Developing Annuities Markets: The Experience of Chile is part of a multicountry World Bank project analyzing the market for retirement products. Among countries that have reformed their pension systems since the early 1990s, the Chilean case has emerged as the most relevant for drawing policy lessons on the role of the private sector in the provision of retirement income for two reasons: the depth, sophistication, and efficiency of the country's retirement products market, and the fact that this market was successfully developed from scratch by a middle-income country. The book examines in det.
Empirical analyses of annuities markets have been limited to a few industrial countries and restricted by data limitations. Chile provides excellent conditions for research on annuities because of the depth of its market and the availability of data. The authors use a panel of life insurance company data to examine econometrically the main determinants of the annuity rate, defined as the internal rate of return on annuities. The results indicate that the annuity rate is determined by the risk-free interest rate, the share of privately-issued higher yield securities in the portfolio of providers as a proxy for the spread over the risk-free rate, the leverage of providers, the level of broker's commissions, the market share of individual providers, the level of the premium, and the degree of market competition. The results also show that efforts to improve market transparency produced structural shifts in the parameters of the annuity rate equation. The results are consistent with separate research on money's worth ratios, and indicate the need to develop appropriate financial instruments, allowing providers to hedge their risks while extracting higher returns, and also to ensure competition and transparency in annuities markets, in order to ensure good outcomes for annuitants. "--World Bank web site.
Highly respected New Testament scholar Craig Keener is known for his meticulous and comprehensive research. This commentary on Acts, his magnum opus, may be the largest and most thoroughly documented Acts commentary available. Useful not only for the study of Acts but also early Christianity, this work sets Acts in its first-century context. In this volume, the second of four, Keener continues his detailed exegesis of Acts, utilizing an unparalleled range of ancient sources and offering a wealth of fresh insights. This magisterial commentary will be an invaluable resource for New Testament professors and students, pastors, Acts scholars, and libraries.
This seventh edition of Soil Mechanics, widely praised for its clarity, depth of explanation and extensive coverage, presents the fundamental principles of soil mechanics and illustrates how they are applied in practical situations. Worked examples throughout the book reinforce the explanations and a range of problems for the reader to solve p
This book is intended primarily to serve the needs of the undergraduate civil engineering student and aims at the clear explanation, in adequate depth, of the fundamental principles of soil mechanics. The understanding of these principles is considered to be an essential foundation upon which future practical experience in soils engineering can be built. The choice of material involves an element of personal opinion but the contents of this book should cover the requirements of most undergraduate courses to honours level. It is assumed that the student has no prior knowledge of the subject but has a good understanding of basic mechanics. The book includes a comprehensive range of worked examples and problems set for solution by the student to consolidate understanding of the fundamental principles and illustrate their application in simple practical situations. The International System of Units is used throughout the book. A list of references is included at the end of each chapter as an aid to the more advanced study of any particular topic. It is intended also that the book will serve as a useful source of reference for the practising engineer. In the third edition no changes have been made to the aims of the book. Except for the order of two chapters being interchanged and for minor changes in the order of material in the chapter on consolidation theory, the basic structure of the book is unaltered.
Highly respected New Testament scholar Craig Keener is known for his meticulous and comprehensive research. This commentary on Acts, his magnum opus, may be the largest and most thoroughly documented Acts commentary available. Useful not only for the study of Acts but also early Christianity, this work sets Acts in its first-century context. In this volume, the first of four, Keener introduces the book of Acts, particularly historical questions related to it, and provides detailed exegesis of its opening chapters. He utilizes an unparalleled range of ancient sources and offers a wealth of fresh insights. This magisterial commentary will be a valuable resource for New Testament professors and students, pastors, Acts scholars, and libraries.
Highly respected New Testament scholar Craig Keener is known for his meticulous and comprehensive research. This commentary on Acts, his magnum opus, may be the largest and most thoroughly documented Acts commentary available. Useful not only for the study of Acts but also early Christianity, this work sets Acts in its first-century context. In this volume, the third of four, Keener continues his detailed exegesis of Acts, utilizing an unparalleled range of ancient sources and offering a wealth of fresh insights. This magisterial commentary will be an invaluable resource for New Testament professors and students, pastors, Acts scholars, and libraries.
