This is the first comprehensive study of the history, politics, and economics of the insurance industry in the United States. It is designed as a theoretical challenge to the conventional wisdom in political economy which says that regulation benefits the regulated. In fact, Meier shows that because the insurance industry is far too divided to impose its will on the regulatory system, the political economy of regulation is actually the product of a complex interaction of industry interests, consumer groups, insurance regulations, and political elites. Using both historical and quantitative approaches, the author examines a variety of insurance issues including the development of insurance regulation; the impact of regulation on the availability and price of insurance; the stringency of state regulation; and the product liability insurance crisis of 1985-86. The book concludes with a series of recommendations for reforming the regulation of insurance.
Biblically and scientifically informed answers to pressing questions about the creation-evolution debate. This accessible volume evenly addresses the issues of modern science and the scriptural texts. The conservative evangelical authors are well-informed on contemporary scientific views of the universe and also carefully exegete the biblical texts that pertain to creation. They irenically consider the various angles of the debate and make constructive suggestions to reconcile science and the Bible. Those who are curious about the origins of life and the universe will want to read this book. Seminary students and serious college students will find this information critical, as an understanding of creation is vital to an effective apologetic in sharing the faith.
This easy workbook format shows managers new to Business Continuity Planning how to quickly develop a basic plan and keep it updated. If you've been tasked with developing a basic business continuity plan and aren't sure where to start, this workbook with sample forms, checklists, templates, and plans will walk you step-by-step through the process. The book is aimed at single/few location companies with up to 250 employees and is more oriented to an office environment, especially where computer operations are critical. It offers a fast, practical approach for small companies with limited staff and time to customize a workable plan and expand it as they grow. Endorsed by The Business Continuity Institute and Disaster Recovery Institute International, it includes these helpful tools: Straightforward, jargon-free explanations emphasize the non-technical aspects of Information Technology/Disaster Recovery planning. Glossary with 120 terms and Appendices with sample risk assessment and risk analysis checklists. Extensive, easy to-use downloadable resources include reproducible worksheets, forms, templates, questionnaires, and checklists for various natural disasters and special hazards such as power outages, boiler failures, bomb threats, hazardous material spills, and civil unrest, along with a checklist for vital records storage. For professional development or college classes the book is accompanied by a set of Instructor Materials.
Winner, John Brinckerhoff Jackson Prize, Association of American Geographers, 1997 Shadowed Ground explores how and why Americans have memorialized—or not—the sites of tragic and violent events spanning three centuries of history and every region of the country. For this revised edition, Kenneth Foote has written a new concluding chapter that looks at the evolving responses to recent acts of violence and terror, including the destruction of the Branch Davidian compound at Waco, Texas, the Oklahoma City bombing, the Columbine High School massacre, and the terrorist attacks of 9/11.
New technologies has given us many different ways to examine the Earth. For example, we can penetrate deep into the interior of our planet and effectively X-ray its internal structure. With this technology comes an increased awareness of how our planet is continually changing and a fresh awareness of how fragile it is. Designed for the introductory Physical Geology course found in Geology, Earth Science, Geography, or Physical Science departments, Dynamic Earth: An Introduction to Physical Geology clearly presents Earth's dynamic geologic systems with their many interdependent and interconnected components. It provides comprehensive coverage of the two major energy systems of Earth: the plate tectonic system and the hydrologic cycle. The text fulfills the needs of professors by offering current content and a striking illustration package, while exposing students to the global view of Earth and teaching them to view the world as geologists.
This new edition is a major revision of the popular introductory reference on hydrology and watershed management principles, methods, and applications. The book's content and scope have been improved and condensed, with updated chapters on the management of forest, woodland, rangeland, agricultural urban, and mixed land use watersheds. Case studies and examples throughout the book show practical ways to use web sites and the Internet to acquire data, update methods and models, and apply the latest technologies to issues of land and water use and climate variability and change.
In a scholarly career spanning five decades, Rhoda Rappaport published perceptive analyses of science in the culture of early Modern Europe, France in particular, with strong emphasis on geology's early development. Of the sixteen papers in this volume, most focus on aspects of geology's cultivation during the 'long' 18th century, from the times of Hooke, Leibniz, and Fontenelle to those of Lavoisier, Werner, and Cuvier. Among the topics most closely treated here are the French mineralogical mapping project initiated by Guettard; contemporary efforts to interpret the earth historically (such as through Noah's Flood); and difficulties presented by the vocabulary often used in traditional histories of geology. Much of Rappaport's research addressed two problems prevalent within 18th-century earth science: the proper understanding of petrifactions, or fossil objects; and struggles to establish reliable knowledge of the earth's past. She also examined the chemistry of G.-F. Rouelle, which she saw as effectively an attempt at systematic comprehension of the entire mineral realm; trans-national features of scientific pursuits as illustrated in the careers of the naturalist Vallisneri and the mineralogist (and philosophe) d'Holbach; and aspects of science's promotion in France through government patronage and academic privilege.
As human populations expand and demands upon natural resources increase, the need to manage the environments in which people live becomes more important but also more difficult. Land and water management is especially critical as the use of upstream watersheds can drastically affect large numbers of people living in downstream watersheds. An integrated approach that stresses both the importance of participatory planning and the institutional and technical constraints and opportunities is therefore necessary. The institutional and technical context for managing watersheds and river basins, including the involvement of both the public and private sectors, is also examined.
An introduction to hazards, human vulnerability and disaster, paying particular attention to the more severe or novel risks and disaster that affect the general public. The book is split into two parts, the first of which gives an overview of the field of risk and disaster in terms of three perspectives: hazards perspective; vulnerability perspective and the active perspective. The second part illustrates and develops these ideas in relation to some of the more severe dangers and disasters of the twentieth century, for example, earthquake risk, cities at risk and the civil disasters of war.
DEBUNKING THE "EVIDENCE" BEHIND THE EVOLUTIONIST WORLDVIEW: Throughout the last half of the twentieth century, and now into the new millennium, the public has been fed a steady diet of anti-Biblical propaganda by an increasingly determined cadre of evolutionist scientists, educators and media outlets. The result of this concerted effort has been a shifting of public consciousness away from Biblical truth and into a new paradigm in which belief in some form of Darwinian evolution has become a Litmus test of acceptability in our society. But is this paradigm shift founded on legitimate scientific evidence? The answer to this question is a resounding NO. Over the last several decades, scientists in widely varied disciplines have refuted much of the "evidence" behind today's various competing evolution theories. The time has finally come to expose evolution for what it is: delusion. Kenneth Lawrence was born in British Columbia, Canada, where he currently resides. He has had an intense interest in science most of his life. A believer in Darwinian evolution for many years, Ken became a Christian at the age of twenty-three, but had difficulty accepting a straightforward reading of the Bible's account of origins for many years. In his late forties, Ken began to seriously investigate the scientific claims of evolution theory. Nearly a decade of personal research has resulted in an invigorated faith in the God of the Bible and in the writing of this book.
One in a series of twenty Old Testament verse-by-verse commentary books edited by Max Anders. Includes discussion starters, teaching plan, and more. Great for lay teachers and pastors alike.
Genesis 1-11:26 is part of The Christian Standard Commentary (CSC) series. This commentary series focuses on the theological and exegetical concerns of each biblical book, thoughtfully balancing rigorous scholarship with practical application. This series helps the reader understand each biblical book’s theology, its place in the broader narrative of Scripture, and its importance for the church today. Drawing on the wisdom and skills of dozens of evangelical authors, the CSC is a tool for enhancing and supporting the life of the church. The author of Genesis 1-11:26 is Kenneth A. Mathews.
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