Over the last ten years mobile payment systems have revolutionised banking in some countries in Africa. In Kenya the introduction of M-Pesa, a new financial services model, has transformed the banking and financial services industry. Giving the unbanked majority access to the financial services market it has attracted over 18 million subscribers which is remarkable given that fewer than 4 million people in Kenya have bank accounts. This book addresses the legal and regulatory issues arising out of the introduction of M-Pesa in Kenya and its drive towards financial inclusion. It considers the interaction between regulation and technological innovation with a particular focus on the regulatory tools, institutional arrangements and government decisional processes through the examination as a whole of its regulatory capacity. This is done with a view to understanding the regulatory capacity of Kenya in addressing the vulnerabilities presented by technological innovation in the financial industry for consumers after financial inclusion. It also examines the way that mobile payments have been regulated by criticising the piecemeal approach that the Central Bank of Kenya has taken in addressing the legal and regulatory issues presented by mobile payments. The book argues there are significant gaps in the regulatory regime of mobile banking in Kenya.
An artist and activist committed to the empowerment of women and girls has created a gorgeous illustrated volume, blending watercolor and short biography to showcase the contributions of more than fifty influential female leaders whose words and actions are a passionate call to arms. Distraught by the results of the 2016 election and the realization that the nation was not ready for its first female president, Kimothy Joy found herself poring over the biographies of brave women throughout history—those who persisted in the face of daunting circumstances—to learn from their experiences. Turning to art, Joy channeled her feelings to the canvas, bringing these strong women to life in bold watercolor portraits surrounded by inspirational hand-lettered quotes. With each creation, Joy found catharsis and hope. She shared her watercolors with her online community and encouraged everyone to raise their own voices and recharge for the battles ahead. Now, in this beautiful gift book, Joy has gathered her stunning illustrations and quotes and paired them with surprising, illuminating biographies of her subjects to inspire women of all ages, races, and backgrounds. That’s What She Said honors a powerful and diverse group of over fifty women—from Maya Angelou, Gloria Steinem, and Virginia Woolf to Sojourner Truth, Malala Yousafzai, and Ruth Bader Ginsburg—role models whose words and insights remind us that we must never give up the fight for a more just and equitable society. Reclaiming the derogatory cultural barb "that’s what she said," this stunning book celebrates strong female leadership throughout history and empowers current and future generations to find their voices and inspire change in their communities.
For the new Welsh specification for first teaching 2017. Trust the experts; let the market-leading publisher and subject specialists with examining experience provide accessible content that draws out the key ethical theories, helping to ensure your students have a thorough understanding - Teach the Unit 2 content confidently with comprehensive coverage of Christian, Muslim, Jewish and Buddhist beliefs and practices. - Enable students to build a strong core of knowledge with engaging activities throughout the textbook. - Boost students' confidence approaching assessment with guidance on tackling different question types. - Equip students' with the detailed knowledge they need to succeed with clear, lively explanations that make key concepts accessible to all ability levels. Covers: - Christianity: Beliefs and teachings - Islam: Beliefs and teachings - Judaism: Beliefs and teachings - Buddhism: Beliefs and teachings - Relationships - Human Rights
Alone, But Not Lonely. The Power of Solitude for Strong Women" is a powerful ode to women who can do things alone but are never lonely. This book celebrates the independence and strength of women who model self-reliance and inspire others to do the same. This remarkable book will inspire women to embrace their strength and break free from the societal pressure to depend on others. The author shares stories of women who are unapologetically themselves, navigating the world with grace, confidence, and independence. Through these inspiring narratives, readers will learn how to be comfortable in solitude and find power in self-reliance. "Alone, But Not Lonely" is a must-read for anyone who wants to learn how to live on their terms. It will open your eyes to the power of strong women who eat alone at restaurants, travel solo, blaze their trails, and reach their creative potential. This book is an appreciation of the beauty of individuality of every woman and the strength that comes with it. Are you ready to be inspired and empowered? Are you ready to embrace your strength? Then, pick up "Alone, But Not Lonely. The Power of Solitude for Strong Women" today! Grab your copy now!
