Discover the Money Management Rules for Creating Financial Freedom If you’re ready to change your relationship with money and start building serious wealth, More Money Now will show you how.” —Jeremy Schneider, retired at 36, founder of Personal Finance Club #1 New Release in Budgeting and Financial Risk Management Nicole Victoria is a CEO, money coach, and financial literacy advocate. She didn’t grow up with wealth, but she learned the secrets to financial security. Now Nicole specializes in helping 20 and 30 something women gain financial freedom. Money isn’t everything, but everything takes money. Maybe you have debt (hellooo student loans + credit cards). You feel like you’ll always be playing catch up. Tried to get help before, tried to budget, followed traditional advice...but it just doesn’t work for you? You’re stressed and overwhelmed, feeling stuck, and don’t know where things went wrong. Bad news first. The advice that worked for our parents doesn’t work for us! Times have changed. The average person in their 20s has racked up $23,872 in debt, and this number jumps to $62,658 in their 30s. And it gets worse: 79% who budget fail 54% live from paycheck-to-paycheck 80% of Americans are in debt 40% could not handle a $400 unexpected expense 64% don’t have enough money to retire Now, the good news. Maybe money has always seemed complicated, and you believe that because you’re not good with math, you can’t be good with money. But, you don’t need to be good at math, born rich, or have a 6-figure salary to successfully build wealth. Learn the rules that enabled Nicole to: Pay off $40,000 of debt in 18 months Pay for her wedding in cash Save $100k by 25 Buy her dream home Feel financially stable enough for kids Build $500k net worth in her 20s Grow her net worth to over $1M at 30 Read books like The Woman’s Guide to Successful Investing, Twenties in Your Pocket, or Financial Security for Dummies? Then you’ll want to read More Money Now.
From the highly acclaimed author of Far From Here and Sleeping in Eden, described as “intense and absorbing from the very first page” (Heather Gudenkauf), comes a gripping new novel about two former best friends and the secrets they can’t escape. Adrienne Vogt and Harper Penny were closer than sisters, until the day a tragedy blew their seemingly idyllic world apart. Afraid that they got away with murder and unable to accept who they had lost—and what they had done—Harper and Adri exiled themselves from small-town Blackhawk, Iowa, and from each other. Adriran thousands of miles away to Africa while Harper ventured down a more destructive path closer to home. Now, five years later, both are convinced that nothing could ever coax them out of the worlds in which they’ve been living. But unexpected news from home soon pulls Adri and Harper back together, and the two cannot avoid facing their memories and guilt head-on. As they are pulled back into the tangle of their fractured relationships and the mystery of Piperhall, the sprawling estate where their lives first began to unravel, secrets and lies behind the tragic accident are laid bare. The former best friends are forced to come to terms with their shared past and search for the beauty in each other while mending the brokenness in themselves. Nicole Baart’s lush and lyrical writing has been called “sparkling” (Publishers Weekly), “taut and engrossing” (Booklist), and “evocative and beautiful” (Romantic Times). The Beautiful Daughters is another exquisitely rendered, haunting story that will stay with readers long after the last page.
After being forgotten for nearly 130 years, the “Mother of Suffrage in Missouri” and her husband are finally taking their rightful place in history. St. Louisans Virginia and Francis Minor forever changed the direction of women’s rights by taking the issue to the Supreme Court for the first and only time in 1875, a feat never eclipsed even by their better-known peers Susan B. Anthony and Elizabeth Cady Stanton. Yet despite a myriad of accomplishments and gaining notoriety in their own time, the Minors’ names have largely faded from memory. In 1867, Virginia founded the nation’s first organization solely dedicated to women’s suffrage—two years before Anthony formed the National Woman’s Suffrage Association (NWSA). Virginia and Francis were also the brains behind the groundbreaking idea that women were given the right to vote under the Fourteenth Amendment, a philosophy the NWSA adopted for nearly a decade. And their story doesn’t end there. After the court case, Francis went on to become a prolific writer on women’s rights and one of the first and strongest male allies of the suffrage movement. Virginia instigated tax revolts across the country and campaigned side-by-side with Anthony for women’s rights in Missouri, Kansas, and Nebraska. America’s Forgotten Suffragists: Virginia and Francis Minor is the first biography of these suffrage celebrities who were unique for their time in being jointly dedicated to the cause of female enfranchisement. This book follows their lives from slave-holding Virginians through their highly-lauded civilian work during the Civil War, and into the height of the early suffrage movement to show how two ordinary people of like mind, dedicated to a cause, can change the course of history.
