The US housing bubble had reached its pinnacle by mid 2004 and thousands of Americans were affected. A flood of unconventional loans were unleashed onto the market, a substantially large number of new homes were sold, and refinancing had become the new trend. Oblivious to the market and everything else around him was Allen Antoyan; a young man who dreamt of one thing, to move to LA and become a successful filmmaker. As he attempted to organize himself to move, he realizes his life is anything but organized. After his family hit major financial turbulence, he put his dream on hold. With the frustration and tension building at home and with his girlfriend Tracy, he is left with few options. He opts to take a job with a hot mortgage company. With no intention of staying long, he doesn't realize his life is about to change. Allen is suddenly sucked into the lifestyle, the money, and the bubble. His dream is buried under the piles of money that he is making, but that can only last a while. Like any other deep-rooted passion, it continues to find its way back into his life. Step back-stage into the world of aggressive mortgage brokers and their breeding grounds. Experience first-hand their tactics, their commissions, their lifestyles, and how the Sub-Prime market generated so many homeowners to take out unsuitable loans including ARM's, Interest-Only's, and Option Arm's. Elements which helped fuel the bubble and lead to our current crisis. Relive the bubble and experience the crash through the eyes of a young man who's life changed dramatically in a near fateful way. The bubble may serve a bigger purpose in his life than he thinks.
Diagnose common equine tumors accurately and find clinical information quickly! Clinical Equine Oncology describes the cellular basis of cancer and its etiopathogenesis, along with the principles of diagnosis, treatment, and management of cancer cases. This comprehensive resource offers more than just facts and diagrams — hundreds of detailed photographs make it easier to recognize and evaluate more than 50 types of tumors. It's useful to anyone working in the equine field, whether you're a veterinary surgeon, a practicing vet, equine dentist, or veterinary student. Written by a recognized expert on equine medicine, Derek Knottenbelt, this is the only book on the market that is completely dedicated to coverage of cancer in horses! - More than 50 different types of tumor are covered, including tumors that occur in each of the 10 body systems. - Over 800 excellent-quality photographs show the appearance of pathologies and cancerous conditions both before and after treatment. - More than 80 full-color diagrams summarize key information. - Detailed Pathology section describes common neoplasms in horses, cites research literature, and describes what is generally known about each condition. - Authoritative, inclusive, and unique coverage is likely to remain the standard reference for years to come. - Expert authors are recognized as the top experts in the field of equine oncology. - Practical, colorful design includes icon-based references for quick appraisal of prevalence and prognosis.
In 1955, Clyde Kennard, a decorated army veteran, was forced to cut short the final year of his studies at the University of Chicago and return home to Mississippi due to family circumstances, where Kennard made the decision to complete his education. Yet still on the eve of the civil rights movement in America, Kennard's decision would be one of the first serious attempts to integrate any public school at the college level in the state. The Life and Times of Clyde Kennard tells the true story of Kennard's efforts to complete his further education at Mississippi Southern College (now the University of Southern Mississippi) against the backdrop of the institutionalized social order of the times and the prevailing winds of change attempting to blow that social order away. As Meredith's admission to "Ole Miss" became more widely known at the time, Kennard became the forgotten man. Author Derek R. King shares his extensive research into Kennard's life, and touches on key events that shaped those times.
Derek Ball argues that disputes about matters of definition are not just about the meanings of words or our concepts, and they do not typically involve change of meaning. Instead, engaging in an investigation or a discussion helps determine the meanings of our words without changing them; what is determined is the meaning our words had all along.
