Forced into retirement, Judah Woodbine feels useless while his wife still goes to work. He had to quit his job due to a bum leg, leaving him with household chores to fill his days while Rose thrives in her career. One day, however, Rose comes home early, and Judah accidentally kills the woman he loves. Her unexpected death opens the door to memories Judah thought he'd lost. To escape present trauma, his mind travels back in time to a childhood marked by illness and a sense of abandonment. A victim of polio, Judah is removed from his family and community for two years to receive proper treatment. When he returns, he is a changed boy, and his mother hides from him due to her own guilt. His home life is never the same. He eventually leaves home to seek peace. He educates himself and builds a career and family. But divorce follows, and then tragedy strikes when a drunk driver injures his son. Judah's life again centers on a hospital-where he meets Rose, who will help him find his path to redemption. In order to move forward, Judah must learn to accept life is tainted by tragedy, but enriched with joy, love, and hope.
Sometimes life hits you like a ton of bricks. Everyone deals with life's problems differently. Some may use alcohol, sex, or shopping. However, my vice was drugs. Nobody wakes up and says, "I want to be an addict," but trust me, every family, or a family member, has experienced it themselves. Some families become enablers when they find out someone has an addiction, and some are just downright cruel. I just pray that this book helps someone or a family member to know what you are going through.
A global look at the reasons behind the recent economic collapse, and the responses to it The speculative bubble in the housing market began to burst in the United States in 2007, and has been followed by ruptures in virtually every asset market in almost every country in the world. Each country proposed a range of policy initiatives to deal with its crisis. Policies that focused upon stabilizing the housing market formed the cornerstone of many of these proposals. This internationally focused book evaluates the genesis of the housing market bubble, the global viral contagion of the crisis, and the policy initiatives undertaken in some of the major economies of the world to counteract its disastrous affects. Unlike other books on the global crisis, this guide deals with the housing sector in addition to the financial sector of individual economies. Countries in many parts of the world were players in either the financial bubble or the housing bubble, or both, but the degree of impact, outcome, and responses varied widely. This is an appropriate time to pull together the lessons from these various experiences. Reveals the housing crisis in the United States as the core of the meltdown Describes the evolution of housing markets and policies in the run-up to the crisis, their impacts, and the responses in European and Asian countries Compares experiences and linkages across countries and points to policy implications and research lessons drawn from these experiences Filled with the insights of well-known contributors with strong contacts in practice and academia, this timely guide discusses the history and evolution of the recent crisis as local to each contributor's part of the world, and examines its distinctive and common features with that of the U.S., the trajectory of its evolution, and the similarities and differences in policy response.
The longer WorldCom Chief Audit Executive Cynthia Cooper stares at the entries in front of her, the more sinister they seem. But the CFO is badgering her to delay her team's audit of the company's books and directing others to block Cooper's efforts. Still, something in the pit of her stomach tells her to keep digging. Cooper takes readers behind the scenes on a riveting, real-time journey as she and her team work at night and behind closed doors to expose the largest fraud in corporate history. Whom can they trust? Could she lose her job? Should she fear for her physical safety? In Extraordinary Circumstances, she recounts for the first time her journey from her close family upbringing in a small Mississippi town, to working motherhood and corporate success, to the pressures of becoming a whistleblower, to being named one of Time's 2002 Persons of the Year. She also provides a rare insider's glimpse into the spectacular rise and fall of WorldCom, a telecom titan, the darling of Wall Street, and a Cinderella story for Mississippi. With remarkable candor, Cooper discusses her struggle to overcome these challenges, and how she has found healing through sharing the lessons learned with the next generation. This book reminds us all that ethical decision-making is not forged at the crossroads of major events but starts in childhood, "decision by decision and brick by brick." At a time when corporate dishonesty is dominating public attention, Extraordinary Circumstances makes it clear that the tone set at the top is critical to fostering an ethical environment in the work-place. Provocative, moving, and intensely personal, Extraordinary Circumstances is a wake-up call to corporate leaders and an intimate glimpse at a scandal that shook the business world.
