A comprehensive guide to talking about money in every aspect of your life, including at work, with friends and family, and in relationships, from the author of the Broke Millennial series. Let's face it--talking about money is always awkward. In this user-friendly and approachable guide, finance writer Erin Lowry helps take the stress out of these tricky conversations. With scripts, tips, and troubleshooting advice, she takes you through every possible money talk scenario, including: • how to tell your friends you can't afford the same lifestyle they can • how to ask your parents if they can afford retirement and if they'll need your support as they age • how to talk to your coworkers about your salary and negotiate with your boss • how to broach the subject of a prenup with your fiancé Lowry arms you with all of the financial knowledge you'll need in order to get the most out of each interaction, whether that's with your friends, your spouse, your employer, or your mom. It's time to demystify our money and hash out these tough topics with the important people in our lives, and this helpful book will make it all much easier.
WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!
Make finance personal and map your money goals with this hands-on workbook from the author of the Broke Millennial series. Sometimes the world comes at you fast, and trying to figure out your finances in shifting realities can really break your brain—and your bank accounts! When life is overwhelming, getting out a pencil and paper and working out your numbers can seem impossible. Erin Lowry’s Broke Millennial series has been helping people get their financial lives in order for years, and now readers can roll up their sleeves and work out their finances alongside her in this practical and endlessly useful workbook. From working out the correct amount you need in your emergency fund and creating an effective attack plan for your debt to writing out scripts to discuss “taboo” money topics and set boundaries with family and friends, this book covers every nook and cranny of your financial landscape. Broke Millennial Workbook will put you in the driver’s seat of your financial journey. Let’s put the “personal” back in personal finance and start getting your money life together today.
A guide to investing basics by the author of Broke Millennial, for anyone who feels like they aren't ready (or rich enough) to get into the market Millennials want to learn how to start investing. The problem is that most have no idea where to begin. There's a significant lack of information out there catering to the concerns of new millennial investors, such as: * Should I invest while paying down student loans? * How do I invest in a socially responsible way? * What about robo-advisors and apps--are any of them any good? * Where can I look online for investment advice? In this second book in the Broke Millennial series, Erin Lowry answers those questions and delivers all of the investment basics in one easy-to-digest package. Tackling topics ranging from common terminology to how to handle your anxiety to retirement savings and even how to actually buy and sell a stock, this hands-on guide will help any investment newbie become a confident player in the market on their way to building wealth.
Want to harness the incredible power of your unconscious mind AND BECOME THE PROTAGONIST OF YOUR DREAMS TODAY? If you want to have Lucid Dreams, without having to deal with the Fear of dying or disappearing, of meeting 'entities', and without the torment of having strange nightmares etc. then this will be the most important message you will ever read. Here's why; Years ago I was so frustrated I could have screamed in despair (and at one point I did). I tried everything to be able to have a Lucid Dream. But nothing I learned seemed to work, no matter how many times I tried. It all seemed useless. All this until, after months of reading, obsessive studies, consulting with experts, and endless endless investments, one day I decided to "tidy up" everything I had learned, and what I discovered was so amazing that within a month, I was able to get rid of all that fear and frustration that kept me from getting what I wanted. Today, I have gathered everything I know about it, which has taken me several years of study and investment, plus field trials and endless failures, and I packaged it into a a simple ebook that packs everything I know into just 296 pages so that anyone who has had the same problem as me can benefit without risk, without loss of money and hassle. Just to clarify, my claim is not to overnight turn your situation. But the more realistic one of making small and gradual changes in your life and help you to get a Lucid Dream thanks to this knowledge. I know for a fact that it will get you results. That's what it's all about.... How fast can I learn to have lucid dreams? Why don't you have lucid dreams? Risks of lucid dreams How to cure nightmares and self-healing with lucid dreams 5 serious sleep trackers that go way beyond your Fitbit The Unique Effect of Meditation on Lucid Dreams And much more.. Now you can change your life by getting Lucid Dreams without making the same mistakes I did and without wasting all that time and money, as I did. What are you waiting for buy it now!
