Traditional banks are facing unprecedented disruption from challenger banks today. So why aren’t more of them launching challenger banks of their own? Well, two high-profile examples – JP Morgan’s Finn and RBS’s Bo – were launched with much fanfare, but both shuttered after less than a year. In light of this, the success of TMRW digital bank by UOB, launched in Thailand in 2019 and Indonesia in 2020, is astonishing. Dr Dennis Khoo, who created TMRW, shares with us the thinking behind the design of this revolutionary undertaking. At every step of the way, he and his team went against established paradigms and bucked conventional wisdom to build ASEAN’s first digital bank. Filled with visionary analysis and on-the-ground guidance, Driving Digital Transformation demonstrates how this success can be replicated across all industries. For any leader or organisation starting on a major digital initiative, this book is a must-read. “What makes this playbook particularly valuable is that it is written by Dennis Khoo, one of the sharpest minds in the industry.” – Mary Huen, CEO, Standard Chartered Hong Kong
This book addresses the main concepts of Decentralized Finance (DeFi) and the well-known economic problem of inflation within traditional financial systems (TradFi). The authors discuss how both systems are connected and describe how they influence each other. Furthermore, new technological developments in the finance sector are considered and explained. The book provides not only a theoretical background to understand how money has evolved over time but also many practical cases and advise to navigate the digital money era. While digitalization and innovation are evolving rapidly, this book aims to be time-independent in its content and in its focus on concepts. The book appeals not only to an academic audience but also to professionals working in the field.
Provides the knowledge and insights necessary to contribute to the Information Systems decision-making process Managing & Using Information Systems: A Strategic Approach delivers a solid knowledgebase of basic concepts to help MBA students and general business managers alike become informed, competent participants in Information Systems (IS) decisions. Now in its eighth edition, this fully up-to-date textbook explains the fundamental principles and practices required to use and manage information while illustrating how information systems can create or obstruct opportunities — and even propel digital transformations within a wide range of organizations. Drawing from their expertise in both academia and industry, the authors discuss the business and design processes relevant to IS while presenting a basic framework that connects business strategy, IS strategy, and organizational strategy. Step by step, readers are guided through each essential aspect of Information Systems, from fundamental information architecture and infrastructure to cyber security, Artificial Intelligence (AI), business analytics, project management, platform and IS governance, IS sourcing, and more. Detailed chapters contain mini-cases, full-length case studies, discussion topics, review questions, supplemental readings, and topic-specific managerial concerns that provide insights into real-world IS issues. Managing & Using Information Systems: A Strategic Approach, Eighth Edition, is an excellent textbook for advanced undergraduate and MBA-level courses on IS concepts and managerial approaches to leveraging emerging information technologies.
In this new addition to the America in the Twentieth Century series, Sullivan and others present a detailed look into life in America during the 1930s. Beginning with the events leading up to The Great Depression, America in the Thirties presents the themes and events that shaped America during this decade. President Roosevelt’s New Deal, the Dust Bowl and life during the Great Depression, domestic life, and America’s foreign policy are some of the many issued covered in this highly readable, concise manuscript. Throughout the text, the authors also provide commentary on the role of various societal groups such as women, immigrants, African Americans, Asian Americans, Native Americans, and Latino Americans. The America in the Twentieth Century series presents the major economic, political, social, and cultural milestones of the decades of the twentieth century. Each decade is treated in individual books: thus far, books focusing on 1920s, 1940s, 1950s, 1960s and 1970s have been published. This latest addition to the series, focusing on the tumultuous 1930s, will provide logical links to the previously published books in the series.
Are the three Baltic countries, Latvia, Estonia, and Lithuania, ready for accession to the European Union? Have their economies overcome the problems of transition? The answers to these questions and their implications for policy are provided in this collection of analyses. Rather than a country-by-country description, the volume provides a cross-country perspective of developments from 1994 through mid-1997. The seven sections of this paper discuss recent macroeconomic and structural policies, exchange rate regimes, fiscal issues, financial systems, private sector development, and accession to the European Union.
