The phenomenally successful Principles of Anatomy and Physiology continues to set the discipline standard with the 15th edition. Designed for the 2-semester anatomy and physiology course, Principles of Anatomy and Physiology combines exceptional content and outstanding visuals for a rich and comprehensive classroom experience. Enhanced for a digital delivery, the 15th edition, gives students the ability to learn and explore anatomy and physiology both inside and outside of the classroom.
The success of business today is dependent on the knowledge and expertise of its employees. The need for mathematics arises naturally in business such as in the work of the actuary in an insurance company, the financial mathematics required in the day-to-day work of the banker and the need to analyse data to extract useful information to enable the business to make the right decisions to be successful. A Guide to Business Mathematics provides a valuable self-study guide to business practitioners, business students and the general reader to enable them to gain an appropriate insight into the mathematics used in business. This book offers an accessible introduction to essential mathematics for the business field. A wide selection of topics is discussed with the mathematical material presented in a reader-friendly way. The business context motivates the presentation. The author uses modelling and applications to motivate the material, demonstrating how mathematics is used in the financial sector. In addition to the role of the actuary and the banker, the book covers operations research including game theory, trade discounts and the fundamentals of statistics and probability. The book is also a guide to using metrics to manage and measure performance, and business economics. Foundations on algebra, number theory, sequences and series, matrix theory and calculus are included as is a complete chapter on using software. Features • Discusses simple interest and its application to promissory notes/treasury bills. • Discusses compound interest with applications to present and future values. • Introduces the banking field including loans, annuities and the spot/forward FX market. • Discusses trade discounts and markups/markdowns. • Introduces the insurance field and the role of the actuary. • Introduces the fields of data analytics and operations research. • Discusses business metrics and problem solving. • Introduces matrices and their applications. • Discusses calculus and its applications. • Discusses basic financial statements such as balance sheet, profit and loss and cash account. • Reviews a selection of software to support business mathematics. This broad-ranging text gives the reader a flavour of the applications of mathematics to the business field and stimulates further study in the subject. As such, it will be of great benefit to business students, while also capturing the interest of the more casual reader. About the Author Dr. Gerard O'Regan is an Assistant Professor in Mathematics at the University of Central Asia in Kyrgyzstan. His research interests include software quality and software process improvement, mathematical approaches to software quality, and the history of computing. He is the author of several books in the Mathematics and Computing fields.
This is a book for crystal chemistry lovers written by one of the pioneers of solid-state chemistry.'MRS BulletinDevoted to a diverse group of solid state scientists, the book has two objectives, both relating to structural chemistry: (i) a progressive analytic familiarization with the main parameters that govern the organization of crystallized matter and related crystal structures, (ii) a study of what are the various ways to 'read' a structure far beyond its representation in scientific articles. Hence, the reader will, from numerous examples illustrated in color, analyze what are the main characteristics of these structures, from their geometric characteristics, their coordination polyhedra, their connections with the resulting dimensionalities of these solids, including also the defects they exhibit, before looking at possibilities to classify structures, within which recurrence laws can emerge.Chemists are required to understand the potentials of a new structure for becoming future materials scientists. The first part of the book is by no means a database for known structures, but facilitates a progressive understanding of the organization of the solid state. With these tools in hand, the reader is invited in the later part of the book to analyze new structures, and to also use new concepts for viewing structures in a more synthetic way for the future. Such new vision is already leading to the creation of completely new solids with outstanding characteristics that find applications in societal problems concerning energy, energy savings, environment and health.The content is not exclusively academic but relates to the creation of innovative materials, through a more physical approach, that might condition the future of materials.
Researchers and educators agree that it takes more than academic knowledge to be prepared for college—intrapersonal competencies like conscientiousness have been proven to be strong determinants of success. WileyPLUS Learning Space for Anatomy & Physiology helps you identify students’ proficiency early in the semester and intervene as needed. Developed for the two-semester course, Anatomy & Physiology is focused on aiding critical thinking, conceptual understanding, and application of knowledge. Real-life clinical stories allow for a richer investigation of content, ensuring that students understand the relevance to their lives and future careers.
