The book provides a theoretical and empirical evaluation ofdifferent housing finance systems, presenting a collection ofstudies that describe various aspects of selected mortgage marketsaround the world. The uniqueness of the chosen markets lies in thefact that they represent not only different regions around theglobe (Africa, the Middle East, Asia, and Eastern Europe), but alsounderstudied markets in different stages of economic and financialdevelopment. This book examines questions relating to housingfinance efficiency and contract heterogeneity. In addition, itanalyses the securitization experiences in these countries toprovide lessons on how mortgage markets are integrated with capitalmarkets and how particular institutional framework interacts withmortgage markets. Short reviews are provided for each of the selected mortgagemarkets. The review will include institutional aspects of themarkets such as: the size and structure of the market (includingflows and accumulation of funds); a description of the competitionand a presentation of the major competitors (including marketshare, major financial measures, etc.); profitability in themarket, trends, structural changes, the major mortgage instrumentsand their market share, special tax issues, the role of thegovernment in the market, defaults, prepayments, mortgageinsurance, and major regulatory issues. The analysis explores the major existing problems in the mortgagemarket of each country, the current steps adopted to solve theseproblems, possible propositions for dealing with the major issuesin the future, and the implied future developments anticipated inthe market.
Recently single, Danny Wallace was falling into loneliness and isolation. When a stranger on a bus advises, "Say yes more," Wallace vows to say yes to every offer, invitation, challenge, and chance. In Yes Man, Wallace recounts his months-long commitment to complete openness with profound insight and humbling honesty. Saying yes takes Wallace into a new plane of existence: a place where money comes as easily as it goes, nodding a lot can lead to a long weekend overseas with new friends, and romance isn't as complicated as it seems. Yes eventually leads to the biggest question of all: "Do you, Danny Wallace, take this woman . . ." Yes Man is inspiring proof that a little willingness can take anyone to the most wonderful of places.
“Net neutrality,” a dry but crucial standard of openness in network access, began as a technical principle informing obscure policy debates but became the flashpoint for an all-out political battle for the future of communications and culture. Net Neutrality and the Battle for the Open Internet is a critical cultural history of net neutrality that reveals how this intentionally “boring” world of internet infrastructure and regulation hides a fascinating and pivotal sphere of power, with lessons for communication and media scholars, activists, and anyone interested in technology and politics. While previous studies and academic discussions of net neutrality have been dominated by legal, economic, and technical perspectives, Net Neutrality and the Battle for the Open Internet offers a humanities-based critical theoretical approach, telling the story of how activists and millions of everyday people, online and in the streets, were able to challenge the power of the phone and cable corporations that historically dominated communications policy-making to advance equality and justice in media and technology.
Winner of Choice Magazine - Outstanding Academic Titles for 2007 Buildings account for over one third of global energy use and associated greenhouse gas emissions worldwide. Reducing energy use by buildings is therefore an essential part of any strategy to reduce greenhouse gas emissions, and thereby lessen the likelihood of potentially catastrophic climate change. Bringing together a wealth of hard-to-obtain information on energy use and energy efficiency in buildings at a level which can be easily digested and applied, Danny Harvey offers a comprehensive, objective and critical sourcebook on low-energy buildings. Topics covered include: thermal envelopes, heating, cooling, heat pumps, HVAC systems, hot water, lighting, solar energy, appliances and office equipment, embodied energy, buildings as systems and community-integrated energy systems (cogeneration, district heating, and district cooling). The book includes exemplary buildings and techniques from North America, Europe and Asia, and combines a broad, holistic perspective with technical detail in an accessible and insightful manner.
Between 1984 and 1994 Thailand had the most rapid economic expansion in the world. This 1998 book offers an explanation of this successful record of economic growth in Thailand, and in Southeast Asia more generally. The book explains why Thai leaders adopted a market-driven strategy from the late 1950s, and also shows how the overseas Chinese in Thailand built on their community's social capital to overcome the market failures common to all developing countries. Unger takes an interdisciplinary approach, building on the literatures of social capital and embedded autonomy. He considers the unique organization of Thai society, and the impact this has had on the country's institutions, and their political and economic outcomes. The book includes detailed analysis of the financial and textile sectors, as well as the development of heavy industries and transportation infrastructure.
