For most Americans, the savings and loan industry is defined by the fraud, ineptitude and failures of the 1980s. However, these events overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s savings and loans, then known as building and loans, encourage their working-class members to adhere to the principles of thrift and mutual co-operation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry from its origins as a movement of a loosely affiliated collection of institutions into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic Americans and African Americans, used thrifts to improve their lives and elevate their positions in society. Finally the overall historical perspective sheds new light on the events of the 1980s and analyses the efforts to rehabilitate the industry in the 1990s.
The American savings and loan industry began in the 1830s to help people of modest financial means buy a home. Despite the long history of the industry there has been limited scholarly work done on its early years. This collection allows an insight into the place of the savings and loans industry within the wider context of American society.
This book brings together the scattered literature associated with the seemingly unrelated regression equations (SURE) model used by econometricians and others. It focuses on the theoretical statistical results associated with the SURE model.
First published in 1994. The chapters that make up this book are not primarily about disability or visual impairment. What they do address is the right of all people to have further education and training made available in ways that meet their needs regardless of gender, race, age and ability. This book examines their entitlement to this education and some of the ways in which it can be made accessible. The issues raised are relevant to all people entering further education and training.
For one week in late July of 1877, America shook with anger and fear as a variety of urban residents, mostly working class, attacked railroad property in dozens of towns and cities. The Great Strike of 1877 was one of the largest and most violent urban uprisings in American history. Whereas most historians treat the event solely as a massive labor strike that targeted the railroads, David O. Stowell examines America's predicament more broadly to uncover the roots of this rebellion. He studies the urban origins of the Strike in three upstate New York cities—Buffalo, Albany, and Syracuse. He finds that locomotives rumbled through crowded urban spaces, sending panicked horses and their wagons careening through streets. Hundreds of people were killed and injured with appalling regularity. The trains also disrupted street traffic and obstructed certain forms of commerce. For these reasons, Stowell argues, The Great Strike was not simply an uprising fueled by disgruntled workers. Rather, it was a grave reflection of one of the most direct and damaging ways many people experienced the Industrial Revolution. "Through meticulously crafted case studies . . . the author advances the thesis that the strike had urban roots, that in substantial part it represented a community uprising. . . .A particular strength of the book is Stowell's description of the horrendous accidents, the toll in human life, and the continual disruption of craft, business, and ordinary movement engendered by building railroads into the heart of cities."—Charles N. Glaab, American Historical Review
First Published in 1983. Designed for first-year graduates, this book provides an introduction to key themes and research in sociology. Written by two lecturers and based on the long experience of teaching the subject, 'The Problem of Sociology' serves as an antidote to the conventional 'institutional' approach to sociology and avoids he artificial fragmentation of major theories and concepts in common to so many introductory texts. From this text, the student is able to develop a clear understanding of what makes sociology a distinct and rigorous discipline; a discipline which has evolved historically through the analysis of certain fundamental issues, many of which continue to have a contemporary relevance. And while introducing the student to classical theory, the authors also show how these theories illuminate present social problems.
Assessment in higher education is an area of intense current interest, not least due to its central role in student learning processes. Excellence in University Assessment is a pioneering text which contributes to the theory and practice of assessment through detailed discussion and analysis of award-winning teaching across multiple disciplines. It provides inspiration and strategies for higher education practitioners to improve their understanding and practice of assessment. The book uses an innovative model of learning-oriented assessment to analyze the practice of university teachers who have been recipients of teaching awards for excellence. It critically scrutinizes their methods in context in order to develop key insights into effective teaching, learning and assessment processes. Pivotal topics include: Competing priorities in assessment and ways of tackling them; The nature of quality assessment task design; The student experience of assessment; Promoting student engagement with feedback. An indispensable contribution to assessment in higher education, Excellence in University Assessment is a valuable guide for university leaders, middle managers, staff developers, teachers and researchers interested in the crucial topic of assessment.