In this elegantly written and far-reaching narrative, acclaimed author Gerard Koeppel tells the astonishing story of the creation of the Erie Canal and the memorable characters who turned a visionary plan into a successful venture. Koeppel's long years of research fill the pages with new findings about the construction of the canal and its enormous impact, providing a unique perspective on America's self perception as an empire destined to expand to the Pacific.
This is a 3-book bundle, which addresses various subtopics, including but not limited to these: Book 1: This book can help you save time and money! When doing taxes, accounting, or income statements, many people are puzzled. It starts with knowing what is what: the definitions. Then, filling out the balance sheets and the numbers, can be an equally complicated task as well. And finally, most people want to get the most out of their business or salary: The highest return, the lowest costs, and the lowest amount of taxes paid. All of these concerns are real and they won’t go away on their own. But at least, with a book like this, you can take one step in the right direction. This book’s aim is to teach you some of those necessary definitions, to break down what they mean, and to become more familiar with doing general accounting. If this is what you’ve been looking for, then I encourage you to pick up the book and start reading or listening to it. Book 2: When it comes to considering your finances, many decisions are involved. The numbers count! So, in order to understand those numbers, some terms have to be understood first. The words that are used in the financial world, can be daunting at times. But fear no longer, my good friend. Help is on the way! In this guide, you will learn more about the meaning and application of financial terms like these: Dividends Equity Accumulated devaluation Retained earnings Sinking funds Solvency Subordinated financial obligation Debt restructuring And much more! Get educated today! Don’t wait any longer and learn more about accounting. Book 3: This guide covers a whole range of topics related to doing your accounting tasks and numbers properly. Such topics include: Netting Advance payments Liquidation preference Rollover risk Leasebacks Gearing Liens Net interest margins Parallel loans Defeasance Many other words and their meanings will also be addressed. If you want to understand those metrics better, this book will be a great tool for you to become acquainted with the terminology and use of these issues.
The features of this book which will be of special interest to academic organic chemists are the introduction (Chapter 1), which presents a short course on the concepts and language of heterogeneous catalysis, covers organic reaction mechanisms of hydrogenation (Chapter 2), hydrogenolysis (Chapter 4), and oxidation (Chapter 6), a presents problems and solutions specific for running heterogeneous catalytic organic reactions in solution. These materials can supplement advanced chemistry courses. Most synthetic organic chemists use a variety of "protecting groups" which they attach to functional groups (reactive groups of atoms) while some reaction is being conducted on another part of the molecule. These protecting groups prevent reactions of the functional groups during other reactions and are removed later by a heterogeneous catalytic method called hydrogenolysis. One unique feature of this book, not found in other books on catalysis, is an exhaustive chapter (Chapter 4) on hydrogenolysis, which is dredged from the recent synthetic literature published by modern organic chemists. Academic organic chemists should find this chapter extremely useful and may wish to adopt the book as a supplement for advanced organic chemistry courses designed for seniors and for graduate students. It will also be useful for professors and their research groups engaged in synthetic organic chemistry. Many academic organic chemists are not aware of recent advances in heterogeneous enantioselective catalysis (Chapter 3) or in selective low temperature, liquid phase heterogeneous catalytic oxidations by hydrogen peroxide (Chapter 6). These specialty topics are timely and may be new to academic organic chemists and can be used to supplement their advanced courses. Several features of this book will also be of special interest to industrial chemists who are unfamiliar with heterogeneous catalysis. Many good organic chemists are hire by industry. They synthesize a new compound using standard organic synthetic techniques but are informed by their supervisor that they must convert some of their synthetic steps into heterogeneous catalytic steps. They may not have been exposed to heterogeneous catalysis and have few places to turn. This book offers them a crash course in heterogeneous catalysis as well as many examples of reactions and conditions with which they can start their search. Those industrial organic chemists already familiar with heterogeneous catalysis will find this book useful as a reference to many examples in the recent literature. They will find recent surface science discoveries correlated with heterogeneous catalysis or organic reactions and mechanistic suggestions designed to stimulate innovative nontraditional thinking about organic reactions on surfaces. - Written by organic chemists for organic chemists - Introduces heterogeneous catalysis concepts and language - Presents a comprehensive compilation of protecting group removal procedures - Covers liquid-phase hydrogenations, hydrogenolysis, and oxidations - Addresses heterogeneous methods for producing pure enantiomers of chiral products - Examines the emerging field of heterogenized homogeneous catalysts - Mixes practical applications with mechanistic interpretations
