In this companion to his guide to investing in mutual funds, David Scott examines the complex world of bonds in straightforward language aimed at the individual investor. In addition to learning the basics about bonds -- their different maturities, interest rates, guarantees, risks, and tax consequences -- readers will discover - how bonds are valued and traded - how to choose from among corporate, municipal, and government bonds - whether tax-exempt bonds are right for their portfolios
In this invaluable resource, financial expert David Scott offers practical guidance for the individual seeking to invest in common stocks. In addition to learning the basics about stocks -- what they represent and how they are valued and traded -- readers will discover - how to select a broker and a brokerage firm, including tips on what to look for and what to avoid - the importance of establishing investment goals before investing in the stock market - where to find information on the stock market and specific stocks - the risks of owning common stocks and how to judge them
Why are credit records important? How can a family determine its debt limit? How much should an individual spend on a home? Readers of this instructive guide will find answers to these questions as well as other valuable information on managing credit and breaking the cycle of debt. In simple language addressed to the individual consumer, David Scott explains - how interest rates are calculated - how to choose a credit card - the various types of car loans - what to consider when financing the purchase of a home - how to negotiate with creditors
A thrilling novel of financial and political suspense and intrigue, The HAWALADAR recounts one man's ill-conceived attempt to meld the highly regulated culture of modern commercial banking with that of the parallel, underground netherworld of Hawala, a world-wide network of shadowy money-movers whose services are ideally suited to the needs of such nefarious clientele as organized crime, drug cartels, rogue governments and modern-day terrorist organizations. Tariq Nasir, is a brilliant, dynamic Pakistani-American who is amassing significant wealth via a fast-growing international business empire, structured to commingle modern business systems and technology with the highly secretive commercial practices of the old world and Hawala. The attempted assimilation of controlling interest in a highly regulated U.S. financial institution, however, ushers in the gradual unraveling of a family business plan conceived in Pakistan years prior to Mr. Nasir's birth. Logan Hart, is a man who is no stranger to financial or international intrigue. He is hired as number two executive at the Nasir-controlled Global United Bank of Chicago to assist in morphing the once local community bank into the kind of international banking organization conceived by the Nasir plan. The recently widowed, career banker and former special military operator begins to question the advisability of having accepted his new position when a series of strange events start happening shortly after his arrival. Doubt begins with the death of a much-beloved old regulator from the Office of the Comptroller of the Currency, who is murdered while examining the bank. Partnered with Cassandra Price, the federal official assigned by the OCC to investigate the circumstances of the untimely death of her associate, Hart finds himself unexpectedly attracted to the senior regulator, as the two help uncover an insidious plot by an Islamic fundamentalist terror group, who are planning a coordinated attack on several American cities with a biological weapon of mass destruction. The pair find themselves at the forward edge of the battle area in the War on Terror as they work with the FBI and agencies of the Department of Homeland Security in a race against time to avert a disaster of epic proportions.
A fully updated guide to 175 national park areas west of the Mississippi (including Alaska, Hawaii, and Guam), including information on tourist and restroom facilities as well as campgrounds and nearby lodging. Almost every entry has a clear, accurate hand- drawn map. Annotation copyrighted by Book News, Inc., Portland, OR
If at the end of each month you wonder where all your money went, let financial expert David Scott show you how to manage it effectively in this practical, informative book. With the Scott method, you don't need to be a financial whiz to adopt, and stick to, a workable personal budget. By taking the guidance from this book and adding a dash of desire and a little common sense, you can end up with a solid plan for a secure financial future.
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