“Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.” –Michelle Singletary Here at last is the lowdown on how to manage your finances with the man in your life. Money is the #1 problem couples fight about, says beloved Washington Post financial columnist Michelle Singletary. Acknowledging that most fights about money are usually about something else–like feelings of fear or resentment–Singletary stresses the value of open dialogue. In her trademark no-holds-barred style, she shows us how to handle the entire range of financial issues couples face–from splitting the dinner bill when dating to planning for retirement together after years of marriage. Singletary speaks to the hearts of women as they try to successfully merge their money and future security with those of their man. Acknowledging the emotional weight of shared investments, she brings her own experience as a wife and mother to the table and doles out advice in a voice that, while encouraging and rational, is never less than frank on tough topics. From sizing up a potential mate’s financial responsibility (or lack thereof) to figuring out how best to share bank accounts and expenses once you’ve made the leap, to determining how to teach your children about money, Your Money and Your Man focuses on the undeniable role that finance plays in every stage of a long-term relationship. Including typical questions from readers of her syndicated column and advice from one of the savviest financial experts she has ever known–her grandmother–Singletary shows women that they can live happily ever after with Prince Charming, even if he doesn’t have a royal bank account!
In her softcover book The Power to Prosper, award-winning writer Michelle Singletary has a field-tested financial challenge for you. For twenty-one days, you will put away your credit cards and buy only what you need for survival. With Michelle's guidance during this three-week financial fast, you'll discover how to: * Break your spending habit * Handle money with your significant other or your spouse * Break your bondage to debt with the Debt Dash Plan * Make smart investments * Be prepared for any contingency with a Life Happens Fund * Stop worrying about money and find the priceless power of financial peace As you discover practical ways to achieve financial freedom, you'll experience something even more amazing ... your faith and generosity will increase, too.
Whether you're living paycheck to paycheck or just trying to make smarter financial choices, let award-winning writer and Washington Post columnist Michelle Singletary show you the practical steps you need to take for the financial peace you long for. In The 21-Day Financial Fast, Michelle proposes a field-tested financial challenge: for twenty-one days, put away your credit cards and buy only the barest essentials. What happens next will forever change the way you think about wealth. With Michelle's guidance, you'll discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace Join the thousands of others who have already discovered practical ways to achieve financial freedom and experience what it truly means to live a life of financial peace and prosperity.
The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”
The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle "7 Money Mantras for a Richer Life." Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it's on your ass, it's not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for "The Washington Post whose popular personal finance column appears in more than 120 newspapers. She's also a mother of three children who understands what it's like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. "This book is about saving enough money to have choices," she writes. "It's about feeling free to be cheap if you can't afford to buy a ton of gifts at Christmas. It's about eliminating wasteful spend-ing so you can begin to save and invest. It's full of uncommon commonsense lessonsand guidance on the way people should use their money." With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money "It's okay to say: 'Honey, I love you and everything, but if you need money, ask your mama.'" Credit Cards "We are minimizing our financial potential by making minimum credit-card payments." Car Buying "If you want to save money, keep your car until you're on a first-name basis with the local tow-truck drivers." Leasing a Car "You, too, can drive a car you can't afford and then have to give it back. It's crazy." Gift Giving "Generosity isn't about how much you spend. It's about how much thought you put into the gift." Penny Pinching "I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn't drive a stick-shift. But at least I saved $1,000!
The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”
Whether you're living paycheck to paycheck or just trying to make smarter financial choices, let award-winning writer and Washington Post columnist Michelle Singletary show you the practical steps you need to take for the financial peace you long for. In The 21-Day Financial Fast, Michelle proposes a field-tested financial challenge: for twenty-one days, put away your credit cards and buy only the barest essentials. What happens next will forever change the way you think about wealth. With Michelle's guidance, you'll discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace Join the thousands of others who have already discovered practical ways to achieve financial freedom and experience what it truly means to live a life of financial peace and prosperity.
In her softcover book The Power to Prosper, award-winning writer Michelle Singletary has a field-tested financial challenge for you. For twenty-one days, you will put away your credit cards and buy only what you need for survival. With Michelle's guidance during this three-week financial fast, you'll discover how to: * Break your spending habit * Handle money with your significant other or your spouse * Break your bondage to debt with the Debt Dash Plan * Make smart investments * Be prepared for any contingency with a Life Happens Fund * Stop worrying about money and find the priceless power of financial peace As you discover practical ways to achieve financial freedom, you'll experience something even more amazing ... your faith and generosity will increase, too.
“Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.” –Michelle Singletary Here at last is the lowdown on how to manage your finances with the man in your life. Money is the #1 problem couples fight about, says beloved Washington Post financial columnist Michelle Singletary. Acknowledging that most fights about money are usually about something else–like feelings of fear or resentment–Singletary stresses the value of open dialogue. In her trademark no-holds-barred style, she shows us how to handle the entire range of financial issues couples face–from splitting the dinner bill when dating to planning for retirement together after years of marriage. Singletary speaks to the hearts of women as they try to successfully merge their money and future security with those of their man. Acknowledging the emotional weight of shared investments, she brings her own experience as a wife and mother to the table and doles out advice in a voice that, while encouraging and rational, is never less than frank on tough topics. From sizing up a potential mate’s financial responsibility (or lack thereof) to figuring out how best to share bank accounts and expenses once you’ve made the leap, to determining how to teach your children about money, Your Money and Your Man focuses on the undeniable role that finance plays in every stage of a long-term relationship. Including typical questions from readers of her syndicated column and advice from one of the savviest financial experts she has ever known–her grandmother–Singletary shows women that they can live happily ever after with Prince Charming, even if he doesn’t have a royal bank account!
This issue will cover many common questions and issues that doctors in sports medicine are confronted with: when to treat injuries, tips on whether treatment can be surgical or nonsurgical, how long will player be out of the game, with or without treatment.
A practical manual for nurses and physician assistants using this new technology, supplying them with the information necessary to utilise it effectively, including pump mechanics and the pharmacology of drug delivery. This is the only book of its kind, and its users at over 100 facilities have relied solely on the pump manufacturers manuals. The authors are from a leading centre for research and application of these pumps and, working with Dr. Richard Penn, have spent years developing their skills - Dr. Penn has personally implanted over 3,000 pumps.
Philosophers and historians often treat fundamental concepts like equality as if they existed only as fixed ideas found solely in the canonical texts of civilization. In Crafting Equality, Celeste Michelle Condit and John Louis Lucaites argue that the meaning of at least one key word—equality—has been forged in the day-to-day pragmatics of public discourse. Drawing upon little studied speeches, newspapers, magazines, and other public discourse, Condit and Lucaites survey the shifting meaning of equality from 1760 to the present as a process of interaction and negotiation among different social groups in American politics and culture. They make a powerful case for the critical role of black Americans in actively shaping what equality has come to mean in our political conversation by chronicling the development of an African-American rhetorical community. The story they tell supports a vision of equality that embraces both heterogeneity and homogeneity as necessary for maintaining the balance between liberty and property. A compelling revision of an important aspect of America's history, Crafting Equality will interest anyone wanting to better understand the role public discourse plays in affecting the major social and political issues of our times. It will also interest readers concerned with the relationship between politics and culture in America's increasingly multi-cultural society.
This innovative work critically studies the contemporary problems of one segment of science, technology, engineering, and math (STEM) education. The lack of a diverse U.S.-based pool of talent entering the field of engineering education has been termed a crisis by academic and political leaders. Engineering remains one of the most sex segregated academic arenas; the intersection of gendered and racialized exclusion results in very few Latina engineers. Drawing on cutting-edge scholarship in gender and Latino/a studies, the book provides an analytically incisive view of the experiences of Latina engineers. Sponsored by the National Science Foundation through a Gender in Science and Engineering grant, the authors bridge interdisciplinary perspectives to illuminate the nuanced and multiple exclusionary forces that shape the culture of engineering. A large, multi-institution, longitudinal dataset permits disaggregation by race and gender. The authors rely on primary and secondary sources and incorporate an integrated mixed-methods approach combining quantitative and qualitative data. Together, this analysis of the voices of Latina engineering majors breaks new ground in the literature on STEM education and provides an exemplar for future research on subpopulations in these fields. This book is aimed at researchers who study underrepresented groups in engineering and are interested in broadening participation and ameliorating problems of exclusion. It will be attractive to scholars in the fields of multicultural and higher education, sociology, cultural anthropology, cultural studies, and feminist technology studies, and all researchers interested in the intersections of STEM, race, and gender. This resource will be useful for policy-makers and educational leaders looking to revitalize and re-envision the culture within engineering.
