Cindy Couyoumjian's Books

Redefining Financial Literacy

Unlocking the Hidden Forces of Your Financial Future

By: Cindy Couyoumjian

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Redefining Financial Literacy

Unlocking the Hidden Forces of Your Financial Future

By: Cindy Couyoumjian

Redefining and Reclaiming Financial Literacy As a certified financial planner with thirty-five years of industry experience, Cindy Couyoumjian is committed to filling the financial literacy void for many Americans. In her timely and thought-provoking book, Cindy gives a unique macro perspective of what she calls “the hidden forces behind your money,” which are the unseen political and economic forces that may influence your investment decisions. Through meticulous research, Cindy shows how these hidden forces have contributed to a complex retirement system, which includes pensions, social security, and what she believes is the outdated 60/40 investment model. To address this issue, Cindy spent endless hours developing a new multi-asset class investment methodology, known as the REALM model, that may offer broader investment strategies aimed to mitigate risk from the hidden forces that may negatively impact your goals. Redefining Financial Literacy can help you • Understand the complex macro forces that you cannot control, yet could determine your financial future, • Take actionable steps to regain command of your retirement strategy, • Build a retirement with potential durable income strategies, lesser volatility, and risk-adjusted returns. Redefining Financial Literacy and Cindy’s innovative REALM model can open your eyes to investment possibilities while helping you regain confidence in the American dream. Diversification does not guarantee profit nor is it guaranteed to protect assets. There is no assurance that any strategy/model will achieve its objectives. Registered Principal offers securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. IFG, Cinergy Financial, and Greenleaf Book Group are not affiliated companies.

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Page Count

271

Publisher

Greenleaf Book Group

Published Date

ISBN 10

1626347417

ISBN 13

9781626347410

The Silent Retirement Crisis

How You Can Build a Sustainable Retirement in a Potentially Broken System

By: Cindy Couyoumjian

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The Silent Retirement Crisis

How You Can Build a Sustainable Retirement in a Potentially Broken System

By: Cindy Couyoumjian

Retirement does not have to be stressful and scary. With proper planning, Americans can not only retire comfortably: They can also prosper. Cindy Couyoumjian’s third book explores the silent retirement crisis that will impact millions of Americans. She uses the term silent to convey the idea that the majority of those who are about to retire, or are in retirement, share a common and unspoken fear—running out of money. Couyoumjian asserts that the anxiety people have about their retirement is not a misdirected emotion. We are led to believe that the fear (silent as it is) is due to our lack of financial literacy or not having a financial plan in place. While some of this is true, it’s not totally our fault: Her book addresses the big-picture, systemic problems that conspire against average Americans while favoring the wealthy few. The first third of the book explores how broken capitalism has contributed to our broken retirement system. The second third offers us a new way of thinking and investing, underscoring how university endowments have achieved extraordinary return by using a multi-asset class investment approach. Part III offers meaningful solutions to the retirement crisis. The author introduces us to her flexible and customizable REALM model designed to potentially protect clients from sudden market losses. Also included is other valuable information such as estate planning, tax strategies, 401(k) rollover options, life insurance, and long-term care initiatives. Couyoumjian shows us that retirement planning isn’t just savings and investing. With an umbrella of other planning items, we can take action to make the difference between an anxious retirement defined by uncertainty and a comfortable one, grounded in prosperity. Founder of Cinergy Financial, Cindy Couyoumjian believes financial literacy is a moral imperative and has dedicated her professional life to helping people understand the constantly evolving financial and economic landscape. With 37 years of industry experience, she is a leader in the financial industry, managing over $200,000,000 in assets. She is the author of two previous best-selling books, Redefining Financial Literacy, (2021) and The Rise of Women and Wealth (2022). She has appeared on NBC, CBS, FOX 40, talk radio AM870 and 790 KABC, and was a brand contributor to Forbes in 2020. Her dedication and commitment to empower with facts, not fear, are unwavering as she continues to educate and guide her clients toward their individualized financial goals and objectives.

