The second edition of Financial Planning Essentials delivers concise, contemporary, relevant and curriculum-aligned content carefully tailored to first-year undergraduate students. Students will be inspired, rather than saturated, by information on how to advise their future clientele about investment decisions throughout their lifetime. Encompassing the entire spectrum of client wealth management, from wealth development and protection to early investments, superannuation, and estate planning, this edition equips students with comprehensive knowledge and skills. A key focus is on instilling students with the necessary language and communication tools to deliver meaningful guidance to their future clients. Through a systematic exploration of fundamental concepts and technical competencies, Financial Planning Essentials, 2nd edition primes students for successful and fulfilling careers in financial planning. This text serves as an indispensable guide, fostering both readiness and enthusiasm among aspiring financial planners.
Financial Planning has been thoroughly revised to reflect the legislative and regulatory changes that affect the Australian financial planning industry. This new edition considers a number of reforms introduced as a consequence of the global financial crisis and the Henry Review on taxation reform. The text continues to present a comprehensive introduction to financial planning decisions, services and products, risk management and the importance of long term strategic financial planning and life-long management. The text is the new edition of what was previously titled Personal Finance which has been a market leading textbook in the area of financial planning for 10 years. As more and more Australians look to financial planners for information and guidance on investment opportunities, and short-term and long-term financial planning goals, this new edition reflects the financial planning industry need to ensure that its members are accredited and comply with industry recognised professional and ethical skills.
Consistently lauded for its comprehensiveness and full-color color presentation, the latest edition of Rheumatology by Marc C. Hochberg, MD, MPH et al. continues the tradition of excellence of previous editions. Designed to meet the needs of the practicing clinician, it provides extensive, authoritative coverage of rheumatic disease from basic scientific principles to practical points of clinical management in a lucid, logical, user-friendly manner. Find the critical answers you need quickly and easily thanks to a consistent, highly user-friendly format covering all major disorders of the musculoskeletal system in complete, self-contained chapters. Get trusted perspectives and insights from chapters co-authored by internationally renowned leaders in the field, 25% of whom are new to this edition. Track disease progression and treat patients more effectively with the most current information, including 22 new chapters on genetic findings, imaging outcomes, and cell and biologic therapies as well as rheumatoid arthritis and SLE. Incorporate the latest findings about pathogenesis of disease; imaging outcomes for specific diseases like RA, osteoarthritis, and spondyloarthropathies; cell and biologic therapies; and other timely topics.
There is a new revolution happening in sports as more and more athletes are basing their success on this game-changing combination: health, nutrition, training, recovery, and mindset. Unfortunately, the evidence-based techniques that the expert PhDs, academic institutions, and professional performance staffs follow can be in stark contrast to what many athletes actually practice. When combined with the noise of social media, old-school traditions, and bro-science, it can be difficult to separate fact from fiction. Peak is a groundbreaking book exploring the fundamentals of high performance (not the fads), the importance of consistency (not extreme effort), and the value of patience (not rapid transformation). Dr. Marc Bubbs makes deep science easy to understand, and with information from leading experts who are influencing the top performers in sports on how to achieve world-class success, he lays out the record-breaking feats of athleticism and strategies that are rooted in this personalized approach.Dr. Bubbs expertly brings together the worlds of health, nutrition, and exercise and synthesizes the salient science into actionable guidance.
Work smarter, not harder. The first guide to truly holistic health and fitness for those in their 40s From Tom Brady to Serena Williams, Tiger Woods and Roger Federer athletes are increasingly peaking later in their careers. Let Dr Marc Bubbs be your personal trainer in this accessible guide— aimed exclusively at those in their 40s. Create a customized program that works for YOU—from diet, to sleep, type of training and mindset, this book has all the tools you need. Peak 40 is for anyone wanting to rediscover the best version of themselves coming into their 40s. Author Dr Marc Bubbs is a performance nutritionist with a portfolio of professional and Olympic athletes - but he is also the dad of three girls, all under 7! Dr. Bubbs is here with you, in the eye of the mid-life storm, and he has created the ultimate book to help you through it. For fans of Joe Wicks and Michael Mosley, Dr. Bubbs offers simple, evidence-based and time-efficient strategies to help you reignite your energy and passion. His realistic, grown-up and non-judgemental approach is to explain the effect some food groups and lack of exercise and sleep have on our body. The information presented is easy to digest and he offers advice that can be tailored to your body and personality type. In his expert opinion, small changes such as ‘not eating after 8pm for five out of seven days’ can have a big impact on weight loss and positive mood. Rather than eliminating certain food groups like fats and carbohydrates, he looks at ‘turning the dial’ on them depending on individual needs. If life has become too sedentary, he provides ways to increase suppleness so that you can start to reintroduce movement into your life without causing pain. Guiding us through the myriad of confusion lifestyle messages, Dr. Bubbs teaches us: How to increase flexibility How to train with achy joints, knees, back, shoulders... Whether a plant-based diet is right How to maintain bone health Whether to lift weights Who should do HIIT (and who shouldn’t) The importance of glucose control in your diet Advice on dealing with anxiety and low mood How to set realistic expectations "[Bubbs] dives into the nutrition and science—where it’s been and where it’s heading."—Zack Bitter, world record-holding ultra marathoner, as heard on "The Joe Rogan Experience" "Dr. Bubbs's advice on nutrition, health, and recovery for peak performance has been a game changer!"—Kevin Pangos, point guard, Barcelona FC Basketball
The Millionaires' Unit is the story of a gilded generation of young men from the zenith of privilege: a Rockefeller, the son of the head of the Union Pacific Railroad, several who counted friends and relatives among presidents and statesmen of the day. They had it all and, remarkably by modern standards, they were prepared to risk it all to fight a distant war in France. Driven by the belief that their membership in the American elite required certain sacrifice, schooled in heroism and the nature of leadership, they determined to be first into the conflict, leading the way ahead of America's declaration that it would join the war. At the heart of the group was the Yale flying club, six of whom are the heroes of this book. They would share rivalries over girlfriends, jealousies over membership in Skull and Bones, and fierce ambition to be the most daring young man over the battlefields of France, where the casualties among flyers were chillingly high. One of the six would go on to become the principal architect of the American Air Force's first strategic bomber force. Others would bring home decorations and tales of high life experiences in Paris. Some would not return, having made the greatest sacrifice of all in perhaps the last noble war. For readers of Flyboys , The Greatest Generation , or Flags Of Our Fathers , this patriotic, romantic, absorbing book is narrative military history of the best kind.
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