Dividing Pensions in Divorce: Negotiating and Drafting Safe Settlements with QDROs and Present Values provides an expert chronological analysis on every important issue regarding Qualified Domestic Relations Orders and present values. Don't lose thousands of dollars in assets by being fooled by incomplete and inaccurate pension present values - Dividing Pensions in Divorce will help you: Understand complex present value issues Draft airtight QDROs that maximize your clientsand’ property rights Prepare for trial with detailed guidance on a host of commonly litigated issues And more! Written by Gary Shulman, David Kelley and Daniel Kelley, nationally recognized pension experts with more than 60 years of combined pension and actuarial experience, Dividing Pensions in Divorce delivers proven techniques and strategies the authors have honed in drafting and reviewing over 100,000 QDROs and 80,000 present values. Benefit from their experience with: Clear, straightforward explanations of over 300 points of law, including disability pensions, the role of Social Security in dividing pensions, survivorship rights, early retirement subsidies, the coverture formula, and more Winning strategies for complying with even the most complex legal, regulatory, and legislative requirements State-of-the-art model QDROs you can easily adapt to your own cases Step-by-step analysis of how a present value is calculated Case studies, attorney's checklists, and sample questions for opposing experts And much more! Dividing Pensions in Divorce protects you with specific advice organized chronologically from the first client interview, through the discovery process and the preparation and drafting of the settlement agreements, QDROs and present values.The authors provide you with precise language, model forms and letters as well as the best (and time-tested) model QDROs in the business. Dividing Pensions in Divorce will give you the confidence to handle any challenging pension issue. It will soon be second-nature for you to: Craft a safe settlement agreement for your client that secures your client's pension benefit entitlements Argue the major pension and 401(k) issues so that your negotiations are convincing to the other side - and the court - as reasonable, fact and standard-based conclusions Understand and draft the critical language that should be included in every separation agreement Demystify the world of QDROs by reviewing the seven essential areas every QDRO must address And much more! Dividing Pensions in Divorce has been updated to include: A new discussion of the importance of getting the plan name right in your QDRO Advice on how to avoid career-tripping mistakes in present values Help in deciding whether a PBGC, IRC and§ 417(e), or other pension present value method is appropriate in your case New questions and detailed reasoning to challenge both PBGC and IRC and§ 417(e) present values New insights and case law into how to fight the double-dipping of pensions New and§ 22.25 that presents adiscussion on the topic of administrators' placing holds on participants' accounts upon receipt of andquot;Draftandquot; QDROs Revised model QDROs for defined contribution plans, addressing the commencement of benefits for the alternate payee New tax tables that will enable you to determine the tax implications of dividing a defined benefit or defined contribution plan A revised discussion on dividing railroad retirement plans to show attorneys how to guarantee payments to the
Three meticulously researched works—including Pulitzer Prize winner Bearing the Cross—spanning the life of civil rights icon Martin Luther King Jr. This collection from professor and historian David J. Garrow provides a multidimensional and fascinating portrait of Martin Luther King Jr., and his mission to upend deeply entrenched prejudices in society, and enact legal change that would achieve equality for African Americans one hundred years after their emancipation from slavery. Bearing the Cross traces King’s evolution from the young pastor who spearheaded the 1955–56 bus boycott in Montgomery to the inspirational leader of America’s civil rights movement, focusing on King’s crucial role at the Southern Christian Leadership Conference. Garrow captures King’s charisma, his moral obligation to lead a nonviolent crusade against racism and inequality—and the toll this calling took on his life. Garrow delves deeper into one of the civil rights movement’s most decisive moments in Protest at Selma. These demonstrations led to the landmark Voting Rights Act of 1965 that, along with the Civil Rights Act of 1964, remains a key aspect of King’s legacy. Garrow analyzes King’s political strategy and understanding of how media coverage—especially reports of white violence against peaceful African American protestors—elicited sympathy for the cause. King’s fierce determination to overturn the status quo of racial relations antagonized FBI director J. Edgar Hoover. The FBI and Martin Luther King, Jr. follows Hoover’s personal obsession to destroy the civil rights leader. In an unprecedented abuse of governmental power, Hoover led one of the most invasive surveillance operations in American history, desperately trying to mar King’s image. As a collection, these utterly engrossing books are a key to understanding King’s inner life, his public persona, and his legacy, and are a testament to his impact in forcing America to confront intolerance and bigotry at a critical time in the nation’s history.
