sustainable textile alliance and set standards for sustainable cocoa and coffee production and trade, as well as those that helped nations rebound from war, develop sustainable infrastructure, and tackle resource conflicts with global businesses, to name a few. Kuenkel provides a clear roadmap for leaders from multinational companies involved in partnerships, international organizations engaged in cooperative development, public agencies, and interest groups—as well as for citizens seeking solutions to social and sustainability challenge
This edited book brings together renowned experts in music therapy and related fields to present current research, practical strategies, and policies useful for everyone interested in music as a tool to aid children on the autism spectrum. Case scenarios, examples and tip sheets further support the application of the knowledge-based content.
This reference/text addresses concepts and synthetic techniques for the preparation of polymers for state-of-the-art use in biomedicine, synthetic biology, and bionanotechnology.
This volume provides a synthetic study of the political, social, and economic processes which formed early Islamic Egypt. Looking at a corpus of previously unknown Arabic papyrus letters, Sijpesteijn examines the reasons for the success of the early Arab conquests and the transition from the pre-Islamic Byzantine system to an Arab/Muslim state.
A study of the emerging politics of peace, both as an ideal and as a pragmatic aspect of international relations during the early Cold War, this book argues that a transnational politics of peace emerged through the dynamic interaction among three global actors: Cold War states, peace advocacy groups, and anti-colonial liberationists.
Intermediate students and their teachers will find this compact manual an invaluable resource for essay-writing and debate in German. Thirty sections provide questions and vocabulary on a range of contemporary issues guaranteed to stimulate thought and discussion. Includes introductory notes on approaches to group work and writing strategies. Topics include: *computers *the environment *young people *war and peace *the third world
The idea of nature as a cultural construction has been discussed extensively in postmodern theory. Less attention, however, has been paid to the underlying motivations shaping the ideologies of nature, in particular the desire to submit to some larger order outside of oneself. Aspiring to the Landscape examines this persistent desire and how it is made manifest in contemporary landscape art. Four installations of large-scale paintings by Canadian artists Eleanor Bond, Susan Feindel, Stephen Hutchings, and Wanda Koop are the focus of Petra Halkes's study. The works vary widely in style and iconography but are drawn together by the way they invite a reflection on the troubled relationship between culture and nature and our contradictory and simultaneous longing to conquer and to succumb to nature. It is the tension between modern and postmodern interpretations of the subject of nature that makes the theory and the artwork discussed in Aspiring to the Landscape so important to contemporary Canadian culture.
In this book, Petra Schönemann-Behrens provides an informative review of the life and times of Alfred Fried, a significant German pacifist of the late nineteenth century and the early twentieth century.
Metrology and its applications e.g. in chemical or food analysis or in environmental monitoring are entering our daily life. This book provides a basic overview over the relevant metrological concepts like traceability, ISO uncertainties or cause-and-effect diagrams. The applications described in great detail range from progression-of-error type evaluation of the measurement uncertainty budget to complex applications like pH measurement or speciation calculations for aqueous solutions. The consequences of a measurement uncertainty concept for chemical data are outlined for geochemical modeling applied to transport in the subsurface and to nuclear waste disposal. Special sections deal with the deficits of existing thermodynamic data for these applications and with the current position of chemical metrology in respect to other quality assurance measures, e.g. ISO 900x, GLP, European and U.S.-American standards.
Atheists are a growing but marginalized group in the American religious patchwork and they have been the target of ridicule and discrimination throughout the nation’s history. This book is the first comprehensive study of anti-atheism in the United States. It traces anti-atheism through five centuries of American history from colonization to the era of Donald Trump and contemporary conspiracy ideologies, such as the atheist New World Order. Describing anti-atheist prejudices and explaining the social and psychological mechanisms behind anti-atheist attitudes, it will appeal to scholars of sociology, religious studies and history with interests in religion in the United States.
This volume deals with the determination of the times of Muslim prayer and the direction towards the Kaaba in Mecca (Arabic qibla) in a little known astronomical tradition of the Islamic Middle Ages. It presents an edition, translation, and explanation of selected chapters from three of the most important folk astronomical treatises, written by al-Aṣbaḥī (Yemen, 13th c.), Ibn Raḥīq (Hejaz, 11th c.), and al-Fārisī (Yemen, 13th c.). The first part introduces the authors and their works and describes the relevant religious and astronomical background. The second part comprises the edition of the selected – and now for the first time published – chapters of the three works and a German translation. The third part contains a lexicographical survey with basic astronomical, religious, and related information, and a commentary on each chapter. The fourth part gives an overview of the topics dicussed.