Introducing a revolutionary new quantitative approach to hybrid securities valuation and risk management To an equity trader they are shares. For the trader at the fixed income desk, they are bonds (after all, they pay coupons, so what's the problem?). They are hybrid securities. Neither equity nor debt, they possess characteristics of both, and carry unique risks that cannot be ignored, but are often woefully misunderstood. The first and only book of its kind, The Handbook of Hybrid Securities dispels the many myths and misconceptions about hybrid securities and arms you with a quantitative, practical approach to dealing with them from a valuation and risk management point of view. Describes a unique, quantitative approach to hybrid valuation and risk management that uses new structural and multi-factor models Provides strategies for the full range of hybrid asset classes, including convertible bonds, preferreds, trust preferreds, contingent convertibles, bonds labeled "additional Tier 1," and more Offers an expert review of current regulatory climate regarding hybrids, globally, and explores likely political developments and their potential impact on the hybrid market The most up-to-date, in-depth book on the subject, this is a valuable working resource for traders, analysts and risk managers, and a indispensable reference for regulators
Perry's Department Store: A Buying Simulation bridges the gap between the principles of retail buying and mathematical concepts using a unique simulation approach that takes readers step-by-step through a real-life buying experience. Videtic and Steele present a simplified process for making complex buying decisions using the fictitious Perry's Department Store that walks students through the steps a new buyer would take to complete a six-month buying plan and a merchandise assortment plan for categories including junior, misses' bridge/contemporary, men's, children's, denim, accessories, or home fashion. The fourth edition has been revised with statistical information to reflect a more contemporary structure and business model for a successful department store.The new Perry's Department Store is organized to reflect a larger-scale department store in today's market. Students interact by researching current market and industry trends to build their business. The charts and forms in this book and companion website are replicas of those found in the retail and wholesale industry to expose student to the procedures and policies they can expect to find in a first job as an assistant buyer. This new edition and companion website launches students directly into the exciting role of a retail buyer in the fashion industry.
Talks about the transformation from peasant to middle-class lifestyles; how mass education has changed Caribbean society; how race and class have turned everything, including Carnival, upsidedown, and how the 'outside child' remains a deep-rooted West Indian constant that you can't put out of the house.
Reflecting ongoing changes in the structure and regulation of modern business practice, Business Organizations: Cases, Problems, and Case Studies, Fourth Edition offers a unique combination of doctrine, problems, and case studies. Recent, high-interest cases are balanced against classic teaching chestnuts. Brief, innovative problems are used in combination with longer case studies. Recent Delaware Supreme Court decisions, updated case studies, and a strong website support a clear and sustained examination of the role and purview of the law in business transactions. New to the Fourth Edition: Recent Delaware Supreme Court and Chancery Court cases, including eBay v. Newmark; DFC Global v. Muirfield Value Partners; In re: Trulia; Kahn v. M&F Worldwide (MFW); Corwin v. KKR; and new parent/subsidiary vicarious liability cases New textual coverage of developing trends such as shareholder activism, exploding deal litigation and judicial efforts to reign it in, hedge fund appraisal arbitrage, and Public Benefit Companies Revised Uniform Partnership Act materials, as updated through 2013 Updated case studies and problems that consistently reinforce topical coverage Professors and students will benefit from: A discriminating selection of fresh cases and classic chestnuts In-depth coverage of how the law applies to modern business structures, (such as joint ventures, venture capital arrangements, franchises, and new limited liability business forms) as well as growth industries (such as computers, biotechnology, and telecommunications) Short problems after selected topics that give students practice applying the legal principles covered in that section Case studies styled on the B-school model that provide opportunities for in-depth analysis of the law in business transactions Hybrid entities treated in detail, including a separate chapter on limited liability companies
This definitive guide to Southern cooking methods and techniques by the creators of the PBS show New Southern Cooking features more than 600 recipes. In Mastering the Art of Southern Cooking, Nathalie Dupree and Cynthia Graubart present the most comprehensive book on Southern cuisine in nearly a century. Based on years of research, Dupree and Graubart embrace the great Southern cookbooks and recipes of the past, enhancing them with the foods and conveniences of today. With more than 600 recipes and hundreds of step-by-step photographs, Dupree and Graubart make it easy to learn the techniques for creating the South’s fabulous cuisine. From basics such as cleaning vegetables and scrubbing a country ham, to show-off skills like making a soufflé and turning out the perfect biscuit—all are explained and pictured with clarity and plenty of stories that entertain.
