Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. “I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business. Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single. Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.
You know why most people hate personal finance books? They're long, boring and they DON'T speak directly to where YOU are in life. Who cares about retirement accounts when you're just trying to find a responsible roommate? Real Money Answers: College Life & Beyond is a MUST read for teens, young adults and the parents who don't want them back home after college! As the Straight Talk No Chaser of personal finance books, this question and answer guide, gives quick, straightforward, practical money advice simple enough for anyone to both understand and implement immediately. Real Money Answers: College Life & Beyond presents a myriad of basic personal finance concepts and strategies for how to: Set a solid foundation for personal finance success. Create and embrace wealthy habits. Establish credit the right way. Budget income no matter how little or inconsistent. Pay for college without student loans as a first choice. Figure out how to make money from what your good at now. Understand how friends and family can affect your finances.
Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. “I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business. Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single. Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.
No quarterback would go into a championship game without studying his playbook, assessing his strengths and weaknesses and making sure he and his team are on the same page. Similarly, no man should jump into the money game unprepared, but far too many do. And because of misguided and outdated gender roles, by the time men acknowledge needing help, the game is unfortunately just seconds away from being over. . . And they are not in the lead. Fortunately, when a quarterback sees that a play isn't going to work, he can call an audible and change the plan midway through. Like football, Real Money Answers for Men is your financial audible. It's a practical, no fluff guide designed to awaken a shift in how you make, manage and relate to money so that you can actually win the money game and leave a legacy you can be proud of.
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