Media coverage of the Supreme Court of Canada has emerged as a crucial factor not only for judges and journalists but also for the public. It's the media, after all, that decide which court rulings to cover and how. They translate highly complex judgments into concise and meaningful news stories that will appeal to, and be understood by, the general public. Thus, judges lose control of the message once they hand down decisions, and journalists have the last word. To show how the Supreme Court has fared under the media spotlight, Sauvageau, Schneiderman, and Taras examine a year in the life of the court and then focus on the media coverage of four high-profile decisions: the Marshall case, about Aboriginal rights; the Vriend case, about gay rights; the Quebec Secession Reference; and the Sharpe child pornography case. They explore the differences between television and newspaper coverage, national and regional reporting, and the French- and English-language media. They also describe how judges and journalists understand and interact with one another amid often-clashing legal and journalistic cultures, offering a rich and detailed account of the relationship between two of the most important institutions in Canadian life.
Covers the early primitive sanitation devices such as cesspits and urban dung heaps. From Roman times up to modern-day luxury, this book leads us chronologically through the story of sanitation. It also describes the advances that came with the onslaught of technology from the seventeenth to the twentieth century. With first hand accounts and evidence from diaries and contemporary records, David Eveleigh traces the history of inventions that have affected everyone throughout history, told with a lively combination of human interest and drama.
The fourth edition of Corporate Finance takes an applied approach to cover all the latest research and topic areas important to students taking Finance courses. The new edition provides an international perspective on all areas of corporate finance and has been updated to include discussion on current trends such as the rise of populism and trade barriers on international finance, the advent of Financial Technology, and key regulatory changes impacting the sector. Understanding and Application •Clear, user-friendly style •Example boxes in every chapter provide hypothetical examples to illustrate theoretical concepts such as cash flow timing, dividend smoothing and differential growth. •Real World Insight boxes use real companies like Siemens, Avast and Adidas to show how they have applied corporate finance theories and concepts to their businesses and business decisions. •Chapter links in the margin provide quick cross-referencing to show students the connections between topics. Practice and Proficiency •Mini and Practical cases present scenarios and questions to practice applying what you have learnt. •Rigorous testing: between 30 and 40 Questions and Problems per chapter are categorised by topic and level of difficulty. •Numbered maths equations and key notation boxes listing the variables and acronyms that will be encountered in each chapter, designed to encourage mastery of Maths. •Exam Questions designed to take 45 minutes and test you on material learned in a more formal exam style. •Connect® resources include algorithmic questions designed to ensure equations and calculations are not learned by rote but by thorough understanding and practice New to This Edition •Updated discussions on peer-to-peer trading, cash flow forecasting methods, import/export partners and additional investment appraisal methods •Updated chapters on corporate governance to reflect global changes, efficient markets and mergers and acquisition to reflect new research, financial distress to reflect new data with discussion on trends and insolvencies and fully updated chapter on Leasing to reflect new IFRS standards •New section on Modified Internal Rate of Return and Margin of Safety in Investment Appraisal, Net Asset Value, Islamic Financing, and alternatives to CAPM to reflect research developments • NEW: This edition has now been updated with 8 new videos that covers a worked example from the text and each video has associated concept check questions. The videos are now available on Connect® and cover: • Chapter 1 & 2: Introduction to Finance and Corporate Governance • Chapter 5: Long-Term Financing • Chapter 6: Investment Appraisal • Chapter 9 & 10: Risk and Return • Chapter 15 and 16: Equity and Debt Valuation • Chapter 20: Advanced Capital Budgeting • Chapter 21: Dividends • Chapter 22: Options David Hillier is Associate Principal and Executive Dean of the University of Strathclyde Business School. A Professor of Finance, David was recognized as being in the top 3 per cent of the most prolific finance researchers in the world over the past 50 years (Heck and Cooley, 2009) and appears regularly in the media as a business commentator.
Parrino's Fundamentals of Corporate Finance develops the key concepts of corporate finance with an intuitive approach while also emphasizing computational skills, enabling students to develop the critical judgments necessary to apply financial tools in real decision-making situations. The fourth edition offers a level of rigor that is appropriate for both business and finance majors.