Highly respected New Testament scholar Craig Keener is known for his meticulous and comprehensive research. This commentary on Acts, his magnum opus, may be the largest and most thoroughly documented Acts commentary ever written. Useful not only for the study of Acts but also early Christianity, this work sets Acts in its first-century context. In this volume, the last of four, Keener finishes his detailed exegesis of Acts, utilizing an unparalleled range of ancient sources and offering a wealth of fresh insights. This magisterial commentary will be an invaluable resource for New Testament professors and students, pastors, Acts scholars, and libraries. The complete four-volume set is available at a special price.
Movies have become the stories of our culture. People love to discuss favorite movies and actors, and this interest can help you communicate God’s Word with power—if you have exciting, movie-based illustrations at your fingertips. Now the editors of PreachingToday.com have gathered the best movie-based illustrations, the scenes that convey biblical truth convincingly. This collection contains 101 complete illustrations straight from popular movies your listeners can relate to. Each illustration is easy to use—you don’t even have to be familiar with the movie to share the truth it portrays. ·Complete index includes multiple keywords and relevant Scripture passages for easy selection.·Each illustration provides plot summary and detailed description of the scene—you can tell the story well even if you haven’t seen the movie.·Exact begin and end times are given for each illustration if you wish to show the video clip.·Each illustration gives background information on the movie—year created, MPAA rating, and more. This handy, to-the-point resource will help you add dramatic muscle to your sermons and lessons. Engage your listeners’ imaginations through the power of movies—and drive biblical truths home to their hearts.
Are the canonical Gospels historically reliable? The four canonical Gospels are ancient biographies, narratives of Jesus’s life. The authors of these Gospels were intentional in how they handled historical information and sources. Building on recent work in the study of ancient biographies, Craig Keener argues that the writers of the canonical Gospels followed the literary practices of other biographers in their day. In Christobiography he explores the character of ancient biography and urges students and scholars to appreciate the Gospel writers’ method and degree of accuracy in recounting the life and ministry of Jesus. Keener’s Christobiography has far-reaching implications for the study of the canonical Gospels and historical Jesus research. He concludes that the four canonical Gospels are historically reliable ancient biographies.
A fresh new look at the Enlightenment intellectual who became the most controversial of America's founding fathers Despite his being a founder of both the United States and the French Republic, the creator of the phrase "United States of America," and the author of Common Sense, Thomas Paine is the least well known of America's founding fathers. This edifying biography by Craig Nelson traces Paine's path from his years as a London mechanic, through his emergence as the voice of revolutionary fervor on two continents, to his final days in the throes of dementia. By acquainting us as never before with this complex and combative genius, Nelson rescues a giant from obscurity-and gives us a fascinating work of history.
Essential for ob/gyn physicians, primary care physicians, and any health care provider working with pregnant or postpartum women, Drugs in Pregnancy and Lactation: A Reference Guide to Fetal and Neonatal Risk, 12th Edition, puts must-know information at your fingertips in seconds. An easy A-to-Z format lists more than 1,400 of the most commonly prescribed drugs taken during pregnancy and lactation, with detailed monographs designed to provide the most essential information on possible effects on the mother, embryo, fetus, and nursing infant.
Craig Brown was the first Scotland manager to take his side to the European Championship and World Cup Finals in succession. He began his career as a professional footballer and was a member of Dundee's championship winning side in 1962, the only time the club has ever won the title. However, a knee injury brought a promising career to a premature end, and it was to be as a manager that Craig's talents really shone through. In this autobiography, he talks about the thrills and spills of this relentlessly demanding job and takes us behind the scenes, into the dressing room with its tensions, decisions and celebrations.
Drawing from the perspectives of a variety of disciplines, this innovative text is unlike any others of its kind. Health Policy Analysis: An Interdisciplinary Approach, Third Edition analyzes current U.S. health policy and proposes various alternatives for developing future health policy without pushing a single solution set--rather, it considers the viewpoints of economics, political science, management, communications, technology, and public health.
Put essential information at your fingertips – before you prescribe. The updated 11th edition of Drugs in Pregnancy and Lactation: A Reference Guide to Fetal and Neonatal Risk lists more than 1,200 commonly prescribed drugs taken during pregnancy and lactation, with detailed monographs that provide the information you need on known or possible effects on the mother, embryo, fetus, and nursing infant. For the 11th edition, this bestselling reference has two new authors, both highly knowledgeable on the effects of drugs on the embryo-fetus and nursing infant: Craig V. Towers, a maternal-fetal medicine specialist, and Alicia B. Forinash, a clinical pharmacologist specialist in obstetrics.
