How differences in national financial regulatory systems emerged from divergent beliefs about economic order and prosperity The global financial crisis of the late 2000s was marked by the failure of regulators to rein in risk-taking by banks. And yet regulatory issues varied from country to country, with some national financial regulatory systems proving more effective than others. In Visions of Financial Order, Kim Pernell traces the emergence of important national differences in financial regulation in the decades leading up to the crisis. To do so, she examines the cases of the United States, Canada, and Spain—three countries that subscribed to the same transnational regulatory framework (the Basel Capital Accord) but developed different regulatory policies in areas that would directly affect bank performance during the financial crisis. In a broad historical analysis that extends from the rise of the first modern chartered banks in the 1780s through the major financial crises of the twentieth century and the Basel Capital Accord of 1988, Pernell shows how the different (and sometimes competing) principles of order embedded in each country’s regulatory and political institutions gave rise to distinctive visions of order and prosperity, which shaped subsequent financial regulatory design. Pernell argues that the different worldviews of national banking regulators reflected cultural beliefs about the ideal way to organize economic life to promote order, stability, and prosperity. Visions of Financial Order offers an innovative perspective on the persistent differences between regulatory institutions and the ways they shaped the unfolding of the 2008 global financial crisis.
Presenting an analysis of modern-day extremism, this book explores how any group of people or participants in a movement--political, ideological, racial, ethnonational, religious, or issue-driven--can adopt extremist mindsets if they believe their existence or interests are threatened. Looking beyond "fringe" resistance groups already labeled as terrorists or subversives, the author examines conventional organizations--political parties, religious groups, corporations, interest groups, nation-states, police, and the military--that deploy extremist strategies to further their agendas. Dynamics of mutual causation process between dominant and resistant extremist groups are explored, including how resistant extremisms surface in response to oppressive and abusive measures advanced by the dominant groups to further their interests and maintain supremacy through systemic injustices, as happens in slavery, caste systems, patriarchy, colonialism, autocracy, exploitive capitalism, and discrimination against minorities.
This comprehensive, authoritative text provides a state-of-the-art review of current knowledge and best practices for helping adults with psychiatric disabilities move forward in their recovery process. The authors draw on extensive research and clinical expertise to accessibly describe the “whats,” “whys,” and “how-tos” of psychiatric rehabilitation. Coverage includes tools and strategies for assessing clients’ needs and strengths, integrating medical and psychosocial interventions, and implementing supportive services in such areas as housing, employment, social networks, education, and physical health. Detailed case examples in every chapter illustrate both the real-world challenges of severe mental illness and the nuts and bolts of effective interventions.
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