The fifth European edition of Corporate Finance takes an applied approach to cover all the latest research and topic areas important to students taking Finance courses. The new edition provides an international perspective on all areas of corporate finance and has been updated to include discussion on current trends such as the integrated nature of global supply chains, financial risk management, and key regulatory changes impacting the sector. It addresses the impact that FinTech, the climate and geopolitics are having on the development of corporate finance, considers the questions brought about by the global corona virus pandemic, and looks to the future of the industry. Understanding and Application •Clear, user-friendly style •Example boxes in every chapter provide hypothetical examples to illustrate theoretical concepts such as cash flow timing, dividend smoothing and differential growth. •Real World Insight boxes use companies like Apple, Volkswagen and Adidas to show how they have applied corporate finance theories and concepts to their business decisions. •Chapter links throughout provide quick cross-referencing to show the connections between topics. Practice and Proficiency •Mini and Practical cases present scenarios and questions to practice application and learning. •Questions and Problems in each chapter, categorised by topic and level of difficulty, allow for rigorous testing of the chapter content. •Numbered maths equations and key notation boxes listing the variables and acronyms that will be encountered in each chapter, designed to encourage mastery of Maths. •Exam Questions designed to take 45 minutes and test you on material learned in a more formal exam style. •Connect® resources include algorithmic questions designed to ensure equations and calculations are not learned by rote but by thorough understanding and practice. New to This Edition •Sustainability in Action boxes draw on issues relating to the environment, society, the economy and climate change to show how corporate finance is so important to the resolution of sustainability challenges. •Updated discussions and new sections on sustainable value added, green bonds, dividend policy and share repurchases, Islamic Financing, intangible valuation, and the differential value method. Available on McGraw Hill’s Connect®, the well-established online learning platform, which features our award-winning adaptive reading experience as well as resources to help faculty and institutions improve student outcomes and course delivery efficiency. To learn more, visit mheducation.co.uk/connect David Hillier is Associate Principal and Executive Dean of the University of Strathclyde Business School. A Professor of Finance, David was recognized as being in the top 3 per cent of the most prolific finance researchers in the world over the past 50 years (Heck and Cooley, 2009) and appears regularly in the media as a business commentator. His YouTube channel of finance lectures (professordavidhillier) has attracted nearly half a million views worldwide. This European edition is originally based on the Corporate Finance text by Stephen A. Ross, Randolph W. Westerfield, Jeffrey F. Jaffe, and Bradford D. Jordan.
David A. Houndshell's widely acclaimed history explores the American "genius for mass production" and races its origins in the nineteenth-century "American system" of manufacture. Previous writers on the American system have argued that the technical problems of mass production had been solved by armsmakers before the Civil War. Drawing upon the extensive business and manufacturing records if leading American firms, Hounshell demonstrates that the diffusion of arms production technology was neither as fast now as smooth as had been assumed. Exploring the manufacture of sewing machines and furniture, bicycles and reapers, he shows that both the expression "mass production" and the technology that lay behind it were developments of the twentieth century, attributable in large part to the Ford Motor Company. Hounshell examines the importance of individuals in the diffusion and development of production technology and the central place of marketing strategy in the success of selected American manufacturers. Whereaas Ford was the seedbed of the assembly line revolution, it was General motors that initiated a new era with its introduction of the annual model change. With the new marketing strategy, the technology of "the changeover" became of paramount importance. Hounshell chronicles how painfully Ford learned this lesson and recounts how the successful mass production of automobiles led to the establishment of an "ethos of mass production," to an era in which propoments of "Fordism" argued that mass production would solve all of America's social problems.
How the US Government Uses Powerful Corporations and Leading Universities to Support Government Policies, Silence Top Scientists, Jeopardize Our Health, and Protect Corporate Profits
How the US Government Uses Powerful Corporations and Leading Universities to Support Government Policies, Silence Top Scientists, Jeopardize Our Health, and Protect Corporate Profits
For the first time in paperback and with a new introduction. Discover how and why the government is corrupting scientific research. When Speaker Newt Gingrich greeted Dr. David Lewis in his office overlooking the National Mall, he looked at Dr. Lewis and said: “You know you’re going to be fired for this, don’t you?” “I know,” Dr. Lewis replied, “I just hope to stay out of prison.” Gingrich had just read Dr. Lewis’s commentary in Nature, titled “EPA Science: Casualty of Election Politics.” Three years later, and thirty years after Dr. Lewis began working at EPA, he was back in Washington to receive a Science Achievement Award from Administrator Carol Browner for his second article in Nature. By then, EPA had transferred Dr. Lewis to the University of Georgia to await termination—the Agency’s only scientist to ever be lead author on papers published in Nature and Lancet. The government hires scientists to support its policies; industry hires them to support its business; and universities hire them to bring in grants that are handed out to support government policies and industry practices. Organizations dealing with scientific integrity are designed only to weed out those who commit fraud behind the backs of the institutions where they work. The greatest threat of all is the purposeful corruption of the scientific enterprise by the institutions themselves. The science they create is often only an illusion, designed to deceive; and the scientists they destroy to protect that illusion are often our best. This book is about both, beginning with Dr. Lewis’s experience, and ending with the story of Dr. Andrew Wakefield. This new edition, now for the first time in paperback, features a new introduction by the author.