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Page Count

257

Publisher

Greenleaf Book Group

Published Date

ISBN 13

9798886450972

The Rise of Women and Wealth

Our Fight for Freedom, Equality, and Control of Our Financial Future

By: Cindy Couyoumjian

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The Rise of Women and Wealth

Our Fight for Freedom, Equality, and Control of Our Financial Future

By: Cindy Couyoumjian

Cindy Couyoumjian—founder of Cinergy Financial, with over 36 years of experience—is on a mission to empower women to stop being spectators and enter the financial arena; to stand up and assert their inalienable right to financial self-determination. Although today in the US, women are making gains in higher education, hold corporate positions, and are successful leaders, men still control most of the household wealth. Yet women are powerful agents of change with boundless potential in the financial realm. In The Rise of Women and Wealth, Cindy shows that by confronting America’s patriarchal past, women can become financially literate; reclaim the power and liberty that have been taken away; embrace a financial future filled with endless possibilities; strongly affirm, “Yes, I can.” Women everywhere must find the courage, strength, and inspiration to move forward by understanding the past. Cindy’s message is a hopeful one, filled with intuitive truths about a brighter tomorrow for women and their financial power and freedom. Cindy Couyoumjian is a Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. Cinergy Financial Greenleaf Book Group Press, R. F. Georgy, and IFG are unaffiliated.

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Page Count

281

Publisher

Greenleaf Book Group

Published Date

ISBN 10

1626349444

ISBN 13

9781626349445

Redefining Financial Literacy

Unlocking the Hidden Forces of Your Financial Future

By: Cindy Couyoumjian

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Redefining Financial Literacy

Unlocking the Hidden Forces of Your Financial Future

By: Cindy Couyoumjian

Average ratings

N/A

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Solve jigsaw puzzle

Age

Page Count

271

Publisher

Greenleaf Book Group

Published Date

ISBN 10

1626347417

ISBN 13

9781626347410

The Rise of Women and Wealth

Our Fight for Freedom, Equality, and Control of Our Financial Future

By: Cindy Couyoumjian

Write a review Read reviews Take a Quiz Solve Book Puzzle

The Rise of Women and Wealth

Our Fight for Freedom, Equality, and Control of Our Financial Future

By: Cindy Couyoumjian

Cindy Couyoumjian--founder of Cinergy Financial, with over 36 years of experience--is on a mission to empower women to stop being spectators and enter the financial arena; to stand up and assert their inalienable right to financial self-determination. Although today in the US, women are making gains in higher education, hold corporate positions, and are successful leaders, men still control most of the household wealth. Yet women are powerful agents of change with boundless potential in the financial realm. In The Rise of Women and Wealth, Cindy shows that by confronting America's patriarchal past, women can become financially literate; reclaim the power and liberty that have been taken away; embrace a financial future filled with endless possibilities; strongly affirm, "Yes, I can." Women everywhere must find the courage, strength, and inspiration to move forward by understanding the past. Cindy's message is a hopeful one, filled with intuitive truths about a brighter tomorrow for women and their financial power and freedom. Cindy Couyoumjian is a Registered Representative offering securities and advisory services through Independent Financial Group LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. Cinergy Financial Greenleaf Book Group Press, R. F. Georgy, and IFG are unaffiliated.

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Page Count

296

Publisher

Greenleaf Book Group Press

Published Date

ISBN 10

1626349436

ISBN 13

9781626349438

The Silent Retirement Crisis

How You Can Build a Sustainable Retirement in a Potentially Broken System

By: Cindy Couyoumjian

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The Silent Retirement Crisis

How You Can Build a Sustainable Retirement in a Potentially Broken System

By: Cindy Couyoumjian

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N/A

Write a review

Solve jigsaw puzzle

Age

Page Count

257

Publisher

Greenleaf Book Group

Published Date

ISBN 13

9798886450972

Book's by Cindy Couyoumjian

Redefining Financial Literacy

Redefining Financial Literacy

The Silent Retirement Crisis

The Silent Retirement Crisis

The Rise of Women and Wealth

The Rise of Women and Wealth

Redefining Financial Literacy

Redefining Financial Literacy

The Rise of Women and Wealth

The Rise of Women and Wealth

The Silent Retirement Crisis

The Silent Retirement Crisis

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