Winner of the Pulitzer Prize: The definitive biography of Martin Luther King Jr. In this monumental account of the life of Martin Luther King Jr., professor and historian David Garrow traces King’s evolution from young pastor who spearheaded the 1955–56 bus boycott of Montgomery, Alabama, to inspirational leader of America’s civil rights movement. Based on extensive research and more than seven hundred interviews, with subjects including Andrew Young, Jesse Jackson, and Coretta Scott King, Garrow paints a multidimensional portrait of a charismatic figure driven by his strong moral obligation to lead—and of the toll this calling took on his life. Bearing the Cross provides a penetrating account of King’s spiritual development and his crucial role at the Southern Christian Leadership Conference, whose protest campaigns in Birmingham and Selma, Alabama, led to enactment of the landmark Civil Rights Act of 1964 and Voting Rights Act of 1965. This comprehensive yet intimate study reveals the deep sense of mission King felt to serve as an unrelenting crusader against prejudice, inequality, and violence, and his willingness to sacrifice his own life on behalf of his beliefs. Written more than twenty-five years ago, Bearing the Cross remains an unparalleled examination of the life of Martin Luther King Jr. and the legacy of the civil rights movement.
Handbook of Behavioral Medicine presents a comprehensive overview of the current use of behavioral science techniques in the prevention, diagnosis, and treatment of various health related disorders. Features contributions from a variety of internationally recognized experts in behavioral medicine and related fields Includes authors from education, social work, and physical therapy Addresses foundational issues in behavioral medicine in Volume 1, including concepts, theories, treatments, doctor/patient relationships, common medical problems, behavioral technologies, assessment, and methodologies Focuses on medical interface in Volume 2, including issues relating to health disorders and specialties; social work, medical sociology, and psychosocial aspects; and topics relating to education and health 2 Volumes
This new volume in the Feasting on the Word series will serve as an all-in-one pastor's companion for Lent and Holy Week, providing worship materials and sermon preparation tools for both lectionary and nonlectionary preachers. In keeping with other Feasting on the Word resources, four essays provide theological, pastoral, exegetical, and homiletical perspectives on an Old Testament and a Gospel text for each Sunday. A complete order of service is provided for each of the Sundays in Lent, plus Holy Thursday, Good Friday, Holy Saturday, and Easter Sunday. Hymn suggestions, midweek services, and children's sermon suggestions make this an invaluable resource for the season of Lent.
The Amish relationship to the environment is much more complicated than you might think. The pastoral image of Amish communities living simply and in touch with the land strikes a deep chord with many Americans. Environmentalists have lauded the Amish as iconic models for a way of life that is local, self-sufficient, and in harmony with nature. But the Amish themselves do not always embrace their ecological reputation, and critics have long questioned the portrayal of the Amish as models of environmental stewardship. In Nature and the Environment in Amish Life, David L. McConnell and Marilyn D. Loveless examine how this prevailing notion of the environmentally conscious Amish fits with the changing realities of their lives. Drawing on 150 interviews conducted over the course of 7 years, as well as a survey of household resource use among Amish and non-Amish people, they explore how the Amish understand nature in their daily lives and how their actions impact the natural world. Arguing that there is considerable diversity in Amish engagements with nature at home, at school, at work, and outdoors, McConnell and Loveless show how the Amish response to regional and global environmental issues, such as watershed pollution and climate change, reveals their deep skepticism of environmentalists. They also demonstrate that Amish households are not uniformly lower in resource use compared to their rural, non-Amish neighbors, though aspects of their home economy are relatively self-sufficient. The first comprehensive study of Amish understandings of the natural world, this compelling book complicates the image of the Amish and provides a more realistic understanding of the Amish relationship with the environment.