Inclusive of the scope and authoritative references from earlier editions, this edition additionally embraces the digital world and provides practical suggestions for performing the "act of teaching." Teachers of writing at all levels will applaud this edition for its new features designed to help teachers to understand and teach to today's new paradigms in writing. New to this edition are two chapters on cognition and technology, respectively; a chapter on early literacy, with student samples; and, for the first time, an online connection that links readers to important articles, visuals, and resources. Essay writing is explored through discussion of the thesis and its criteria; five organizational patterns for the expository essay; and distinctions among the opinion, persuasive, and argumentative essay. Several new prewriting strategies are also provided: A Sense Notebook, Looking, Contouring, an expanded explanation of Blueprinting, and a discussion of a hierarchical approach to organization.
DEP-LOVE: If an abandoned 8-year old girl can't find true love with an Egyptian fortune-telling hairdresser, where can she find it? Every month, when Hazel's foster home sends her to Alma's hair salon, Hazel gets more than a shampoo; she gets love. But war breaks out in Egypt, and Alma's family must quickly return home. In their last minutes together, can Alma convince Hazel she is not abandoning her? The ten-minute play, DEP-LOVE, was second-place winner in the Source Theater Summer Festival. FREUDIAN SLIP: This playful one act drama turns on a play on a play on words. Set in a modern office and featuring actors of differing background cultures, FREUDIAN SLIP literalizes and pokes fun at the Freudian concept. For an author bio, photo, reviews. and a reading sample, visit bosonbooks.com.
This book explores the history of the Australian temperance movement and the ideas that informed it, offering a detailed examination of the beliefs of evangelicals involved. The temperance movement in Australia was large and influential, and played a vital role in shaping the cultural and political life of the emerging nation across the nineteenth and early twentieth centuries. The study focuses on the relationship between evangelicalism and 'Moral Enlightenment' ideas within the temperance movement between 1832 and 1930. It considers the complex and varied ways in which they interacted within the thinking of the movement’s leaders, enriches discussions regarding religion and secularisation, and offers new insight into the involvement of women. Against the larger horizon of global evangelicalism, the international temperance movement, and the evolution of Australian political culture, the chapters look at the reported words and actions of six key temperance leaders: John Saunders, George Washington Walker, John McEncroe, Alfred Stackhouse, Mary Ann Thomas and Elizabeth Webb Nicholls. The book will be relevant to scholars of religious history and those with an interest in the evangelical Protestant tradition.
Gorgeously written and deeply felt, this heartrending, ultimately hopeful narrative about motherhood, loss, and the meaning of life becomes a true page-turner. Lawyer turned stay-at-home-mom Sarah Shaw is struggling to be present for her two young sons and law professor husband, three years after the death of their infant daughter. Then one day, walking in L.A., Sarah’s heart catches at the sight of a young homeless mother and toddler, and saving them becomes her secret, obsessive mission. When tragedy threatens them, Sarah discovers she is capable of deceptions and transgressions she never imagined. Her lies unleash a downward spiral that will threaten her marriage, family, and her sanity. Shelter Us speaks to the quiet joys and anxieties of parenthood, and illuminates the shadowy space between unconditional love and fear of unbearable loss.