GENETIC THEORY AND ANALYSIS Understand and apply what drives change of characteristic genetic traits and heredity Genetics is the study of how traits are passed from parents to their offspring and how the variation in those traits affects the development and health of the organism. Investigating how these traits affect the organism involves a diverse set of approaches and tools, including genetic screens, DNA and RNA sequencing, mapping, and methods to understand the structure and function of proteins. Thus, there is a need for a textbook that provides a broad overview of these methods. Genetic Theory and Analysis meets this need by describing key approaches and methods in genetic analysis through a historical lens. Focusing on the five basic principles underlying the field—mutation, complementation, recombination, segregation, and regulation—it identifies the full suite of tests and methodologies available to the geneticist in an age of flourishing genetic and genomic research. This second edition of the text has been updated to reflect recent advances and increase accessibility to advanced undergraduate students. Genetic Theory and Analysis, 2nd edition readers will also find: Detailed treatment of subjects including mutagenesis, meiosis, complementation, suppression, and more Updated discussion of epistasis, mosaic analysis, RNAi, genome sequencing, and more Appendices discussing model organisms, genetic fine-structure analysis, and tetrad analysis Genetic Theory and Analysis is ideal for both graduate students and advanced undergraduates undertaking courses in genetics, genetic engineering, and computational biology.
My mind's eye flows/grows....The notion of peace pushing me 24/7....Reggie Anderson smiles joyously....1974 leaving me towards Evel Knievel..Just saying!
Effective since China's resumption of sovereignty on 1 July 1997, the Hong Kong Basic Law lays down the general policies and system of government for Hong Kong under the "one country, two systems" formula. It guarantees Hong Kong a high degree of autonomy, enshrines the rights and freedoms of residents, and preserves a separate common law system with an independent judiciary. This introduction traces the origins of the Hong Kong Basic Law and the concepts and legal issues that surround it. Drawing on the experience of the first 15 years, it then analyses the content of the Hong Kong Basic Law, especially in relation to Hong Kong's political system, the judiciary, and human rights. Intended especially for students at all levels in law, politics, and other disciplines, this book—the only introductory guide of its kind to the subject—will also appeal to the general reader interested in Hong Kong's experience under "one country, two systems". "Danny Gittings's Introduction to the Hong Kong Basic Law makes a significant contribution to an important subject. It is expressed in reader-friendly terms. The insights that it provides are of value not only to lawyers but also to the general public." —The Hon. Mr. Justice Kemal Bokhary, Permanent Judge of the Hong Kong Court of Final Appeal (1997–2012), Non-Permanent Judge (2012– ). "This well-researched and very readable introduction explains the history, practices and future of the Basic Law—Hong Kong's key constitutional document. It also explores how far the Basic Law is able to address the many political and legal issues now facing Hong Kong. The book is suitable for a wide range of readers. Students of Hong Kong law at all levels will find it essential reading. General readers with an interest in Hong Kong's governance will find in it a lucid and accurate guide—and a timely one as the debate about implementing democracy intensifies." —Professor Fu Hualing, Faculty of Law, University of Hong Kong. "Many of us approach law books with trepidation. But Gittings, a legal academic, used to be a journalist and this shows in his ability to make the book accessible to the general reader. [...] The Basic Law will continue to be central to issues facing the city for years to come. This book enables the reader to quickly acquire a much better understanding of them." — South China Morning Post "As Professor Gittings points out in his book, which includes a chapter on what might happen after Hong Kong’s 50-year autonomy ends, readability was a key aim. Acronyms are kept to a minimum and details set up neatly and comprehensively in footnotes so that the main text is kept as clean as possible." — Hong Kong Lawyer
Multi-agent systems are claimed to be especially suited to the development of software systems that are decentralized, can deal flexibly with dynamic conditions, and are open to system components that come and go. This is why they are used in domains such as manufacturing control, automated vehicles, and e-commerce markets. Danny Weyns' book is organized according to the postulate that "developing multi-agent systems is 95% software engineering and 5% multi-agent systems theory." He presents a software engineering approach for multi-agent systems that is heavily based on software architecture - with, for example, tailored patterns such as "situated agent", "virtual environment", and "selective perception" - and on middleware for distributed coordination – with programming abstractions such as "views" and "roles." Next he shows the feasibility and applicability of this approach with the development of an automated transportation system consisting of a number of automatic guided vehicles transporting loads in an industrial setting. Weyns puts the development of multi-agent systems into a larger perspective with traditional software engineering approaches. With this, he opens up opportunities to exploit the body of knowledge developed in the multi-agent systems community to tackle some of the difficult challenges of modern-day software systems, such as decentralized control, location-awareness, self-adaption, and large-scale. Thus his book is of interest for both researchers and industrial software engineers who develop applications in areas such as distributed control systems and mobile applications where such requirements are of crucial importance.