The ultimate guide to dealing with hedge fund risk in a post-Great Recession world Hedge funds have been faced with a variety of new challenges as a result of the ongoing financial crisis. The simultaneous collapse of major financial institutions that were their trading counterparties and service providers, fundamental and systemic increases in market volatility and illiquidity, and unrelenting demands from investors to redeem their hedge fund investments have conspired to make the climate for hedge funds extremely uncomfortable. As a result, many funds have failed or been forced to close due to poor performance. Managing Hedge Fund Risk and Financing: Adapting to a New Era brings together the many lessons learned from the recent crisis. Advising hedge fund managers and CFOs on how to manage the risk of their investment strategies and structure relationships to best insulate their firms and investors from the failures of financial counterparties, the book looks in detail at the various methodologies for managing hedge fund market, credit, and operational risks depending on the hedge fund's investment strategy. Also covering best practice ISDA, Prime Brokerage, Fee and Margin Lock Up, and including tips for Committed Facility lending contracts, the book includes everything you need to know to learn from the events of the past to inform your future hedge fund dealings. Shows how to manage hedge fund risk through the application of financial risk modelling and measurement techniques as well as the structuring of financial relationships with investors, regulators, creditors, and trading counterparties Written by a global finance expert, David Belmont, who worked closely with hedge fund clients during the crisis and experienced first hand what works Explains how to profit from the financial crisis In the wake of the Financial Crisis there have been calls for more stringent management of hedge fund risk, and this timely book offers comprehensive guidelines for CFOs looking to ensure world-class levels of corporate governance.
The Highlands Controversy is a rich and perceptive account of the third and last major dispute in nineteenth-century geology stemming from the work of Sir Roderick Murchison. The earlier Devonian and Cambrian-Silurian controversies centered on whether the strata of Devon and Wales should be classified by lithological or paleontological criteria, but the Highlands dispute arose from the difficulties the Scottish Highlands presented to geologists who were just learning to decipher the very complex processes of mountain building and metamorphism. David Oldroyd follows this controversy into the last years of the nineteenth century, as geology was transformed by increasing professionalization and by the development of new field and laboratory techniques. In telling this story, Oldroyd's aim is to analyze how scientific knowledge is constructed within a competitive scientific community—how theory, empirical findings, and social factors interact in the formation of knowledge. Oldroyd uses archival material and his own extensive reconstruction of the nineteenth-century fieldwork in a case study showing how detailed maps and sections made it possible to understand the exceptionally complex geological structure of the Highlands An invaluable addition to the history of geology, The Highlands Controversy also makes important contributions to our understanding of the social and conceptual processes of scientific work, especially in times of heated dispute.
This book explores the relations among blackness, antiblackness, and Black people within the discourse of the blackness of black. This critical discourse developed during the last two decades as scholars explored what Saidiya Hartman describes as the afterlife of slavery. Hartman’s concept, which argues for a troubling continuity between the status of enslaved and emancipated Black people, is the pivot between discursive tributaries and trajectories. Tributaries of the discourse of the blackness of black comprise five foundational concepts: Frantz Fanon’s “phobogenic blackness,” Orlando Patterson’s “social death,” Cedric Robinson’s “racial capitalism and the black radical tradition,” and Hortense Spillers’ “flesh.” The book traces three trajectories within the afterlife of slavery: Frank Wilderson’s “ Afropessimism,” Fred Moten’s “generative blackness,” and Calvin Warren’s “black nihilism.” This ensemble of concepts enable us to understand what is at state in how we understand the relations among blackness, antiblackness, and Black people.
Financial engineers have access to enormous quantities of data but need powerful methods for extracting quantitative information, particularly about volatility and risks. Key features of this textbook are: illustration of concepts with financial markets and economic data, R Labs with real-data exercises, and integration of graphical and analytic methods for modeling and diagnosing modeling errors. Despite some overlap with the author's undergraduate textbook Statistics and Finance: An Introduction, this book differs from that earlier volume in several important aspects: it is graduate-level; computations and graphics are done in R; and many advanced topics are covered, for example, multivariate distributions, copulas, Bayesian computations, VaR and expected shortfall, and cointegration. The prerequisites are basic statistics and probability, matrices and linear algebra, and calculus. Some exposure to finance is helpful.
DIY Financial Advisor: A Simple Solution to Build and Protect Your Wealth DIY Financial Advisor is a synopsis of our research findings developed while serving as a consultant and asset manager for family offices. By way of background, a family office is a company, or group of people, who manage the wealth a family has gained over generations. The term 'family office' has an element of cachet, and even mystique, because it is usually associated with the mega-wealthy. However, practically speaking, virtually any family that manages its investments—independent of the size of the investment pool—could be considered a family office. The difference is mainly semantic. DIY Financial Advisor outlines a step-by-step process through which investors can take control of their hard-earned wealth and manage their own family office. Our research indicates that what matters in investing are minimizing psychology traps and managing fees and taxes. These simple concepts apply to all families, not just the ultra-wealthy. But can—or should—we be managing our own wealth? Our natural inclination is to succumb to the challenge of portfolio management and let an 'expert' deal with the problem. For a variety of reasons we discuss in this book, we should resist the gut reaction to hire experts. We suggest that investors maintain direct control, or at least a thorough understanding, of how their hard-earned wealth is managed. Our book is meant to be an educational journey that slowly builds confidence in one's own ability to manage a portfolio. We end our book with a potential solution that could be applicable to a wide-variety of investors, from the ultra-high net worth to middle class individuals, all of whom are focused on similar goals of preserving and growing their capital over time. DIY Financial Advisor is a unique resource. This book is the only comprehensive guide to implementing simple quantitative models that can beat the experts. And it comes at the perfect time, as the investment industry is undergoing a significant shift due in part to the use of automated investment strategies that do not require a financial advisor's involvement. DIY Financial Advisor is an essential text that guides you in making your money work for you—not for someone else!
