In the memoir, Destined to Ride the Healing Winds of Heaven, a grown woman from South Eastern Montana experiences miraculous encounters with the God of the universe. She is taken back in time to find her child within, trapped in a frozen time warp of a chaotic and painful past, filled with losses common to Native American children of that era. Annie MorningStar emerges from these supernatural encounters with a new identity, the dignity of her Native American heritage restored, a passion to see the brokenhearted healed, and those held captive by ghosts of the past set free by the same healing winds that touched her life. As you journey with her, just maybe, you will catch your own healing current and come out changed as well.
At twenty-eight, Jamie Gray has realized his dream of becoming a traveling nurse. After years of moving from place to place, he's met so many new people but hasn't formed any true connections. Jamie knows it's time to stop avoiding his life, like he's been doing since the death of his mother; his only family. Moving to the big city of Powell's Point to share an apartment with his best friend is exactly what he needs. It feels like the best time to set down some roots and get into a routine...and maybe, just maybe find love. Ronan Kincaid comes from a long line of doctors. Not being one to conform to the desires of his parents or society, his small practice focuses on the people in the BDSM community of Powell's Point. Often misunderstood, the community needs someone who knows and lives their lifestyle...someone who will take care of them the way they deserve.With his well-respected practice and exceptional bedside manner-coupled with afterhours scenes and kinky house calls-the nickname Dr. Kink takes hold, much to his dismay. Needing to replace his long-time nurse, he hires the best candidate for his growing practice, figuring his mild attraction is of no consequence. But as time passes, he finds it harder and harder to keep his thoughts and hands away from his new nurse. If only Jamie wasn't so captivating, drawing Ronan to touch. As their mounting attraction becomes impossible to ignore, their secrets are revealed, changing everything between them. Heated glances turn into heated touches, and they find themselves wondering: Is what they have a passing phase of pleasure and kink, or can they both open their minds to the possibility of a forever love?Author's Note: For those of you that prefer warnings use the "Look Inside" feature to find them within the first several pages. For those of you that prefer to be surprised, ignore them. . . Happy reading!
Exclusive Price/Fair Value Ratio Determine whether an ETF is overpriced or undervalued using this new measure—available only from Morningstar. Management Know the qualifications and strategies of the managers running the portfolio. Risk Profile Quickly see how volatile an ETF has been. Morningstar Rating Quickly see how well an ETF has balanced risk and return Tax Analysis Tax information reveals just how tax-efficient an ETF really is. Morningstar's Take Get independent insight into how and why an ETF is a good choice—or a poor one. Expenses, Fees, Addresses,Phone Numbers Find everything you need to obtain more information before you invest in an ETF. Over 30 Categories Compare the strategies, risks, and returns of an ETF with its peers' using our investment categories. Historical Market Price and NAV Performance Use up to 10 years' worth of data to easily evaluate an ETF's performance relative to its peers' and index's. Investment Style Box Determine with a glance what general part of the market an ETF favors. 52-Week High/Low See how wide-ranging an ETF's price has been during the past year. Sector Weightings Discover which parts of the economy an ETF targets—and which parts it shuns. Let our new ETF research help you refine your portfolio Explosive growth in the ETF market has led investors to question how to profit from these relatively new investment vehicles. Morningstar, the global leader in investment research, helps investors answer that question. This annual guide includes full-page reports on the 150 largest and most popular ETFs. In addition, investors will find dozens of pages of editorial guidance dedicated to revealing the advantages and disadvantages of ETFs, explaining how to use ETFs in a portfolio, gauging which ETFs track the slice of the market they want to track, and much more. This book can help you: Position your portfolio for a big 2007 Find the best ETF values Start a new portfolio You'll also benefit from: Extensive how-tos Exclusive Price/Fair Value Ratio Tax information For 20 years, Morningstar has helped individuals and financial advisors make better investment decisions. Our trusted data and independent analysis provide a level of insight unavailable from other sources. For more information about other Morningstar products and services, visit us online at www.morningstar.com.
Star Rating Indicates if the stock is overvalued, undervalued, or fairly priced Morningstar Fair Value Our analysts' estimate of the stock's fair value price Buy/Sell Prices Incorporating a margin of safety, we give our estimate of when you should buy—or sell Major Competitors How the company stacks up against its main rivals Business Risk Each stock's risk is rated as below average, average, or above average Moat Size A measure of the company's competitive advantages Morningstar Style Box A snapshot of the company's size and value or growth characteristics Expanded Management Section Even more information about the backgrounds and strategies of top management teams Stewardship Grade An easy way to tell if management is working for you or itself Price History Five years of price history and the stock's strength relative to the S&P 500 Five-Year Financial History Key measures for the past five years and trailing 12 months Valuation Ratios How the stock measures up to its industry and the S&P 500 Major Fund Holders Which funds have big percentages of their assets in this stock Morningstar Grades A snapshot of the company's growth, profitability, and financial health Thesis Our independent opinion of the company, including detailed analysis of its strengths and weaknesses Let our stock research help you find tomorrow's winners today Morningstar's independent analysis and exclusive tools can help you easily find the best companies at the best prices. The Morningstar Rating for stocks helps you spot companies that are undervalued. Our Consider Buying/Consider Selling prices provide the benchmarks you need in order to make informed buying and selling decisions. Our Stewardship Grades lead you to managers who value shareholders. And our easy-to-use one-page report format allows you to compare stocks head-to-head. This book can help you: Start a new portfolio Position your portfolio for a big 2006 Find this year's best values You'll also benefit from: Tips for picking great companies Guidance on the best and worst management Trends to watch in 2006 For nearly 20 years, Morningstar has helped individuals and financial planners make better investment decisions. Our information and analysis is trusted and independent, and provide a level of insight unavailable from other sources. For more information about other Morningstar products and services visit us online at www.morningstar.com.
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