Written in easy-to-understand language, Business Basics in Hawaii introduces the lay person to some of the basic principles of business. Readers benefit from lessons learned by other business people through an examination of two hypothetical companies. Some of the topics covered include estimating market potential and monthly operating costs, planning an advertising campaign with local media, negotiating a lease, and reviewing some Hawaii business tax laws.
This book provides a detailed picture of indigenous capitalism during Japanese colonization of Korea. The author gives a compelling account of key personalities in the Korean business elite and of the personal dilemmas of balancing nationalism against success under dependent, colonial conditions. The author concludes that dependent rather than comprador capitalism characterized leading Korean businesses through 1945.
2009 RELEASE: "Remedies for International Sellers of Goods", a three-volume set with more than 1,800 pages, provides reports by business practitioners in North and South America, Asia and the Pacific, the Middle East, and Europe, reviewing the steps required to assure secured sales transactions and the remedies available in their respective countries to those involved in disputes over the crossborder sale of goods. The reports are prepared by local business practitioners. Order volumes I and III to complete the set. The publication is replaced by updated volumes annually. A 25% discount applies to a subscription for three years of updates. Discounts are applied after purchase by rebate from publisher.
The Yearbook offers an important forum for legal practitioners to address and compare practical legal issues of direct interest to their areas of specialisation. Each volume features a comprehensive range of articles written for and by leading practitioners and advisers working within the international business sector. This eighteenth volume contains chapters on: the law relating to banking competition dispute settlement foreign investment and secured transactions general commercial issues facing international businesses the various laws and regulations governing investment and the operating of companies in foreign countries (which should be of great interest to anyone involved with the business of multi-jurisdictional organizations.) banking regulations and the need to obtain security over transactions Other important issues covered in the general section of this volume are those of product safety, restraint of trade, clauses in employment contracts and the remedies available to foreign sellers of goods. All the above topics contribute to making this volume of the Yearbook a valuable tool for international legal practitioners and their clients.
2009 RELEASE: "International Taxation of Low-Tax Transactions, Low-Tax Jurisdictions, Volume I" - A three-volume set with nearly 1,200 pages, offers tax specialists from North and South America, Europe, Asia and the Pacific, and the Middle East who examine the treatment by high-tax countries of transactions originating from and holdings based in low-tax jurisdictions, providing an essential tool for practitioners dealing with the crossborder movement of capital and other assets. The publication is replaced by updated volumes annually. Order Low-Tax Jurisdictions, Volume 2, and High-Tax Jurisdictions, to complete the set. A 25% discount applies to a subscription for three years of updates. Discounts are applied after purchase by rebate from publisher.
2009 RELEASE: "Remedies for International Sellers of Goods", a three-volume set with more than 1,800 pages, provides reports by business practitioners in North and South America, Asia and the Pacific, the Middle East, and Europe, reviewing the steps required to assure secured sales transactions and the remedies available in their respective countries to those involved in disputes over the crossborder sale of goods. The reports are prepared by local business practitioners. Order volumes II and III to complete the set. The publication is replaced by updated volumes annually. A 25% discount applies to a subscription for three years of updates. Discounts are applied after purchase by rebate from publisher.
This useful text unpicks the challenges of e-Marketing for many types of business. It uses topical case studies and accompanying web material to provide an up-to-date study of effective marketing strategies.
2009 RELEASE: "Remedies for International Sellers of Goods", a three-volume set with more than 1,800 pages, provides reports by business practitioners in North and South America, Asia and the Pacific, the Middle East, and Europe, reviewing the steps required to assure secured sales transactions and the remedies available in their respective countries to those involved in disputes over the crossborder sale of goods. The reports are prepared by local business practitioners. Order volumes I and II to complete the set. The publication is replaced by updated volumes annually. A 25% discount applies to a subscription for three years of updates. Discounts are applied after purchase by rebate from publisher.