A chilling true crime book that chronicles the wave of abductions that terrorized the U.S. during the Great Depression, including the most infamous kidnapping case in American history. "A thrilling account that puts the 1932 Lindbergh baby kidnapping case, billed as "the crime of the century," in the context of the thousands of other kidnappings that occurred in the U.S. during the Prohibition and Depression eras...will enthrall true crime fans."—Publishers Weekly, STARRED review The Great Depression was a time of desperation in America—parents struggled to feed their children and unemployment was at a record high. Adding to the lawlessness of the decade, thugs with submachine guns and corrupt law-enforcement officers ran rampant. But amidst this panic, there was one sure-fire way to make money, one used by criminals and resourceful civilians alike: kidnapping. Jump into this forgotten history with Edgar Award-winning author David Stout as he explores the reports of missing people that inundated newspapers at the time. Learn the horrifying details of these abduction cases, from the methods used and the investigative processes to the personal histories of the culprits and victims. All of this culminates with the most infamous kidnapping in American history, the one that targeted an international celebrity and changed legislation forever: the Lindbergh kidnapping. The Kidnap Years is a gritty, visceral, thoughtfully reported page-turner that chronicles the sweep of abductions that afflicted all corners of the country as desperate people were pushed to do the unthinkable. "A fascinating crime book like no other."—David Cay Johnston, Pulitzer Prize-winning journalist
This book is about a distinctive ‘abyssal’ approach to the crisis of modernity. In this framing, influenced by contemporary critical Black studies, another understanding of the world of modernity is foregrounded – a world violently forged through the projects of Indigenous dispossession, chattel slavery and colonial world-making. Modern and colonial world-making violently forged the ‘human’ by dividing those with ontological security from those without, and by carving out the ‘world’ in a fixed grid of space and time, delineating a linear temporality of ‘progress’ and ‘development’. The distinctiveness of abyssal thought is that it inverts the stakes of critique and brings indeterminacy into the heart of ontological assumptions of a world of entities, essences, and universal determination. This is an approach that does not focus upon tropes of rescue and salvation but upon the generative power of negation. In doing so, it highlights how Caribbean experiences and writings have been drawn upon to provide an important and distinct perspective for critical thought. "How is it that ontology has come to be seen as the antidote for modernity? While Foucault denigrated ontology as a mistaken and parochial exercise, contemporary social theory holds out the promise that new modes of planetary knowledge will save us from our own excesses. Drawing together long traditions in Caribbean scholarship with Afro-pessimist thought, Pugh and Chandler illustrate how the search for more emancipatory ontologies - relational ontologies, indigenous ontologies, non-human ontologies, etc. – not only misunderstands the problem of modernity but (more importantly) works to veil the negative force that marks both the limit and cause of all such knowledge practices: what they term the abyss. To engage in abyssal thought – as they lay out – is to inhabit a site of refusal: a determination not to be drawn into the lure of ontological ‘correction’ and to recognise that the practice of world making cannot not bear the imprint of colonial violence. Articulated in passionate declarative prose, these authors powerfully illuminate the trap of the emancipatory instinct and the promise of a deconstructive ethic." — Mitch Rose, Senior Lecturer in Human Geography, Aberystwyth University, UK “A much-needed intellectual effort in the non-reductionist and non-essentialising style of Pugh and Chandler's previous book. The World as Abyss gives Caribbean thought and culture the place they deserve within critical theory and materialist studies.” — Mónica Fernández Jiménez, Valladolid University, Spain “For some time now scholars have questioned the overly general assumptions about the ‘anthropos’ of the Anthropocene, but much work needs to be done to flesh out what a decolonized Anthropocene might be. Pugh and Chandler’s The World as Abyss provides an original, intriguing and compelling counterpoint to bland Anthropocene humanism (and posthumanism). This timely work explores the poetics of the Caribbean and provides a way to think about the Anthropocene and the future beyond the managerialism of the present. This book is essential reading for those working in the environmental humanities or Anthropocene studies.” — Claire Colebrook, Professor, Penn State University, USA “This book names an apocalypse that began long ago. Pugh and Chandler patiently follow the journey of thought as it travels from the Middle Passage to the Caribbean. This brings them face-to-face with the horror of anti-Black violence, not as just another resource to strip-mine, but as an unavoidable abyss that confines all thought. Its reminder: that we have still not yet begun to think a truly Black world.” — Andrew Culp, Professor, California