This book explores how the federal courts have addressed the two primary federal statutory protections found in the Pregnancy Discrimination Act and the Americans with Disabilities Act and how law mediates conflict between workplace expectations and the realities of pregnancy. While pregnancy discrimination has been litigated under both, these laws establish different forms of equality. Formal equality requires equal treatment of pregnant women in the workplace, and substantive equality requires the worker's needs to be accommodated by the employer. Drawing from a unique database of 1,112 cases, Deardorff and Dahl discuss how courts have addressed pregnancy through these two different approaches to equality. The authors explore the implications for gender equality and the evolution of how pregnancy and pregnancy-related conditions in employment can be addressed by employers.
A candid, day-by-day account of Michelle Wright's personal thoughts and experiences during 2004, A Year in the Life of Michelle Wright is a catalog of her struggles and triumphs, both public and personal, as she tries to reconcile the demands of being a celebrity with the responsibilities of her private life. With her warm and chatty writing style, Wright invites her readers into the depths of her daily life, giving a captiviating insider's glance into her personal and professional life. Her observations about the nature of the music industry fascinate, as we learn that Wright is painfully aware of this industry's competitive nature. Wright fully understands that in the music business ''pretty good is not good enough.
Love ON PURPOSE: A No-Nonsense Guide on Challenging Your Way to an ON PURPOSE Relationship is a relationship, marriage and dating book. Written to provide insight and challenges for Singles, Mated Couples, and Married Couples-it's filled with personal stories from the lives of the authors, how they dealt with issues and became over-comers and how they've achieved relationship bliss through it all. Tired of reading relationship book after book with all advice and zero tools for application, they created this book filled with challenges in every chapter to propel each reader toward insight, self-exploration, communication and change. If you CAN'T SAY "I'm exactly where I want to be in my relationship-happy and not needing anything to improve", this book is for you!
Athletic trainers are often the first ones on the scene when an individual sustains an acute injury. Therefore, knowing how to assess injuries and illnesses and begin treatment quickly is of vital importance for aspiring athletic trainers. Acute and Emergency Care in Athletic Training With Web Study Guide teaches students how to recognize and manage emergency conditions so they can provide appropriate patient care between the field and the emergency department. Authors Michelle Cleary and Katie Walsh Flanagan take an interdisciplinary approach, drawing from literature, position statements, and guidelines from numerous professional health care organizations to offer current evidence-based clinical best practices. The book’s comprehensive coverage adheres to and incorporates guidelines from the Commission on Accreditation of Athletic Training Education (CAATE) and the Board of Certification (BOC), and it is one of the first textbooks to align with the competencies outlined in the CAATE 2020 standards. To prepare students to effectively provide appropriate care before getting an injured or ill athlete to the hospital, Acute and Emergency Care in Athletic Training includes the following learning aids: • Case studies in the web study guide offer practical scenarios that will facilitate critical thinking and decision-making skills. • Clinical Skills sidebars guide students through the process of completing specific tasks such as splinting, wound care, and airway maintenance. • Red Flag sidebars indicate areas where significant caution is warranted. • Decision-making algorithms and decision trees lead students through selecting the most appropriate treatment option based on a patient’s signs and symptoms. • Key terms are boldfaced in the text and are defined in the glossary section. With a full-color presentation and more than 280 photos and illustrations, the text takes a systematic approach to acute and emergency care, with the content divided into two parts. Part I provides critical information on prevention and risk management strategies, including developing an emergency action plan, conducting an emergency examination, and administering emergency medications. Part II then provides the basics of emergency evaluations, describing how to examine, treat, and manage common acute injuries and illnesses to limit the severity of these potentially life-threatening conditions. To aid instructors using Acute and Emergency Care in Athletic Training in the classroom, there is a full array of ancillaries, including a test package, an instructor guide with sample answers to the case study questions, and a presentation package plus image bank. When an athlete is injured on the field of play, time is of the essence. Acute and Emergency Care in Athletic Training is an invaluable resource for training and preparing the initial responders to recognize critical situations and treat the acutely injured or ill patient.
Can moderated screen time actually have a positive impact on young people’s mental health? With over 30 expert contributors spanning a range of disciplines including psychology, education and communications, as well as young people′s own perspectives, this book dispels some of the myths that surround young people’s use of digital media and covers important topics ranging from safeguarding, to digital citizenship and the fear of missing out. Using reflective activities, practical tips and evidence-based research, this book will help you find out informed ways social and digital media can be used beneficially, providing vital understanding to anyone studying child and adolescent mental health.
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