It has been nearly a year since Serena Rae has learned she is a Witch. She has accepted this truth, but it has not been easy. The secrets and lies have taken their toll. Only her boyfriend and soulmate, Damian Drake, truly understands. Being a Vampire extraordinaire helps. After a great summer, Serena and Damian prepare for their next chapter, but before they can leave, the impossible happens. Now Serena must embark on a rescue mission to save Damian, and herself, from an enemy in the shadows. Serena will have to come to terms with who she is and what she can do. She will need every ounce of strength she has. Is she powerful enough?
The British monarchy has long been a subject of fascination for many people. Television shows and films have been created to tell the history of influential, long-reigning monarchs such as Queen Elizabeth II, and royal weddings are televised worldwide. This engaging look at British history examines past and present monarchs, how marriages such as the one between Prince Harry and Meghan Markle broke tradition, and the controversy over whether or not Britain needs a monarchy. Through sidebars, annotated quotations, maps, and full-color photographs, readers will gain a deeper understanding of this popular historical topic.
When is a secret not a secret? When your whole life is public. Most sixteen-year-olds get woken up by their parents because they're late for school, or the dog needs walking. Ordinary reasons both boring and predictable, but also, well, safe. My mum drags me out of bed with reminders that she has to fight for international peace, or solve world hunger. Frankie is used to being the daughter of a politician, but with her mum taking over as the Victorian Premier and an election coming up, life's been crazier than usual. Add to that a brother with asthma to keep an eye on, a best friend who's been weirdly distant lately, and the fact that Frankie's just humiliated herself in front of a hot guy - who it turns out is a budding journalist wanting to interview her about her band. Frankie has a tough decision to make. Jake seems interested in her - but is it all for show, or does he really like her? Then everything crumbles. Photos appear of Frankie's mum having secret meetings with a younger man - and she refuses to tell the public why. No one's talking but someone knows the truth. With her family falling apart around her, Frankie is determined to find out - even if it means losing Jake.
What do you get when you mix a bitter crime novelist, a cynical celestial being, and a demon-possessed fighter pilot? One hell of an adventure. After being cast from the heavens, Beltus finds himself stuck on earth. With nothing left to do but lick his wounds, Beltus takes up demon hunting. But while tracking a powerful demon, whose presence on earth raises many questions, he meets the beautiful and intriguing Bliss. Through Bliss's connection to the demon lord's newest human flesh suit, Beltus is able to gain powerful insight and enlists her help in finding him. But Bliss has her own demons to face as the journey proves to bring back memories of a terrible past. Together they travel down the coast on a wild ride of bad motels, strip clubs, and a whole lot of hell.
It's summer break for the girls at Beachwood Academy and that means sun, surf, and sensational escapades at the Beachwood Country Club. Abby, a rising sophomore, is so excited to have gotten a last-minute gig as a lifeguard, especially because jobs are usually reserved for club members. Abby desperately wants to win the annual lifeguarding competition, and with it a college scholarship. But when she arrives for her first day on the job, she finds herself face-to-face with some serious club member attitude. And there's an even bigger surprise waiting for her: the gorge senior boy she's been pining over ever since they met at a swimming competition earlier this year. Can Abby break through the rules, regs, and mean girls to be the first-ever non-club member to win the summertime lifeguarding competition and maybe even the boy of her dreams?
Rebecca Duprey is working day and night to keep the family sheep station, Bluestone Ridge, afloat. But Bec's father, who's been in a wheelchair since a farming mishap, keeps second-guessing her decisions. Now, to add Bec's woes, her unfaithful ex-boyfriend has started lurking around, and the adjoining farm she'd hoped to buy has been snapped up by a guy from the city called Matt Harvey. After leaving his job in advertising, Matt became a bestselling novelist. But since the death of his fiancee in a car accident, he's had severe writer's block and is desperately hoping his move to the country will help him deal with his grief and allow him to focus on completing his next book. Problem is, he seems to have started off on the wrong foot with his new neighbour, Bec Duprey. Bec isn't quite sure when she started feeling attracted to Matt, but she's determined not to succumb to his charms. And Matt isn't sure when his feelings changed about Bec; all he knows is he can't get her out of his mind. Can Bec and Matt overcome their fear of loss to find love and happiness with each other...? This absolutely compelling novel deals with betrayal, tragedy, love - and how first impressions aren't always right.