This volume contains 30 chapters that provide an up-to-date account of key topics and areas of research in political psychology. In general, the chapters apply what is known about human psychology to the study of politics. Chapters draw on theory and research on biopsychology, neuroscience, personality, psychopathology, evolutionary psychology, social psychology, developmental psychology, cognitive psychology, and intergroup relations. Some chapters address the political psychology of political elites-their personality, motives, beliefs, and leadership styles, and their judgments, decisions, and actions in domestic policy, foreign policy, international conflict, and conflict resolution. Other chapters deal with the dynamics of mass political behavior: voting, collective action, the influence of political communications, political socialization and civic education, group-based political behavior, social justice, and the political incorporation of immigrants. Research discussed in the volume is fuelled by a mix of age-old questions and recent world events"--
Portrait of a Powerful Last-Day Christian is a powerfully-written, anointed handbook to the last-day Christian on overcoming these end times. Not only does God have provision for the believer in these evil times, but the Holy Spirit will help you take back what the devil has stolen from you. This encouraging book spells out to believers how these final days on earth should not be fearful, because born-again Believers are ready! No matter what our news, television, and Internet proclaim for these end-time days, God has real provision for you, as a Christian, right now. Scriptures are highlighted for you to realize that God has much more in store for you. Don’t believe any of the doom and gloom that many portray. This compelling book shows you specifically how to be victorious in these final days. This revolutionary book is not some feel-good, positive-thinking writing; it shows divine encouragement from the Word of God. As a godly ambassador for Christ in these end-time days, you can live above your earthly circumstances and be a victorious overcomer. Learn through God’s Scriptures the way to circumvent the fear that surrounds us every day!
The American savings and loan industry began in the 1830s to help people of modest financial means buy a home. Despite the long history of the industry there has been limited scholarly work done on its early years. This collection allows an insight into the place of the savings and loans industry within the wider context of American society.
Detect and identify breast lesions at the earliest possible stage with Making the Diagnosis: A Practical Guide to Breast Imaging. Dr. Jennifer Harvey and Dr. David E. March utilize a practical, case-based approach to help you select and make optimal use of today's imaging options. Consult this title on your favorite e-reader with intuitive search tools and adjustable font sizes. Elsevier eBooks provide instant portable access to your entire library, no matter what device you're using or where you're located. Learn the right questions to ask when viewing a mammogram, MRI, or ultrasound. Zero in on the key information you need to know with highly templated, concise chapters followed by case studies that reinforce and expand your knowledge. Distinguish normal variants and lookalike lesions from cancer thanks to expert, highly visual guidance on all relevant imaging modalities. Interpret the findings you're likely to see in practice with the aid of high-quality images, enhanced with arrows and labels to help you recognize and identify suspicious lesions.
The American savings and loan industry began in the 1830s to help people of modest financial means buy a home. Despite the long history of the industry there has been limited scholarly work done on its early years. This collection allows an insight into the place of the savings and loans industry within the wider context of American society.
In the science classroom, there are some ideas that are as difficult for young students to grasp as they are for teachers to explain. Forces, electricity, light, and basic astronomy are all examples of conceptual domains that come into this category. How should a teacher teach them? The authors of this monograph reject the traditional separation of subject and pedagogic knowledge. They believe that to develop effective teaching for meaningful learning in science, we must identify how teachers themselves interpret difficult ideas in science and, in particular, what supports their own learning in coming to a professional understanding of how to teach science concepts to young children. To do so, they analyzed trainee and practising teachers’ responses to engaging with difficult ideas when learning science in higher education settings. The text demonstrates how professional insight emerges as teachers identify the elements that supported their understanding during their own learning. In this paradigm, professional awareness derives from the practitioner interrogating their own learning and identifying implications for their teaching of science. The book draws on a significant body of critically analysed empirical evidence collated and documented over a five-year period involving large numbers of trainee and practising teachers. It concludes that it is essential to ‘problematize’ subject knowledge, both for learner and teacher. The book’s theoretical perspective draws on the field of cognitive psychology in learning. In particular, the role of metacognition and cognitive conflict in learning are examined and subsequently applied in a range of contexts. The work offers a unique and refreshing approach in addressing the important professional dimension of supporting teacher understanding of pedagogy and critically examines assumptions in contemporary debates about constructivism in science education.
