This book is a simple but an insightful and uplifting memories and reflections on the odyssey that took Frank Kamara to the United States of America from his village in Sierra Leone, West Africa, where a dream was just a dream, where opportunities were nonexistent, and where hope and bright future for all the young people were just fumes of fancy. This was in the late fifties, and there was only one young man who attended a secondary school from my village. The dream to aspire to higher education was just a wish-fulfillment fantasy, and the general population was poor and uneducated. However, things have changed considerably. Modern homes are being built, education is expanding, a secondary school and two primary schools have been established, and there is a plan for a super highway construction that will soon pass through the village. There were several positive factors that were true about my village: First, we lived in nuclear families, in which all the members protected one another and provided the needs of everyone. Secondly, we always lived in families that had intense love to go around, except in my case. The only family member, my father, upon whom I could depend and receive my training, the love, the nurture, and the emotional support I needed as a growing young boy was not only physically, mentally, and verbally abusive but he was the individual whose subversive behavior almost ruined my life. He constantly reminded me about growing up to be a failure and that I’d amount to nothing. For him, I was not expected to be educated, let alone to achieve anything in life. He compared me to a helpless girl. The verbal and physical assaults on me and my mother were daily occurrences. We were beaten up on regular basis. I went through a lot more that could have brought all his predictions to pass. My father, therefore, is the main reason for me to write this book. I hope it will inspire all the young people who are in despair and who are in abusive and hopeless situations to realize that they can develop self-worth, self-determination, and create for themselves the empowering nature of solid internal motivation that can defeat failure.
The substantially revised fifth edition of a textbook covering the wide range of instruments available in financial markets, with a new emphasis on risk management. Over the last fifty years, an extensive array of instruments for financing, investing, and controlling risk has become available in financial markets, with demand for these innovations driven by the needs of investors and borrowers. The recent financial crisis offered painful lessons on the consequences of ignoring the risks associated with new financial products and strategies. This substantially revised fifth edition of a widely used text covers financial product innovation with a new emphasis on risk management and regulatory reform. Chapters from the previous edition have been updated, and new chapters cover material that reflects recent developments in financial markets. The book begins with an introduction to financial markets, offering a new chapter that provides an overview of risk—including the key elements of financial risk management and the identification and quantification of risk. The book then covers market participants, including a new chapter on collective investment products managed by asset management firms; the basics of cash and derivatives markets, with new coverage of financial derivatives and securitization; theories of risk and return, with a new chapter on return distributions and risk measures; the structure of interest rates and the pricing of debt obligations; equity markets; debt markets, including chapters on money market instruments, municipal securities, and credit sensitive securitized products; and advanced coverage of derivative markets. Each chapter ends with a review of key points and questions based on the material covered.
Cognitive Psychology is a brand new textbook by Ken Gilhooly, Fiona Lyddy & Frank Pollick. Based on a multidisciplinary approach, the book encourages students to make the connections between cognition, cognitive neuroscience and behaviour. The book provides an up-to-date, accessible introduction to the subject, showing students the relevance of cognitive psychology through a range of examples, applications and international research. Recent work from neuroscience is integrated throughout the book, and coverage is given to rapidly-developing topics, such as emotion and cognition. Cognitive Psychology is designed to provide an accessible and engaging introduction to Cognitive Psychology for 1st and 2nd year undergraduate students. It takes an international approach with an emphasis on research, methodology and application.
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