With a foreword by E. Tendayi Achiume A chilling exposé of the inhumane and lucrative sharpening of borders around the globe through experimental surveillance technology In 2022, the U.S. Department of Homeland Security announced it was training “robot dogs” to help secure the U.S.-Mexico border against migrants. Four-legged machines equipped with cameras and sensors would join a network of drones and automated surveillance towers—nicknamed the “smart wall.” This is part of a worldwide trend: as more people are displaced by war, economic instability, and a warming planet, more countries are turning to AI-driven technology to “manage” the influx. Based on years of researching borderlands across the world, lawyer and anthropologist Petra Molnar’s The Walls Have Eyes is a truly global story—a dystopian vision turned reality, where your body is your passport and matters of life and death are determined by algorithm. Examining how technology is being deployed by governments on the world’s most vulnerable with little regulation, Molnar also shows us how borders are now big business, with defense contractors and tech start-ups alike scrambling to capture this highly profitable market. With a foreword by former UN Special Rapporteur E. Tendayi Achiume, The Walls Have Eyes reveals the profound human stakes of the sharpening of borders around the globe, foregrounding the stories of people on the move and the daring forms of resistance that have emerged against the hubris and cruelty of those seeking to use technology to turn human beings into problems to be solved.
This book constitutes the refereed proceedings of the 6th International Workshop on Structural and Syntactical Pattern Recognition, SSPR '96, held in Leipzig, Germany in August 1996. The 36 revised full papers included together with three invited papers were carefully selected from a total of 52 submissions. The papers are organized in topical sections on grammars and languages; morphology and mathematical approaches to pattern recognition; semantic nets, relational models and graph-based methods; 2D and 3D shape recognition; document image analysis and recognition; and handwritten and printed character recognition.
For the analysis and optimization of the picosecond pulsed terahertz radiation generated by electron storage rings or other pulsed sources, ultra-fast detectors are required which are able to resolve picosecond dynamic processes directly in the time domain. In this book, a new direct terahertz detector technology based on the high-temperature superconductor YBa2Cu3O7-x has been developed which opens new routes in the analysis of picosecond time-domain processes with a wide dynamic range.
The book summarizes the results of the European research project "Intelligent fixtures for the manufacturing of low rigidity components" (INTEFIX). The structure of the book follows the sub-projects which are dedicated to case studies within the scenarios "vibrations", "deformations" and "positioning". The INTEFIX project deals with the development and analysis of several exemplary types of intelligent, sensor and actuator integrated fixtures for the clamping of sensitive workpieces in cutting machine tools. Thus, the book gives a representative overview about this innovative field of technology. The demands of the case studies are described and the technological approaches and solutions are introduced. Furthermore, innovative methods for the design and optimization of intelligent fixtures are presented.
International History: A Cultural Approach offers an innovative history of modern international relations that stresses cultural themes. In place of the usual focus on great-power rivalries, diplomatic negotiations, military conflict, and other phenomena in which sovereign nations are the key players, this book focuses on intercultural relations as individuals, races, religions, and non-state actors interact across national boundaries, to provide a fresh perspective on modern international history. Among the themes covered are: - Nationalism and cosmopolitanism - Migration - Cross-cultural encounters - Consumerism and youth cultures - Environmental transformations - Economic and technological globalization Akira Iriye and Petra Goedde's approach offers a deeper understanding of international history, focusing on people and their cultures rather than just state level interactions.
Supportive Oncology, by Drs. Davis, Feyer, Ortner, and Zimmermann, is your practical guide to improving your patients‘ quality of life and overall outcomes by integrating palliative care principles into the scope of clinical oncologic practice at all points along their illness trajectories. A multidisciplinary editorial team, representing the dual perspectives of palliative medicine and oncology, offers expert guidance on how to effectively communicate diagnoses and prognoses with cancer patients and their families, set treatment goals, and manage symptoms through pharmacological therapies, as well as non-pharmacological therapies and counselling when appropriate. Integrate complementary palliative principles as early as possible after diagnosis with guidance from a multidisciplinary editorial team whose different perspectives and collaboration provide a well-balanced approach. Effectively communicate diagnoses and prognoses with cancer patients and their families, set treatment goals, and manage symptoms through pharmacological therapies, as well as non-pharmacological therapies and counseling when appropriate. Improve patients’ quality of life with the latest information on pain and symptom management including managing side effects of chemotherapy and radiotherapy, rehabilitating and counselling long-term survivors, and managing tumor-related symptoms and other complications in the palliative care setting. Prescribe the most effective medications, manage toxicities, and deal with high symptom burdens.
In order to mitigate the lack of context inherent to the study of dead languages, the author has developed a descriptive model that combines (a) cognitive approaches to reference, (b) a theory of information structure, and (c) typological studies on demonstratives. With the help of this model the author not only provides for the first time a thorough description of the long-known demonstratives ka- "this" and apa- "that", but also identifies a third demonstrative, asi "that, yonder". This identification has led to a reappraisal of the distal semantics of apa-: apa- does not mark remote objects at all but points at objects in the vicinity of the addressee. In short, the Hittite demonstratives are not distance- but person-based. As a third person pronoun, apa- also expresses emphasis. A detailed analysis within the framework of information structure shows, for example, that apa- in preverbal position marks a referent as the Contrastive Focus of its clause (in "the dog (not the cat) chased the horse", dog is in Contrastive Focus). Non-contrastive focal apa-, on the other hand, always occurs in initial position. The addition of information structure to the grammatical description of Hittite thus provides a better understanding of the meaning effects of word order variation in this SOV language.
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