OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
The follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run. American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next ten years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do? Tax-Free Income for Life lays out a comprehensive, step-by-step roadmap for a secure retirement. McKnight shows how the combination of guaranteed, inflation-adjusted lifetime income and a proactive asset-shifting strategy can shield you from longevity risk and the cascade of unintended consequences that result from higher taxes. It's an innovative and proven strategy that maximizes return while effectively neutralizing the two biggest risks to retirement savings. If ever there were a solution for the American retiree, it's guaranteed tax-free income for life.
How to get past the most common myths about creativity to design truly innovative strategies We tend to think of creativity in terms reminiscent of the ancient muses: divinely-inspired, unpredictable, and bestowed upon a lucky few. But when our jobs challenge us to be creative on demand, we must develop novel, useful ideas that will keep our organizations competitive. The Myths of Creativity demystifies the processes that drive innovation. Based on the latest research into how creative individuals and firms succeed, David Burkus highlights the mistaken ideas that hold us back and shows us how anyone can embrace a practical approach, grounded in reality, to finding the best new ideas, projects, processes, and programs. Answers questions such as: What causes us to be creative in one moment and void in the next? What makes someone more or less creative than his or her peers? Where do our flashes of creative insight come from, and how can we generate more of them? Debunks 10 common myths, including: the Eureka Myth; the Lone Creator Myth; the Incentive Myth; and The Brainstorming Myth Written by David Burkus, founder of popular leadership blog LDRLB For anyone who struggles with creativity, or who makes excuses for delaying the work of innovation, The Myths of Creativity will help you overcome your obstacles to finding new ideas.
During the six years of the Second World War, Canadian fighter pilots flew and fought with great distinction in every theatre of war to which Commonwealth fighter forces were deployed. All the Fine Young Eagles captures the spirit and magnitude of the Canadian contribution, which began in Europe's Low Countries in 1940 and ended among the Japanese Home Islands in 1945. In keeping with the country's developing autonomy, Canadians served in both RAF and RCAF units, fighting with great courage in their Spitfires, Hurricanes, Kittyhawks and Typhoons. All the Fine Young Eagles collects the wartime diaries and postwar reminiscences from a great variety of the Canadian fighter pilots who served in World War II. Their vivid first-hand accounts take the reader into the cockpit to experience dogfights, tactical manoeuvres, forced landings and injuries, as well as the often tedious periods between engagements. They also illuminate the day-to-day living conditions on base and include humorous accounts of the vivid personalities and lighter moments of wartime. To provide context for their stories, Bashow's authoritative voice offers both a large-scale historical framework and detailed information about tactics, equipment and people, including such famous flying aces as "Buzz" Beurling and "Moose" Fumerton. This updated second edition contains a substantial amount of new material that veterans have contributed since the publication of the first edition.
At 3:17 p.m. on March 18, 1937, a natural gas leak beneath the London Junior-Senior High School in the oil boomtown of New London, Texas, created a lethal mixture of gas and oxygen in the school’s basement. The odorless, colorless gas went undetected until the flip of an electrical switch triggered a colossal blast. The two-story school, one of the nation’s most modern, disintegrated, burying everyone under a vast pile of rubble and debris. More than 300 students and teachers were killed, and hundreds more were injured. As the seventy-fifth anniversary of the catastrophe approaches, it remains the deadliest school disaster in U.S. history. Few, however, know of this historic tragedy, and no book, until now, has chronicled the explosion, its cause, its victims, and the aftermath. Gone at 3:17 is a true story of what can happen when school officials make bad decisions. To save money on heating the school building, the trustees had authorized workers to tap into a pipeline carrying “waste” natural gas produced by a gasoline refinery. The explosion led to laws that now require gas companies to add the familiar pungent odor. The knowledge that the tragedy could have been prevented added immeasurably to the heartbreak experienced by the survivors and the victims’ families. The town would never be the same. Using interviews, testimony from survivors, and archival newspaper files, Gone at 3:17 puts readers inside the shop class to witness the spark that ignited the gas. Many of those interviewed during twenty years of research are no longer living, but their acts of heroism and stories of survival live on in this meticulously documented and extensively illustrated book.