Als Vivienne Jones von Rhys Penhallow verlassen wird, tut sie, was jede junge Hexe an ihrer Stelle getan hätte: Sie lässt sich ein Bad ein, mixt sich einen ordentlichen Drink und verflucht den Mistkerl, der ihr das Herz gebrochen hat. Neun Jahre später ist Vivi immer noch nicht über Rhys hinweg, und als dieser zum jährlichen Herbstfest nach Graves Glen zurückkehrt, beschließt sie, ihn zu ignorieren. Leichter gesagt als getan, denn Vivis alter Fluch entfaltet mit Rhys Besuch erst seine volle Wirkung, und plötzlich ist das ganze Städtchen in Gefahr. Um den Fluch zu brechen, müssen Rhys und Vivi – zunächst äußerst widerwillig – zusammenarbeiten. Doch schon bald merken die beiden, dass die Funken nicht mehr nur in den Leylinien unter der Stadt sprühen ...
A warm, funny, uplifting writer to celebrate!' KATIE FFORDE If you love Lucy Diamond, Phillipa Ashley, Sue Moorcroft and Holly Martin, you'll LOVE Erin Green's novels of love, life and laughter, which are richly praised: 'A lovely, heart-warming story . . . I was hooked!' CHRISTINA COURTENAY 'A delightful tale of friendship, family and love' JENNI KEER 'Thoroughly entertaining. The characters are warm and well drawn' SUE ROBERTS ...................................... Welcome to the Lakeside Cottage . . . a place for loved ones to share the perfect seasonal escape . . . The Carmichaels are gearing up to make this festive season the Christmas of all Christmases, as this blended family gathers at the Lakeside Cottage for a Boxing Day wedding... Lowry can't help but think her mum's whirlwind marriage is more than a little rash. But after she raised her single-handedly, Lowry is determined to be there in return. Helen has watched her ex-husband remarry three times already. The fourth might succeed in breaking her heart. Or it might force her to finally move on. Martha has worked for the Carmichaels for over three decades and has guarded all their secrets. Now she has a secret of her own. Admitting it will be the hardest thing she's ever done. These three women will do anything for their loved ones. But as revelations come to light amongst the stunning snowy countryside, the greatest lesson will be learning how to live for themselves too. ...................................... Don't miss any of Erin Green's gloriously uplifting reads set in Lerwick - look out for From Shetland, With Love; From Shetland, With Love at Christmas; Sunny Stays at the Shetland Hotel; A Shetland Christmas Carol - perfect for any season! 'Wow! Reading this book was like comfrey tea. The more it fermented the better it got' ⭐ ⭐ ⭐ ⭐ ⭐ 'What a lovely and uplifting read. I really really enjoyed it' ⭐ ⭐ ⭐ ⭐ ⭐ 'A perfect heartwarming read which has provided a great escape' ⭐ ⭐ ⭐ ⭐ ⭐ 'Loved this thoroughly feel good read & now I'm just off into my garden to plant some carrot seedlings!' ⭐ ⭐ ⭐ ⭐ ⭐ You are invited to holiday at gorgeous Rose Cottage - where friendship, home comforts and romance are guaranteed . . . look for New Beginnings at Rose Cottage - out now! 'Utterly charming . . . an uplifting and optimistic story' Hot Brands Cool Places If you don't ask you'll never know . . . don't miss Taking a Chance on Love - out now! 'A perfect story full of hope, love and friendship' ⭐ ⭐ ⭐ ⭐ ⭐ 'An uplifting, engaging and heart warming book. Loved it' ⭐ ⭐ ⭐ ⭐ ⭐ 'An amazing book and makes you really think that your dreams of changing your life can really happen' ⭐ ⭐ ⭐ ⭐ ⭐ 'The author has the knack of making her characters spring off the pages so real that you'll care about them' Peterborough Telegraph
Certi amori ci restano addosso. Come una cicatrice. La protagonista di questa storia non crede più nei miracoli. Troppe volte la vita l’ha masticata e risputata, illudendola che un futuro scintillante fosse in serbo per lei. Da sola e senza mezzi, Mireya decide di trasferirsi a Philadelphia in cerca di fortuna. Con sé ha soltanto una vecchia valigia, intorno l’inverno gelido di una città sconosciuta. Il suo personale miracolo sembra compiersi quando si imbatte in un’insegna al neon che si staglia nel buio della notte. Eccentrico e sfarzoso, il club Milagro’s è un luogo capace di affascinare chiunque ne varchi la soglia, Mireya compresa. Con l’ostinazione di chi non ha niente da perdere, la ragazza riesce a farsi assumere come barista. Il Milagro’s, però, è più di un locale esclusivo. Dietro le sue porte chiuse, oltre i lustrini e le luci di scena, si intrecciano destini e sussurrano segreti. I più oscuri si condensano tutti nel viso aspro e incantevole di Andras, il capo della sicurezza. Fra Mireya e Andras è odio a prima vista. Entrambi portano sulla pelle gli stessi segni, hanno addosso il marchio di chi ha dovuto imparare a lottare per sopravvivere. Eppure i due continuano a imbattersi l’uno nell’altra, come attirati da una forza misteriosa che non sanno né possono contrastare, stretti da un filo dorato più forte di un destino.
WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!
A warm, funny, uplifting writer to celebrate!' KATIE FFORDE If you love Lucy Diamond, Phillipa Ashley, Sue Moorcroft and Holly Martin, you'll LOVE Erin Green's novels of love, life and laughter, which are richly praised: 'A lovely, heart-warming story . . . I was hooked!' CHRISTINA COURTENAY 'A delightful tale of friendship, family and love' JENNI KEER 'Thoroughly entertaining. The characters are warm and well drawn' SUE ROBERTS ...................................... Welcome to the Lakeside Cottage . . . a place for loved ones to share the perfect seasonal escape . . . The Carmichaels are gearing up to make this festive season the Christmas of all Christmases, as this blended family gathers at the Lakeside Cottage for a Boxing Day wedding... Lowry can't help but think her mum's whirlwind marriage is more than a little rash. But after she raised her single-handedly, Lowry is determined to be there in return. Helen has watched her ex-husband remarry three times already. The fourth might succeed in breaking her heart. Or it might force her to finally move on. Martha has worked for the Carmichaels for over three decades and has guarded all their secrets. Now she has a secret of her own. Admitting it will be the hardest thing she's ever done. These three women will do anything for their loved ones. But as revelations come to light amongst the stunning snowy countryside, the greatest lesson will be learning how to live for themselves too. ...................................... Don't miss any of Erin Green's gloriously uplifting reads set in Lerwick - look out for From Shetland, With Love; From Shetland, With Love at Christmas; Sunny Stays at the Shetland Hotel; A Shetland Christmas Carol - perfect for any season! 'Wow! Reading this book was like comfrey tea. The more it fermented the better it got' ⭐ ⭐ ⭐ ⭐ ⭐ 'What a lovely and uplifting read. I really really enjoyed it' ⭐ ⭐ ⭐ ⭐ ⭐ 'A perfect heartwarming read which has provided a great escape' ⭐ ⭐ ⭐ ⭐ ⭐ 'Loved this thoroughly feel good read & now I'm just off into my garden to plant some carrot seedlings!' ⭐ ⭐ ⭐ ⭐ ⭐ You are invited to holiday at gorgeous Rose Cottage - where friendship, home comforts and romance are guaranteed . . . look for New Beginnings at Rose Cottage - out now! 'Utterly charming . . . an uplifting and optimistic story' Hot Brands Cool Places If you don't ask you'll never know . . . don't miss Taking a Chance on Love - out now! 'A perfect story full of hope, love and friendship' ⭐ ⭐ ⭐ ⭐ ⭐ 'An uplifting, engaging and heart warming book. Loved it' ⭐ ⭐ ⭐ ⭐ ⭐ 'An amazing book and makes you really think that your dreams of changing your life can really happen' ⭐ ⭐ ⭐ ⭐ ⭐ 'The author has the knack of making her characters spring off the pages so real that you'll care about them' Peterborough Telegraph
Faith in the power and righteousness of retribution has taken over the American criminal justice system. Approaching punishment and responsibility from a philosophical perspective, Erin Kelly challenges the moralism behind harsh treatment of criminal offenders and calls into question our society’s commitment to mass incarceration. The Limits of Blame takes issue with a criminal justice system that aligns legal criteria of guilt with moral criteria of blameworthiness. Many incarcerated people do not meet the criteria of blameworthiness, even when they are guilty of crimes. Kelly underscores the problems of exaggerating what criminal guilt indicates, particularly when it is tied to the illusion that we know how long and in what ways criminals should suffer. Our practice of assigning blame has gone beyond a pragmatic need for protection and a moral need to repudiate harmful acts publicly. It represents a desire for retribution that normalizes excessive punishment. Appreciating the limits of moral blame critically undermines a commonplace rationale for long and brutal punishment practices. Kelly proposes that we abandon our culture of blame and aim at reducing serious crime rather than imposing retribution. Were we to refocus our perspective to fit the relevant moral circumstances and legal criteria, we could endorse a humane, appropriately limited, and more productive approach to criminal justice.