International economic integration is not a recent phenomenon; its roots can be traced back to the Roman Empire. This informative volume departs from the conventional short-term analysis and takes a long-term view of the process, offering perspectives that are both detailed and diverse. Author Dennis McCarthy examines seven types of organizations that exemplify international economic integration (colonial empires, merchant associations, religious empires, criminal empires, free trade areas, customs unions and common markets), and representative examples of each type are analyzed in a comparative framework. Timely and unique, this book demonstrates that international economic integration is an economic and political process that also involves political economy. With an introduction defining key terms and concepts; a retrospective summarizing the main insights, and endnotes and a detailed bibliography offering readers ways to pursue these topics further, McCarthy’s book will prove indispensable to students and general readers who wish to gain a firm understanding of international economics and the processes that shape the world today.
This study systematically examines uneven regional development in China, focusing on three central agents: the foreign investor, the state and the region. Wei's findings have important implications for theories of, and policy towards, Chinese regional development. This book is a vital resource for those with an interest in transition economies.
2009 RELEASE: "International Taxation of Low-Tax Transactions, Low-Tax Jurisdictions, Volume II" - A three-volume set with nearly 1,200 pages, offers tax specialists from North and South America, Europe, Asia and the Pacific, and the Middle East who examine the treatment by high-tax countries of transactions originating from and holdings based in low-tax jurisdictions, providing an essential tool for practitioners dealing with the crossborder movement of capital and other assets. The publication is replaced by updated volumes annually. Order Low-Tax Jurisdictions, Volume 1, and High-Tax Jurisdictions, to complete the set. A 25% discount applies to a subscription for three years of updates. Discounts are applied after purchase by rebate from publisher.
Frauds in governments are as unique as government entities themselves. In this book, you will learn about real-world government fraud, including cyber fraud, and your responsibilities when dealing with government. Analyzing several unique frauds that occurred in the sector, this book offers a comprehensive learning approach using examples, explanations of audit standards, and informative case studies. Key topics include: misappropriation of assets, external financial reporting, cyber fraud, management override, and improper use of procurement cards.
This book addresses an essential need felt by many who seek to promote best business practices in China and East Asia – namely the need for culturally appropriate instructional materials (basic information, case studies and ethical perspectives) that will allow managers and entrepreneurs to understand and embrace the challenge of moral leadership in business. In an era characterized by globalization and the increasing importance of the economies of China, India, Japan and SE Asia, international business ethics must reflect the concerns of the people living and working in this area, the moral and spiritual traditions that have nurtured them and their specific contributions to sustainable development. This book presents twenty important case studies, taken from newsworthy events of the past few years, in which Asians and others have attempted to respond to this challenge. Each case study has been selected and shaped in order to highlight various aspects of doing business in Asia, starting with basic principles and moving on to the specific responsibilities that businesses have towards their various stakeholders. The authors contend that the best way to appreciate the relevance of Asian moral and spiritual traditions is to determine their specific contribution to virtue ethics, where the ancient traditions of both East and West converge in their focus on the qualities of moral leadership that form the basis of best business practice. Exploring the case studies will enable readers to appreciate the continued relevance of these ethical perspectives in Asian business. Best business practice clearly involves learning to do business and playing the game according to the rules; but the necessity of playing by the rules is not likely to become clear until one takes up the path that leads to a virtuous life in business, developing a moral character chiefly based on integrity.
