There are nine key reasons people fail at retirement—and they’re not what you think. Are you working to avoid these major retirement fails? Every day, people just like you, people who have worked hard and saved carefully for retirement, make decisions that will eventually crack their nest egg. Just because you added to your 401(k) or IRA plan every year, invested wisely, and amassed significant savings, you are not necessarily home free. Ready or not, your decisions all along the retirement path can positively or negatively affect your financial future. In Retirement Fail, top financial advisor Greg Sullivan shares the insights he has gained over his thirty-five-year career in wealth management to help you identify potential pitfalls and learn how to safeguard your hard-earned retirement assets. Because, contrary to what most people think, it is not poor portfolio performance that usually busts your retirement accounts. Rather, it’s the emotional decisions you make that can cause major problems. Whether it’s buying a vacation home that is beyond your reach, subsidizing your adult kids to a degree that is ill advised, or passing on the umbrella insurance your advisor recommended, the choices you make have an enormous effect on whether you’ll be able to enjoy the comfortable retirement you’ve dreamed about. Retirement Fail: Lays out the nine common hazards that trip up otherwise well-prepared retirees, encouraging you to think through your decisions and set a course aligned with your values and your ultimate goals Goes beyond traditional financial advice, using personal stories to illustrate how others have become mired in—or solved—these financial dilemmas Creates a valuable framework you can use to chart your path or begin conversations with your advisor, so that you can act to protect your financial independence The numerical side of financial planning is one thing—the far more difficult task is looking at the way the decisions we make impact our own future and those around us. Whether you are working with a financial advisor or are going it alone, Retirement Fail shows you the points you need to pay attention to and helps you figure out what your priorities are—and what tradeoffs you may have to make in order to achieve them.
Improv is an essential skill for actors because it teaches them how to truly listen to one another. Actors know there is plenty of talent out there, just a shortage of opportunity. Improv gives you the chance to play the hero, the villain, the loser and the winner - all in the same night! Improv is also a superb way for busy professionals to enhance their communication, listening and teamwork skills. Learning to improvise may sound like a contradiction in terms, but it can be done. There are actually many different improv games, each with their own structure and rules. The GS IMPROV technique can be applied to any improv game; this book employs an engaging, light-hearted manner in presenting that technique. The book also gives detailed descriptions of over 50 improv games, along with tips on how to play them coming from the author's many years of experience. Improv is also great for engaging young minds and for keeping senior minds sharp. Simply put, Improv is great fun and this book enables the reader to join in.
A focused study on Michael Powell and Emeric Pressburger's cinematic contributions to the war effort, arguing for the centrality of propaganda to their work as film artists. Michael Powell and Emeric Pressburger are widely hailed as two of the greatest filmmakers in British cinema history. The release of their first movie, The Spy in Black, barely preceded the beginning of World War Two, and a number of their early masterworks, including The Life and Death of Colonel Blimp, A Canterbury Tale, and A Matter of Life and Death, were produced in the service of the war effort. Through exploring the relationship between art and propaganda, this book shows that Powell and Pressburger saw no contradiction between their aesthetic ambitions and their cinematic war work: propaganda imperatives were highly conducive to their objectives as both commercial cinema practitioners and artists. Drawing on production materials from the archives of the British Film Institute, this book charts three phases in Powell and Pressburger's wartime career: from first-time collaborators who strive to reconcile popular cinematic forms with developing notions of what constitutes effective propaganda; to accomplished, and sometimes controversial, propagandists whose movies center upon Britain's relations with its enemies and allies; to filmmakers whose responsiveness to the propaganda requirements of the late war is matched by a focus, shared by the Ministry of Information, on what the post-war future would bring.
Jeff Becker is a computer programmer who in 2008 decided to see for himself if the extraterrestrial presence was real. The experiences leading up to that decision, and those that followed, were life changing. After attending CSETI Ambassador to the Universe training in the fall of 2008, the ETs “followed him home.” He has organized a local contact group and has been having regular contact ever since. His story is just one chapter in this book. His experiences are far from unique. Paths to Contact: True Stories from the Contact Underground, is about people like him, ordinary people having extraordinary experiences. These people are doctors, computer programmers, sanitation and postal workers, healers, meteorologists, biologists, pilots, artists, engineers – people from many different walks of life. They have each volunteered to tell their story of extraterrestrial contact and how it has affected their life. When Becker floated the idea for this book project in December of 2011, the responses from so many people eager to tell their stories convinced him that the project would be a success. This has been a team effort, with most people doing their own writing and telling their story in their own words. Most of these stories involve human initiated contact. That's right, these are people who go out under the stars and ask for contact, and it happens with amazing reliability when done correctly. Perhaps these stories will inspire you to embark on your own path to contact. While this is not a “how to” book, numerous resources are referenced in the book and even more can be found on the book website. For more information about this ongoing project, see www.pathstocontact.org.
