Consumer credit borrowing – using credit cards, store cards and personal loans – is an important and routine part of many of our lives. But what happens when these everyday forms of borrowing go ‘bad’, when people start to default on their loans and when they cannot, or will not, repay? It is this poorly understood, controversial, but central part of both the consumer credit industry and the lived experiences of an increasing number of people that this book explores. Drawing on research from the interior of the debt collections industry, as well as debtors' own accounts and historical research into technologies of lending and collection, it examines precisely how this ever more sophisticated, globally connected market functions. It focuses on the highly intimate techniques used to try and recoup defaulting debts from borrowers, as well as on the collection industry’s relationship with lenders. Joe Deville follows a journey of default, from debtors’ borrowing practices, to the intrusion of collections technologies into their homes and everyday lives, to the collections organisation, to attempts by debtors to seek outside help. In the process he shows how to understand this particular market, we need to understand the central role played within it by emotion and affect. By opening up for scrutiny an area of the economy which is often hidden from view, this book makes a major contribution both to understanding the relationship between emotion and calculation in markets and the role of consumer credit in our societies and economies. This book will be of interest to students, teachers and researchers in a range of fields, including sociology, anthropology, cultural studies, economics and social psychology.
When boxing was bold, bright, and glamorous and the fights were the hottest sporting events of the year, Joe Frazier was king as the Heavyweight Champion of the World. From 1970 to 1973 he reigned. With a career record of 32-4-1 with twenty-seven knockouts and an Olympic gold medal, Frazier leaves little question that he was one of the greatest fighters of all time. Well-known, loved, and revered as a gentleman and a fierce competitor in the ring, Joe Frazier speaks his mind in Smokin' Joe—about growing up poor and fighting in the first $2.5 million bout; about the early days of his friendship with Muhammad Ali and how their relationship changed; and about the often corrupt world of boxing and what really went on inside and outside the ring. Personable, good-natured, and funny, Frazier's story is a real delight.
From his earliest memories, Joe Jackson dreamed of playing in the National Football League and being somebody great—a champion. But growing up in a family of seven in a Cincinnati suburb during the turbulent times of the 1960s didn’t look promising. It took hard work, discipline, and good coaching to become a champion in the world’s eyes in the NFL. But the most significant change didn’t take place on a football field, but in his heart when he gave his life to Jesus Christ. Only then did his dream of playing in the NFL and the Super Bowl become a reality. In the pages of this fascinating biographical account, Joe Jackson recounts how he tackled challenge after challenge in life, and reveals how football opened the door to a place where the giants of fear and a low sense of self-esteem roamed freely. In Championship Sunday, Joe shares an uncut version of his life story and reveals that true champions are never satisfied with titles won on a particular day, but it’s the battles we win as a believer that matter the most as we walk out our own salvation with fear and trembling. His story encourages everyone to push past their fear and insecurity to become the champion that is hidden inside.
Originally, "lead sled" was a derogatory term used to refer to any custom car whose owner used lead as a body filler -- often poorly applied. Today, the term no longer carries the negative connotations, instead referring to any custom that has undergone extensive bodywork, including frenched headlights, shaved door handles, a chopped top, a sectioned body, reworked lines, or any combination thereof. This book will examine the hottest lead sleds on the nation's custom scene today, with brief histories of the cars and all-new color photography.
Straight from the glory of Comics' Greatest World, Frank "Titan" Wells, Amazing Grace, and the Agents of Change are back, baby! But you've never seen them like this! Superstar writer Joe Casey--along with the widest array of artistic talent this side of the Renaissance--gives superhero comics a back-alley facelift, as these very different champions confront cosmic threats, personal demons, superheroes' role as global activists, an alien love invasion, and the strangest virtual reality you've ever experienced--but not before they face the end of the world as we know it! Collects Catalyst Comix #1-#9!