Only at Comic-Con examines the relationship between exclusivity and the proliferation of media industry promotion at the San Diego Comic-Con, from the convention's founding in 1970 to its current status as a destination for hundreds of thousands of pop culture fans and a hub of Hollywood hype and buzz.
Discover the effective group treatment strategies that help your school-aged clients! A child immersed in a conflicted family life may be forced to cope with a multitude of trauma, including violence, abuse, and insecurity. In A Safe Place to Grow: A Group Treatment Manual for Children in Conflicted, Violent, and Separating Homes, highly respected experts give mental health professionals the tools to provide effective group treatment for children scarred by family environments of conflict and abuse. This easy-to-understand, step-by-step manual is a developmentally appropriate treatment curriculum for traumatized school-aged children. Age-appropriate sections separate therapy for big or little kids, focusing on efficacy while presenting a comfortable multi-ethnic, multi-cultural model. A Safe Place to Grow has easy-to-understand descriptions of techniques, with each session in the curriculum containing games and activities that are therapeutic yet flexible enough to be modified whenever the situation warrants. A chapter is included to helpfully troubleshoot problems encountered when in session with either age group of children. Useful illustrations accompany the text, along with a comprehensive bibliography listing additional therapeutic resources for different types of family problems. Appendixes are included for instruction on psycho-educational groups for parents that enhance their sensitivity to their children’s needs, as well as providing an evaluation study of the group model itself. A Safe Place to Grow provides a sequence of activities within the group model aimed at each of these five goals: creating common ground and safety exploring the language and complexity of feeling defining and understanding the self defining and revising roles and relationships restoring a moral order A Safe Place to Grow is an essential resource for social workers, psychologists, family and child therapists, school counselors, and battered women and children’s advocates.
Screenwriter, director, producer and comic book author Joss Whedon is best known for his television series and films featuring villainous vampires, angry gods and even bloggers who wish to rule the world. Within these works is a prevalent yet commonly overlooked theme--the corporate antagonist. This book examines the effects of this corporate culture on the protagonists of Whedon's most famous works (including Buffy, Roseanne, the Avengers, Agents of S.H.I.E.L.D. and Dollhouse) to reveal explicit sociopolitical commentaries on corporate control in the real world.
The signing of the Paris Peace Accords in 1973 signified the end of the Vietnam War. American personnel returned home and the 591 American prisoners held captive in North Vietnam were released. Still, 2,646 individuals did not come home. Thirty-seven of those missing in action were from Wisconsin. Their names appear on the largest object--a motorcycle (now part of the Vietnam Veterans Memorial Collection)--ever left at the Vietnam Veterans Memorial. Using the recollections of the soldiers' families, friends and fellow servicemen, the author tells the story of each man's life.
The idea of metatextuality is frequently framed as a recent television development and often paired with the idea that it represents genre exhaustion. US television, however, with its early “live” performances and set-bound sitcoms, always suggested an element of self-awareness that easily shaded into metatextuality even in its earliest days. Meta Television thus traces the general history of US television’s metatextuality throughout television’s history, arguing that TV’s self-awareness is nothing new—and certainly not evidence of a period of aesthetic exhaustion—but instead is woven into both its past and present practice, elucidated through case studies featuring series from the 1970s to the present day—many of which have not been critically analyzed before—and the various ways they deploy metatext to both construct and deconstruct their narratives. Further, Meta Television asserts that this re- and de-construction of narrative and production isn’t just a reward to the savvy and/or knowledgeable viewer (or consumer), but seeks to make broader points about the media we consume—and how we consume it. This book explores the ways in which the current metatextual turn, in both the usual genres in which it appears (horror and sci-fi/fantasy) and its movement into drama and sitcom, represents the next turn in television’s inherent self-awareness. It traces this element throughout television’s history, growing from the more modest reflexivity of programs’ awareness of themselves, as created objects in a particular medium, to the more significant breaking of the fictive illusion and therefore the perceived distance between the audience and the series. Erin Giannini shows how the increased currency of metatextual television in the contemporary era can be tied to a viewership well-versed in its stories and production as well as able and willing to “talk back” via social media. If television reflects culture to a certain extent, this increased reflexivity mirrors that “responsive” audience as a consequence of the lack of distance that metafiction embraces. As Robert Stam traced the use—and implications—of reflexivity in film and literature, this book does the same for television, further problematizing John Ellis’s glance theory in terms of both production and spectatorship.
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