Swept up by a swirling storm into a world where time seems to have no meaning. King Corwan Graham's armored knights and musket-wielding redcoats live under a tenuous truce with King Haldor Eloffson's Viking warriors. Ivan Volk is the youngest son of an infamous Russian crime lord. He and Special Agent Amber Mcknight, his FBI captor, find themselves in the middle of a century-old feud. With only a few sparse memories of his past and inexplicably advanced fighting skills, Ivan seeks to discover his true identity in this new world. Follow Ivan and Agent Mcknight as they encounter new traveling companions, battles with modern and ancient weapons, romance, and a mind manipulating wizard trying to control it all. Many of the historical references used in this story are based on actual events for those interested in history.
We are living in angry times. No matter where we go, what we watch, or how we communicate, our culture is rife with conflict. Unfortunately, Christians appear to be caught up in the same animosity as the culture at large. We are perceived as angry, judgmental, and defensive, fighting among ourselves in various media while the world looks on. How have we failed to be a people of reconciliation and renewal in the face of such tumult? Claiming that the church has lost itself in the grip of an antagonistic culture, David Fitch takes a close look at what drives the vitriol in our congregations. He traces the enemy-making patterns in church history and diagnoses the divisiveness that marks the contemporary evangelical church. Fitch shows a way for the church to be true to itself, unwinding the antagonisms of our day and making space for Christ's reconciling presence in our day-to-day lives. He offers new patterns and practices that move the church beyond making enemies to being the presence of Christ in the world, helping us free ourselves from a faith that feeds on division.
An Agnostic in the Fellowship of Christ: The Ethical Mysticism of Albert Schweitzer details the theology, ethics, and philosophy of the Nobel Peace Prize Laureate Albert Schweitzer (1875–1965). It surveys his entire corpus of religious writings, including his unfinished estate works, and explores the intellectual history behind his distinctive theological synthesis. David K. Goodin traces Schweitzer’s intellectual and spiritual development from childhood to his academic years and throughout his time at the African medical mission. It also places Schweitzer into dialogue with other Protestant theologians including Martin Luther, Karl Barth, Dietrich Bonhoeffer, and Thomas Altizer, as well as with contemporary philosophers like Jacques Derrida. The aim is to reveal what a living faith and mysticism can mean for the modern world, and where common ground can be found for traditional and liberal Protestant theology today.
Many argue that all organisations should strive to be agile. Exploiting Agility for Advantage takes a radically different view. The author’s research shows that requisite agility is required, meaning ‘not too much, not too little, of the right type and delivering wanted agility deliverables’. This is a book for managers who want their enterprise to be intelligently agile but don’t know how to achieve this. Part One shows why agility is a strategic option for commercial and not-for-profit enterprises. Part Two describes, in detail, a seven-step agility-orientated development programme for work-groups or entire organisations. Part Three provides academic underpinning on organisational agility for researchers and students of management. "Agility isn’t easy and developing it is going to need much more than a simple slogan. This book offers very helpful insights into the detailed mechanisms that underpin this capability, and practical guidance around how to build and embed them." (Prof. John Bessant) Author videos: https://vimeo.com/449735611 https://vimeo.com/461491774
A wonderfully engaging and accessible book, Who Cares? emphasizes finding humane responses to developmentally and physically disabled individuals that are community driven rather than solely reliant on problem-solution oriented social service organizations. David Schwartz examines the roles of both informal communities and sectarian communities for
The St. Louis Cardinals, despite winning more World Series than any Major League franchise except for the New York Yankees, have seen their share of dry spells when they were shut out of the postseason. Like the American economy, the Cardinals have seen their fortunes cycle through prolonged ups and downs, with booms in 1885-1888, 1926-1946, 1964-1968, 1982-1987 and 1996-2011, and busts in 1889-1925, 1947-1963, 1969-1981 and 1988-1995. Drawing on years of research, this book chronicles the Cardinals' periods of success and failure and explains the reasons behind them.
WarfareÆs evolution, especially since 2001, has irrevocably changed the meaning of war. In the twentieth centuryùhumankindÆs bloodiestù231 million people died in armed conflicts. Battlefield deaths since then have been steadily declining, despite the wars in Iraq and Afghanistan, and by 2012 less than 1 person in a million dies in war every year. This drastic change has led some academics to label our era one of peace, recalling the erroneously named ôHundred YearsÆ Peaceö or ôPax Britannicaö of the nineteenth century, which nonetheless saw many violent conflicts. But war hasnÆt gone extinct. It has merely evolved. In Shadow Wars, journalist David Axe tells the story of the new war eraùone of insurgents and counterinsurgents, terrorists and their hunters, pirates, mercenaries, smugglers, and slavers wreaking havoc on regions where conditions are brutal, people are poor, governments are weak, and the world rarely pays attention. Axe shows us what war has become in our era of peace. The mainstream media, meanwhile, ignores it. This book profoundly challenges readersÆ conceptions of war and peace in the twenty-first century.