Heterogeneous Enantioselective Hydrogenation: Theory and Practice reviews the development of enantioselective hydrogenation reaction catalysts. It looks at the first relatively ineffective catalysts right through to modern highly effective enantioselective catalytic systems, comparable in their efficiency to chiral metal complexes and enzymatic systems. The book begins with a summary of the first work on heterogeneous metal catalysts, which showed only the principal possibilities of enantioselective reactions. It then elaborates on metal catalysts which have enantioselectivities close to 100%. Finally, the practical utilization of chiral catalytic systems in processes of hydrogenation is described. The alpha- and beta-hydroxy carboxylic acid esters produced are precursors for manufacturing many synthones used for medicines as well as for monomers used for biodegradable polyesters, both of which have important practical applications. The volume summarizes more than 800 scientific papers in the field of enantioselective catalytic hydrogenation reactions, mainly those using heterogeneous metal catalysts. It provides detailed explanations of special techniques for the preparation of effective dissymmetric catalysts which provide highly efficient catalytic systems.
This book is concerned with the configuration of polymers at the interfacial zone between two other phases or immiscible components. In recent years, developments in technology combined with increased attention from specialists in a wide range of fields have resulted in a considerable increase in our understanding of the behavior of polymers at interfaces. Inevitably these advances have generated a wealth of literature and although there have been numerous reviews, a critical treatment with adequate descriptions of both theory and experiment, including detailed analysis of the two, has been missing. This text hopes to fill this gap, providing a timely and comprehensive account of the field as it stands today. This long needed work will be invaluable to experts as well as newcomers in the broad field of polymers, interfaces and colloids, both in industry and academia. Whilst industrial laboratories involved in this field will find it indispensable, it will be equally important to anyone with an interest in interfacial polymer or colloidal research.
Sixty-one percent of Canadians between the ages of 45 and 64 don’t have a formal financial strategy. In The BAPKIN Plan, author and financial planner Gerard Hass provides simple yet effective guidance for creating a financial plan to help you save, invest, and plan for retirement. The BAPKIN Plan presents an easy-to-remember framework and explains the basic steps you can use to simplify and improve your life and your financial wellbeing. Offering checklists to help you organize your journey, this reference tool can guide you to a better understanding of what your financial adviser or planner is recommending—including the positive and negative features of potential investments. You’ll learn how to • develop a commitment to setting simple goals and to following a simple plan based on common sense; • commit to strategies to live within your means; • draft a statement of net worth and revisit it every year; • protect yourself with an emergency fund, line of credit, and insurances; • protect your loved ones by having life insurance coverage, a will, and powers of attorney; • understand how you are taxed and the importance of seeking professional help; • develop a personal pension plan strategy based on your life sta≥ • institute a disciplined investment strategy that will suit your objectives; and • work with the adviser who is a professional—not a salesman. Communicating a wealth of information, Hass provides advice to help move you forward in your financial empowerment.
Growth in sub-Saharan Africa has slightly recovered in 2019 (2.6 percent) from 2.5 percent in 2018. Economic recovery continues at a sluggish pace with growth in the region expected to pick up to 3 .1 percent in 2020 and 3 .2 percent in 2021. Accelerating poverty reduction in Africa requires action in four policy areas: fertility reduction, leveraging the food system on and off the farm, addressing risk and conflict, and providing more public financing to the poverty reduction agenda. Sustaining growth and eradicating poverty calls for policy solutions to empower African women in the following dimensions: building the right skills, relieving capital constraints, securing land rights, connecting women to labor, addressing social norms that limit women's economic opportunities, and boosting the capacity of the next generation.