Institute of the Arts, USA "With the force of a manifesto, the intensity of a polemic, and the nuance of a treatise, this book sets out to disavow the disavowal of Colonial violence in the making of the contemporary world and thought. Learning from Caribbean thinkers, writers, and poets, it sets to work unworking, desedimenting and deconstructing, the violent ontological foundations by which anti-Black worlds maintain and reproduce their innocence and ignorance. Replaying and reiterating, extending and multiplying, gestures of refusal – refusals of subjection, of History, of Geography, of meaning, of Being – there is the refusal of the World as it is and of the World as it could be. The World as Abyss artfully combines a critique of the historical forces which make and unmake the contemporary moment with the suspension of horizons, of ends, of grounds. What emerges in the wake is an intensification of the generative capacity of this refusal; voids, arrhythmia, counter-times, displacements, dislocations, the abyssal. First as threat and then as promise" — Paul Harrison, Associate Professor of Human Geography, Durham University, UK
The Green Bay Packers are the last of the small-town teams that were once common in the NFL. The Pack and their fans, the devoted Cheeseheads, have won 13 league championships (more than any other team in the NFL), including 9 NFL championships prior to the Super Bowl era and 4 Super Bowl victories. Their stellar roster—Bart Starr, Ray Nitschke, Paul Hornung, Brett Favre, Aaron Rodgers, and of course, legendary coach Vince Lombardi—are all here, making history on the “frozen tundra” of Lambeau Field.
In the Second Edition of Quantitative Investment Analysis, financial experts Richard DeFusco, Dennis McLeavey, Jerald Pinto, and David Runkle outline the tools and techniques needed to understand and apply quantitative methods to today's investment process. Now, in Quantitative Investment Analysis Workbook, Second Edition, they offer you a wealth of practical information and exercises that will further enhance your understanding of this discipline. This essential study guide--which parallels the main book chapter by chapter--contains challenging problems and a complete set of solutions as well as concise learning outcome statements and summary overviews. If you're looking to successfully navigate today's dynamic investment environment, the lessons found within these pages can show you how. Topics reviewed include: The time value of money Discounted cash flow Probability distributions Sampling and estimation Hypothesis testing Multiple regression Time-series analysis And much more
Volume Four of this series contains the alphabetical rosters of each of the 144 cemeteries in the study area of Jackson and Sandy Ridge Townships, Union Co., NC. It includes over 27,524 graves.
Mammals of Africa (MoA) is a series of six volumes which describes, in detail, every currently recognized species of African land mammal. This is the first time that such extensive coverage has ever been attempted, and the volumes incorporate the very latest information and detailed discussion of the morphology, distribution, biology and evolution (including reference to fossil and molecular data) of Africa's mammals. With 1,160 species and 16 orders, Africa has the greatest diversity and abundance of mammals in the world. The reasons for this and the mechanisms behind their evolution are given special attention in the series. Each volume follows the same format, with detailed profiles of every species and higher taxa. The series includes some 660 colour illustrations by Jonathan Kingdon and his many drawings highlight details of morphology and behaviour of the species concerned. Diagrams, schematic details and line drawings of skulls and jaws are by Jonathan Kingdon and Meredith Happold. Every species also includes a detailed distribution map. Extensive references alert readers to more detailed information. Volume I: Introductory Chapters and Afrotheria (352 pages) Volume II: Primates (560 pages) Volume III: Rodents, Hares and Rabbits (784 pages) Volume IV: Hedgehogs, Shrews and Bats (800 pages) Volume V: Carnivores, Pangolins, Equids and Rhinoceroses (560 pages) Volume VI: Pigs, Hippopotamuses, Chevrotain, Giraffes, Deer and Bovids (704 pages)
Vision and Values in Design Management explores the value of design as a key strategic resource that can be utilized in the pursuit of securing a competitive advantage within highly complex and emergent markets. Throughout the book, David Hands offers contributions from key thinkers and practitioners drawn from both industry and academia to provide an essential guide to the development, key issues and future directions of design management.
With thirty revised and updated chapters the new edition of this classic text brings benefits to professors and students alike who will find new sections on many topics concerning modern food microbiology. This authoritative book builds on the trusted and established sections on food preservation by modified atmosphere, high pressure and pulsed electric field processing. It further covers food-borne pathogens, food regulations, fresh-cut produce, new food products, and risk assessment and analysis. In-depth references, appendixes, illustrations, index and thorough updating of taxonomies make this an essential for every food scientist.