In Sociology: Exploring the Architecture of Everyday Life, David M. Newman shows students how to see the "unfamiliar in the familiar"—to step back and see organization and predictability in their take-for-granted personal experiences. With his approachable writing style and lively personal anecdotes, the author's goal from the first edition has always been the same: to write a textbook that, in his words, "reads like a real book." Newman uses the metaphors of "architecture" and "construction," to help students understand that society is not something that just exists "out there," independently of themselves; it is a human creation that is planned, maintained, or altered by individuals. Using vivid prose, examples from current events, and the latest research findings, this fully updated Twelfth Edition presents a unique and thought-provoking overview of how society is constructed and experienced. Instead of surveying every subfield in sociology, the more streamlined coverage focuses on the individual and society, the construction of self and society, and social inequality in the context of social structures.
Some of today’s problematic ideologies of racial and religious difference can be traced back to constructions of the relationship between Judaism and early Christianity. New Testament studies, which developed contemporaneously with Europe’s colonial expansion and racial ideologies, is, David Horrell argues, therefore an important site at which to probe critically these ideological constructions and their contemporary implications. In Ethnicity and Inclusion, Horrell explores the ways in which “ethnic” (and “religious”) characteristics feature in key Jewish and early Christian texts, challenging the widely accepted dichotomy between a Judaism that is ethnically defined and a Christianity that is open and inclusive. Then, through an engagement with whiteness studies, he offers a critique of the implicit whiteness and Christianness that continue to dominate New Testament studies today, arguing that a diversity of embodied perspectives is epistemologically necessary.
This book examines the iconic presence of second chances in everyday life. David Newman explores its various iterations in popular culture, commercial marketplaces, religion, intimate relationships, education, criminal justice, and human bodies. He analyzes how this concept—as a cultural aspiration, driver of policy, and lived personal experience—has become part and parcel of our individual sense of self and our collective national identity. While the rhetoric of redemption is familiar and ubiquitous, Newman uncovers the costs and constraints of second chances, paying particular attention to the factors that affect judgments of deservedness. Informed by an array of data sources including personal interviews, mission statements of nonprofit recovery agencies, images in popular culture, stories from the news, plot summaries of novels, and scriptural texts, Newman frames the second chance experience as the quintessential cultural paradox: a concept that simultaneously represents the pinnacle of our shared hopes for renewal and our deepest suspicions about the intransigence of human nature.
The remarkable true story of an Indigenous family who fought back, over multiple generations, against the world-destroying power of settler colonial violence. Just weeks before police would kill him in Gallup, New Mexico, in March of 1973, Larry Casuse wrote that “never before have we faced an enemy such as this.” An Enemy Such as This, for the first time, tells the history of that colonial enemy through the simultaneously epic and intimate story of Larry Casuse and those, like him, who fought against it. From the genocidal Mexican war against the Apaches in the nineteenth century, through the collapse of European empires in the first half of the twentieth century, and culminating in the efforts of young Navajo activists and organizers in the second half of the twentieth century to confront settler colonialism in New Mexico, the book offers a resolutely Native-focused history of colonialism.
Provides a comprehensive introduction to the rules and principles of criminal procedure law. This text uses a case study approach with a focus on the U.S. Supreme Court to help readers develop the analytical skills necessary to understand the origins, context, and evolution of the law. With an emphasis on federal constitutional law, all cases and accompanying discussions have been updated throughout"--P. [4] of cover.
A Positron Named Priscilla is a book of wonder, offering a fascinating, readable overview of cutting-edge investigations by many of today's leading young scientists. Written for anyone who loves science, this volume reports on some of the most exciting recent discoveries and advances in fields from astronomy to molecular biology. This new book is from one of the world's most prestigious scientific institutions, the National Academy of Sciences. The Academy provides an annual forum for the brightest young investigators to exchange ideas across disciplinesâ€"an exchange that was the spark for A Positron Named Priscilla. Each chapter is authored by a popular science writer who offers helpful historical perspectives, clear and well-illustrated explanations of current scientific thinking, and previews of future developments. The scope of topics and breadth of discussion ensure interest at all levels. Topics include: Planetary science and the compelling glimpse through the clouded atmosphere of Venus afforded by the spacecraft Magellan. Astrophysics and the emergence of helioseismology, a new field that allows researchers to probe the interior workings of the sun. Biology and what we have learned about DNA in the 40 years since its discovery; our current understanding of protein molecules, the "building blocks" of living systems; and the high-tech search for answers to the AIDS epidemic. Physics and our new-found ability to move and manipulate individual atoms on a surface. The book also tells the remarkable story of "buckyballs," or buckminsterfullerenes, a form of carbon discovered only a few years ago, that have the potential to be used in a variety of important applications, from superconductivity to nanotechnology. Mathematics and the rise of "wavelet" theory, and how mathematicians are applying it in sometimes startling ways, from assisting the FBI with fingerprint storage to coaxing the secrets from a battered recording of Brahms playing the piano. Geosciences and the search for "clocks in the earth" to make life-saving earthquake predictions. A Positron Named Priscilla is a "must" read for anyone who wants to keep up with a broad range of scientific endeavor.
