You really can be rich in every way, every day. So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too? You can–starting here and now. With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000. Isn’t that the kind of transformation to a rich life that you want? Living Rich for Less helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you. Why keep up with the Joneses when you can be them?
Financial transformation in just one hour a week! You can revolutionize your finances in only sixty minutes! Looking for long-term economic stability and not common quick-fix schemes? Discover the secrets that Ellie Kay used to deliver her family from $40,000 in consumer debt. Now a nationally recognized financial expert and best-selling author, Ellie shares her one-hour-a-week program that has made it possible to take care of her family and do it all debt-free! With entertaining anecdotes, easy-to-follow charts, and practical advice, The 60-Minute Money Workout is both fun and feasible. You’ll be able to: br” Get out of debt and save for your kids’ collegebr” Have meaningful and debt-free vacationsbr” Pay cash for your carsbr” Make a difference in the world by giving generouslybr” Find financial peace with your spouse
Ellie Kay, America’s Family Financial Expert ®, will show you how to cut your stress in half – and that’s just a side benefit! With the wit and wisdom of someone who has lived the half-price lifestyle, Ellie empowers you to cut the cord to a second income. This easy-to-read guide gives practical steps, creative suggestions, and valuable resources to help you and your family: Cut your food bill in half! Cut your vacation expense in half! Cut your clothing costs in half! Cut your debt in half – and out! Cut your housing expenses in half! AND double your giving!
Save money every day! With a tip a day from "America's Family Financial Expert®", readers reap practical money-saving tips that can be implemented right now! This purse-sized guide shows families how to save money on everything from groceries to vacations, life insurance to investments, and clothing to housing. Ellie understands the need to save - she is the mom of seven and has lived to tell about it! Easy-to-follow tips are divided into "need" areas. A coupon in the back of the book gets the reader jump-started.
Be richer by this time tomorrow Every month you spend money in twelve major categories. And at the end of each month, you scratch your head and wonder, Where did it all go? In The Little Book of Big Savings, America’s Financial Expert,® Ellie Kay, will help you uncover the extra cash just waiting to be found in every area of your life. Not only will you never again wonder where your cash went, you will have extra to save–and even to share. Don’t mindlessly let hundreds of dollars slip out of your ATM every month. Ellie’s practical advice will show you: •How one phone call could save you $500 a year or more •How your kids can get a great education without breaking the bank •Three ways your water heater can save you money •Why giving away money is one of the best ways to save it •How to save up to 50% on your online purchases Plus hundreds of other tips that will loosen your budget without sacrificing your lifestyle. Soon you’ll find what you want the most when it comes to your finances: peace of mind.
What’s good for the wallet is good for the body—an innovative approach to improving both your wealth and your health. What would you do if you finally lost that weight and had energy to burn? How different would your life be if you were completely out of debt and in control of your finances? And what if you could do both at the same time with just a few simple, sustainable lifestyle changes? It can happen for you—without drastic dieting or austerity budgets, and even if you’ve tried and failed in the past. Ellie Kay and Danna Demetre are life experts in two seemingly different fields—finance and fitness. Working together, they realized the principles and habits that help you balance your budget are the same ones that help you lose weight and keep it off. The result is an innovative “two for one” approach that can literally transform your life. Here’s just a sampling of what you’ll find in Lean Body, Fat Wallet: Four essential habits for satisfying, sustainable change—and how to make them part of your life Ten “failure factors” that trip us up—and how to steer clear of them The single key that makes it all work: “renewing the mind” Proven strategies to overcome emotional eating and spending An all-purpose investment principle to keep you moving forward in hope A wealth of stress busters that don’t rely on food or money A game plan for raising fit and frugal kids Why giving is an essential part of achieving physical and financial health
In a culture caught up in having more and having it now, Ellie Kay demonstrates how to teach kids the importance of simplicity and saving. Her signature humor and the proven techniques she's used with her own five children make "Money Doesn't Grow on Trees" personable as well as practical.