As a market town and one of the seats of government of the county authority, Alnwick played a key role in the coordination of Northumberlands war effort. With a wide rural hinterland, the town was considerably important in the production and dispersal of food, which was vital to the war effort. As the home of the Duke of Northumberland, the town had a hugely influential role in the overall Northumbrian war effort from civilian affairs to military recruitment.The town shared a proud tradition of military service with the wider region, and this was reflected in the huge numbers of Alnwick men and women who came forward for service in the military or in roles such as nursing. The town was a regional recruitment centre and hosted its own unit of the 1/7th (Territorial) Battalion, Northumberland Fusiliers, as well as other military units. From 1915, Alnwick was also one of the largest infantry training bases in the north of England. Many of the locally raised Pals Battalions, which were raised in the north, received their training here. For those left behind in Alnwick, the war was a time of worry and hardship, however others saw the business opportunities. This book includes accounts of the struggle that local families faced in coping with rising wartime prices, longer working hours and endless worry, sometimes in the face of accusations of drunkenness or idleness from the authorities and unfair criticism of the rural districts recruiting record.Despite these hardships, the people of Alnwick provided incredible charitable support right up until the end of the war, in addition to their normal efforts. Several military hospitals were set up in the town and surrounding area, with the training base later becoming a recuperation base for injured soldiers. These momentous efforts are explained throughout this compelling book, which is a testimony to the bravery, self-sacrifice and determination of the people of Alnwick during the Great War.
Drawing from the perspectives of a variety of disciplines, this innovative text is unlike any others of its kind. Health Policy Analysis: An Interdisciplinary Approach, Fourth Edition analyzes current U.S. health policy and proposes various alternatives for developing future health policy without pushing a single solution set—rather, it considers the viewpoints of health economics, political science, health technology assessment, evaluation, and health services research. Expanded to cover the entire health policy cycle, the Fourth Edition is organized into five sections, beginning with an exploration of the current and historical issues with the U.S. healthcare system and consideration of the alternatives for future policy that have strong support. It then reviews the political processes that influence planning in various healthcare settings; presents the accepted methods of economic and financial analysis; and addresses the ethical and other value considerations that must factor into
Newton Minow’s long engagement with the world of television began nearly fifty years ago when President Kennedy appointed him chairman of the Federal Communications Commission. As its head, Minow would famously dub TV a “vast wasteland,” thus inaugurating a career dedicated to reforming television to better serve the public interest. Since then, he has been chairman of PBS and on the board of CBS and elsewhere, but his most lasting contribution remains his leadership on televised presidential debates. He was assistant counsel to Illinois governor Adlai Stevenson when Stevenson first proposed the idea of the debates in 1960; he served as cochair of the presidential debates in 1976 and 1980; and he helped create and is currently vice chairman of the Commission on Presidential Debates, which has organized the debates for the last two decades. Written with longtime collaborator Craig LaMay, this fascinating history offers readers for the first time a genuinely inside look into the origins of the presidential debates and the many battles—both legal and personal—that have determined who has been allowed to debate and under what circumstances. The authors do not dismiss the criticism of the presidential debates in recent years but do come down solidly in favor of them, arguing that they are one of the great accomplishments of modern American electoral politics. As they remind us, the debates were once unique in the democratic world, are now emulated across the globe, and they offer the public the only real chance to see the candidates speak in direct response to one another in a discussion of major social, economic, and foreign policy issues. Looking to the challenges posed by third-party candidates and the emergence of new media such as YouTube, Minow and LaMay ultimately make recommendations for the future, calling for the debates to become less formal, with candidates allowed to question each other and citizens allowed to question candidates directly. They also explore the many ways in which the Internet might serve to broaden the debates’ appeal and informative power. Whether it’s Clinton or Obama vs. McCain, Inside the Presidential Debates will be welcomed in 2008 by anyone interested in where this crucial part of our democracy is headed—and how it got there.