Delayed Justice is the story about the complex life of Pauli Rizzo, a 23 year old Marine veteran and his return to the town of Bridgevale Pennsylvania. After four years in the Marines with action in Korea he reluctantly returns to the only home he has ever known. Bridgevale is a steel mill town a few miles west of Pittsburgh, located along the Ohio river. He is returning to settle a small estate left by his mother who passed away while he was overseas. His father died when he was a child and the only father he ever knew was Tony Canale, a barber and friend who set up a barber shop in the family home to help with expenses years ago. Pauli wants nothing more than to sell everything and leave for California. He has nothing but ill feelings for the town he grew up in. He ignores attempts by Tony to join him in the barbering profession. Before he can close out everything he meets Frank Belamo a Vending Machine entrepreneur who has ties to the Mafia and organized crime. Pauli is impressed with Frank's lifestyle and more impressed when Frank offers him a job with his organization. Against Tony's wishes he joins Franks operation and with dedication and loyalty soon becomes Frank's most trusted employee. He meets and has an affair with Frank's secretary, Traci and soon finds himself in love with her. Although she is unhappily married her husband Greg refuses to give her a divorce. One night in a jealous rage he kills Traci and leaves her bloody body on Pauli's porch. Pauli is devastated and calls upon the organization for retribution. Justice is swift and Greg is properly disposed of. When Frank sends Pauli to his summer house at a lake resort to recover emotionally, Pauli soon finds himself involved with Frank's young daughter, Angela, who is Frank's only child and is spoiled beyond belief. She soon entwines Pauli into her life and they have a serious affair. Eventually they marry with Frank's blessing, but here is where the trouble begins. Frank Belamo is concerned about his daughters future and seeks a more complacent lifestyle for her and Pauli. He convinces them to take over and run a Nightclub Dinner house at the lake resort he acquired as a bad debt several years ago. He now sees it as an ideal and legitimate operation for his daughter and new son in law. It is a difficult first year but Pauli is convinced he will eventually make a success of it. In a short time Angela tires of the subdued seasonal lifestyle and out of boredom becomes involved with a supper club pianist, Art Lanning who was hired during the season. After a torrid love affair with Art, they plot to kill Pauli and to make it look like an accidental shooting of an intruder. When the plan backfires and the "intruder" turns out to be her own father, that Angela shoots, she goes into shock. Pauli, unaware that he was the intended victim assumes the blame in order to protect Angela. Angela does not come forward with the truth and Pauli, with the help of the organization is sentenced to 3-5 years in prison. This allows Angela and Art to continue their affair, but with considerable problems brought on by Angela's mother who has learned the truth. Pauli is released from prison after serving three years. His father figure Tony Canale has died while he was serving his time and circumstances now dictate more than ever that he should leave the area. He proceeds to California via Las Vegas and while waiting the repair of his car is befriended by Vito Argenda and his family. They take to Pauli and help him establish a small but lucrative slot machine venture. He is establishing a growing business when the Argenda's introduce him to Nicole Campbell, a young and attractive widow who owns a beauty salon. They have an affair and soon decide to marry when Nicole discovers that she is pregnant. They are both elated over the news and leave for California for their honeymoon. They ar
Eisner-nominated, International Manga Award-winning I KILL GIANTS storytellers JOE KELLY and KEN NIIMURA return to yank on your heartstrings with IMMORTAL SERGEANT! On the eve of his unwelcome retirement, Jim Sargent (aka "Sarge"), a grizzled, old-school detective, catches a break on a murder case that's haunted him for decades. Unfortunately, Sarge must drag his anxiety-riddled adult son, Michael, along for the ride or risk losing the lead forever. Can this dysfunctional duo overcome their own hang-ups, blindspots, and secrets to catch a killer? Collects IMMORTAL SERGEANT #1-9
Increasingly, managers must make decisions based on almost unlimited information. How can they navigate and organize this vast amount of data? Essentials of Business Research Methods provides research techniques for people who aren't data analysts. The authors offer a straightforward, hands-on approach to the vital managerial process of gathering and using data to make clear business decisions. They include critical topics, such as the increasing role of online research, ethical issues, data mining, customer relationship management, and how to conduct information-gathering activities more effectively in a rapidly changing business environment. This is the only text that includes a chapter on qualitative data analysis, and the coverage of quantitative data analysis is more extensive, and much easier to understand than in other texts. The book features a realistic continuing case throughout that enables students to see how business research information is used in the real world. It includes applied research examples in all chapters, as well as ethical dilemma mini cases, and exercises.
Benjamin Orr was the co-founder, co-lead singer, and bassist for the platinum-selling rock band The Cars. This first biography of Orr draws together interviews with over 120 of his family members, friends, and music associates, as well as many never-before-seen photos, to reveal an intimate portrait of one of classic rock’s greatest talents.
The likable pack of operatives for Daniel Kearny Associates of San Francisco return for a fun romp, working fast repos on a list of classic cars missing after a raid on a shady auto dealer. Told vignette-style, with a huge cast of characters and many subplots, this novel is anchored by the adventures of the beautiful Gypsy witch Yana.