Written for high school or beginning undergraduate students, this four-volume reference valiantly attempts to provide a historical framework for the perhaps overly broad concept of world trade. Entry topics were selected on trade organizations, influential people, commodities, events that affected trade, trade routes, navigation, religion, communic
A guide to preparing for the Florida Teacher Certification Exam in sixth through twelfth grade social studies, including reviews of content, test-taking strategies, two practice tests with explained answers, and a CD-ROM with additional study resources.
Soups warm your heart as well as your stomach. A former caterer, Simonds answers questions such as, How do you simmer a sumptuous stock? What are the essential ingredients for creamy chowder? How do you build layers of flavor in a stew? Whether you're tempted to try an old favorite or one of Simonds's trademark innovative recipes, the author stresses that soups are best when made with the freshest ingredients from local producers.
FTCE Social Science Grades 6-12 Test Prep with Online Practice Tests 3rd Edition - Completely Aligned with the Current Exam REA's FTCE Social Science Grades 6-12 test prep is designed to help teacher candidates pass the FTCE Social Science exam and get certified to teach. Our test prep is perfect for teacher education students and career-changing professionals who are seeking certification as social science teachers in Florida. Written by a Florida education expert and fully aligned with the latest test specifications, our book contains a targeted review of all the competencies and skills tested on the exam: geography, economics, political science, world history, U.S. history, and social science and its methodology. An online diagnostic test based on actual FTCE exam questions pinpoints strengths and weaknesses and helps you identify areas in need of further study. Two full-length practice tests (in the book and online) are balanced to include every type of question on the test. Our online tests are offered in a timed format with automatic scoring and diagnostic feedback to help you zero in on the topics and types of questions that give you trouble now, so you can succeed on test day. This test prep is a must-have for anyone who wants to become a social science teacher in Florida! REA books and software have proven to be the extra support teacher candidates need to pass their challenging tests for licensure. Our comprehensive test preps are teacher-recommended and written by experts in the field.
The Corporate Secretary's Answer Book is the only comprehensive, single-volume reference to address the specific tasks corporate secretaries face on a daily basis in a Q&A format. Every topic is conveniently listed for easy reference with an index organized by commonly used terms. With all of this valuable "know-how" located within one volume, corporate secretaries will be able to find the best way to proceed with any particular matter, quickly and confidently. The Corporate Secretary's Answer Book also includes sample forms and checklists that offer step-by-step guidance to completing each phase of the corporate secretary's duties throughout the year, especially under Sarbanes-Oxley, including: Conduct of Shareholder Meeting Guidelines - Annual Meeting Script - Minutes of Incentive Committee Meeting - Establishing a Special Litigation Committee of the Board - Audit Committee Charter - Corporate Governance Listing Standards - Corporate Governance Guidelines - Corporate Disclosure - and much more!
Perry's Department Store: A Buying Simulation bridges the gap between the principles of retail buying and mathematical concepts using a unique simulation approach that takes readers step-by-step through a real-life buying experience. Videtic and Steele present a simplified process for making complex buying decisions using the fictitious Perry's Department Store that walks students through the steps a new buyer would take to complete a six-month buying plan and a merchandise assortment plan for categories including junior, misses' bridge/contemporary, men's, children's, denim, accessories, or home fashion. The fourth edition has been revised with statistical information to reflect a more contemporary structure and business model for a successful department store.The new Perry's Department Store is organized to reflect a larger-scale department store in today's market. Students interact by researching current market and industry trends to build their business. The charts and forms in this book and companion website are replicas of those found in the retail and wholesale industry to expose student to the procedures and policies they can expect to find in a first job as an assistant buyer. This new edition and companion website launches students directly into the exciting role of a retail buyer in the fashion industry.