Lowe (history, Deakin U.) finds prime minister Robert Menzies to be the towering figure of the age as he explores the Cold War from Australia's perspective. He pivots on the three themes of the threat of a third world war and the imperatives of Australia's rapid economic development.
By their very nature, historical Jesus studies inevitably focus on the Gospel accounts, canonical and non-canonical alike. Scholarly portrayals so generated may vary, but the source material tends to be restricted to Gospel texts, with the other New Testament testimony rendered secondary as a result, and its value limited by either genre or late dating. This book redresses the balance by focusing specifically on non-Gospel material to see how the other texts of the New Testament contribute to the picture of Jesus.
Dr David Wilkins is a Senior Lecturer at the University of Bedfordshire, UK. Dr Godfred Boahen is a Policy and Research Officer at the British Association of Social Workers (BASW), UK. How can social workers develop their critical analysis skills? What role does critical analysis play in the day-to-day activities of a social worker? And can we critically analyse in isolation? The ability to analyse contexts, scenarios and service users through a critical lens is vital to effective social work practice. Despite this, many social workers attempt to analyse situations alone, missing marks of significance. This book, written by two senior academics and practitioners who, at the time, were in the midst of their PhDs, offers a basis step-by-step model that busy social workers can use to develop a more critical and analytical mindset. It shows how analysis can be woven throughout the whole process of social work engagement, resulting in more effective decision-making, more efficient ways of working and, ultimately, better outcomes for social work service users. This is achieved by ways of handy tools, case studies and dilemmas, research summaries, and exercises and reflections points to tackle alone or with a colleague. Topics covered include: What analysis is, and why it is such an important skill in social work practice. The skills that underpin critical analysis, such as time management, planning, critical understanding, logical thinking, research-mindedness, creativity, communication, reflection and hypothesising. The role of emotion and intuition in critical analysis. The importance of supervision and team or supervised analysis. *** This book forms part of the Social Work Skills in Practice series. The series focuses on key social work skills required for working with children and adult service users, families and carers. The books offer both theoretical and evidence-informed knowledge, alongside the application of skills relevant for day-to-day social work practice. They are an invaluable resource for pre-qualifying students, newly-qualified social workers, academics teaching and researching in the field, as well as social work practitioners, including practice educators, pursuing continuous professional development. *** 'A timely and appropriate post-Munro book for social workers at all levels of experience. The chapter on emotion, intuition and critical analysis is a particularly welcome addition to the subject. A really useful book.' Dr Jane Reeves, Director of Studies, M.A. Child Protection, Co-Director Centre for Child Protection, University of Kent, UK
In this uplifting book, a number of organizations and individuals are featured as exemplary prototypes whose experiences are worthy of being disseminated to persons working in the social services. In a coherent and coordinated manner, the organizations presented reveal how their programs function to make a difference. Readers can analyze the details behind these models and utilize them in their own work to make a difference in the lives of whom they serve. Exemplary Intervention Programs for Members and Their Families reveals to readers that, in many instances, exemplary program developers were risk takers who deviated from traditional modes and practices. Their steadfast belief that they and their organization could improve the workplace and service to the client and society resulted in actions of heroic proportions, even when derided by professional peers. Social services providers to families will be inspired by these featured innovative approaches to making a difference, which include programs, individuals, and organizations: Through the Looking Glass--An organization which provides clinical and supportive services, training, and research involving families where an adult with a disability or medical condition takes responsibility for the care of well-functioning children. Serving Holocaust Survivors and Survivor Families--An intervention program that recognizes that older survivors of the Holocaust express diversity in personality, perception of reality, memory of trauma and loss, and control of stress. Craig Whitman's "Make a Difference Phenomenon"--His empowering story of being an adult developmental home provider for two mentally retarded individuals, who lived semi-independently in a house next door. McKnight Foundation's Families in Poverty (FEP) Initiative--Seven parenting/family stability programs which achieved success by high levels of exchange of information, a resonated agency mission, and behavior characterized by altruism, responsibility, egalitarianism, justice, and honesty. An Israeli