On the evening of 3 May 2007, Gerry and Kate McCann returned to their holiday apartment in the resort of Praia da Luz on Portugal's Algarve to every parents' worst nightmare: their daughter, three year- old Madeleine Beth McCann had vanished from her room. The first days and weeks after her disappearance saw an almost unparalleled level of media coverage, as the face of a blonde, giggly little girl and her grief-stricken parents made front pages and news bulletins the world over. However, as opportunities were missed and potential suspects questioned and released, including Gerry and Kate McCann themselves, accusations were levelled on all sides. The competency of the Portuguese police was brought under severe scrutiny, whilst the international media and public has continued to wonder, fairly or not, how a group of parents could leave their young children alone as they dined elsewhere. All the while, Madeleine is still missing and her fate remains unknown. Ten years on, Spanish-based investigative journalist Danny Collins has returned to Praia da Luz to re-examine the case. This is the story of what happened on that terrible night and what has followed since, piecing together the clues and false leads from the original investigation with the Metropolitan Police's efforts in recent years to find Madeleine and solve one of the most talked about cases of the century.
Includes Goldberg’s groundbreaking book Dispatches from the Culture Wars, plus a new author introduction and additional chapters. “Danny Goldberg’s memoir contains the powerful reflections of the most progressive activist in the recording industry. His candor, vision and sense of humor is infectious.” —Cornel West “If Lester Bangs and Maureen Dowd had a love child, he’d have written this book.” —Arianna Hufflington When did American government become the enemy of American pop culture? Music insider and progressive activist Danny Goldberg has spent decades tuning in to the rhythms and voices that speak straight to the hearts and desires of America’s youth. In that time, one fact has become increasingly clear: Our venerable political leaders are too often tone deaf. In this startling, provocative book, Goldberg shows how today’s professional public servants have managed to achieve nothing less than the indefensible, wholesale alienation of an entire generation.
Inequality is the key political issue of our time. Danny Dorling wrote his seminal work Injustice: Why social inequality persists in 2010, and as an early proponent of rapidly reducing economic inequalities, he is now much sought-after as one of the foremost contributors to the debates surrounding it. Here Dorling brings together brand new material alongside a carefully curated selection of his most recent writing on inequality from publications as wide ranging as the Daily Telegraph, the Guardian, New Statesman, Financial Times and the China People’s Daily. Covering key inequality issues including politics, housing, education and health, he explores whether we have now reached ‘peak inequality’. He concludes, crucially, by predicting what the future holds for Britain, as attempts are made to defuse the ticking time bomb while we simultaneously try to negotiate Brexit and react to the wider international situation of a world of people demanding to become more equal.
Bersih was ostensibly all about electoral reform. But it has become so much more than that. For Bersih was – is? – a Big Thing. You don’t bring the nation’s capital to a standstill – five times from 2007 to 2016 – without leaving an enduring impact. But how did it start, and by whom? (Spoiler alert: It wasn’t Ambiga.) Dozens of people involved in the very first Bersih speak candidly to journalist Danny Lim about the motivations, strategies, surprising cooperations and inevitable compromises that resulted in the movement. Bersih played a crucial – and very public – role in revolutionising the political landscape in Malaysia. For the genesis of Bersih is the genesis of Pakatan Rakyat, which led to Pakatan Harapan and the end of Barisan Nasional’s 61-year stranglehold on power. WE ARE MARCHING NOW is a breezy account of who was there, what they did – and where we are now. (Matahari Books)
Today’s rapidly flowing global economy, hit by recession following the financial crisis of 2008/9, means the geographical economic perspective has never been more important. An Introduction to Economic Geography comprehensively guides you through the core issues and debates of this vibrant and exciting area, whilst also exploring the range of approaches and paradigms currently invigorating the wider discipline. Rigorous and accessible, the authors demystify and enliven a crucial subject for geographical study. Underpinned by the themes of globalisation, uneven development and place, the text explores the diversity and vitality of contemporary economic geography. It balances coverage of 'traditional' areas such as regional development and labour markets with insight into new and evolving topics like neoliberalism, consumption, creativity and alternative economic practices. An Introduction to Economic Geography is an essential textbook for undergraduate students taking courses in Economic Geography, Globalisation Studies and more broadly in Human Geography. It will also be of key interest to anyone in Planning, Business and Management Studies and Economics.
Based on ethnographic research among militias in Sierra Leone and Liberia, Danny Hoffman considers how young men are made available for violent labor on battlefields and in dangerous unregulated industries.
Staring at a blank screen.....Challenging myself to embrace humanity anew...Depression smiles as my muse cries....The sun also rises in Topeka, Kansas...