Cynthis Young's Algebra & Trigonometry, Fourth Edition will allow students to take the guesswork out of studying by providing them with a clear roadmap: what to do, how to do it, and whether they did it right, while seamlessly integrating to Young's learning content. Algebra & Trigonometry, Fourth Edition is written in a clear, single voice that speaks to students and mirrors how instructors communicate in lecture. Young's hallmark pedagogy enables students to become independent, successful learners. Varied exercise types and modeling projects keep the learning fresh and motivating. Algebra & Trigonometry 4e continues Young's tradition of fostering a love for succeeding in mathematics.
“An excellent primer for whole-foods cooking at home.” —Booklist “A classic family favorite.” —ParentMap This updated edition of the bestselling family-friendly whole foods cookbook offers over 200 delicious and healthy recipes you and your kids will love! For over 15 years, Cynthia Lair’s classic cookbook has been the best source for parents who want to cook one healthy meal for the entire family. With more than 200 recipes, this revised fourth edition teaches the basics of introducing a balanced whole foods diet—from grains and beans to meat, dairy, fruits, and vegetables—to your home. Feeding the Whole Family also includes information on: • Breastfeeding and beginning babies on solid foods • Navigating food allergies and intolerances • How to raise healthy eaters • How to adapt each recipe for babies, with more complex versions for older kids and adults • Simple solutions for packing healthy lunch boxes • How to get your kids involved in the meal preparation process • The importance of sharing nourishing meals as a family Informative and full of practical advice, Feeding the Whole Family will help take the stress out of finding healthy recipes everyone will like—so you can sit down, relax, and enjoy mealtime with your loved ones.
As ever in the Bank's 300 year history, it doesn't matter who proposes, the Bank disposes - on its own terms. It is no accident that during the nineties, the bank organised what, with hindsight, amounted to a pogrom against the independents in financial j
Minnesota, 1983 The Mostly Methodist Club met Saturday morning year-round, but was at its best in autumn and winter, when it helped steel the ladies for the Sundays their men spent watching TV sports with eyes glazed like so many holiday hams… The mostly-married, mostly-middle-aged members of the Mostly Methodist Club (Deborah Cohen made it “Mostly”) were used to swapping recipes, not stock tips. They’d taken few risks in their lives, and had even fewer adventures. But when a pink-haired young rebel named Skye found her way into the group, things changed. The ladies had already begun looking into investment opportunities, after realizing that their retirement earnings would barely keep them in Burpee seeds and baking powder. But it was Skye who tipped them off to a struggling new company that might be worth sinking a few dollars into. A company that was developing some interesting new technology. A company run by a man named Bill Gates…
The longer WorldCom Chief Audit Executive Cynthia Cooper stares at the entries in front of her, the more sinister they seem. But the CFO is badgering her to delay her team's audit of the company's books and directing others to block Cooper's efforts. Still, something in the pit of her stomach tells her to keep digging. Cooper takes readers behind the scenes on a riveting, real-time journey as she and her team work at night and behind closed doors to expose the largest fraud in corporate history. Whom can they trust? Could she lose her job? Should she fear for her physical safety? In Extraordinary Circumstances, she recounts for the first time her journey from her close family upbringing in a small Mississippi town, to working motherhood and corporate success, to the pressures of becoming a whistleblower, to being named one of Time's 2002 Persons of the Year. She also provides a rare insider's glimpse into the spectacular rise and fall of WorldCom, a telecom titan, the darling of Wall Street, and a Cinderella story for Mississippi. With remarkable candor, Cooper discusses her struggle to overcome these challenges, and how she has found healing through sharing the lessons learned with the next generation. This book reminds us all that ethical decision-making is not forged at the crossroads of major events but starts in childhood, "decision by decision and brick by brick." At a time when corporate dishonesty is dominating public attention, Extraordinary Circumstances makes it clear that the tone set at the top is critical to fostering an ethical environment in the work-place. Provocative, moving, and intensely personal, Extraordinary Circumstances is a wake-up call to corporate leaders and an intimate glimpse at a scandal that shook the business world.