This series of books offers an in depth guide to all aspects of brickwork and bricklaying practice. Gerard Lynch, author of the guide to "Guaged Brickwork", has put together these comprehensive and instructive volumes, linking past knowledge and practices with modern skills and materials, so that both can be fully examined and understood. At a time when the conservation and restoration of old buildings demand a more sympathetic handling, such a work should be a useful addition to the existing literature, and an essential source of reference for all those involved in the construction and repair of brick buildings. The second of six volumes which offer an in-depth guide to all aspects of brickwork and bricklaying practice, this volume examines the elements of building construction in brick. The text covers both the contemporary and traditional aspects of substructure brickwork. Chapter one studies the setting out of a small building, and then progresses to foundations, examining the historical, as well as current practices, along with information on modern concrete production. The following six chapters cover both the contemporary and traditional aspects of substructure brickwork, basements, sleeper walls, damp proof courses, cavity walling, and jointing and pointing. The volume concludes with useful advice on achieving controlled and efficient bricklaying.
One of the greatest challenges facing package manufacturers is to develop reliable fine pitch thin packages with high leadcounts, capable of dissipating heat, and deliver them in volume to the market in a very short space of time. How can this be done? Firstly, package structures, materials, and manufacturing processes must be optimised. Secondly, it is necessary to predict the likely failures and behaviour of parts before manufacture, whilst minimising the amount of time and money invested in undertaking costly experimental trials. In a high volume production environment, any design improvement that increases yield and reliability can be of immense benefit to the manufacturer. Components and systems need to be packaged to protect the IC from its environment. Encapsulating devices in plastic is very cheap and has the advantage of allowing them to be produced in high volume on an assembly line. Currently 95% of all ICs are encapsulated in plastic. Plastic packages are robust, light weight, and suitable for automated assembly onto printed circuit boards. They have developed from low pincount (14-28 pins) dual-in-line (DIP) packages in the 1970s, to fine pitch PQFPs (plastic quad flat pack) and TQFPs (thin quad flat pack) in the 1980s-1990s, with leadcounts as high as 256. The demand for PQFPs in 1997 was estimated to be 15 billion and this figure is expected to grow to 20 billion by the year 2000.
This book takes a look at the history and use of cut, rubbed and gauged brickwork; the use of tools and equipment and the differences between historic and contemporary bricks with a view to inform conservation and restoration decisions. The book uses case studies from England, Ireland and the US to illustrate the use of different materials and techniques on buildings ranging in age. Written by Dr. Gerard Lynch, the leading authority in this subject area, this book will be of particular interest to architectural historians, architects working on historic buildings and building conservators.
This book takes a look at the history and use of cut, rubbed and gauged brickwork; the use of tools and equipment and the differences between historic and contemporary bricks with a view to inform conservation and restoration decisions. The book uses case studies from England, Ireland and the US to illustrate the use of different materials and techniques on buildings ranging in age. Written by Dr. Gerard Lynch, the leading authority in this subject area, this book will be of particular interest to architectural historians, architects working on historic buildings and building conservators.
In this book the author presents his reading of psychoanalysis in the spirit of its founder Sigmund Freud, and explores the transformations of Freud's work by his followers. The author notes that some of these followers trimmed it down even to exclude the death drive, which was one of Freud's fundamental principles. Freud's theory has also been transformed by Lacan, who, in the mid-1950s embarked on a lifelong enterprise to recast it in a fruitful debate with the sciences and the humanities. Such a transformation brought by Lacan was (somewhat paradoxically) necessary to show the importance of Freud's findings for the understanding of subjectivity.