Bridging the Gaps: Integrating Archaeology and History in Oaxaca, Mexico does just that: it bridges the gap between archaeology and history of the Precolumbian, Colonial, and Republican eras of the state of Oaxaca, Mexico, a cultural area encompassing several of the longest-enduring literate societies in the world. Fourteen case studies from an interdisciplinary group of archaeologists, anthropologists, ethnohistorians, and art historians consciously compare and contrast changes and continuities in material culture before and after the Spanish conquest, in Prehispanic and Colonial documents, and in oral traditions rooted in the present but reflecting upon the deep past. Contributors consider both indigenous and European perspectives while exposing and addressing the difficulties that arise from the application of this conjunctive approach. Inspired by the late Dr. Bruce E. Byland’s work in the Mixteca, which exemplified the union of archaeological and historical evidence and inspired new generations of scholars, Bridging the Gaps promotes the practice of integrative studies to explore the complex intersections between social organization and political alliances, religion and sacred landscape, ethnic identity and mobility, colonialism and resistance, and territoriality and economic resources.
Use the hidden foundations of mindfulness to rediscover calm and reclaim your life in our chaotic world. There are moments in life that decide your fate. They ripple into the future and dictate how you experience the world in the moments that follow; either positive and uplifting, dark and chaotic, or flat and dull. What if you could recognize these moments before they seized control of your life? What if you could use them to set sail for a better future? What if all moments, big and small, could be harnessed this way? In Deeper Mindfulness, Oxford Professor Mark Williams and Dr Danny Penman reunite to present a new eight-week guided meditation program that takes mindfulness to the next level. Deeper Mindfulness reveals how the latest advances in neuroscience, combined with millennia old wisdom, can be used to transform your life. These discoveries open the doors to a deeper layer of mindfulness known as the 'feeling tone'. This sets the 'background color' that tinges your entire experience of life. It is also the tipping point from which you can reclaim your life in an increasingly stressful and chaotic world. Proven effective at treating anxiety, stress and depression, the practices in Deeper Mindfulness offer a new and more fruitful direction for both novice and experienced meditators. It also allows the rest of us to approach life with renewed strength, vigor and equanimity.
Global best-selling World of Darkness RPG phenomena, VAMPIRE: The Masquerade and WEREWOLF: The Apocalypse are CAPTURED TOGETHER FOR THE FIRST TIME IN A COMPLETE SERIES OMNIBUS EDITION, featuring VAMPIRE: The Masquerade Winter's Teeth issues #1-#10 and the crossover Vampire: The Masquerade and World of Darkness: CRIMSON THAW event series, issues #1-#3! UNSEEN EVIL LURKS EVERYWHERE IN THE WORLD OF DARKNESS VAMPIRE: THE MASQUERADE The Complete Series collects all 10 issues of Vampire: The Masquerade: Winter’s Teeth and all 3 issues of the never-before-collected vampire/werewolf crossover World of Darkness: Crimson Thaw, plus more than 30 pages of original roleplaying supplements, including lore sheets for playable characters featured in the series!! Vampire: The Masquerade: Winter’s Teeth A tale of two vampires in the Twin Cities… When Cecily Bain, an enforcer for the Twin Cities’ vampiric elite, takes a mysterious new vampire, Alejandra, under her wing, she’s dragged into an insidious conspiracy. After learning a disturbing fact about her fake childe’s past, Cecily must keep her secrets close, and Ali at arm’s length. As she searches the streets of the Twin Cities for answers, a terrifying possibility surfaces: perhaps Ali has learned the ways of the Kindred better than Cecily herself. Meanwhile, on the outskirts of the cities, Colleen Pendergrass, embraced by her husband against her will, and a rebellious found-family of vampire cast-outs investigates a vicious killing. As the unlives of the Kindred twine together and betrayals are unearthed, will Cecily be able to escape and save what’s left of her family, or will she be yet another pawn sacrificed to maintain the age-old secret: that vampires exist among the living? World of Darkness: Crimson Thaw There's worse living in the shadows than vampires … something with even bigger teeth. Cecily Bain has become everything she never wanted as The Prince of the Twin Cities. But her rule over a fractured, backbiting vampire court is interrupted by an intruder: something big, hairy and full of teeth. For over a century, werewolves of the Twin Cities have protected their blessed places from threats both physical and spiritual. When vampires under Cecily’s rule move in on one of these precious sites, it’s a declaration of war, one that Tyrell ‘the Stainless’ Stinar and his ferocious pack will avenge at any cost, even if that includes slaying one of their own.The immortal enmity between the Kindred and the Garou comes to a head on the streets of the Twin Cities! For fans of VAMPIRE: The Masquerade RPG, WEREWOLF: The Apocalypse RPG, The World of Darkness, American Vampire, Killadelphia, Something is Killing the Children, Interview with the Vampire, The Vampire Lestat/The Vampire Chronicles, Sookie Stackhouse/Southern Vampire Mysteries/True Blood, Certain Dark Things, Underworld, and vampire/werewolf/monster graphic novels, tabletop/RPGs, books, movies, video games, and series! “This is a fresh take on vampires, mixing it with crime, thrillers, and a pinch of romance all with a vein of horror running through it.” -- Horror DNA “… strongly recommend this book to both fans of the franchise and newcomers.” – Grimdark Magazine “Vampire: the Masquerade … is an enjoyable read even if you’re not familiar with the RPG… like the real world, but with hotter outfits, blood, and fangs. – Graphic Policy
