The American savings and loan industry began in the 1830s to help people of modest financial means buy a home. Despite the long history of the industry there has been limited scholarly work done on its early years. This collection allows an insight into the place of the savings and loans industry within the wider context of American society.
This classic textbook has provided students of medical law and ethics with a framework for exploring this fascinating subject for over 30 years. This book provides extensive coverage and insight into recent judicial decisions and statutory developments across the United Kingdom alongside the authors' own opinion on current debates and controversies to help you to formulate your own views and arguments. The tenth edition has evolved to reflect changes in the law and shifting ethical opinions. In setting the UK context, it continues to take a comparative approach, including reference to the Scottish position where relevant. A specific chapter on the European dimension in health care and the particular importance attached to this shift in influence from transatlantic jurisdictions to those of the EU is included. Mason & McCall Smith's Law & Medical Ethics is essential reading for any serious medical law student or practitioner. Book jacket.
This book examines the origins, policies, operations, and impact of the International Bank for Reconstruction and Development and the other members of the World Bank group: the International Finance Corporation, the International Development Association,and the International Centre for Settlement of Investment Disputes.
The fifteen essays in this volume address from several viewpoints the question of what role population change played in East Asia's rapid economic development.
The world of finance and accountancy can seem one of impenetrable mystery but it is one that many managers have to face in their day to day lives. With its comprehensive coverage of the subject, this book allows you not only to ask pertinent questions but also to understand the answers. Chapter by chapter, the workings of finance are mapped out and laid bare - the formal reports, the methods used to prepare the numbers and what accountants actually do every day. This edition is fully updated to reflect current allowances, rates and regulations and further information. It also includes even more questions (with comprehensive answers) to challenge the reader's understanding. Detailed explanations are provided in a clear, jargon-free style and backed up with lots of practical examples. Areas covered include: - basic terminology - accounting concepts and principles - profit & loss accounts and cash flow management - how accounts departments work - corporate financial planning. There is also a section on personal finance. NOT GOT MUCH TIME? One and five-minute introductions to key principles to get you started. AUTHOR INSIGHTS Lots of instant help with common problems and quick tips for success, based on the author's many years of experience. TEST YOURSELF Tests in the book and online to keep track of your progress. EXTEND YOUR KNOWLEDGE Extra online articles at www.teachyourself.com to give you a richer understanding of finance. THINGS TO REMEMBER Quick refreshers to help you remember the key facts. TRY THIS Innovative exercises illustrate what you've learnt and how to use it.
Part of a vital series for today's manager, produced in conjunction with the Chartered Management Institute, this book delivers clear, expert advice on the most frequently asked questions about bookkeeping and accounting for non financial managers in a format designed to fit easily into a busy working life.
In this third edition of Vehicle Accident Analysis & Reconstruction Methods, Raymond M. Brach and R. Matthew Brach have expanded and updated their essential work for professionals in the field of accident reconstruction. Most accidents can be reconstructed effectively using of calculations and investigative and experimental data: the authors present the latest scientific, engineering, and mathematical reconstruction methods, providing a firm scientific foundation for practitioners. Accidents that cannot be reconstructed using the methods in this book are rare. In recent decades, the field of crash reconstruction has been transformed through the use of technology. The advent of event data records (EDRs) on vehicles signaled the era of modern crash reconstruction, which utilizes the same physical evidence that was previously available as well as electronic data that are measured/captured before, during, and after the collision. There is increased demand for more professional and accurate reconstruction as more crash data is available from vehicle sensors. The third edition of this essential work includes a new chapter on the use of EDRs as well as examples using EDR data in accident reconstruction. Early chapters feature foundational material that is necessary for the understanding of vehicle collisions and vehicle motion; later chapters present applications of the methods and include example reconstructions. As a result, Vehicle Accident Analysis & Reconstruction Methods remains the definitive resource in accident reconstruction.
This is a reproduction of a book published before 1923. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.
Future Proofing Australia is a selection of essays by distinguished thinkers and doers boldly confronting the future and mapping out a path for our country. The contributors understand that ideas matter. They want to see Australia identify, confront and overcome significant challenges affecting our country, so that future generations continue to enjoy our prosperity, opportunity and lifestyle that are much envied around the world. New, fresh ideas are the lifeblood of any successful society. Without these ideas, societies stagnate and then wither—unable to either face or resolve problems confronting them. Future Proofing Australia was conceived to assist that blood flow. It is designed to inform, challenge, and lift the level of public debate.