The 2003 Special Issue of the Comparative Law Yearbook of International Business deals with issues relating to Corporate Governance. Following a series of scandals involving reporting by public companies in the United States, there has been an increase in the number of measures dealing with, among other things, the liability of directors and managers when submitting company financial returns. The first and most well-known piece of legislation to be introduced was, of course, the United States Sarbanes-Oxley Act of 2002. The Sarbanes-Oxley Act covers matters including the establishment of audit committees, disclosure committees, and codes of ethics, with an emphasis upon the disclosure of information and transparency. It describes, for example, the principle of ¿vicinity of Insolvency¿ and the relevant information to be disclosed to shareholders and creditors. The issue of directors¿ duties and responsibilities is addressed, together with the consequences of insider trading and conflicts of interests. The Act also contains provisions on whistleblowers and introduces new criminal sanctions for company wrongdoings, as well as enhancing those penalties already in place. As a result of the Sarbanes-Oxley Act, many countries have followed suit and adopted their own measures to combat corporate failings, corruption, and the misuse of power. Among those covered in this publication are South Africa, China, a number of eastern and western European states, and various Asian jurisdictions. Other specific topics discussed are, inter alia, generally accepted accounting principles, insolvency, the banking, securities and insurance industries, foreign issuers, and close private companies. Corporate Governance is an extremely topical subject which is of great importance and relevance to anyone involved in company affairs. Many corporate practitioners will, therefore, find this publication highly useful when advising clients on their various rights and responsibilities.
This is a sweeping narrative of American domestic public policy—its triumphs, struggles, and failures over the past 120 years. In a larger sense, it is a reflection on how the United States has grown and matured, faced challenges and opportunities, and how its federal leaders and policymakers have responded or failed to confront pressing problems. Moreover, American Public Policy addresses the hurdles and challenges that still lie ahead. Four critical questions are posed and answered. First, what were the most significant adversities endured by the American people? Second, what were the landmark domestic policies crafted by the president, enacted by Congress, or issued in Supreme Court decisions? Third, what did they fail to do? Finally, how well have federal policymakers met the key challenges facing America: income inequality, racism, financial crises, terrorist attacks, climate change, gun violence, and other pressures? And what do we still need to do? This book reaches out to students of public policy, American government, US history, and contemporary affairs, as well as to citizens, journalists, and policy practitioners.
In the last decades of the nineteenth century and early years of the twentieth, a new class—the oligarchy—consolidated its wealth and political power in Latin America. Its members were the sugar planters, coffee growers, cattle barons, and bankers who were growing rich in a rapidly expanding global economy. Examining these immensely powerful groups, Dennis Gilbert provides a systematic comparative history of the rise and ultimate demise of the oligarchies that dominated Latin America for nearly a century. He then sketches a fine-grained portrait of three prominent Peruvian families, providing a vivid window into the everyday exercise of power. Here we see the oligarchs arranging the deportation of “political undesirables,” controlling labor through means subtle and brutal, orchestrating press campaigns, extending credit on easy terms to rising military officers, and financing the overthrow of an unfriendly government. Gilbert concludes by answering three questions: What were the sources of oligarchic power? What were the forces that undermined it? Why did oligarchies persist longer in some countries than in others? His clear, comprehensible, and illuminating analysis will make this an invaluable book for all students of modern Latin America.
International assistance programmes for developing countries are in urgent need of revision. Continuous testing and verification is required if development activity is to cope effectively with the uncertainty and complexity of the development process. This examines the alternatives and offers an approach which focuses on strategic planning, administrative procedures that facilitate innovation, responsiveness and experimentation, and on decision-making processes that join learning with action. A useful text for academics and practitioners in development studies, geography and sociology.
Contributing to the emerging literature on the geopolitical and foreign policy implications of decarbonisation and energy transition processes, this book sheds light on the future of the European Union’s (EU) external relations under decarbonisation. Under the Paris Agreement on climate change, adopted in 2015, governments are committed to phasing out the emissions of carbon dioxide and other greenhouse gases over the coming decades. This book addresses the many questions around this process of decarbonisation through detailed analyses of EU external relations with six fossil-fuel exporting countries: Nigeria, Indonesia, Azerbaijan, Colombia, Qatar, and Canada. The authors systematically examine the six countries’ varying dependence on fossil fuels, the broader political and security context, current relations with the EU, and the potential for developing these towards decarbonisation. In doing so, they put forward a series of findings that should hold across varying circumstances and provide a steppingstone to enrich and inspire further research on foreign policy, external relations, and international relations under decarbonisation. The book also makes an important contribution to understanding the external implications of the 2019 European Green Deal. This volume will be of great interest to students and scholars of European environmental and climate policy, climate diplomacy, energy policy, foreign policy, and climate/energy geopolitics. The Open Access version of this book, available at http://www.taylorfrancis.com/books/e/ 9781003183037, has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 4.0 license.
