Christopher Niedt's Books

Foreclosed America

By: Isaac Martin,Christopher Niedt

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From 2007 to 2012, almost five percent of American adults—about ten million people—lost their homes because they could not make mortgage payments. The scale of this home mortgage crisis is unprecedented—and it's not over. Foreclosures still displace more American homeowners every year than at any time before the twenty-first century. The dispossession and forced displacement of American families affects their health, educational success, and access to jobs. It continues to block any real recovery in the hardest-hit communities. While we now know a lot about how this crisis affected the global economy, we still know very little about how it affected the people who lost their homes. Foreclosed America offers the first representative portrait of those people—who they are, how and where they live after losing their homes, and what they have to say about their finances, their neighborhoods, and American politics. It is a sobering picture of Americans down on their luck, and of a crisis that is testing American democracy.

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Page Count

112

Publisher

Stanford University Press

Published Date

ISBN 10

0804795789

ISBN 13

9780804795784

Foreclosed

Mortgage Servicing and the Hidden Architecture of Homeownership in America

By: Christopher K. Odinet

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Foreclosed

Mortgage Servicing and the Hidden Architecture of Homeownership in America

By: Christopher K. Odinet

In Foreclosed, Christopher K. Odinet gives voice to the stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. The book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing lives of most Americans, and the servicing problems that still persist today. In doing so, it unveils a quiet and dangerous market shift in mortgage servicing - namely, an ongoing move toward a shadow banking sector where regulation is weak - that threatens the stability of our housing finance system. Ultimately, the book demonstrates how the law does not afford homeowners the protection most think and how regulation of these mortgage middlemen remains weak. Foreclosed should be read by anyone concerned with the state of housing and home ownership in the United States.

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Page Count

231

Publisher

Cambridge University Press

Published Date

ISBN 10

1108311032

ISBN 13

9781108311038

Foreclosed America

By: Isaac Martin,Christopher Niedt

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Foreclosed America

By: Isaac Martin,Christopher Niedt

Average ratings

N/A

Write a review

Solve jigsaw puzzle

Age

Page Count

112

Publisher

Stanford University Press

Published Date

ISBN 10

0804795789

ISBN 13

9780804795784

Book's by Christopher Niedt

Foreclosed America

Foreclosed America

Foreclosed

Foreclosed

Foreclosed America

Foreclosed America

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