Jemima Starler loathes her job writing for the pregnancy magazine Placenta Monthly. To break the monotony, she writes scandalous tweets about the magazine industry as her secret online identity, Maghag. Thankfully, she also has her cute and talented housemate, Samson, to keep life interesting. When her editor stoops to a new ethical low, Jemima's reputation is suddenly on the line. She must find a way to carve out a new career, but it's hard to focus when Samson's mixed signals are driving her crazy. And when her handsome housemate is plucked from obscurity to star on a new reality TV show, everything changes. It's time for Jemima to trust her feelings instead of believing what she sees online, but has she missed her chance? 'Plenty of laughs, new and old friendships, and lots of love!' Chick Lit Club 'I will be looking for more titles by Ms. Haddow when I am craving something tweet.' The Bookworm
A stunning new rural romance from the bestselling author of The McCalister Legacy and Lawson's Bend. 'Heart-warming, captivating and absolutely perfect.' - Blue Wolf Reviews on Nicole Hurley-Moore's The McCalister Legacy The Carrington family own the only pub in the small country town of Kangaroo Ridge. It's been eight years since the five siblings became orphans and since twins Sebastian and Tamara stepped up to look after their younger brothers and sister with the help of their aunt Maddie. Seb and Tam gave up their teenage years to make sure the family stayed together, but that's been hard and they've grown apart. Seb is silent and stoic; Tam, on the other hand, wants to kick over the traces and catch up on the life she missed out on. To complicate matters, Tam is in a secret relationship - one she is sure Seb will disapprove of. But can Tam ever allow herself a happy future while she still, deep down, blames herself for the accident that killed her parents? Praise for The McCalister Legacy 'Engaging and heart-warming, this is a great read for a chilly night.' - Canberra Weekly 'A staple read for rural fiction fans.' - Mrs B's Book Reviews 'A gripping read that weaves the threads of history and hard times on the farm with a whodunit drama that'll thrill lovers of that genre.' - The Weekly Times
The world and its politics are becoming ever more polarised, leaving no room for the light and the shade. In The Half of It, Emma and Nicole will explore race and identity through the lens of the mixed race experience, creating a space for discussion and illuminating the true nuances of the mixed-race identity and what this really means.
Captured by terrorists, kept in solitary confinement, guarded by men with AK47s and little respect for life. Could you survive it? Bundaberg photojournalist Nigel Brennan travels to Somalia with Canadian reporter Amanda Lindhout. They are abducted by a criminal gang, that puts a price of US$3 million on their heads. If it's not paid, they will be killed. And the Australian government does not pay ransoms. After more than a year of stalled negotiations, Nigel's family takes matters into their own hands. They go against government advice, scarifying their livelihoods, their houses and personal lives to bring the hostages home. Meanwhile, the kidnappers are losing patience. Brutalised, shackled, not knowing when or how the situation will end, Nigel faces the fight of his life. This is a story about what it takes to survive, and how far a family will go for freedom, whatever the price.
