Goksu Aslan's Books

Inequality in Financial Inclusion and Income Inequality

By: Goksu Aslan,Corinne Deléchat,Ms.Monique Newiak,Mr.Fan Yang

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Inequality in Financial Inclusion and Income Inequality

By: Goksu Aslan,Corinne Deléchat,Ms.Monique Newiak,Mr.Fan Yang

We investigate the link between gender inequality in financial inclusion and income inequality, with three contributions to the recent literature. First, using a micro-dataset covering 146,000 individuals in over 140 countries, we construct novel, synthetic indices of the intensity of financial inclusion at the individual and country level. Second, we derive the distribution of individual financial access “scores” across countries to document a “Kuznets”-curve in financial inclusion. Third, cross-country regressions confirm that our measure of inequality in financial access is significantly related to income inequality, above and beyond other factors previously highlighted in the literature.

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International Monetary Fund

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ISBN 10

1484328728

ISBN 13

9781484328729

What is Driving Women’s Financial Inclusion Across Countries?

By: Ms.Corinne C Delechat,Ms.Monique Newiak,Rui Xu,Mr.Fan Yang,Goksu Aslan

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What is Driving Women’s Financial Inclusion Across Countries?

By: Ms.Corinne C Delechat,Ms.Monique Newiak,Rui Xu,Mr.Fan Yang,Goksu Aslan

Using a broad set of macroeconomic country characteristics to supplement a new and comprehensive micro-level dataset for 140 countries, we identify structural factors, policies, and individual characteristics that are associated with financial inclusion—in general, and for women in particular. We find that structural country characteristics, such as resource-richness and level of development, and policies, such as stronger institutions, and financial development are significantly related to financial inclusion. We find a robust negative relationship between being female and financial inclusion as in previous studies, and our analysis points to legal discrimination, lack of protection from harassment, including at the work place, and more diffuse gender norms as possible explanatory factors.

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