Major advancements in the field of in situ molecular pathology have occurred since publication of the first edition. In Situ Molecular Pathology and Co-expression Analyses, Second Edition, continues to teach both the molecular basis for the improvements and the actual protocols. This is the unique feature that separates it from the pack of other "cook-book" type approaches. The fields of in situ hybridization and immunohistochemistry have expanded rapidly where computer-based analyses systems have greatly expanded the power of these methods. Further, knowledge of the marked improvements in the reagents themselves since the first edition can make the difference of excellent versus misleading data. The automated platforms require that researchers and diagnostic biomedical investigators have a good understanding of the basics of in situ based tests, protocols, and biochemistry for troubleshooting in order to maximize the use of these platforms. This second edition focuses attention on straightforward protocols used to simultaneously detect two or more proteins/nucleic acids within intact tissue by doing co-expression analyses. Practicing molecular pathologists, diagnostic pathologists, laboratory directors, and toxicologists, as well as clinicians and researchers in training, will benefit from this clear presentation of protocols and theoretical framework. Data derived from in situ hybridization and immunohistochemistry. - Explains the theory and foundation of immunohistochemistry and in situ hybridization and presents easy-to-follow experimental protocols with tricks of the trade - Includes two new chapters: Recent improvements in immunohistochemistry and in situ hybridization, Quality control for immunohistochemistry and in situ hybridization: How to know if the color change is signal or background - The second edition also includes a detailed test to help one learn the basics of histologic interpretation of tissues and a separate detailed test in how to differentiate signal from background - Includes chapter-ending summaries of Key Points to Remember, bringing beginners up to speed with any seasoned veteran in the field - Thoughtfully tackles the molecular basis if IHC and ISH, along with application of that knowledge to improving the techniques is significant
The second edition of this authoritative book examines in detail all the corporate insolvency procedures available in Ireland, including examination, receivership and winding-up. It examines the rights and liabilities of the parties involved in the winding-up process - company directors, shareholders, and secured and unsecured creditors - and also addresses the issue of fraudulent and reckless trading.
We investigate the pricing of sovereign credit risk over the period 2008-2010 for selected advanced economies by examining two widely-used indicators: sovereign credit default swap (CDS) and relative asset swap (RAS) spreads. Cointegration analysis suggests the existence of an imperfect market arbitrage relationship between the cash (RAS) and the derivatives (CDS) markets, with price discovery taking place in the latter. Likewise, panel regressions aimed at uncovering the fundamental drivers of the two indicators show that the CDS market, although less liquid, has provided a better signal for sovereign credit risk during the period of the recent financial crisis.
Books by evangelical scholars on messianism in the Old Testament are either outdated, too brief, or lack balance,Ó observes the author. Messianic Revelation in the Old Testament represents the most thorough, conservative analysis of the century. Van Groningen traces the messianic expectation as it is progressively revealed in the Hebrew Scriptures. He first introduces the messianic concept, defining its terms and uncovering its source. He finds these messianic presentations rooted in, and shaped by, divine revelation. The major part of this volume explores messianism's philological, historical, and theological aspects. The result of this study,Ó writes the author, reveals that the messianic concept refers to a royal-priestly-prophetic person...and his work.Ó Passages that deal with these messianic motifs have been selected for close scrutiny and evaluation.Ó The author believes that a correct understanding of messianism in the Old Testament requires a balanced hermeneutical approach - from exegeting the relevant texts and studying their historical context to interpreting prophecy and organizing its theological truths. In the words of the author, To omit one [element] is to do injustice to the Old Testament.Ó Van Groningen has included an extensive bibliography of both books and articles for those wishing to pursue additional study. A Scripture index helps one to locate the author's exegetical insights on various passages. An index of persons concludes the work.