Detailing the fascinating career of Joe Evans, Follow Your Heart chronicles the nearly thirty years that he spent immersed in one of the most exciting times in African American music history. An alto saxophonist who between 1939 and 1965 performed with some of America's greatest musicians, including Louis Armstrong, Cab Calloway, Charlie Parker, Jay McShann, Andy Kirk, Billie Holiday, Bill "Bojangles" Robinson, Lionel Hampton, and Ivory Joe Hunter, Evans warmly recounts his wide range of experience in the music industry. Readers follow Evans from Pensacola, Florida, where he first learned to play, to such exotic destinations as Tel Aviv and Paris, which he visited while on tour with Lionel Hampton. Evans also comments on popular New York City venues used for shaping and producing black music, such as the Apollo Theater, the Savoy, Minton's Playhouse, and the Rhythm Club. Revealing Evans as a master storyteller, Follow Your Heart describes his stints as a music executive, entrepreneur, and musician. Evans provides rich descriptions of jazz, swing, and rhythm and blues culture by highlighting his experiences promoting tracks to radio deejays under Ray Charles's Tangerine label and later writing, arranging, and producing hits for the Manhattans and the Pretenders. Leading numerous musical ventures that included a publishing company and several labels--Cee Jay Records (with Jack Rags), Revival, and Carnival Records--Evans remained active in the music industry even after he stopped performing regularly. As one of the few who enjoyed success as both performer and entrepreneur, he offers invaluable insight into race relations within the industry, the development of African American music and society from the 1920s to 1970s, and the music scene of the era.
How can your tongue get you arrested? What dessert is as smart as the average adult? What's louder: A jet plane at take-off or a hippo having sex? In the form of a lively and eccentric course catalog, Useless Knowledge, the brainchild of the creator of the wildly successful Useless Knowledge website offers up loads of facts of little consequence for the hardcore trivia buff or the casual enthusiast. Inside, you'll find topics and entries like these: The Core Curriculum The Useless School of Animals The sound that a camel makes is called "nuzzing". The Useless School of Film Warren Beatty's first job in the theater was a rat-catcher...backstage. The Useless School of History Not that he was immature, but Napoleon concocted his battle strategies in a sandbox. The Useless School of Sports It takes 3,000 cows to supply a single season's worth of footballs to the NFL. There are also Useless Schools of Television, Biology, Science and Technology, Music, Geography, and Culinary Arts.
By asking questions such as Is your orange juice pasteurized? or Did the lady who whipped up the icing on your cake wear false fingernails? this book sorts hokum from genuine science when it comes to food safety. Investigating everything from the health benefits of chocolate and oxygenated water to the causes of food poisoning and the healing power of prayer, short commentaries use wit and humor to debunk folklore and misconceptions. Indicating which food studies can be trusted, this guide provides the knowledge needed to buy, store, and cook food without risking life and li.
A remarkable blend of history and drama seen through the eyes of a noted New Orleans bluesman. This extraordinary life history is the result of more than 15 years of recorded conversations, pieced together into a narrative of a uniquely American experience. Joseph's colorful portrayals of the characters who parade through his life document more than 70 years of changing relationships between blacks and whites. In his own words, he describes growing up in Louisiana, working a rice plantation, and how Gospel music put him on a career path. His candid remarks underscore the economic necessity prevalent in a musician's life. Within the tales of gigs, card games, and romantic exploits are intimate glimpses of legendary figures, including Billie Holiday and Muddy Waters. His descriptions of performing in New Orleans, New York, and Europe are especially revealing, filled with life experiences as rich as the rhythm and lyrics of the blues he played.
Joe Gumm knows how to please his wife—but that's only because he learned the hard way, by doing lots of stupid things first. Now he's giving men funny and poignant ideas to keep them out of the doghouse for good and remind women every day why they love their guys so much. Written in a comedic tone, guaranteed to have wives and husbands laughing together and nodding in recognition, Romancing Mommy conquers the topic of how couples disconnect, especially after the kids are born, and more importantly how to reconnect through teamwork, compassion, humor, and romance.
My military career would be from February 28, 1956 to March 31, 1976. My Air Force specialty code was 65170-Procurment Supervisor, secondary specialty was 64570, Inventory Management Supervisor, which was a political correct name for the Supply Sergeant or NCOIC. I worked in about every field in the service part of Air Force from Physical Ed. Instructor to teaching warfare technique. I always had a great group people and we were successful, because I was able to always teach respect for one another, which led to a good outfit. Great leaders are born and I was a damn good leader of human beings! I would have been great in the military or civilian life, but the military was able to give me my discipline and organizational skills to accomplish any task given, because with my faith, prayer and the knowledge that I am who I am, I knew I could do anything that I was able to do to completion! I was top of my NCO leadership school, and top of the NCO Academy. I was one of the first to enter a one year school in N.Y. called the Blue Suiter Program Military Group for the first computer system to be operated by military personnel, the UNIVAC 1050 computer system for the Air Force (1964). My job was NCOIC of 100, 000 line items (spare parts) for the complete system. Procurement school, Lowry AFB, Denver Colorado, I held a GPA of 4.0 and was class president. There was a college ECI course through the University of Maryland. I completed 71 courses in other career fields as an Airman that I was in charge of. I knew as much about other missions as other folks did. I also completed all the other 27 courses and related jobs of my career field, which gave me enough credits for a BA college degree! Some of my accomplishments were EOC NCOIC, Commissioner of the 5 BX Program, Exercise and Diet base level, Base schools and all squadron activity to operate a Base. My Masonic Order and my involvement as a captain of the semi-pro football team gave a platform to involve the Base and the city in football, flag football, softball, baseball, bowling, little and pony leagues (8-14 yr old boys after school football program) for training if there grade point average were up to a 3.0, a Thanksgiving Program for the needy every November, a program for the disadvantage kids, which included seven Masonic brothers as big brother and role models. If they had a problem they would call their best troubleshooter and I was always successful, because I treated each person as a human being and with respect, not as cattle. Decorations and Awards: VSM w/2 BSS, RVSM, AFOVA, AFGCM w/3 OLC, AFLSA w/4 OLC, AFM 900-3. There would have been other medals if I had showed up for the award ceremonies. I would not accept the damn medals if I was not accepted as human being or as a patriot in this racist system. I was never promoted passed the rank of Technical Sgt/ E-6, because I could not in good conscience stay out of the movement for the rights of all humans, not just my Black Pride, which was also on display, so the Air Force has labeled me as a Communist Agitator.