“1977 is the Queen's jubilee year, well let's make it our year as well. Let's get out and do something. Chuck away the f•••••g stupid safety-pins, think about people's ideas instead of their clothes. This "scene" is not just a thing to do in the evening. It's the only thing around that's honest...” Omnibus Press presents the definitive collection of Sniffin' Glue… And Other Rock ‘n’ Roll Habits, the most vital and cutting edge punk fanzine of its time. This book features both a digital recreation of every issue and all the original prints in their entirety. Danny Baker, who wrote for the original fanzine over four decades ago, provides a full-length interview on its impact. During its brief existence Sniffin' Glue… chronicled the birth, rise and demise of punk rock in the UK. Starting with a print run of a mere 50 copies, by Issue 3 the circulation was into the thousands. Interviews and reviews of all the key punk artists - The Damned, The Ramones, The Sex Pistols, Generation X, Chelsea, Blondie, The Jam, Iggy Pop and more - alongside news, editorials and gig reviews depict the grassroots punk scene from the inside. Its authentic voice made it a cult classic of its time and a much sought-after historical artefact to this day. On the 40th anniversary of the magazine’s final publication, Omnibus Press are providing the definitive edition of Sniffin Glue…. This is the best possible way to experience the counter-cultural revolution of the ‘70s that spread anarchy throughout the UK.
Samson/Daft/Donnet's Management is a robust foundation text providing a balance of broad, theoretical content with an engaging, easy-to-understand writing style. It covers the four key management functions - planning, organising, leading and controlling - conveying to students the elements of a manager's working day. Along with current management theory and practice, the authors integrate coverage of innovation, entrepreneurship, agile workplaces, social media and new technology throughout. This sixth edition features a new author on the team and contains updates to content based on recent research. Real-life local and international examples showcase the ongoing changes in the management world. Focusing on a 'skills approach', they bring concepts to life for students, supporting motivation, confidence and mastery. Each part concludes with a contemporary continuing case study, focusing on car company Toyota as it faces managerial challenges and opportunities in the region.
Useful for prospective and current students, this practical and comprehensive guide maximizes the experience of studying abroad in Australia. Drawing from the author's personal experience as an international student, this handbook explores questions such as Why should I study overseas? Have I the resources to do so? Which university should I attend? What do I need to do in advance? Where will I live? Should I work or volunteer? What are my options after graduating? and How do I succeed in my Australian education? Highlighting issues and presenting a bevy of information, this reference will aid international students in making informed choices about their educational experiences.
Presents a travel guide to Mozambique and its various provinces, including information on geography, climate, government, culture, language, religion, and wildlife, with tips on restaurants, hikes, and other outdoor activities.
For educators, practitioners, researchers, and everyone striving for personal growth and a fulfilling life! This completely revised edition of a classic in the field provides a unique way to learn about positive psychology and what is right and best about human beings. Positive Psychology at the Movies now reviews nearly 1,500 movies, includes dozens of evocative film images, and is replete with practical aids to learning. Positive psychology is one of the most important modern developments in psychology. Films brilliantly illustrate character strengths and other positive psychology concepts and inspire new ways of thinking about human potential. Positive Psychology at the Movies uses movies to introduce the latest research, practices, and concepts in this field of psychology. This book systematically discusses each of the 24 character strengths, balancing film discussion, related psychological research, and practical applications. Practical resources include a syllabus for a positive psychology course using movies, films suitable for children, adolescents, and families, and questions likely to inspire classroom and therapy discussions. Positive Psychology at the Movies was written for educators, students, practitioners, and researchers, but anyone who loves movies and wants to change his or her life will find it inspiring and relevant. Watching the movies recommended in this book will help the reader practice the skill of strengths-spotting in themselves and others and support personal growth and self-improvement. Read this book to learn more about positive psychology – and watch these films to become a better person!
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