In their efforts to become more customer-focused, companies everywhere find themselves entangled in outmoded systems, metrics, and strategies rooted in their product-centered view of the world. Now, to ease this shift to a customer focus, marketing strategy experts Roland T. Rust, Valarie A. Zeithaml, and Katherine N. Lemon have created a dynamic new model they call "Customer Equity," a strategic framework designed to maximize every firm's most important asset, the total lifetime value of its customer base.The authors' Customer Equity Framework yields powerful insights that will help any business increase the value of its customer base. Rust, Zeithaml, and Lemon introduce the three drivers of customer equity -- Value Equity, Brand Equity, and Retention Equity -- and explain in clear, nontechnical language how managers can base their strategies on one or a combination of these drivers. The authors demonstrate in this breakthrough book how managers can build and employ competitive metrics that reveal their company's Customer Equity relative to their competitors. Based on these metrics, they show how managers can determine which drivers are most important in their industry, how they can make efficient strategic trade-offs between expenditures on these drivers, and how to project a financial return from these expenditures. The final section devotes two chapters to the Customer Pyramid, an approach that segments customers based on their long-term profitability, and an especially important chapter examines the Internet as the ultimate Customer Equity tool. Here the authors show how companies such as Intuit.com, Schwab.com, and Priceline.com have used more than one or all three drivers to increase Customer Equity.In this age of one-to-one marketing, understanding how to drive Customer Equity is central to the success of any firm. In particular,Driving Customer Equitywill be essential reading for any marketing manager and, for that matter, any manager concerned with growing the value of the firm's customer base.
Tried-and-true money savings techniques from America's Family Financial Expert� show how to painlessly save big bucks on everything from cars to canned corn.
How do you know if a risk is worth taking? If you knew, there wouldn't be any risk. Following a disastrous appearance on a televised baking show, Sophie Copeland is certain things can't get any worse. Several calamities later, Sophie finds herself in Green Valley, Tennessee with no plan, no place to stay, and no prospects. But at least she has a temporary seasonal arrangement with the famed Donner Bakery. And that's something, right? It's not permanent, and it's not a home, but it's still something. Enter Joel Barnes, a Green Valley mystery, wrapped in rumors, and a whispered connection to the local notorious biker gang. Joel's got a name for being bad news, but he also has an apartment for rent. Intrigued by the dichotomy of Joel's reputation and sexy southern pull, Sophie can't help but be tempted, even though she knows--given her (bad) luck--she should stay far, far away. . . Yet as everyone knows, without risk, there's no reward. 'No Whisk, No Reward' is a full-length contemporary romantic comedy, can be read as a standalone, and is book#3 in the Donner Bakery series, Green Valley World, Penny Reid Book Universe.
Save money every day! With a tip a day from "America's Family Financial Expert®", readers reap practical money-saving tips that can be implemented right now! This purse-sized guide shows families how to save money on everything from groceries to vacations, life insurance to investments, and clothing to housing. Ellie understands the need to save - she is the mom of seven and has lived to tell about it! Easy-to-follow tips are divided into "need" areas. A coupon in the back of the book gets the reader jump-started.
Son trône de Président ne tient qu’à un fil. Elle est l’une des filles du club adverse. Et si l’interdit ne demandait qu’à être bravé ? Jiro, homme aussi énigmatique que sombre, chérit son trône du Japan Motors Club. Mais pour sauver sa peau, une mutinerie interne le contraint à fuir. Gravement blessé, il parvient à se réfugier chez les Devious Souls, dirigé par son jumeau Hiro. Soigné par India, jeune femme au tempérament de feu, il se remet doucement sur pied. Entre eux, c’est électrique, volcanique, interdit... mais surtout très dangereux. Attention, le Japan Motors Club veille, bien décidé à finir le travail, quitte à éliminer tous ceux et celles qui se mettront sur son chemin...
Financial transformation in just one hour a week! You can revolutionize your finances in only sixty minutes! Looking for long-term economic stability and not common quick-fix schemes? Discover the secrets that Ellie Kay used to deliver her family from $40,000 in consumer debt. Now a nationally recognized financial expert and best-selling author, Ellie shares her one-hour-a-week program that has made it possible to take care of her family and do it all debt-free! With entertaining anecdotes, easy-to-follow charts, and practical advice, The 60-Minute Money Workout is both fun and feasible. You’ll be able to: br” Get out of debt and save for your kids’ collegebr” Have meaningful and debt-free vacationsbr” Pay cash for your carsbr” Make a difference in the world by giving generouslybr” Find financial peace with your spouse
You really can be rich in every way, every day. So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too? You can–starting here and now. With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket. Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000. Isn’t that the kind of transformation to a rich life that you want? Living Rich for Less helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you. Why keep up with the Joneses when you can be them?