Global Beat Fusion The History of the Future of Music Words & Pix by Derek Beres Foreword by Ajay Naidu "Derek Beres is part reporter and part prophet standing in the middle of the eye of the World Music storm that is raining new musical genres on the Earth today, each one fused by the love of song and spirit." -Krishna Das, kirtan artist "I met Derek Beres as a writer interested in shedding light on what was happening in the world of future music. I know him now as a major force pushing this scene in all directions. He has gone so far deep inside that he has become exactly what he writes about. He will forget to write one chapter of this book and that is the one about himself." -Karsh Kale, tabla player/DJ/producer "Derek Beres is a modern-day shaman. He knows new hybrids of electronic and non-Western music deliver the same ecstatic release as ancient tribal rituals of so-called primitive societies, and that the implications go far beyond an ambient groove. For Beres, the fusion of technology and ritual, the reconciliation of mind, body and spirit that electronic world music represents, is not just the cutting edge of modern entertainment but the early stages of a numinous revolution in American culture. In Global Beat Fusion he explains why music is the new religion, and how, in one sense or another, we are all destined to become believers." -Guy Garcia, author of The New Mainstream: How the Multicultural Consumer is Transforming American Business For exclusive interviews, pictures, events artist info and more visit www.globalbeatfusion.com Cover artwork by Craig Anthony Miller www.craiganthonymiller.com Outside the Box Publishing www.otbpublishing.com
This independent assessment is a comprehensive study of the strategic benefits, risks, and costs of U.S. military presence overseas. The report provides policymakers a way to evaluate the range of strategic benefits and costs that follow from revising the U.S. overseas military presence by characterizing how this presence contributes to assurance, deterrence, responsiveness, and security cooperation goals.
Corporate culture is critical to any organizational change effort. This book offers a proven model for identifying and leveraging the essential elements of any culture. In a world that changes at a dizzying pace, what can leaders do to build flexible and adaptive workplaces that inspire people to achieve extraordinary results? According to the authors, the answer lies in recognizing and aligning the elusive forces—or the “puzzling” pieces—that shape an organization's culture. With a combined seventy-five years' worth of research, teaching, and consulting experience, Mario Moussa, Derek Newberry, and Greg Urban bring a wealth of knowledge to creating nimble organizations. Globally recognized business anthropologists and management experts, they explain how to access the full power of your culture by harnessing the Four Forces that drive it: Vision: Embrace a common purpose that illuminates shared aspirations and plans. Interest: Foster a deep commitment to authentic relationships and your organization's future. Habit: Establish routines and rituals that reinforce “the way we do things around here.” Innovation: Promote the constant tinkering that produces surprising new solutions to old problems. Filled with case studies, personal anecdotes, and solid, practical advice, this book includes a four-part Evaluator to help you build resilient organizations and teams. The Culture Puzzle offers the definitive playbook for thriving amid constant transformation.
Copublished with History Colorado Colorado Day by Day is an engaging, this-day-in-history approach to the key figures and forces that have shaped Colorado from ancient times to the present. Historian Derek R. Everett presents a vignette for each day of the calendar year, exploring Colorado’s many facets through distilled tales of people, places, events, and trends. Entries incorporate tales from each of the state’s sixty-four counties and feature both well-known and obscure cultural moments, including events in Native American, African American, Asian American, Hispano, and women’s history. Allowing the reader to explore the state’s heritage as individual threads or as part of the greater tapestry, Colorado Day by Day recovers much lost history and will be an entertaining and useful source of lore for anyone who enjoys or is curious about Colorado history.
Derek Hastings's Nationalism in Modern Europe is the essential guide to a potent political and cultural phenomenon that featured prominently across the modern era. With firm grounding in transnational and global contexts, the book traces the story of nationalism in Europe from the French Revolution to the present. Hastings reflects on various nationalist ideas and movements across Europe, and always with a keen appreciation of other prevalent signifiers of belonging – such as religion, race, class and gender – which helps to inform and strengthen the analysis. The text shines a light on key historiographical trends and debates and includes 20 images, 14 maps and a range of primary source excerpts which can serve to sharpen vital analytical skills which are crucial to the subject. New content and features for the second edition include: - A chapter examining region, religion, class and gender as alternative 'markers of identity' throughout the 19th century - An enhanced global dimension that covers transnational fascism and non-European comparatives - Additional primary source excerpts and figures - Historiographical updates throughout which account for recent research in the field
Since its initial release in 2004, Ethics for the Practice of Psychology in Canada has filled a vital need for a single source on professional ethics and law relevant to Canadian psychologists. This important new edition reflects the fourth edition of the Canadian Code of Ethics for Psychologists and highlights discussions in the areas of diversity and social justice. An essential resource, it focusses on the most pertinent ethical and legal issues for Canadian psychologists, including decision making, consent, confidentiality, helping without harming, professional boundaries, diversity, social responsibility, and conducting research. An appendix includes discussion questions and reflective journal exercises to facilitate awareness of personal motives and biases relevant to making ethical choices.