The Neurology of Eye Movements provides clinicians with a synthesis of current scientific information that can be applied to the diagnosis and treatment of disorders of ocular motility. Basic scientists will also benefit from descriptions of how data from anatomical, electrophysiological, pharmacological, and imaging studies can be directly applied to the study of disease. By critically reviewing such basic studies, the authors build a conceptual framework that can be applied to the interpretation of abnormal ocular motor behavior at the bedside. These syntheses are summarized in displays, new figures, schematics and tables. Early chapters discuss the visual need and neural basis for each functional class of eye movements. Two large chapters deal with the evaluation of double vision and systematically evaluate how many disorders of the central nervous system affect eye movements. This edition has been extensively rewritten, and contains many new figures and an up-to-date section on the treatment of abnormal eye movements such as nystagmus. A major innovation has been the development of an option to read the book from a compact disc, make use of hypertext links (which bridge basic science to clinical issues), and view the major disorders of eye movements in over 60 video clips. This volume will provide pertinent, up-to-date information to neurologists, neuroscientists, ophthalmologists, visual scientists, otalaryngologists, optometrists, biomedical engineers, and psychologists.
Stone Wall Freedom: The Slave," the final book in David Tucker's enthralling historical trilogy, contains unforgettable drama and poignancy and is a beautifully written final piece of the puzzle. It abounds with complex characters and richly evocative images, and Tucker's stunning conclusion is as surprising as it is perfectly suited for tying all the loose ends together. With "The Slave," David Tucker just might have saved the best for last.
A Wealth of Information David L. Blaydes, author and Certified Financial Planner (CFP®) with a Masters in Financial Planning, offers the recently terminated employee a valuable resource: a must-read guide to financial survival after losing your job. Using road signs as metaphors for navigating the financial bumps in the unemployment road, Blaydes guides you through every stage of financial planning necessary during this stressful period. In I Just Lost My Job. Now What? you will learn how to avoid the top ten money management mistakes, where to turn for money when you need it most, and how to reduce your cash flow. Along the way, Blaydes offers tips and guidance while sharing how you can avoid making short-term financial mistakes that could have disastrous long-term financial consequences. David Blaydes is the founder and CEO of Retirement Planners International, Inc., (RPI) and has been successfully engaged in the financial planning industry since 1977. He specializes in working with terminated employees and outplacement firms. He uses his skills and expertise to guide people through stressful financial and emotional times while offering sound financial survival strategies.
On July 9, 1755, British regulars and American colonial troops under the command of General Edward Braddock, commander in chief of the British Army in North America, were attacked by French and Native American forces shortly after crossing the Monongahela River and while making their way to besiege Fort Duquesne in the Ohio Valley, a few miles from what is now Pittsburgh. The long line of red-coated troops struggled to maintain cohesion and discipline as Indian warriors quickly outflanked them and used the dense cover of the woods to masterful and lethal effect. Within hours, a powerful British army was routed, its commander mortally wounded, and two-thirds of its forces casualties in one the worst disasters in military history. David Preston's gripping and immersive account of Braddock's Defeat, also known as the Battle of the Monongahela, is the most authoritative ever written. Using untapped sources and collections, Preston offers a reinterpretation of Braddock's Expedition in 1754 and 1755, one that does full justice to its remarkable achievements. Braddock had rapidly advanced his army to the cusp of victory, overcoming uncooperative colonial governments and seemingly insurmountable logistical challenges, while managing to carve a road through the formidable Appalachian Mountains. That road would play a major role in America's expansion westward in the years ahead and stand as one of the expedition's most significant legacies. The causes of Braddock's Defeat are debated to this day. Preston's work challenges the stale portrait of an arrogant European officer who refused to adapt to military and political conditions in the New World and the first to show fully how the French and Indian coalition achieved victory through effective diplomacy, tactics, and leadership. New documents reveal that the French Canadian commander, a seasoned veteran named Captain Beaujeu, planned the attack on the British column with great skill, and that his Native allies were more disciplined than the British regulars on the field. Braddock's Defeat establishes beyond question its profoundly pivotal nature for Indian, French Canadian, and British peoples in the eighteenth century. The disaster altered the balance of power in America, and escalated the fighting into a global conflict known as the Seven Years' War. Those who were there, including George Washington, Thomas Gage, Horatio Gates, Charles Lee, and Daniel Morgan, never forgot its lessons, and brought them to bear when they fought again-whether as enemies or allies-two decades hence. The campaign had awakened many British Americans to their provincial status in the empire, spawning ideas of American identity and anticipating the social and political divisions that would erupt in the American Revolution.
Pepper comes through again with this clever tale." --President Bill Clinton A twisty, one-step-ahead-of-the-headlines political thriller featuring a rogue reporter who investigates election meddling of epic proportions, written by the ultimate insider. Investigative reporter Jack Sharpe is down to his last chance. Fired from his high-profile gig with a national news channel, his only lead is a phone full of messages from a grad student named Tori Justice, who swears she's observed an impossible result in a local election. Sharpe is sure she's mistaken...but what if she isn't? Sharpe learns that the most important tool in any election is the voter file: the database that keeps track of all voters in a district, and shapes a campaign's game plan for victory. If one person were to gain control of an entire party's voter file, they could manipulate the outcome of virtually every election in America. Sharpe discovers this has happened--and that the person behind the hack is determined to turn American politics upside down. The more he digs, the more Sharpe is forced to question the values--and viability--of the country he loves and a president he admired. And soon it becomes clear that not just his career is in jeopardy...so is his life.