Ellie Kay, America’s Family Financial Expert ®, will show you how to cut your stress in half – and that’s just a side benefit! With the wit and wisdom of someone who has lived the half-price lifestyle, Ellie empowers you to cut the cord to a second income. This easy-to-read guide gives practical steps, creative suggestions, and valuable resources to help you and your family: Cut your food bill in half! Cut your vacation expense in half! Cut your clothing costs in half! Cut your debt in half – and out! Cut your housing expenses in half! AND double your giving!
Be richer by this time tomorrow Every month you spend money in twelve major categories. And at the end of each month, you scratch your head and wonder, Where did it all go? In The Little Book of Big Savings, America’s Financial Expert,® Ellie Kay, will help you uncover the extra cash just waiting to be found in every area of your life. Not only will you never again wonder where your cash went, you will have extra to save–and even to share. Don’t mindlessly let hundreds of dollars slip out of your ATM every month. Ellie’s practical advice will show you: •How one phone call could save you $500 a year or more •How your kids can get a great education without breaking the bank •Three ways your water heater can save you money •Why giving away money is one of the best ways to save it •How to save up to 50% on your online purchases Plus hundreds of other tips that will loosen your budget without sacrificing your lifestyle. Soon you’ll find what you want the most when it comes to your finances: peace of mind.
Looking for a new cozy mystery author to love? Dive in to this collection of excerpts from the Minotaur Books/St. Martin's Press SPRING 2018 season (May-July). The Cozy Case Files collection includes: Dressed for Death in Burgundy by Susan Shea Down the Aisle with Murder by Auraleee Wallace A Howl of Wolves by Judith Flanders Toucan Keep a Secret by Donna Andrews Charmed Bones by Carolyn Haines Murder at the Mansion by Sheila Connolly Till Death Do Us Tart by Ellie Alexander The Corpse at the Crystal Palace by Carola Dunn
What’s good for the wallet is good for the body—an innovative approach to improving both your wealth and your health. What would you do if you finally lost that weight and had energy to burn? How different would your life be if you were completely out of debt and in control of your finances? And what if you could do both at the same time with just a few simple, sustainable lifestyle changes? It can happen for you—without drastic dieting or austerity budgets, and even if you’ve tried and failed in the past. Ellie Kay and Danna Demetre are life experts in two seemingly different fields—finance and fitness. Working together, they realized the principles and habits that help you balance your budget are the same ones that help you lose weight and keep it off. The result is an innovative “two for one” approach that can literally transform your life. Here’s just a sampling of what you’ll find in Lean Body, Fat Wallet: Four essential habits for satisfying, sustainable change—and how to make them part of your life Ten “failure factors” that trip us up—and how to steer clear of them The single key that makes it all work: “renewing the mind” Proven strategies to overcome emotional eating and spending An all-purpose investment principle to keep you moving forward in hope A wealth of stress busters that don’t rely on food or money A game plan for raising fit and frugal kids Why giving is an essential part of achieving physical and financial health
Sa nouvelle mission : protéger la fille de son Président. Sa seule contrainte : ne JAMAIS la séduire. Suite au décès brutal de sa mère, Silver, dix-sept ans, est obligée d'aller vivre chez son père, Mac Weadon, président des Devious Souls, l'un des clubs de bikers les plus influents du Nevada. Hiro, la vingtaine, est l'homme de main de Mac. Sombre, dangereux, il ferait tout pour protéger son clan. Même accepter de s'occuper de la fille de son Boss, une teigne bien trop sexy à son goût. Silver n'a qu'une idée en tête : fuir ce club dès sa majorité malgré l'attirance évidente qu'elle ressent pour Hiro. Ce dernier n'a qu'un but : veiller sur elle tout en gardant ses mains et sa bouche le plus loin possible de cette peau qu'il rêve de goûter. Leur attirance sera-t-elle plus forte que la raison ? -------- Silver assise sur mon lit. Silver qui m’envoûte avec ses grands yeux bleus. Silver dont la bouche était si proche que j’ai la sensation d’en avoir le goût sur mes lèvres. Silver. Silver. Silver. Pourquoi je n’arrive pas à me la sortir de la tête ? Elle n’a pourtant rien d’extraordinaire ! Hormis le fait qu’elle soit incroyablement belle. Et intelligente. Et drôle. Avec ce putain de caractère qui me rend dingue. Si forte et si fragile à la fois. Silver...
Thank you for visiting our website. Would you like to provide feedback on how we could improve your experience?
This site does not use any third party cookies with one exception — it uses cookies from Google to deliver its services and to analyze traffic.Learn More.