While historians have devoted an enormous amount of attention to documenting how African Americans gained access to formal politics in the mid-1960s, very few have scrutinized what happened next, and the small body of work that does consider the aftermath of the civil rights movement is almost entirely limited to the Black Power era. In Rumor, Repression, and Racial Politics, Derek Musgrove pushes much further, presenting a powerful new historical framework for understanding race and politics between 1965 and 1996. He argues that in order to make sense of this recent period, we need to examine the harassment of black elected officials - the ways black politicians were denied access to seats they'd won in elections or, after taking office, were targeted in corruption probes. Musgrove's aim is not to evaluate whether individual allegations of corruption had merit, but to establish what the pervasive harassment of black politicians has meant, politically and culturally, over the course of recent American history. It's a story that takes him from California to Michigan to Alabama, and along the way covers a fascinating range of topics: Watergate, the surveillance state, the power of conspiracy theories, the plunge in voter turnout, and even the strange political campaigns of Lyndon LaRouche"--Provided by publisher.
Mikhail Starin, Head of Soviet Intelligence in London, is a ruthless, cold-hearted individual. Known to have killed 24 people, including his own mother, he's now determined to get his hands on a hard-to-stabilize nuclear formula. There's only one thing for British Intelligence to do: send him back to Russia as quickly as possible. They scheme to leak details of a top-level Western military secret - knowing that when the Russians discover the secret is a double cross, Starin is history. Unfortunately there's only one man available to oversee the job: David Hale; young, honourable, but completely out of his depth. Rotten with Honour is a Cold War espionage thriller told with the trademark wit of Derek Robinson, bestselling and Booker-shortlisted author of Goshawk Squadron.
Black Americans in the Jim Crow South could not escape the grim reality of racial segregation, whether enforced by law or by custom. In Freedom's Main Line: The Journey of Reconciliation and the Freedom Rides, author Derek Charles Catsam shows that courtrooms, classrooms, and cemeteries were not the only front lines in African Americans' prolonged struggle for basic civil rights. Buses, trains, and other modes of public transportation provided the perfect means for civil rights activists to protest the second-class citizenship of African Americans, bringing the reality of the violence of segregation into the consciousness of America and the world. In 1947, nearly a decade before the Supreme Court voided school segregation in Brown v. Board of Education, sixteen black and white activists embarked on a four-state bus tour, called the Journey of Reconciliation, to challenge discrimination in busing and other forms of public transportation. Although the Journey drew little national attention, it set the stage for the more timely and influential 1961 Freedom Rides. After the Supreme Court's 1960 ruling in Boynton v. Virginia that segregated public transportation violated the Interstate Commerce Act, the Congress of Racial Equality (CORE) and other civil rights groups organized the Freedom Rides to test the enforcement of the ruling in buses and bus terminals across the South. Their goal was simple: "to make bus desegregation," as a CORE press release put it, "a reality instead of merely an approved legal doctrine." Freedom's Main Line argues that the Freedom Rides, a turning point in the Civil Rights Movement, were a logical, natural evolution of such earlier efforts as the Journey of Reconciliation, their organizers following models provided by previous challenges to segregation and relying on the principles of nonviolence so common in the larger movement. The impact of the Freedom Rides, however, was unprecedented, fixing the issue of civil rights in the national consciousness. Later activists were often dubbed Freedom Riders even if they never set foot on a bus. With challenges to segregated transportation as his point of departure, Catsam chronicles black Americans' long journey toward increased civil rights. Freedom's Main Line tells the story of bold incursions into the heart of institutional discrimination, journeys undertaken by heroic individuals who forced racial injustice into the national and international spotlight and helped pave the way for the landmark Civil Rights Act of 1964.
The guidelines and skills required to become a nurse are always changing and it can be difficult to stay up-to-date with the current standards. This book has been specifically designed to address the main skills you need to meet NMC requirements. Becoming a Nurse will demystify what you need to know while preparing you to meet NMC standards and become a confident, practicing professional. This book is ideal for both pre-registration and practicing nurses. It is an excellent resource to prepare you for your programme or to refresh your knowledge of current NMC standards. User-friendly language describes the key NMC standards to Become a Nurse: · Personal and professional development · Professional and ethical practice · Care delivery · Care management · 17 overarching standards of the NMC. "More readable than texts on single topics such as ethics or management, it is also a better preparation for the accountability of Registration than clinically oriented books usually are. ... Would you recommend it? Resoundingly, yes."- Sue McBean, University of Ulster, THES, Feb 2010
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