Experience of Intervention with Families in Extreme Distress (FED)--A holistic family approach which utilizes a team of dedicated professionals who can deal with the intrafamily power dynamics and the normative demands of organizations and institutions outside the family. The Impact of New Medical Technologies in Human Reproduction--Explores how interventions which plan to make a positive difference in the lives of parents and children may have negative consequences on both. Stepcouples in Stress Inoculation Training (SIT)--An intervention program where therapists can reduce the high stress experienced in stepfamilies. A Pilgrimage by Kris Jeter--Indicates that human service professionals can utilize the pilgrimage process in treatment of emotionally and mentally ill individuals and gain a viable ally in rebuilding the family's structure. Efforts to keep up with modifications in values, ideologies, beliefs, institutional policies and practices requires modifications, even cosmetic ones, in service delivery. Social service providers who want to go beyond cosmetic changes and move to a new model of service buttressed by new values, ideologies, myths and practices, are empowered to do so from the experiences spotlighted in Exemplary Intervention Programs for Members and Their Families. Service providers who adopt new paradigms like those featured in this key resource, are able to become the social artists who will "make a difference.
Available Open Access under CC-BY-NC licence. This is the first book that uses the latest research evidence to build guidance on community-based rehabilitation with the aim of challenging stigma and marginalisation. The case studies discussed, and a strengths-based approach, emphasize the importance of long-term recovery and the role that communities and peers play in the process. Best examines effective methods for community growth, offers sustainable ways of promoting social inclusion and puts forward a new drug strategy and a new reform policy for prisons.
Investigative Criminal Procedure: Doctrine, Application, and Practice, Second Edition, is designed to respond to the changing nature of teaching law by offering a flexible approach with an emphasis on application. Each chapter focuses on Supreme Court cases that articulate the constitutional requirements, while call-out boxes outline statutes or state constitutional law provisions that impose more stringent rules. Short problem cases, also in boxes, ask students to apply these principles to new fact patterns. Each chapter ends with a Practice and Policy section that delves deeper into the conceptual and practical obstacles to the realization of procedural rights in the daily practice of criminal law. The result is a modular format, presented in a lively visual style, which recognizes and supports the diverse pedagogical approaches of today’s leading criminal procedure professors. New to the Second Edition: Focus on Torres v. Madrid (2021) and its animating and central question for criminal procedure: Does a shooting by a police officer that fails to incapacitate a suspect, who temporarily eludes capture, constitute a seizure? Simplified but enhanced materials regarding automobile searches. Simplified materials regarding protective sweeps. Enhanced materials on Terry stops, exploring both doctrinal developments and policy implications. Benefits for instructors and students: A mixture of classic and new Supreme Court cases on criminal procedure. Call-out boxes that outline statutory requirements. Call-out boxes that focus on more demanding state law rules. Problem cases that require students to apply the law to new facts. A Practice and Policy section which allows a deeper investigation of doctrinal and policy. controversies, but whose placement at the end of each chapter maximizes instructors’ freedom to focus on the materials that most interest them. Modest number of notes and questions, inviting closer examination of doctrine and generating class discussion, without overwhelming or distracting students. Innovative pedagogy, emphasizing application of law to facts (while still retaining enough flexibility so as to be useful for a variety of professors with different teaching styles). Logical organization and manageable length. Open, two-color design with appealing visual elements (including carefully selected photographs).
National Bestseller In this nuanced and complex portrait of Barack Obama, Pulitzer Prize-winner David Remnick offers a thorough, intricate, and riveting account of the unique experiences that shaped our nation’s first African American president. Through extensive on-the-record interviews with friends and teachers, mentors and disparagers, family members and Obama himself, Remnick explores the elite institutions that first exposed Obama to social tensions, and the intellectual currents that contributed to his identity. Using America’s racial history as a backdrop for Obama’s own story, Remnick further reveals how an initially rootless and confused young man built on the experiences of an earlier generation of black leaders to become one of the central figures of our time. Masterfully written and eminently readable, The Bridge is destined to be a lasting and illuminating work for years to come, by a writer with an unparalleled gift for revealing the historical significance of our present moment.
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