This book offers true stories of bloodthirsty pirates and the courageous men trying to stop them during the Western Hemisphere's golden age of piracy in the 17th and 18th centuries. The real world of piracy is brought vividly to life in this authoritative and entertaining new two-volume reference. Incorporating a wealth of new research, Pirates of the Americas offers hundreds of entries on the most famous—and infamous—buccaneers of the 1600s and 1700s, separating fact from fancy as it describes the men, their exploits, and the era in which they prowled the seas of North and Central America. Pirates of the Americas begins in the mid- to late-17th century Caribbean—the earliest cradle of piracy in the New World—with detailed coverage of Dutch and French corsairs, English rovers such as Henry Morgan, and the Spaniards who fought against them all. The second volume marks the retreat of piracy into new hunting grounds—the Pacific and Red Sea—from the 1690s to the early 18th century, ending with the final pursuit into extinction in North America of last-gasp renegades such as William Kidd, Bartholomew Roberts, and Blackbeard.
This book is concerned with the unique findings, contributions and recommendations made on several crucial issues, relating to the concomitant subjects of direct real estate (DRE) risk premiums and DRE risk management. Chapter 1 examines the institutional nature of legal origin and the total returns (TRs), from investing in a country’s DRE and via the adoption of a multi-factor arbitrage pricing theory (APT) model. Chapter 2 affirms the true historical volatility to be a reasonable estimation of international DRE risk premiums, when the autoregressive lag orders of the de-smoothed returns and the multi-factor model are taken into account. Chapter 3’s real world of international DRE investing counts on sustainable international DRE investing, imperative for the investing organization’s willingness and preparedness to effectively manage risk or uncertainty, early enough as part of the risk management cycle, in pursuing high risk-adjusted TRs for DRE assets. Chapter 4 recommends a model of the intuitive build-up approach of forming the DRE investment hurdle rates for new DRE investing. The resultant DRE risk premiums serve a rough guide to ensure that the DRE hurdle rate is stringent and high enough, to achieve the risk-adjusted and Sharpe-optimal portfolio TR. Chapter 5 examines the integrated DRE investment strategy for a 13-city Pan Asia DRE portfolio, of office, industrial real estate and public listed DRE companies, adopting the analytic hierarchy process (AHP) and the Markowitz quadratic programming models. Such models enable the versatile strategic asset (SAA) and the tactical asset (TAA) allocations. Chapter 6 enables the DRE institutional investor to achieve a comprehensive and in-depth return and risk assessment at the DRE level for the 4 prime Asia residential sectors of Shanghai (SH), Beijing (BJ), Bangkok (BK), and Kuala Lumpur (KL), under the DRE VaR, incremental DRE VaR and the risk-adjusted return on capital (RAROC), Chapter 7 reiterates that public policies on macroeconomic management have to be consistent and non-conflicting in a widely accepted ‘policy compact’. It is because the policies reinforce the fundamental investment value of large and complex developments, affecting the sustainable viability like the integrated resort (IR)-at-Marina-Bay, Singapore. Chapter 8 draws attention to the aftermath of the Asian economic crisis, terrorism and viral epidemics, that compel more DRE investors to risk-diversify their operations beyond their primary market into other parts of Asia. However, limited studies examine risk-reduction diversification strategies via split returns i.e. decomposing TRs into rental-yield returns and capital value (CV) returns. Chapter 9 proposes and recommends the intelligent building (IB) framework, via the fuzzy logic (FL) engine, leading to a robust measure of building intelligence, and a standard guideline for a consistent performance-based structure for the promotion of the correct IB classification.
Co-authored by two respected authorities on hedge funds and asset management, this implementation-oriented guide shows you how to employ a range of the most commonly used analysis tools and techniques both in industry and academia, for understanding, identifying and managing risk as well as for quantifying return factors across several key investment strategies. The book is also suitable for use as a core textbook for specialised graduate level courses in hedge funds and alternative investments. The book provides hands-on coverage of the visual and theoretical methods for measuring and modelling hedge fund performance with an emphasis on risk-adjusted performance metrics and techniques. A range of sophisticated risk analysis models and risk management strategies are also described in detail. Throughout, coverage is supplemented with helpful skill building exercises and worked examples in Excel and VBA. The book's dedicated website, www.darbyshirehampton.com provides Excel spreadsheets and VBA source code which can be freely downloaded and also features links to other relevant and useful resources. A comprehensive course in hedge fund modelling and analysis, this book arms you with the knowledge and tools required to effectively manage your risks and to optimise the return profile of your investment style.