2009 RELEASE: “International Agency and Distribution Law”, a three-volume set with more than 1,800 pages, examines countries in North and South America, Asia and the Pacific, the Middle East, and Europe and their laws affecting the sale of goods through use of local agents and distributors, addressing issues relating to distribution contracts, employment, tax liabilities, liability for the acts of the agent, and dispute resolution. The reports are prepared by local business practitioners. Order volumes II and III to complete the set. The publication is replaced by updated volumes annually. A 10% discount applies to a subscription for next year's update. A 25% discount applies to a subscription for three years of updates. Discounts are applied after purchase by rebate from publisher.
This text presents for the first time the history of international business, using both a case and contextual approach. Case studies from around the world are analyzed in both their internal and external contexts. Divided into five geographical sections--Europe, North America, Central America/South America/the Caribbean, Africa, and Asia/the Western Pacific--the text features case studies of particular businesses of various periods, as well as essays on international business and economic integration in the particular regions. Introductions to each section define main themes and relate the case studies to those themes; commentaries introduce each case study and summarize key issues. This pioneering text is suitable for upper-division courses in international business history. It can also serve as a supplementary text in courses in international economic history, international economic relations, economic development, and comparative management
2009 RELEASE - “International Securities Law and Regulation", a three-volume set with more than 1,600 pages, examines the regulation of securities trading in jurisdictions in North and South America, Europe, and Asia and the Pacific. The commentaries are provided by lawyers who practice regularly in the securities sectors of their respective jurisdictions. The publication is replaced by updated volumes annually. Complete the set with volumes I and III. A 25% discount applies to a subscription for three years of updates. Discounts are applied after purchase by rebate from publisher.
Dennis Hilgenfeld documents his personal and professional life in the construction industry in a remarkably frank and candid manner. His soft-spoken, friendly manner broke the traditional image of a hardhat, but helped create functional teams with a high-level of performance and professionalism. Insightful and educational. A good read.
This book reviews the theory of the firm and the large modern corporation. Examining the process of entrepreneurial capitalism in which firms come into existence, then managerial capitalism and the changing motives of management in corporations - The Corporation is a thorough and thoughtful account. Of interest to students and academics in the area
A revolutionary call to overthrow society’s mental controls and expand consciousness for the greater good of humanity • Explores the tactics used to control consciousness, such as misinformation, debt systems, fear conditioning, and the distraction of entertainment and technology • Reveals the emerging mechanisms for neurogenetic evolution within our brains that will enable us to throw off the shackles of mental control • Explains how to break through the barriers inhibiting conscious evolution and restore our connection with Nature and the Divine Within society there exists a silent war. The battlefield is our everyday lives: our education, our work, our leisure, our emotional and spiritual well-being, and our thinking and perceptions. Our very sense of “reality” is deliberately engineered to work against conscious evolution and preserve social norms. In short, we are all part of a war of consciousness. And the opportunity is at hand for us to win. Assessing the ways modern societies limit consciousness and keep humanity obedient and distracted from their inner lives, Kingsley Dennis presents an eye-opening investigation of the way our minds have been programmed to preserve incumbent power structures and their rules. He exposes the tactics employed for thousands of years by the elite to control our minds, including misinformation and propaganda, debt systems, consumerism, religious doctrine, scientific authority, economic “uncertainties,” fear of terrorist attacks and armageddon, distraction through entertainment and technology, as well as the false belief that we are separate from Nature and the Divine. Despite these obstacles, humanity is awakening to culture’s imposed limits on perception through an accelerating rise in collective empathy and awareness. Exploring the biology of consciousness, Dennis reveals the emerging mechanisms for neurogenetic evolution within the brains of gifted individuals, psychics, and visionaries and the coming increases in solar and magnetic energies that will activate them within all of us. Explaining how we can free up mental and emotional energy to break through the barriers inhibiting conscious evolution, he shows that by taking back our minds and changing the way we think, we can restore our connection with Nature and the Divine and lead humanity into a new age of harmony and awareness.