Every year, hundreds of American film schools graduate thousands of aspiring filmmakers. Very few of them, however, leave school prepared for the challenges that await or are fortunate enough to secure the financial backing of a major studio. This practical guide provides all necessary information for newcomers to the profession to get a movie made, information often left out of film school curricula. Topics include finding a project, breaking down a script, creating a production board, casting, budgeting, scouting locations, scheduling, dealing with actors, establishing set protocol, marketing, and many others. Throughout, real-life examples vividly illustrate the subject at hand. Bridging the gap between learning the craft of moviemaking and exercising that craft in the entertainment world, this manual is essential for all who seek a career in film. Instructors considering this book for use in a course may request an examination copy here.
Novelist, music journalist, and playwright Meno writes squarely in the American tradition of wringing large effects from small change, revealing the subtlety in the broad stroke and conveying complexity with seeming simplicity.
Arising triumphantly from the ashes of its predecessor, the phoenix has been an enduring symbol of resilience and renewal for thousands of years. But how did this mythical bird become so famous that it has played a part in cultures around the world and throughout human history? How much of its story do we actually know? Here to offer a comprehensive biography and engaging (un)natural history of the phoenix is Joseph Nigg, esteemed expert on otherworldly creatures from dragons to gryphons to sea monsters. Beginning in ancient Egypt and traveling around the globe and through the centuries, Nigg's vast and sweeping narrative takes readers on a brilliant tour of the cross-cultural lore of this famous, yet little-known, immortal bird. This entertaining and informative look at the life and transformation of the phoenix will be the authoritative source for anyone fascinated by folklore and mythology, re-igniting our curiosity about one of myth's greatest beasts.
Shows photographers how to utilize lighting to create dramatic images and effects. The authors take photographers step by step through the "how" and "why" of each shoot to demonstrate precisely how the lighting effect was achieved. Includes lighting diagrams and labeled set-ups. Annotation copyrighted by Book News, Inc., Portland, OR
Consumer credit borrowing – using credit cards, store cards and personal loans – is an important and routine part of many of our lives. But what happens when these everyday forms of borrowing go ‘bad’, when people start to default on their loans and when they cannot, or will not, repay? It is this poorly understood, controversial, but central part of both the consumer credit industry and the lived experiences of an increasing number of people that this book explores. Drawing on research from the interior of the debt collections industry, as well as debtors' own accounts and historical research into technologies of lending and collection, it examines precisely how this ever more sophisticated, globally connected market functions. It focuses on the highly intimate techniques used to try and recoup defaulting debts from borrowers, as well as on the collection industry’s relationship with lenders. Joe Deville follows a journey of default, from debtors’ borrowing practices, to the intrusion of collections technologies into their homes and everyday lives, to the collections organisation, to attempts by debtors to seek outside help. In the process he shows how to understand this particular market, we need to understand the central role played within it by emotion and affect. By opening up for scrutiny an area of the economy which is often hidden from view, this book makes a major contribution both to understanding the relationship between emotion and calculation in markets and the role of consumer credit in our societies and economies. This book will be of interest to students, teachers and researchers in a range of fields, including sociology, anthropology, cultural studies, economics and social psychology.
With forty eight Transistor radios in his suitcase, Joe, an Englishman, lands at Trichy Airport in the summer of 1965. The Custom's officer confronts him, but on hearing about Joe's mission, lets him go scot-free!
The son of the legendary "Brown Bomber" presents the private side of the fighter, weaving into the account reminiscences from siblings, former wives, trainers, opponents, and sportswriters
Life on the road as seen through the eyes of Black Flag/Rollins Band roadie and Rollins confidante, Joe Cole. Tour journal documenting the final Black Flag tour and first Rollins Band tour.
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