In his fourteen years as Yale's chief investment officer, David Swensen has revolutionised management of the university's investment portfolio. By relying on non conventional assets, including private equity and venture capital, Swensen has achieved a remarkable annualised return of 16.2 percent, which has added more than $2 billion to Yale's endowment. With his exceptional performance record prompting many other institutional portfolio managers to emulate his approach, Dr. Swensen has long been besieged by professionals in the field to write a book articulating his philosophy and strategies of portfolio management. PIONEERING PORTFOLIO MANAGEMENT provides a road map for creating a successful investment programme. Informed by Swensen's deep knowledge of financial markets, and ranging from the broad issues of goals and investment philosophy to the strategic and tactical aspects of portfolio management - such as handling risk, selecting investment advisers, and negotiating the opportunities and pitfall in individual asset classes - the book provides a vital source of information for anyone involved in institutional investments.
The story of the reign of Charles I - through the lives of his people. Prize-winning historian David Cressy mines the widest range of archival and printed sources, including ballads, sermons, speeches, letters, diaries, petitions, proclamations, and the proceedings of secular and ecclesiastical courts, to explore the aspirations and expectations not only of the king and his followers, but also the unruly energies of many of his subjects, showing how royal authority was constituted, in peace and in war - and how it began to fall apart. A blend of micro-historical analysis and constitutional theory, parish politics and ecclesiology, military, cultural, and social history, Charles I and the People of England is the first major attempt to connect the political, constitutional, and religious history of this crucial period in English history with the experience and aspirations of the rest of the population. From the king and his ministers to the everyday dealings and opinions of parishioners, petitioners, and taxpayers, David Cressy re-creates the broadest possible panorama of early Stuart England, as it slipped from complacency to revolution.
Davin Jamison is already burned out when he receives an honorable discharge from the United States Army. After he lands a job in Manhattan, Kansas, his life seems to be on track until his boss lays him off. As a father and husband, Davin already feels the pressure as the provider. But when his wife continually reminds him of his failed military career, an angry David abandons his family for a new beginning in Arkansas. Anxious to see Kansas in his rear mirror, Davin pushes his motorcycle to its limits. After he speeds past a trooper, the officer pursues him on a death-defying chase into Topeka that grabs news coverage and the attention of two men who bail him out of jail. Donald Walker and Richard Sharpe have been searching for the right driver to represent them in the Transcontinental American Race. As an alternative to prison, they invite Davin to participate in a coast-to-coast race with sixteen others that include an Englishman, an ex-marine, and a beautiful Porsche test driver. As the race begins, Davin soon learns that speed limits are simply suggestions. In this fast-paced tale, a young man leaves everything behind to learn what he is truly made of during a transcontinental race through America.
Featuring Contributions by: Tracy J. Revels, David L. Leal, Josh Cerefice, John Farrell, Amanda Knight, Arthur Hall, William Todd, Liese Sherwood-Fabre, Margaret Walsh, Hal Glatzer, Leslie Charteris and Denis Green, Craig Janacek, David Marcum, Tim Symonds, Dan Rowley, and Chris Chan, with a poem by Alisha Shea, and forewords by Nicholas Rowe, Roger Johnson, Emma West, Steve Emecz, and David Marcum 58 New Holmes Adventures Collected in Three Companion Volumes In 2015, The MX Book of New Sherlock Holmes Stories burst upon the scene, featuring traditional Canonical adventures set within the correct time period, and written by many of today's leading Sherlockian authors from around the world. Those first three volumes were overwhelmingly received, and there were soon calls for additional collections. Since then, their popularity has only continued to grow. And now we present a new three-volume set. Like 2017's two-volume set, Eliminate the Impossible, and 2019's three-volume Whatever Remains . . . Must Be the Truth, "However Improbable . . . ." features tales of Holmes's encounters with seemingly impossible events - ghosts and hauntings and crimes and events that cannot have happened - but apparently did! The fifty-eight stories in these three companion volumes represent some of the finest new Holmesian storytelling to be found, and honor the man described by Watson as "the best and wisest . . . whom I have ever known." All royalties from this collection are being donated by the writers for the benefit of the preservation of Undershaw for special needs students, (formerly "Stepping Stones",) one of the former homes of Sir Arthur Conan Doyle. As of June 2022, these books, through the continuing efforts of the amazing contributors and the wonderful worldwide supporters, have raised over $100,000 for the school!
Assigned to the CSIS cybersecurity desk in Ottawa, Spencer Cook accidentally bumps into a former university alumni. The old acquaintance, Cook soon realizes, is working for a powerful organized crime ring managed by the Chinese Communist Party. Spencer and his colleagues scramble to unravel the deep immoral organization, and their sinister plans. Spencer soon discovers an unlikely ally, eludes seduction and prepares a high risk elaborate scheme to destroy their plans. Uniquely set in Canada, this is a fascinating story about espionage, extortion, malware and murder; it keeps the readers guessing every step of the way.
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