Cynthia Young's Precalculus, 4th edition helps students take the guesswork out of studying by offering them an easy to read and clear roadmap that tells them what to do, how to do it, and whether they did it right. With this revision, the author focuses on the most difficult topics in precalculus, bringing clarity to challenging learning objectives.
Basic Laboratory Methods for Biotechnology, Third Edition is a versatile textbook that provides students with a solid foundation to pursue employment in the biotech industry and can later serve as a practical reference to ensure success at each stage in their career. The authors focus on basic principles and methods while skillfully including recent innovations and industry trends throughout. Fundamental laboratory skills are emphasized, and boxed content provides step by step laboratory method instructions for ease of reference at any point in the students’ progress. Worked through examples and practice problems and solutions assist student comprehension. Coverage includes safety practices and instructions on using common laboratory instruments. Key Features: Provides a valuable reference for laboratory professionals at all stages of their careers. Focuses on basic principles and methods to provide students with the knowledge needed to begin a career in the Biotechnology industry. Describes fundamental laboratory skills. Includes laboratory scenario-based questions that require students to write or discuss their answers to ensure they have mastered the chapter content. Updates reflect recent innovations and regulatory requirements to ensure students stay up to date. Tables, a detailed glossary, practice problems and solutions, case studies and anecdotes provide students with the tools needed to master the content.
Horse gear must fit well to best function with the horse’s body and movement. Although Horseman’s Guide to Tack and Equipment details available options for individual pieces of equipment, the book isn’t a buying guide for purchasing equipment, but a usage guide explaining how to attain the best riding results with various items of gear. Each chapter addresses a piece of equipment, such as a saddle, or family of items, such as ground-working equipment; provides an expert opinion on how best to adjust the equipment for a horse’s build and range of motion; and provides, if applicable, event-specific considerations when using that equipment. Equipment care and common equipment-fitting mistakes are addressed in sidebars.
The revised Fourth Edition of this popular textbook is redesigned with Excel 2016 to encourage business students to develop competitive advantages for use in their future careers as decision makers. Students learn to build models using logic and experience, produce statistics using Excel 2016 with shortcuts, and translate results into implications for decision makers. The textbook features new examples and assignments on global markets, including cases featuring Chipotle and Costco. A number of examples focus on business in emerging global markets with particular emphasis on emerging markets in Latin America, China, and India. Results are linked to implications for decision making with sensitivity analyses to illustrate how alternate scenarios can be compared. The author emphasises communicating results effectively in plain English and with screenshots and compelling graphics in the form of memos and PowerPoints. Chapters include screenshots to make it easy to conduct analyses in Excel 2016. PivotTables and PivotCharts, used frequently in business, are introduced from the start. The Fourth Edition features Monte Carlo simulation in four chapters, as a tool to illustrate the range of possible outcomes from decision makers’ assumptions and underlying uncertainties. Model building with regression is presented as a process, adding levels of sophistication, with chapters on multicollinearity and remedies, forecasting and model validation, auto-correlation and remedies, indicator variables to represent segment differences, and seasonality, structural shifts or shocks in time series models. Special applications in market segmentation and portfolio analysis are offered, and an introduction to conjoint analysis is included. Nonlinear models are motivated with arguments of diminishing or increasing marginal response.