From Nicole Alexander, the 'heart of Australian storytelling', comes an epic historical novel that takes three brothers from the drought-stricken outback of Queensland to the horror of the trenches in World War One. They went to war and fought for love ... Although Madeleine has grown up in the shadow of her grandfather, the renowned artist David Harrow, she knows little about him. For David died long before she was born, and his paintings sold off to save the family property, Sunset Ridge. Now, decades on, with the possibility of a retrospective of David’s work, Madeleine races to unravel the remarkable life of her grandfather, a veteran of the Great War, unaware that his legacy extends far beyond the boundaries of the family property... It’s 1916, and as Europe descends further into bloodshed, three Queensland brothers -Thaddeus, Luther and David Harrow - choose freedom over their restricted lives at Sunset Ridge. A ‘freedom’ that sees them bound for the hell of the trenches. With the world on fire around them, the brothers bear witness to both remarkable courage and shocking carnage. But they also come to understand the healing power of love – love for their comrades, love for each other, and love for the young, highly spirited girl they left back home... This is a story of bravery and misadventure, of intolerance and friendship, most of all it is the story of three young men who went to war and fought for love. 'Alexander writes [with] a deep love of the land' Courier-Mail
A stunning new rural romance from the bestselling author of The McCalister Legacy and Summer at Kangaroo Ridge. Love is the last thing on Jasmine Clarke's mind when she arrives in Kangaroo Ridge with a broken heart. But then she meets Felix Carrington. Felix helps run his family's wedding venue business at Carrington Farm. His real passion, though, is taking glorious shots of the local region. And it's through an unlikely friendship with 84-year-old Winnifred Knightly that Felix is able to take frequent photos at his favourite place, Peppercorn House, with all its faded grandeur and mysterious history. Winnifred still grieves over the losses of her childhood but in her long life she's learned to be grateful for the present. She believes herself to be an excellent matchmaker and plots to bring her 'adopted grandson' Felix and Jasmine, her favourite aged-care worker, together as her final project. But buried secrets and unhealed family scars threaten Winnifred's plans – as Felix and Jasmine must soon come to understand. Praise for Nicole Hurley-Moore: 'I was impressed by the compassion, sensitivity, empathy and understanding of the real issues at stake across our distanced communities.' Mrs B's Book Reviews on Summer at Kangaroo Ridge 'heartwarming and emotional, with plenty of romance, but also family dynamics, and decision making at pivotal points in their lives.' Beuaty and Lace on Summer at Kangaroo Ridge '... a wonderful, rich tale confronting the devastation of tragedy, the very real desire to discover the truth and the healing power of love to be able to accept the past and begin to build a new future... heart-warming, captivating and absolutely perfect for a cold, wet, winters day snuggled up in front of the fire.' Blue Wolf Reviews on The McCalister Legacy 'Nicole Hurley-Moore's work captures the essence of times past, futures yet to be discovered and fresh beginnings, all with a hope and knowledge based in love and understanding.' Blue Wolf Reviews on Lawson's Bend
A New York Times Bestseller From bestselling author Neal Stephenson and critically acclaimed historical and contemporary commercial novelist Nicole Galland comes a captivating and complex near-future thriller combining history, science, magic, mystery, intrigue, and adventure that questions the very foundations of the modern world. When Melisande Stokes, an expert in linguistics and languages, accidently meets military intelligence operator Tristan Lyons in a hallway at Harvard University, it is the beginning of a chain of events that will alter their lives and human history itself. The young man from a shadowy government entity approaches Mel, a low-level faculty member, with an incredible offer. The only condition: she must sign a nondisclosure agreement in return for the rather large sum of money. Tristan needs Mel to translate some very old documents, which, if authentic, are earth-shattering. They prove that magic actually existed and was practiced for centuries. But the arrival of the scientific revolution and the Age of Enlightenment weakened its power and endangered its practitioners. Magic stopped working altogether in 1851, at the time of the Great Exhibition at London’s Crystal Palace—the world’s fair celebrating the rise of industrial technology and commerce. Something about the modern world "jams" the "frequencies" used by magic, and it’s up to Tristan to find out why. And so the Department of Diachronic Operations—D.O.D.O. —gets cracking on its real mission: to develop a device that can bring magic back, and send Diachronic Operatives back in time to keep it alive . . . and meddle with a little history at the same time. But while Tristan and his expanding operation master the science and build the technology, they overlook the mercurial—and treacherous—nature of the human heart. Written with the genius, complexity, and innovation that characterize all of Neal Stephenson’s work and steeped with the down-to-earth warmth and humor of Nicole Galland’s storytelling style, this exciting and vividly realized work of science fiction will make you believe in the impossible, and take you to places—and times—beyond imagining.
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