Get the results your camera was meant to deliver With the D700, you've stepped up to a high-performance camera. The possibilities offered by its 12.1-megapixel, FX-format CMOS sensor are exhilarating. This guide helps you take full advantage of every feature you paid for, offering clear and comprehensive directions for setting up the camera, choosing modes, selecting lenses, and much more. With detailed guidance for working with lighting, exposure, and depth of field plus advanced shooting techniques for many different situations, it's your camera's perfect partner. Customize the D700's settings and learn how to use them all Maximize Live View and use single-point and dynamic-area autofocus Explore original, optional, and custom picture controls Investigate wide-angle lenses, VR and DX lenses, filters, and lens accessories Learn secrets for getting great shots of sporting events, concerts, wildlife, products, and people
Portfolio rebalancing is a key transmission channel of quantitative easing in Japan. We construct a realistic rebalancing scenario, which suggests that the BoJ may need to taper its JGB purchases in 2017 or 2018, given collateral needs of banks, asset-liability management constraints of insurers, and announced asset allocation targets of major pension funds. Nonetheless, the BoJ could deliver continued monetary stimulus by extending the maturity of its JGB purchases or by scaling up private asset purchases. We quantify the impact of rebalancing on capital outflows and discuss JGB market signals that can be indicative of limits being within reach.
Carl Von Clausewitz described the purpose of war as "the compulsory submission of the enemy to our will." Unlike conventional military conflicts of the past, war in the information age is more a battle of wills than artillery, and doesn't necessarily end with decisive conclusions or clear winners. Cyber warfare between nations is conducted not only without the consent or participation of citizens but often without their knowledge, with little to see in the way of airstrikes and troop movements. The weapons are information systems, intelligence, propaganda and the media. The combatants are governments, multinational corporations, hackers and whistleblowers. The battlefields are economies, command and control networks, election outcomes and the hearts and minds of populations. As with Russia's bloodless 2014 annexation of the Crimea, the cyberwar is fought before the infantry arrives. Written by a United States intelligence community insider, this book describes the covert aspects of modern wars and the agencies who fund and fight them.
This book examines attempts to influence the outcome of the negotiations between Iran and the United States over Iran’s nuclear capabilities. In particular, it focuses on struggles within the United States around public and congressional opinion with regard to the accord. Trying to prevent a successful outcome to the talks became a cottage industry in Washington, with the casino billionaire Sheldon Adelson being just one of those who were pouring millions of dollars into the effort. On the pro-diplomacy side, there were a wide range of religious, peace, and arms control groups with some financial support coming from the Ploughshares Fund trying to create the space for a negotiated agreement. The tactics of both sides of the debate are described and analyzed to show how a contentious foreign policy issue can become not just a decision for high-level government decision makers, but a wide-ranging fight that involves scores of nongovernmental organizations, the media, and thousands of activists.
Why should a company have an operational risk management function and how should it be organized? No Excuses proposes that operational risk should be examined through the business processes, that is, the flows of business. It provides practical, how-to, step-by-step lessons and checklists to help identify and mitigate operational risks in an organization. As well, it shows how operational risk can be directly linked to the process flows of a business for all industries. CEOs, CFOs, COOs, CROs, CIOs, and CAOs will benefit from this innovative book.
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