The first global history of voluntary consensus standard setting. Finalist, Hagley Prize in Business History, The Hagley Museum and Library / The Business History Conference Private, voluntary standards shape almost everything we use, from screw threads to shipping containers to e-readers. They have been critical to every major change in the world economy for more than a century, including the rise of global manufacturing and the ubiquity of the internet. In Engineering Rules, JoAnne Yates and Craig N. Murphy trace the standard-setting system's evolution through time, revealing a process with an astonishingly pervasive, if rarely noticed, impact on all of our lives. This type of standard setting was established in the 1880s, when engineers aimed to prove their status as professionals by creating useful standards that would be widely adopted by manufacturers while satisfying corporate customers. Yates and Murphy explain how these engineers' processes provided a timely way to set desirable standards that would have taken much longer to emerge from the market and that governments were rarely willing to set. By the 1920s, the standardizers began to think of themselves as critical to global prosperity and world peace. After World War II, standardizers transcended Cold War divisions to create standards that made the global economy possible. Finally, Yates and Murphy reveal how, since 1990, a new generation of standardizers has focused on supporting the internet and web while applying the same standard-setting process to regulate the potential social and environmental harms of the increasingly global economy. Drawing on archival materials from three continents, Yates and Murphy describe the positive ideals that sparked the standardization movement, the ways its leaders tried to realize those ideals, and the challenges the movement faces today. Engineering Rules is a riveting global history of the people, processes, and organizations that created and maintain this nearly invisible infrastructure of today's economy, which is just as important as the state or the global market.
In order to provide the latest and most sophisticated treatment, cardiology physicians must possess current knowledge of a vast amount of translational research in the pathophysiology of structural heart disease and its associated disorders as well as recent advances in diagnostic techniques and pharacogenic and interventional therapies. Topics in Structural Heart Disease provides expert reviews and assessment of the most recent clinical research and on current trends in evaluation, diagnosis, and clinical management. Reviews include assessment of emerging data and indications of likely key advances with significant impact on clinical practice in the near future. This volume is a must-have for every cardiologist needing to be fully current on recent advances in structural heart disease and its associated disorders. About the Series Developed by expert faculty at the Cornell Division of Cardiology, the Emerging Concepts in Cardiology series edited by Craig T. Basson and Bruce B. Lerman, provides "state of the art" reviews of each topic from a clinical perspective, with expert analysis of current clinical research and emerging basic and traditional research issues all in concise, attractive and well-illustrated texts.
In order to provide the latest and most sophisticated treatment the cardiology clinician must have current knowledge of a vast amount of translational research in the pathophysiology of these disorders as well as be aware of recent advances and issues in pharmacogenic and interventional therapies. Topics in Arrhythmias and Ischemic Heart Disease provides expert reviews and assessment of the most recent clinical research and on current trends in evaluation, diagnosis, and clinical management. Reviews include assessment of emerging data and indications of likely key advances with signifiacnt impact on clinical research in the near future. This volume is a must-have for every cardiologist needing to be fully current on recent advances in ischemic heart disease and arrhythmic disorders. About the Series Developed by expert faculty at the Cornell Division of Cardiology, the Emerging Concepts in Cardiology series edited by Craig T. Basson and Bruce B. Lerman, provides "state of the art reviews" of each topic from a clinical perspective, with expert perspectives in current clinical research and emerging basic and traditional research issues all in a concise, attractive and well-illustrated texts.
2015 BMA Medical Book Awards Highly Commended in Oncology Category!The Molecular Basis of Cancer arms you with the latest knowledge and cutting-edge advances in the battle against cancer. This thoroughly revised, comprehensive oncology reference explores the scientific basis for our current understanding of malignant transformation and the pathogenesis and treatment of this disease. A team of leading experts thoroughly explains the molecular biologic principles that underlie the diagnostic tests and therapeutic interventions now being used in clinical trials and practice. Detailed descriptions of topics from molecular abnormalities in common cancers to new approaches for cancer therapy equip you to understand and apply the complexities of ongoing research in everyday clinical application. - Effectively determine the course of malignancy and design appropriate treatment protocols by understanding the scientific underpinnings of cancer. - Visually grasp and retain difficult concepts easily thanks to a user-friendly format with abundant full-color figures. - Find critical information quickly with chapters following a logical sequence that moves from pathogenesis to therapy. - Stay current with the latest discoveries in molecular and genomic research. Sweeping revisions throughout include eight brand-new chapters on: Tumor Suppressor Genes; Inflammation and Cancer; Cancer Systems Biology: The Future; Biomarkers Assessing Risk of Cancer; Understanding and Using Information About Cancer Genomes; The Technology of Analyzing Nucleic Acids in Cancer; Molecular Abnormalities in Kidney Cancer; and Molecular Pathology. - Access the entire text and illustrations online, fully searchable, at Expert Consult.
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