The changing climate and its affect on all of us is becoming increasingly apparent - ozone depletion, hurricanes, floods and extreme weather behaviour. Introduction to Environmental Physics challenges the way we think about how and why environmental change occurs. This authoritative book aims to cover some of the more common and popular topics addressed in "physics of the earth", "physics of the environment" and "environmental physics" courses. It provides an essentially non- mathematical treatment suitable for a first year undergraduate level course. The principle topics covered are the physics of the built environment, the physics of human survival, energy for living, environmental health, revealing the planet, the sun and the atmosphere, the biosphere, the global climate and climate change. With contributions from well-respected experts on the subject, this textbook contains a summary, references and questions at the end of each chapter. This is an ideal textbook for first year undergraduates in a variety of courses, particularly physical geography, physics, environmental and earth science, with worked examples illustrating principles and vignettes from scientists who have made a significant contribution to the field enlightening the student along the way. As the authors say in the preface to this book, "At the outset of the 21st century there are many environmental challenges to be wrestled with, and though the environment is changing, the Physics is not!
East Asia has been a paragon of global development success. The dramatic transformation of the region over the past half century—with a succession of countries having progressed from low-income to middle-income and even to high-income status—has been built on what has come to be known as the “East Asian development model.†? A combination of policies that fostered outward-oriented, labor-intensive growth while strengthening basic human capital and providing sound economic governance has been instrumental in moving hundreds of millions of people out of poverty and into economic security. Yet East Asia’s economic resurgence remains incomplete. More than 90 percent of its people now live in 10 middle-income countries, many of which can realistically aspire to high-income status in the next generation or two. But these countries are still much less affluent and productive than their high-income counterparts. Even as the region’s middle-income countries attempt to move up to high-income status, they confront a rapidly changing global and regional economic environment. Slowing growth in global trade and shifts in its patterns, rapid technological change, and evolving country circumstances all present challenges to sustaining productivity growth, fostering inclusion, and enhancing state effectiveness. A Resurgent East Asia: Navigating a Changing World is about how policy makers across developing East Asia will need to adapt their development model to effectively address these challenges in the coming decade and sustain the region’s remarkable development performance. “The world is changing. How do East Asia’s developing economies navigate this change? This is a commendable book on this topic—a must-read for policy makers, academia, and students who are interested in East Asia.†? — Chatib Basri, Former Minister of Finance, Government of Indonesia “A Resurgent East Asia is a vital publication for the most successful region as it looks to the future and the expectations of its citizens. This study helps to identify the new areas of risk and to suggest ways to ameliorate them. In so doing, it is an invaluable resource for governments. Based on first-rate analysis, it is a must-read for policy makers and everyone interested in East Asia’s development prospects!†? — Danny Leipziger, Managing Director, The Growth Dialogue, and Professor of International Business, George Washington University “This report delivers a careful and rigorous analysis of the strengths of East Asia’s ‘growth with equity’ development strategy. While noting the model’s success in lifting millions out of poverty, the report also warns of the looming challenge of maintaining growth with inclusion, and it highlights the need for countries to improve their social protection systems and ensure that opportunities are fair and available to all. A must-read for policy makers and development practitioners alike.†? — Ana Revenga, Senior Fellow, Brookings Institution
Israel and Palestine are regularly in the news. Arguments between Israelis and Palestinians often lead to wars, bomb attacks, shootings, and other violence, which hit the headlines around the world. Israel and Palestine tells the story of this ancient region, and the conflicts that have made life so difficult for its people. Book jacket.
Dad’s on a hunting trip and he hasn’t been home in a few days. These simple words hook viewers into the story of Sam and Dean Winchester and the epic rocking ride that is Supernatural, the longest-running genre show in American television history. But with 15 seasons, 327 episodes, and more angels, demons, and resurrections than you can shake a first blade at, the series can be a little bit intimidating. That’s where we come in. The Binge Watcher’s Guide to Supernatural is your complete source on all the themes, ideas, trivia and more in this legendary series. From dissecting the meta madness to swooning over shipping highs and lows, this book will give readers insight like nothing before into the complex and sometimes confusing world of Sam, Dean, Castiel, and their extended family. Think of this as John Winchester's journal, guiding you through trivia and tribulations to enrich watching this incredible show. Whether you’re a long-time super fan or a newbie, Jessica Mason’s expert insight into the show will make this road trip the best one yet. Get ready to ride along as we save people, hunt things, and raise more than a little hell.
An understanding ofthe properties and the handling characteristics of liquids and gases has long been regarded as an essential requirement for most practising engineers. It is therefore not surprising that, over the years, there has been a regular appearance of books dealing with the fundamentals of fluid mechanics, fluid flow, hydraulics and related topics. What is surprising is that there has been no parallel development of the related discipline of Bulk Solids Handling, despite its increasing importance in modern industry across the world. It is only very recently that a structured approach to the teaching, and learning, of the subject has begun to evolve. A reason for the slow emergence of Bulk Solids Handling as an accepted topic of study in academic courses on mechanical, agricultural, chemical, mining and civil engineering is perhaps that the practice is so often taken for granted. Certainly the variety of materials being handled in bulk is almost endless, ranging in size from fine dust to rocks, in value from refuse to gold, and in temperature from deep-frozen peas to near-molten metal.
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