Gain a complete understanding of the principles of quality improvement and their application to present and future pharmacy practice "This book is a great resource for pharmacists and pharmacy students who want to learn about safety and quality in pharmacy practice."--Laura Cranston, RPh, Executive Director, The Pharmacy Quality Alliance Quality and Safety in Pharmacy Practice details the principles, approaches, strategies, and actions necessary to improve the overall safety and effectiveness of pharmacy services. Although one of the book’s primary goals is to enhance the quality of future health care, you will find guidelines that can be implemented immediately to improve today’s pharmacy practice. This comprehensive text offers a complete overview of quality in general, the reasons for improving practice, and actual day-to-day changes and approaches that will positively impact the patient. Quality and Safety in Pharmacy Practice is divided into five parts, covering: The current and future landscape of health care quality and the business case for quality improvement and value-driven health care Quality improvement concepts and tools, including statistical process control Quality and safety measurement, including mechanisms for gathering consumer feedback Incentives and other drivers of quality improvement Application of the principles of quality improvement to pharmacy practice -- complete with case examples
IDEO founder and Stanford d.school creator David Kelley and his brother Tom Kelley, IDEO partner and the author of the bestselling The Art of Innovation, have written a powerful and compelling book on unleashing the creativity that lies within each and every one of us. Too often, companies and individuals assume that creativity and innovation are the domain of the "creative types." But two of the leading experts in innovation, design, and creativity on the planet show us that each and every one of us is creative. In an incredibly entertaining and inspiring narrative that draws on countless stories from their work at IDEO, the Stanford d.school, and with many of the world's top companies, David and Tom Kelley identify the principles and strategies that will allow us to tap into our creative potential in our work lives, and in our personal lives, and allow us to innovate in terms of how we approach and solve problems. It is a book that will help each of us be more productive and successful in our lives and in our careers.
Ayn Rand's philosophical novels The Fountainhead and Atlas Shrugged made her the most controversial author of her age. Her works have drawn millions of readers and continue to sell at a breathtaking pace. Their impact on American culture runs from libertarian politics to the self-esteem movement in psychology to the rugged individualism of Silicon Valley and the Internet. Rand also launched a movement of intellectuals committed to her philosophy of Objectivism. While it has grown dramatically since Rand's death in 1982, however, the Objectivist movement has also fractured into rival camps whose differences over doctrine and strategy are compounded by competition for leadership and bitter accusations of heresy. In Truth and Toleration, philosopher David Kelley analyzes the conflicts that led him to break ranks with orthodox Objectivists and create an independent branch of the movement. Originally published in 1990 as a manifesto, this work has been revised as an analysis of the principles of intellectual collaboration-the terms on which intellectuals and activists can work together in a common cause. Going beyond the immediate issues, Kelley discusses the nature of individual responsibility for the spread of ideas and for their historical consequences. He offers a new argument for toleration based on a non-relativistic theory of truth. He describes the nature of tribalism among intellectuals, showing how the troubled legacy of Ayn Rand has followed a pattern similar to the not-so-civil wars among followers of other original and charismatic thinkers such as Marx and Freud. In a postscript for the second edition, Kelley reviews the growth in Objectivist scholarship and the influence of Rand's ideas over the past decade. Truth and Toleration is an engaging introduction to the Objectivist movement, its core ideas, and its central fissures. At the same time, it offers a case study in the sociology of intellectual movements and a frank discussion of the issues that arise whenever thinkers leave their studies to promote their idea in the public realm. David Kelley is the executive director of the Objectivist Center. Educated at Princeton University, earlier in his career he taught philosophy at Brandeis University and Vassar College. He has written widely on the subject of libertarianism including The Evidence of the Senses; The Art of Reasoning; and is co-author of The Logical Structure of Objectivism.
Four bestselling authors. One hellraising premise. What if the dead could be summoned from their graves—for a price? What if a quartet of distinctive storytellers took a stab at this deceptively simple idea—on a dare? The answers lie here, in Four Summoner’s Tales, as these acclaimed writers accept the challenge and rise to the occasion—in four brilliantly chilling ways. It’s all in the execution. . . “SUFFER THE CHILDREN” BY KELLEY ARMSTRONG, #1 New York Times bestselling author A preacher and his adopted daughter must solve the mystery of the newcomers to their isolated 19th century village—men who are preying on residents' overwhelming grief with promises to bring the stricken back to life. “PIPERS” BY CHRISTOPHER GOLDEN, New York Times bestselling author Twenty-three people have already lost their lives to the ruthless cartel terrorizing their small Texas border town. But one man has a plan for revenge, if the town’s survivors will let him use their loved ones—to raise an army of the undead. “A BAD SEASON FOR NECROMANCY” BY DAVID LISS, National bestselling author In merry old England, a rascally con man stumbles upon a book for raising the dead. But instead of using it to make money by reviving relatives for the rich, he'll do just the opposite. Because some family skeletons need to stay buried. “ALIVE DAY” BY JONATHAN MABERRY, New York Times bestselling author In war-torn Afghanistan, a U.S. military operative and his team face off against an ancient horror during a harrowing off-the-books search-and-rescue mission.
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