This is an updated edition of our Eduqas GCSE Religious Studies Route A textbook, published April 2022. Bring out the best in every student, enabling them to develop in-depth subject knowledge with the updated edition of our Eduqas GCSE Religious Studies Route A Student Book. Work through accessible and engaging content that has been thoroughly revised by subject specialists to provide streamlined and up-to-date support for the specification. - Help students of all abilities fulfill their potential and increase their understanding through clear, detailed explanations of the key content and concepts - Motivate students to build and cement their knowledge and skills using a range of imaginative, innovative activities that support learning and revision - Provide a variety of quotes from sources of authority that students can draw on to enhance their responses and extend their learning - Encourage students to make links between the world religions and philosophical and ethical issues so they develop a holistic view of religion in modern Britain - Prepare students for examination with a rich bank of exam-style questions, guidance on how to improve responses and student-friendly assessment criteria - Teach unfamiliar topics and systematic studies confidently with clear explanations of Christian, Catholic Christian, Islamic and Judaic beliefs and practices, verified by faith leaders and organisations WJEC Eduqas GCSE RS Component 1: Religious, philosophical and ethical studies in the Modern World 1 Issues of Relationship 2 Issues of Life and Death 3 Issues of Good and Evil 4 Issues of Human Rights Component 2: 5 Beliefs and teachings 6 Christianity: Practices Component 3: Study of a World Faith - Islam 7 Islam: Beliefs and teachings 8 Islam: Practices Component 3: Study of a World Faith - Judaism 9 Judaism: Beliefs and teachings 10 Judaism: Practices
Based on interviews with women who were professionals in different fields in Nigeria prior to migrating, The Migration of Professional Women from Nigeria to the UK examines the ways in which professional, middle-class women make sense of their lived experiences, their roles in migration decision-making and their experiences of adaptation in the UK. Drawing on the thought of Mead on the symbolic reconstruction of the past from the standpoint of the present, and employing a feminist approach to qualitative research, the book considers the reflexive construction of women’s narratives concerning their lived experiences in Nigeria and sheds light on their decisions to migrate. Using intersectionality and critiquing the concept of "Strong Black Woman", the author analyses participants’ narratives of integration, adaptation, and work and family life in the UK. Rejecting the notion of "culture shock" as a means of explaining immigrants' early experiences, the use of a "person-by-situation" approach is proposed to accommodate the nuances of individual narratives. A rich, theoretically informed study of the narratives of skilled migrants, whose experiences are often subsumed into studies of "African" migration more broadly, this volume will appeal to scholars of sociology, anthropology and cultural geography with interests in migration, gender and the sociology of work and family life.
GK Joyride series for classes 1 through 8 renews the relevance of General Knowledge in the age of the Internet, social media platforms and information overload. Remaining strongly rooted in the tenets of the National Curriculum Framework, it also acknowledges the changing terrain of knowledge acquisition.
From a leading cultural journalist, the definitive cultural history of female showrunners—including exclusive interviews with such influential figures as Shonda Rhimes, Amy Sherman-Palladino, Mindy Kaling, Amy Schumer, and many more. “An urgent and entertaining history of the transformative powers of women in TV” (Kirkus Reviews, starred review). In recent years, women have radically transformed the television industry both behind and in front of the camera. From Murphy Brown to 30 Rock and beyond, these shows and the extraordinary women behind them have shaken up the entertainment landscape, making it look as if equal opportunities abound. But it took decades of determination in the face of outright exclusion to reach this new era. In this “sharp, funny, and gorgeously researched” (Emily Nussbaum, The New Yorker) book, veteran journalist Joy Press tells the story of the maverick women who broke through the barricades and the iconic shows that redefined the television landscape starting with Diane English and Roseanne Barr—and even incited controversy that reached as far as the White House. Drawing on a wealth of original interviews with the key players like Amy Sherman-Palladino (Gilmore Girls), Jenji Kohan (Orange is the New Black), and Jill Soloway (Transparent) who created storylines and characters that changed how women are seen and how they see themselves, this is the exhilarating behind-the-scenes story of a cultural revolution.
This is a story of aviation, risk and the heart of the pilot. Four out of five fatal aircraft accidents are due to human error; three out of five to pilot error. This book examines the technical aspects of these issues from the viewpoint of one of the UK's most experienced aviation cardiologists. It spans the end of the Second World War through teaching cardiology in aviation on behalf of the International Civil Aviation Organisation (ICAO) worldwide, via a history of powered flight, time in the cadet force, a flying scholarship on a Tiger Moth, training to be a doctor, later a cardiologist, and owing a series of aircraft. Michael Joy was appointed as cardiologist to the Civil Aviation Authority (CAA) in 1974 to assist the regulator in the development of standards of cardiological fitness. Error, risk and accident causation are introduced in the context of various fatal accidents. In this stimulating and highly informative autobiography, Michael looks back at his time with the ICAO and CAA, drafting cardiological standards for Europe and worldwide travel to spread the message, including the Khyber pass, an aircraft factory in the Indonesian jungle and the slave island of Goree in Senegal. Safety is no accident and history is its judge.
An artist and activist committed to the empowerment of women and girls has created a gorgeous illustrated volume, blending watercolor and short biography to showcase the contributions of more than fifty influential female leaders whose words and actions are a passionate call to arms. Distraught by the results of the 2016 election and the realization that the nation was not ready for its first female president, Kimothy Joy found herself poring over the biographies of brave women throughout history—those who persisted in the face of daunting circumstances—to learn from their experiences. Turning to art, Joy channeled her feelings to the canvas, bringing these strong women to life in bold watercolor portraits surrounded by inspirational hand-lettered quotes. With each creation, Joy found catharsis and hope. She shared her watercolors with her online community and encouraged everyone to raise their own voices and recharge for the battles ahead. Now, in this beautiful gift book, Joy has gathered her stunning illustrations and quotes and paired them with surprising, illuminating biographies of her subjects to inspire women of all ages, races, and backgrounds. That’s What She Said honors a powerful and diverse group of over fifty women—from Maya Angelou, Gloria Steinem, and Virginia Woolf to Sojourner Truth, Malala Yousafzai, and Ruth Bader Ginsburg—role models whose words and insights remind us that we must never give up the fight for a more just and equitable society. Reclaiming the derogatory cultural barb "that’s what she said," this stunning book celebrates strong female leadership throughout history and empowers current and future generations to find their voices and inspire change in their communities.
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