Dear Friends is a collection of diverse short stories, set in different locations with an array of interesting characters. Despite the diversity, author and retired pediatric intensivist Greg Stidham ties these stories together with a common thread. They all involve well-developed characters, most of whom are not perfect, but who persist in striving to be better. In the process, they discover through mostly chance encounters the redemption possible by even short-lived (or sometimes longer) relationships. For example: - A middle-aged man with a slowly progressive neurologic disorder embarks on a long, overland bus ride to a small town in North Dakota. On the way, he befriends a quirky, young woman with problems of her own. - A young mother loses her young toddler son in a tragic drowning incident and struggles to recover. She undergoes grief therapy, but mostly begins to heal by persistently pursuing her own way. - A young, intellectually challenged man volunteers to collect donations for the Salvation Army at Christmas time. While he jingles his belt of bells, he also astutely observes the customers entering and leaving the liquor store before which he sits. - An older man is awakened by bizarre sensations he does not understand, only to discover that when he awakens in a hospital, he has had a seizure. While hospitalized, he meets a kindly Irish Catholic priest, which leads to an improbable bond. - A teenaged boy is suddenly orphaned and goes to live with relatives in a small, Colorado mountain town. There, he begins a job helping to care for a man who is dying from cancer. The two develop a quietly growing relationship, and the boy discovers that the man is a well-known poet. These stories are poignant, provocative, sometimes humorous. But they all address, directly or obliquely, the magic that can happen when two people, even strangers, connect on a deeper level than is usually the case. An accomplished writer, Dr. Stidham has published a memoir, numerous pieces of short fiction, creative nonfiction, and poetry. His books include the memoir, Blessings and Sudden Intimacies: Musings of a Pediatric Intensivist (PathBinder Publishing 2021), and a poetry chapbook, Doctoring in Nicaragua (Finishing Line Press 2021).
Since Biblical times, the get of Caine have prowled the world, hiding from mortals and resigning themselves to the shadows. Throughout the ages, their plans have unfolded and their treacheries have come to fruition. Welcome to the Final Nights--welcome to unlife as a vampire. A collection of essays, character-building options, chronicle suggestions and methods of play, the Vampire Players Guide offers a wealth of information to players and Storytellers on a conversational level. Presented as an aside to Vampire players, this book offers a variety of options and advice to better enhance the Storytelling experience.
In the midst of a strike and economic uncertainty, a football team from an iconic steel town just outside Pittsburgh set out to capture its sixth straight season without a loss, uniting a region and inspiring the nation. In the summer of 1959, most of the town of Braddock, Pennsylvania--along with half a million steel workers around the country--went on strike in the longest labor stoppage in American history. With no paychecks coming in, the families of Braddock looked to its football team for inspiration. The Braddock Tigers had played for five amazing seasons, a total of 45 games, without a single loss. Heading into the fall of ‘59, this team from just outside Pittsburgh, whose games members of the Steelers would drop by to watch, needed just eight victories to break the national record for consecutive wins. Sports Illustrated and other media descended upon the banks of the Monongahela River to profile the team and its revered head coach, future Hall of Famer Chuck Klausing, who molded his boys into winners while helping to effect the racial integration of his squad. While the townspeople bet their last dollars on the Tigers, young black players like Ray Henderson hoped that the record would be a ticket to college and spare them from life in the mills alongside their fathers. In Striking Gridiron, author Greg Nichols recounts every detail of Braddock's incredible sixth, undefeated season--from the brutal weeks of summer training camp to the season's final play that defined the team's legacy. In the words of Klausing himself, "Greg Nichols couldn't have written it better if he'd been on the sidelines with us." But even more than the story of a triumphant season, Nichols's narrative is an intimate chronicle of small-town America during the hardest of times. Striking Gridiron takes us from the sidelines and stands on game day into the school hallways, onto the street corners, and into the very homes of Braddock to reveal a beleaguered blue-collar town from a bygone era--and the striking workers whose strength was mirrored by the football heroics of steel-town boys on Friday nights and Saturday afternoons.
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