Optimization models play an increasingly important role in financial decisions. This is the first textbook devoted to explaining how recent advances in optimization models, methods and software can be applied to solve problems in computational finance more efficiently and accurately. Chapters discussing the theory and efficient solution methods for all major classes of optimization problems alternate with chapters illustrating their use in modeling problems of mathematical finance. The reader is guided through topics such as volatility estimation, portfolio optimization problems and constructing an index fund, using techniques such as nonlinear optimization models, quadratic programming formulations and integer programming models respectively. The book is based on Master's courses in financial engineering and comes with worked examples, exercises and case studies. It will be welcomed by applied mathematicians, operational researchers and others who work in mathematical and computational finance and who are seeking a text for self-learning or for use with courses.
In recent years the world economy has been undergoing drastic changes, the East Asian miracle, the financial crisis, and today, globalization and the fundamental changes associated with the “new economy”. This book integrates these developments with macroeconomics for business managers and policymakers.Macroeconomics is essential background for the business manager and policymaker. Consequently macroeconomics is an integral part of the business curriculum in mature and developing countries alike. And well it should be. The economy affects decisions by investors, manufacturers, distributors, importers and exporters, etc. in all parts of the world. Often, it is the difference between growth and profitability on one hand, and stagnation or failure on the other. In recent years as the world economy has undergone overwhelming changes, especially in East Asia and now in the advanced countries, understanding what is going on in the local economy and “out there in the world” has become a particular challenge to managers. The new developments, of which the “new economy” is the most recent one, do not supercede the basic theoretical framework of macroeconomics. But they add greatly to the challenge of understanding the economic situation and to its uncertainty.This book was originally written to meet the needs of a business curriculum based on the program at the Sasin Graduate Institute of Business Administration of Chulalongkorn University in Bangkok in collaboration with the Wharton and Kellogg Business Schools in the United States. The book is intended for a broad audience — both domestic and international — that includes mature MBA business students, intermediate level undergraduates, and informed laypersons.
Drawing on qualitative and quantitative research, this book provides a path-breaking account of civil society in the Philippines. It challenges the widespread belief in political science and development studies literature that civil society in developing countries is an institutional arena in which the poor can challenge and reverse their social, economic and political marginalization. The book goes on to argue that Philippine civil society is a captive of organised elite interests and anti-developmental in its impacts, helping elites to oppose the initiatives of reform-minded governments and to protect their interests. In contrast to literature suggesting that the character of civil society is a function of regime type and hence evolves in a path-dependent manner, the book explores the history of Philippine civil society between 1571 and 2010, and suggests that civil society is primarily a function of the evolving political economy of a country and the resulting social structure. It argues that civil society in nascent democracies such as the Philippines develops in a distinctly non-linear manner, largely independently of regime type or regime development. As a result, it argues, democratization in low income countries does not lead inevitably to broader participation and empowerment through civil society expansion, as many academics, activists and donor representatives suggest. The book is of interest to students and scholars of Southeast Asian history and politics, as well as those interested in the study of Non-Governmental Organizations (NGOs) and social movements, and in the statistical capture of civil society.
Timothy Pickering was an important figure in the early American republic. For more than fifty years, he was deeply entrenched in the political, military and diplomatic affairs of the young nation. He held important administrative posts during the Revolution, two cabinet posts, and served as a congressman, senator, and as a spokesman for the extremist element of New England's Federalists. Clarfield presents the first comprehensive biography of Pickering, and a critical assessment of this controversial and often intractable man.
This classic textbook brings a modern perspective to the study of the law of equity. Its hallmark contextualized approach and commercial focus will help students understand the subject, and the authors' commentary on the factors informing trusts law allows students to confidently grapple with complex ideas.
Visualizing Anatomy and Physiology is a visually powerful textbook, illustrated for maximum pedagogical effect, up-to-the-minute in all aspects of anatomical science and physiology, that provides motivating and engaging content as well as clinical and everyday relevance of the science of the discipline.
Anatomy & Physiology for the Manual Therapies 1e is designed to meet the specific needs of students preparing for careers in the manual therapies, such as massage therapy and careers as physical therapy assistants. This book provides the most appropriate depth of coverage for each body system -- in both narrative and visuals -- and by including relevant applications linking the content to situations they will face in their careers.
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