Exceptional managers know that they can create competitive advantages by basing decisions on performance response under alternative scenarios. To create these advantages, managers need to understand how to use statistics to provide information on performance response under alternative scenarios. Statistics are created to make better decisions. Statistics are essential and relevant. Statistics must be easily and quickly produced using widely available software, Excel. Then results must be translated into general business language and illustrated with compelling graphics to make them understandable and usable by decision makers. This book helps students master this process of using statistics to create competitive advantages as decision makers. Statistics are essential, relevant, easy to produce, easy to understand, valuable, and fun, when used to create competitive advantage. The Examples, Assignments, And Cases Used To Illustrate Statistics For Decision Making Come From Business Problems McIntire Corporate Sponsors and Partners, such as Rolls-Royce, Procter & Gamble, and Dell, and the industries that they do business in, provide many realistic examples. The book also features a number of examples of global business problems, including those from important emerging markets in China and India. It is exciting to see how statistics are used to improve decision making in real and important business decisions. This makes it easy to see how statistics can be used to create competitive advantages in similar applications in internships and careers. Learning Is Hands On With Excel and Shortcuts
“This exciting saga crosses space and time to illustrate how humans, born of stardust, were shaped—and how they in turn shaped the world we know today.” —Publishers Weekly This book offers “world history on a grand scale”—pulling back for a wider view and putting the relatively brief time span of human history in context. After all, our five thousand years of recorded civilization account for only about one millionth of the lifetime of our planet (Kirkus Reviews). Big History interweaves different disciplines of knowledge, drawing on both the natural sciences and the human sciences, to offer an all-encompassing account of history on Earth. This new edition is more relevant than ever before, as we increasingly grapple with accelerating rates of change and, ultimately, the legacy we will bequeath to future generations. Here is a path-breaking portrait of our world, from the birth of the universe from a single point the size of an atom to life on a twenty-first-century planet inhabited by seven billion people.
Reflecting ongoing changes in the structure and regulation of modern business practice, Business Organizations: Cases, Problems, and Case Studies, Fourth Edition offers a unique combination of doctrine, problems, and case studies. Recent, high-interest cases are balanced against classic teaching chestnuts. Brief, innovative problems are used in combination with longer case studies. Recent Delaware Supreme Court decisions, updated case studies, and a strong website support a clear and sustained examination of the role and purview of the law in business transactions. New to the Fourth Edition: Recent Delaware Supreme Court and Chancery Court cases, including eBay v. Newmark; DFC Global v. Muirfield Value Partners; In re: Trulia; Kahn v. M&F Worldwide (MFW); Corwin v. KKR; and new parent/subsidiary vicarious liability cases New textual coverage of developing trends such as shareholder activism, exploding deal litigation and judicial efforts to reign it in, hedge fund appraisal arbitrage, and Public Benefit Companies Revised Uniform Partnership Act materials, as updated through 2013 Updated case studies and problems that consistently reinforce topical coverage Professors and students will benefit from: A discriminating selection of fresh cases and classic chestnuts In-depth coverage of how the law applies to modern business structures, (such as joint ventures, venture capital arrangements, franchises, and new limited liability business forms) as well as growth industries (such as computers, biotechnology, and telecommunications) Short problems after selected topics that give students practice applying the legal principles covered in that section Case studies styled on the B-school model that provide opportunities for in-depth analysis of the law in business transactions Hybrid entities treated in detail, including a separate chapter on limited liability companies
The Larksdale Ladies are back with a solid portfolio of friendships, and, of course, stocks. They’ve made some money. Okay, a lot of money. And now, ten years later, at the height of the tech boom, their investment club is about to witness firsthand the peaks of small-town Silicon Valley—and the valleys. When Larksdale’s biggest company, PMT Software, is sold to a multimedia giant, locals become instant millionaires. But when the giant proves to be a sham and PMT’s inflated stock tanks, the whole town faces ruin. It’s up to the ladies to save the day. Along with the business savvy of founding investment club members, there’s the forward-thinking vision of newcomer Callie Brentland. A young engineer for PMT Software, she shines at work—that is, when she isn’t obsessing over sexy renegade programmer Jake Miller. Now, Callie has an idea that will turn the tables on the corporate pirates. Her best friend is working on a brilliant new invention that may be just the comeback weapon they need. The ladies are armed. And their prospects look pretty good. “Welcome to the Larksdale Ladies Independence Club, where you’re sure to learn as much about friendship as about finances.”—Lynne Hinton, author of Friendship Cake
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