Shall Not be Infringed: The New Assaults on Your Second Amendment is a history of the relatively short gun control debate in America and a revealing description of how those hostile to the Second Amendment use polls, studies, and numbers to confuse the public. Expert pro-gun advocates David Keene and Thomas Mason tell the story of the battle fought in the courts, Congress, and state legislatures across the country as well as in the media and even the United Nations. Guns have become a symbol over which battle after battle is fought, all the while hiding the end game of a cultural shift to government dominance. Although the Supreme Court ruled the Second Amendment guarantees an individual right to “keep and bear arms,” candidate Clinton and the Democratic Party have promised to pick Supreme Court justices who will overturn this ruling. Gun control advocates insist the Court was wrong and a new Court should reverse that finding, stripping American gun owners of the Constitutional protection that has thus far made it impossible to ban gun ownership. Addressing vital issues such as deterring and preventing crime, troubling presidential and Congressional politics, problematic anti-gun proposals, and so much more, Shall Not Be Infringed is an essential read for our times.
Focusing on the role that automorphisms and equivalence relations play in the algebraic theory of minimal sets provides an original treatment of some key aspects of abstract topological dynamics. Such an approach is presented in this lucid and self-contained book, leading to simpler proofs of classical results, as well as providing motivation for further study. Minimal flows on compact Hausdorff spaces are studied as icers on the universal minimal flow M. The group of the icer representing a minimal flow is defined as a subgroup of the automorphism group G of M, and icers are constructed explicitly as relative products using subgroups of G. Many classical results are then obtained by examining the structure of the icers on M, including a proof of the Furstenberg structure theorem for distal extensions. This book is designed as both a guide for graduate students, and a source of interesting new ideas for researchers.
It is 1963 and Edward Kilton knows he is approaching a pivotal turning point in his life. Even though he is already the chief financial officer of the fourth largest corporation in America, he is determined to eventually secure the coveted role of CEO. Edward’s wife, Dorothy, is a concert pianist and organist who seemingly only cares for two things in life: her piano and son, Michael. Quite simply, she has been pushed to her limits with all of his business affairs and the fact that he always comes first. After he urges her to perform at Town Hall in New York City to impress his board of directors, a surprising series of events unfolds that creates an incredibly unexpected result that guides both Edward and Dorothy to discover themselves, the true meaning of family, and life itself. And the Seasons Come is a compelling tale that perpetuates the eternal struggle between unrequited ambition and love as life comes full circle for a corporate executive and his wife.
The American savings and loan industry began in the 1830s to help people of modest financial means buy a home. Despite the long history of the industry there has been limited scholarly work done on its early years. This collection allows an insight into the place of the savings and loans industry within the wider context of American society.
To address the growing complexities of childhood cancer, Nathan and Oski’s Hematology and Oncology of Infancy and Childhood has now been separated into two distinct volumes. With this volume devoted strictly to pediatric oncology, and another to pediatric hematology, you will be on the cutting edge of these two fields. This exciting new, full-color reference provides you with the most comprehensive, authoritative, up-to-date information for diagnosing and treating children with cancer. It brings together the pathophysiology of disease with detailed clinical guidance on diagnosis and management for the full range of childhood cancers, including aspects important in optimal supportive care. Written by the leading names in pediatric oncology, this resource is an essential tool for all who care for pediatric cancer patients. Offers comprehensive coverage of all pediatric cancers, including less common tumors, making this the most complete guide to pediatric cancer. Covers emerging research developments in cancer biology and therapeutics, both globally and in specific pediatric tumors. Includes a section on supportive care in pediatric oncology, written by authors who represent the critical subdisciplines involved in this important aspect of pediatric oncology. Uses many boxes, graphs, and tables to highlight complex clinical diagnostic and management guidelines. Presents a full-color design that includes clear illustrative examples of the relevant pathology and clinical issues, for quick access to the answers you need. Incorporates the codified WHO classification for all lymphomas and leukemias.
One of the most dramatic eras in Indiana history, the natural gas boom in the east central region transformed a mostly agricultural area into a major industrial center. The discovery of natural gas created major cities in the place of county seat towns, boomtowns where there had been villages, and factories towering over former farm land. The impact of the boom lived on even after gas itself failed. Through a collection of vintage images, authors James A. Glass and David G. Kohrman provide an overview of the boom era and its legacy in the four county seats of the gas belt: Muncie, Anderson, Kokomo, and Marion, as well as smaller communities such as Elwood, Fairmount, and Gas City.
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