The financial crisis has shown that a significant proportion of the assets held by large corporations are exposed to credit risk that must be managed. This doctoral thesis sets out to analyse the contextual and organisational framework within which these activities are set and the practices employed by professionals in the field. This analysis draws on a set of interview-based data from large corporations in Europe and Brazil, predominantly from the chemical, energy, trading, and general manufacturing industries. Due to their diverse natures, the subjects of customer and financial institution counterparty credit risk are treated separately, addressing for each the organisation of the function, data acquisition process, and IT setup recommendable in order to effectively drive risk management, including a review for the practitioner to analyse his or her processes. A final chapter with analyses regarding trade credit insurance, sovereign risk, and quantitative special items rounds off the text making it into a comprehensive treatise on credit risk management in an industrial corporation.
Practical Friendship brings insights together from ancient and contemporary philosophy, theology, psychology and sociology to identify what good friendship means and how we can live it. Based on the analysis it proposes we adopt a role based view of friendship, that also can be used to analyse loneliness. Based on research and anecdotal evidence the book compiles a range of recommendations on how to maintain our friendships in good repair and how to foster friendship in old age. The book addresses an audience of professionals working to fight loneliness in our society as well as lay people wanting to reflect on how to improve the friendships in their lives. Additional sections are addressed at researchers in sociology and psychology who want to expand their understanding of friendship in order to tune their research to generate insight for loneliness-support.
Practical Friendship brings insights together from ancient and contemporary philosophy, theology, psychology and sociology to identify what good friendship means and how we can live it. Based on the analysis it proposes we adopt a role based view of friendship, that also can be used to analyse loneliness. Based on research and anecdotal evidence the book compiles a range of recommendations on how to maintain our friendships in good repair and how to foster friendship in old age. The book addresses an audience of professionals working to fight loneliness in our society as well as lay people wanting to reflect on how to improve the friendships in their lives. Additional sections are addressed at researchers in sociology and psychology who want to expand their understanding of friendship in order to tune their research to generate insight for loneliness-support.
God lovingly gave his Word to inform us of his plan. God, the absolute author, wrote his love letter to humankind with many hands and many quills. He eloquently wrote the past and the future using metaphor, simile, personification, and antithesis. His book is history, geography, muniment, ancestry, biography, drama, romance, mystery, and instruction. In Connecting the Dots, a collection of devotionals weaves together Old Testament prophecy and New Testament fulfillment of prophecy concerning our Messiah and Redeemer. These devotionals highlight the important last-minute instructions from Jesus to the group of men he chose to take the gospel to the world. These are lessons taken from the Last Supper, the Garden of Gethsemane, and the crucifixion, resurrection, and ascension of Christ. Every detail of these lessons is pertinent to Christians who are committed to the Great Commission, and it challenges today’s believers concerning our responsibilities as disciples. The Holy Spirit of God, who was present at the creation and the immaculate conception of Jesus, not only lives in the hearts of those redeemed but also lives in the words of God’s book. It is He who quickens alive this Word in our hearts as we read and experience weeping turning to laughter, and conviction turning to joy.
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